Rating: 5 Stars
Bottom Line:
Rewards for Amazon and Whole Foods Shoppers
TABLE OF CONTENTS
Card Details
| Regular APR: | 15.99% – 23.99% (Variable) |
| Intro APR (Purchases): | None |
| Intro APR (Balance transfers): | None |
| Rewards Rate: | 3% back at Amazon.com and Whole Foods Market 2% back at restaurants, gas stations, and drugstores 1% back on all other purchases |
| Credit Needed: | (670 – 850) Excellent/Good |
| Annual Fee: | $0 |
| Card Brand: | Visa |
*See online credit card application for details on the terms and conditions.
Offer Highlights
- Click APPLY NOW to apply online
- Earn 3% back at Amazon.com and Whole Foods Market
- Earn 2% back at restaurants, gas stations, and drugstores
- Earn 1% back on all other purchases
- No annual fee
- $50 Amazon.com Gift Card loaded into your Amazon.com account upon approval
- No foreign transaction fees
Is Amazon Rewards Visa Signature worth it?
Amazon Prime Rewards Visa Signature is a great card for people who shop at Amazon.com and Whole Foods often, where they receive 3% back with this card with no annual fee or and no Amazon Prime membership fee. It?s also a great rewards card for restaurant, gas station, and drug store purchases, which earn 2%.
Pros
- $50 Amazon gift card upon approval
- 3% cash back at Amazon.com and Whole Foods Market
- No minimum required to redeem your points on Amazon.com
Cons
- Higher than average regular apr
Why 5 Stars?
Regular APR
The APR is not that great at 15.99% ? 23.99%.
4 Stars
Intro APR
There’s no Intro APR on purchases or balance transfers.
4 Stars
Fees
No annual fee, no foreign transaction fee, and no penalty APR. There is however a customer report about being charged interest on the full balance, not just the carry-over balance above the minimum payment that you did not pay. This is not normal practice and will result in higher interest charges if you don’t pay off the full balance each month.
5 Stars
Perks
3% back on Amazon.com and Whole Foods purchases is a great rewards rate.
5 Stars
Overall
This card delivers for its intended audience: Amazon and Whole Foods shoppers. It’s almost an everyday spend card too, with 2% back at restaurants, gas stations, and drug stores. If you’re on Prime and spend more than $2580 at Amazon and Whole Foods, you’ll want to get Amazon Prime Rewards Visa Signature, which also has no annual fee.
5 Stars
Fees
| Foreign Transaction Fee | None |
| Balance Transfer Fee | 5% of the amount of each transaction or $5, whichever is greater |
| Cash Advance Fee | 5% of the amount of each cash advance or $10, whichever is greater |
| Penalty APR | None |
Benefits
| $0 Fraud Liability |
| Auto Rental Collision Damage Waiver |
| Baggage Delay Reimbursement |
| Concierge Service |
| Emergency Card Replacement |
| Emergency Cash Disbursement |
| Extended Warranty Protection |
| Lost Luggage Reimbursement |
| Travel Accident Insurance |
| Price Protection |
| Purchase Protection |
| Return Protection |
| Roadside Dispatch |
| Travel and Emergency Assistance |
| Trip Cancellation/Trip Interruption Reimbursement |
| Trip Delay Reimbursement |
Editorial Note: This content is not provided by the issuer. Any opinion, analyses, reviews, or recommendations expressed on this page are those of the author?s alone, and may not have been reviewed, approved or otherwise endorsed by the issuer.
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