• Skip to primary navigation
  • Skip to main content
  • Skip to primary sidebar
CardResearch

CardResearch

Independent Credit Card Research

  • Credit Quality
    • Best Credit Cards For No Credit
    • Best Credit Cards For Bad Credit
    • Best Credit Cards For Fair Credit
    • Best Credit Cards For Good Credit
    • Best Credit Cards For Excellent Credit
  • Card Issuer
    • Card Network
      • Best American Express Credit Cards
      • Best Mastercard Credit Cards
      • Best Visa Credit Cards
    • Global Bank
      • Best Bank of America Credit Cards
      • Best Barclays Credit Cards
      • Best Capital One Credit Cards
      • Best Chase Credit Cards
      • Best HSBC Credit Cards
      • Best KeyBank Credit Cards
      • Best PNC Credit Cards
      • Best SunTrust Credit Cards
      • Best Synchrony Bank Credit Cards
      • Best TD Bank Credit Cards
      • Best UBS Credit Cards
      • Best U.S. Bank Credit Cards
      • Best Wells Fargo Credit Cards
    • National Bank
      • Best Banco Popular de Puerto Rico Cards
      • Best Bank of Missouri Cards
      • Best Bank of the West Cards
      • Best Celtic Bank Cards
      • Best Credit One Cards
      • Best Fifth Third Bank Cards
      • Best First Progress Credit Cards
      • Best Green Dot Credit Cards
      • Best USAA Credit Cards
      • Best Sallie Mae Credit Cards
      • Best WebBank Credit Cards
      • Best Merrick Bank Credit Cards
    • Airline
      • Best Alaska Airlines Credit Cards
      • Best American Airlines Credit Cards
      • Best Asiana Airlines Credit Cards
      • Best Avianca Airlines Credit Cards
      • Best Delta Airlines Credit Cards
      • Best Hawaiian Airlines Credit Cards
      • Best JetBlue Credit Cards
      • Best Korean Air Credit Cards
      • Best LATAM Credit Cards
      • Best Southwest Airlines Credit Cards
      • Best Southwest Airlines Business Credit Cards
      • Best United Airlines Credit Cards
    • Hotel
      • Best Hilton Credit Cards
      • Best IHG Hotels & Resorts Credit Cards
      • Best Marriott Credit Cards
      • Best Radisson Credit Cards
      • Best Wyndham Hotels and Resorts Credit Cards
    • Credit Union
      • Best Navy Federal Credit Cards
      • Best PenFed Credit Cards
    • Regional Bank
      • Best BB&T Credit Cards
  • Card Category
    • Everyday Expenses
      • Best No Annual Fee Credit Cards
      • Best Cash Back Credit Cards
      • Best Gas Credit Cards
      • Best Credit Cards For Paying Bills
      • Best Credit Cards To Pay Cell Phone Bill
      • Best Store Credit Cards
      • Best Credit Cards For Groceries
      • Best Credit Cards To Use At Costco
      • Best Credit Cards For Entertainment
      • Best Credit Cards For Restaurants
      • Best Credit Cards For Mobile Wallet Use
      • Best Credit Cards For Online Shopping
    • Special Occasions
      • Best Credit Cards For Black Friday
      • Best Credit Cards For Christmas
      • Best Credit Cards For Weddings
      • Best Disney Credit Cards
      • Best Sports Credit Cards
      • Coolest Credit Cards
    • Travel
      • Best No Foreign Transaction Fee Credit Cards
      • Best Credit Cards To Book Flights
      • Best Travel Credit Cards
      • Best Travel Credit Cards With No Annual Fee
      • Best Star Alliance Credit Cards
      • Best OneWorld Alliance Credit Cards
      • Best Credit Cards For Consultants
      • Best Hotel Credit Cards
      • Best Credit Cards For Trains
      • Best Credit Cards For Cruises
    • Premium
      • Best Credit Cards For High Spenders
      • Best Premium Credit Cards
      • Most Exclusive Credit Cards
      • 6 Valuable Metal Credit Cards You Should Apply For In 2020
      • Best Priority Pass Credit Cards
      • Best Credit Cards For Global Entry
      • Best Credit Cards With Lounge Access
      • Best Visa Infinite Credit Cards
    • Benefits
      • Best Credit Cards For Cell Phone Insurance
      • Best Credit Cards For Price Protection
      • Best Credit Cards For Rental Car Insurance
      • Best Purchase Protection Credit Cards
      • Best Credit Cards For Extended Warranties
      • Best Credit Cards For Roadside Assistance
      • Best Credit Cards For Travel Insurance
      • Best Credit Cards For Emergencies
    • Business
      • Best Self Employed Credit Card
      • Best Small Business Credit Cards
      • Best Corporate Credit Cards
      • Best Business Credit Cards
      • Best Business Balance Transfer Cards
      • Best Business Credit Cards Without A Personal Guarantee
      • Best Secured Business Credit Cards
      • Best Credit Cards For Nonprofits
      • Best Credit Cards For Shipping
      • Best Credit Cards For Advertising
      • Best Charge Cards
    • Credit Building
      • Best Pre-Qualified and Pre-Approved Credit Cards
      • Best Credit Cards Without A SSN
      • Easiest Credit Cards To Get Approved For
      • Best Credit Cards After Bankruptcy
      • Best Credit Cards For Low Income Earners
      • Best First Credit Cards
      • Best Credit Cards For Young Adults
      • Best Secured Credit Cards
      • Best Credit Cards For College Graduates
    • Debt Payoff and Purchase Financing
      • Best No Interest Credit Cards
      • Best Balance Transfer Credit Cards
      • Best No Fee Balance Transfer Credit Cards
    • Special Qualifications
      • Best Credit Union Credit Cards
      • Best Military Credit Cards
      • Best Student Credit Cards
      • Best Credit Cards For International Students
  • Best Credit Cards for 2021
Ad Disclosure

American Express Blue Business Plus Credit Card Review

American Express Blue Business Plus Credit Card

Rating: 5 Stars

Bottom Line:
Starter Business Points

Apply Now
Card DetailsThe OfferIs it Worth It?
Pros and ConsWhy 5 Stars?Fees
Benefits

TABLE OF CONTENTS

  • Card Details
  • Offer Highlights
  • Is American Express Blue Business Plus worth it?
  • Pros
  • Cons
  • Why 5 Stars?
  • Regular APR
  • Intro APR
  • Fees
  • Perks
  • Overall
  • Fees
  • Benefits

Card Details

Regular APR:15.24% – 21.24% (Variable)
Intro APR (Purchases):0% for 12 months
Intro APR (Balance transfers):0% for 12 months
Rewards Rate:Earn 2X Membership Rewards points on everyday business purchases up to $50,000, then 1X
Credit Needed:(670 – 850) Excellent/Good
Annual Fee:$0
Card Brand:American Express

*See online credit card application for details on the terms and conditions.

Offer Highlights

  • Click APPLY NOW to apply online
  • Earn 2X Membership Rewards points on everyday business purchases up to $50,000, then 1X.
  • Earn 10,000 Extra Membership Rewards points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership
  • Ability to spend above the credit limit with Expanded Buying Power
  • Just remember, the amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us and other factors.
  • 0.0% introductory APR on purchases and balance transfers for 12 months. After that your APR will be a variable rate, currently 14.74% – 20.74%, based on your creditworthiness and other factors as determined at the time of account opening.
  • No Annual Fee

Is American Express Blue Business Plus worth it?

American Express Blue Business Cash is a solid starter card for businesses with 2X Membership Rewards points on everyday business purchases up to $50,000 per calendar year, then 1X on all purchases thereafter. That means any purchase you make for your business will earn 2X points.

To earn 2X Membership Rewards points and get their face value, you must redeem them for eligible purchases, such as air, prepaid hotels, vacation packages (flight + hotel packages) or cruise reservations. Those categories cover almost everything in travel, but it’s important to note that for car reservations, non-prepaid hotels, and ticketing services, your points have half the value.

With no annual fee and a 12 month intro period on purchases and balance transfers, this may be a good card for someone starting a business who travels. This card is almost identical to American Express Blue Business Cash, except as noted it earns American Express Membership Rewards points, which have the highest value when redeemed for travel, instead of cash back.

Pros

  • 2X Membership Rewards points on everyday business purchases up to $50,000
  • Allows some spending above your credit limit
  • No annual fee

Cons

  • Lower than average ongoing travel rewards rate

Why 5 Stars?

Regular APR


4 Stars

Intro APR


5 Stars

Fees


4 Stars

Perks


5 Stars

Overall


5 Stars

Fees

Foreign Transaction Fee2.7%
Balance Transfer Fee3% on transaction amount or $5, whichever is greater
Cash Advance FeeNo Cash Advances Allowed
Penalty APR29.99% APR

Benefits

$0 Fraud Liability
Travel Accident Insurance
Purchase Protection
Get Started with American Express Blue Business Plus

Editorial Note: This content is not provided by the issuer. Any opinion, analyses, reviews, or recommendations expressed on this page are those of the author?s alone, and may not have been reviewed, approved or otherwise endorsed by the issuer.

Credit Cards Research:

Best Credit Cards for 2021
These are the best credit cards for 2021.

Best Credit Cards for Excellent Credit
If you have excellent credit, check out these cards. These are the best cards for excellent credit with travel rewards and cash bonuses.

Best Credit Cards to Pay off Debt
The fastest way to pay off credit card debt is by transferring a balance to a 0% APR credit card. These are the best balance transfer cards on the market.

Best American Express Credit Cards, Best Balance Transfer Credit Cards, Best Business Balance Transfer Cards, Best Business Credit Cards, Best Credit Cards For Big Purchases, Best Credit Cards For Good Credit, Best Credit Cards For Rental Car Insurance, Best Credit Cards For Travel Insurance, Best No Annual Fee Credit Cards, Best No Interest Credit Cards, Best Purchase Protection Credit Cards, Best Small Business Credit Cards, Best Travel Credit Cards, Best Travel Credit Cards With No Annual Fee

Primary Sidebar

Get Your Personalized Loan Offers in 4 Easy Steps

Subscribe to our newsletter

Our Latest Research

TD Cash Credit Card

TD Cash Credit Card Review

Target REDcard MasterCard

Target REDcard MasterCard Review

Susan-G.-Komen-Cash-Rewards-Visa-Credit-Card-from-Bank-of-America-square

Susan G. Komen Cash Rewards Visa Credit Card from Bank of America? Review

SunTrust Secured Credit Card Review

SunTrust Cash Rewards Credit Card

SunTrust Prime Rewards Credit Card Review

About Us | Privacy Policy | Terms of Service | Copyright © 2021 CardResearch

Advertiser Disclosure: Some of the offers that appear on this website are from companies from which CardResearch receives compensation. This compensation may impact how and where offers appear on this site. The site does not review or include all companies or all available products.