
Rating: 4 Stars
Bottom Line:
No Annual Fee Amtrak Rewards
TABLE OF CONTENTS
Card Details
Regular APR: | 16.74% – 24.74% (Variable) |
Intro APR (Purchases): | None |
Intro APR (Balance transfers): | None |
Rewards Rate: | Earn 2 Points per $1 spent with Amtrak Earn 1 Point per $1 spent on all other purchases |
Credit Needed: | (580-669) Average/Fair |
Annual Fee: | $0 |
Card Brand: | Mastercard |
*See online credit card application for details on the terms and conditions.
Offer Highlights
- Click APPLY NOW to apply online
- Get 12,000 bonus points after you make $1,000 or more in purchases on your new card within 90 days of account opening. That’s enough points to redeem for a trip to many of our over 500 destinations across the country.
- Get a 5% Amtrak Guest Rewards point rebate when you book your Amtrak redemption travel
- There’s no limit to how many points you can earn and you can redeem them when you want since your points will not expire as long as your card account is open.
- No annual fee
- Plus, chip technology for enhanced security and protection when making purchases at chip-enabled terminals in over 130 countries
- No foreign transaction fees
Is Amtrak Guest Rewards Platinum Mastercard worth it?
Amtrak Guest Rewards Platinum Mastercard is a great card for travelers who travel by train on Amtrak and are looking for a card with no annual fee.
Pros
- Earn 2 Points per $1 spent with Amtrak. This includes purchases through the Amtrak portal with Choice Hotels, Wyndham Resorts, Hertz, Target, Walmart, Apple, and more.
- No annual fee
Cons
- No airline transfer partners
- penalty APR
Why 4 Stars?
Regular APR
4 Stars
Intro APR
4 Stars
Fees
4 Stars
Perks
5 Stars
Overall
4 Stars
Fees
Foreign Transaction Fee | None |
Balance Transfer Fee | 3% of the amount of each transaction or $10, whichever is greater |
Cash Advance Fee | 3% of the amount of each transaction or $10, whichever is greater |
Penalty APR | Up to 29.99% |
Benefits
$0 Fraud Liability
Editorial Note: This content is not provided by the issuer. Any opinion, analyses, reviews, or recommendations expressed on this page are those of the author?s alone, and may not have been reviewed, approved or otherwise endorsed by the issuer.
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