Rating: 4 Stars
Bottom Line:
Rewards for AT&T Customers
TABLE OF CONTENTS
Card Details
| Regular APR: | 15.74% – 24.74% (Variable) |
| Intro APR (Purchases): | None |
| Intro APR (Balance transfers): | None |
| Rewards Rate: | Earn 2 Points for every $1 you spend on purchases made online at eligible retail and travel websites Earn 2 Points for every $1 you spend on products and services purchased directly from AT&T. You earn 2X points on AT&T purchases like a new tablet or accessories for your phone Earn 1 Point for every $1 you spend on other purchases. You also earn points with this AT&T credit card for pumping gas, buying groceries or making any other purchase with your card |
| Credit Needed: | (670 – 850) Excellent/Good |
| Annual Fee: | $0 |
| Card Brand: | Mastercard |
*See online credit card application for details on the terms and conditions.
Offer Highlights
- Click APPLY NOW to apply online
- Earn 10,000 Bonus ThankYou Points after you spend $1,000 in purchases within 3 months of account opening
- Earn 2 Points for every $1 you spend on purchases made online at eligible retail and travel websites.
- Earn 2 Points for every $1 you spend on products and services purchased directly from AT&T. You earn 2X points on AT&T purchases like a new tablet or accessories for your phone
- Earn 1 Point for every $1 you spend on other purchases. You also earn points with this AT&T credit card for pumping gas, buying groceries or making any other purchase with your card
- No Annual Fee
- Purchase Rate: 15.74% – 24.74% variable APR based on your creditworthiness
Is AT&T Access Card from Citi worth it?
AT&T Access Card from Citi is a solid card for AT&T customers who make retail and travel purchases online.
Pros
- 2 points for every $1 spent online on eligible retail and travel websites ? this includes travel aggregators like Expedia and Orbitz and retail stores like Walmart and Costco
- 2 points for every $1 spent on AT&T products ? this includes cable, internet, or phone services through AT&T
Cons
- Foreign transaction fee
- ThankYou points convert to cash back at a lower than average rate when compared to other points programs
Why 4 Stars?
Regular APR
4 Stars
Intro APR
4 Stars
Fees
5 Stars
Perks
4 Stars
Overall
4 Stars
Fees
| Foreign Transaction Fee | None |
| Balance Transfer Fee | 3% of the amount of each transfer or $5, whichever is greater |
| Cash Advance Fee | 5% of the amount of each cash advance or $10, whichever is greater |
| Penalty APR | Up To 29.99% |
Benefits
| $0 Fraud Liability |
| Auto Rental Collision Damage Waiver |
| Extended Warranty Program |
| Purchase Protection |
| Roadside Assistance |
| Travel Accident Insurance |
| Travel Assistance |
Editorial Note: This content is not provided by the issuer. Any opinion, analyses, reviews, or recommendations expressed on this page are those of the author?s alone, and may not have been reviewed, approved or otherwise endorsed by the issuer.
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