
Rating: 4 Stars
Bottom Line:
Finance Apple Purchases
TABLE OF CONTENTS
Card Details
Regular APR: | 24.74% (Variable) |
Intro APR (Purchases): | None |
Intro APR (Balance transfers): | None |
Rewards Rate: | None |
Credit Needed: | (0 – 300) Limited/No |
Annual Fee: | $0 |
Card Brand: | Visa |
*See online credit card application for details on the terms and conditions.
Offer Highlights
- Click APPLY NOW to apply online
- Special financing on purchases made at Apple within the first 30 days of account opening. Promo period based on purchase amount: 6 months: less than $499, 12 months: $499 to less than $999, 18 months: $999 and over
- $0 Fraud Liability protection on unauthorized purchases
- ID Theft Protection 24/7 assistance should you become the victim of identity theft
- $0 annual fee
Is Barclaycard Financing Visa worth it?
Barclaycard Financing Visa is a solid card for people looking to finance a large Apple purchase without interest over six to 18 months. It’s not a true 0% Intro APR, because the interest is deferred, so cardholders who do not pay off the purchase amount before the close of the promotional period will owe interest charges extending back to the purchase date. Other cards offer 0% intro APR for the same time period without deferred interest.
Pros
- Pay off Apple purchases over time without interest
- No annual fee
Cons
- Interest is deferred
- Foreign transaction fee
Why 4 Stars?
Regular APR
4 Stars
Intro APR
4 Stars
Fees
4 Stars
Perks
4 Stars
Overall
4 Stars
Fees
Foreign Transaction Fee | 3% |
Balance Transfer Fee | 3% of the amount of each transaction or $5, whichever is greater |
Cash Advance Fee | 5% of the amount of each cash advance or $10, whichever is greater |
Penalty APR | None |
Benefits
$0 Fraud Liability
Editorial Note: This content is not provided by the issuer. Any opinion, analyses, reviews, or recommendations expressed on this page are those of the author?s alone, and may not have been reviewed, approved or otherwise endorsed by the issuer.
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