Card Details

Regular APR:	24.74% (Variable)
Intro APR (Purchases):	None
Intro APR (Balance transfers):	None
Rewards Rate:	None
Credit Needed:	(0 – 300) Limited/No
Annual Fee:	$0
Card Brand:	Visa

*See online credit card application for details on the terms and conditions.

Offer Highlights

Click APPLY NOW to apply online
Special financing on purchases made at Apple within the first 30 days of account opening. Promo period based on purchase amount: 6 months: less than $499, 12 months: $499 to less than $999, 18 months: $999 and over
$0 Fraud Liability protection on unauthorized purchases
ID Theft Protection 24/7 assistance should you become the victim of identity theft
$0 annual fee

Is Barclaycard Financing Visa worth it?

Barclaycard Financing Visa is a solid card for people looking to finance a large Apple purchase without interest over six to 18 months. It’s not a true 0% Intro APR, because the interest is deferred, so cardholders who do not pay off the purchase amount before the close of the promotional period will owe interest charges extending back to the purchase date. Other cards offer 0% intro APR for the same time period without deferred interest.

Pros

Pay off Apple purchases over time without interest
No annual fee

Cons

Interest is deferred
Foreign transaction fee

Why 4 Stars?

Regular APR

4 Stars

Intro APR

4 Stars

Fees

4 Stars

Perks

4 Stars

Overall

4 Stars

Fees

Foreign Transaction Fee	3%
Balance Transfer Fee	3% of the amount of each transaction or $5, whichever is greater
Cash Advance Fee	5% of the amount of each cash advance or $10, whichever is greater
Penalty APR	None

Benefits

$0 Fraud Liability

Get Started with Barclaycard Financing Visa

Editorial Note: This content is not provided by the issuer. Any opinion, analyses, reviews, or recommendations expressed on this page are those of the author?s alone, and may not have been reviewed, approved or otherwise endorsed by the issuer.

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