Rating: 5 Stars
Bottom Line:
For Choice Hotels Travelers
TABLE OF CONTENTS
Card Details
| Regular APR: | 16.74%, 21.49%, or 26.49% (Variable) |
| Intro APR (Purchases): | None |
| Intro APR (Balance transfers): | 0% for 15 billing cycles for transfers made in first 45 days of account opening |
| Rewards Rate: | Earn 5 points per $1 spent at eligible Choice Hotels Earn 5 points per $1 spent on the purchase of Choice Privileges points or Choice Hotels gift card purchases Earn 2 points per $1 spent on all other purchases |
| Credit Needed: | (740 – 850) Excellent |
| Annual Fee: | $0 |
| Card Brand: | Visa |
*See online credit card application for details on the terms and conditions.
Offer Highlights
- Click APPLY NOW to apply online
- Earn 32,000 bonus points after spending $1,000 in purchases in the first 90 days, enough for up to 4 free nights at select Choice hotels.
- Earn 5 points per $1 spent at eligible Choice Hotels
- Earn 2 points per $1 spent on all other purchases
- Earn 3X points on travel including flights, hotels, homestays and car rentals. Earn 5 points per $1 spent on the purchase of Choice Privileges points or Choice Hotels gift card purchases
- Earn 8,000 anniversary bonus points every year after spending $10,000 or more on purchases
- Redemptions for free nights at Choice Hotels or gift cards from over 80 of your favorite restaurants and retailers
- 0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable APR will apply, 16.74%, 21.49%, or 26.49%, based on your creditworthiness. There is a fee for balance transfers
Is Barclays Choice Privileges Visa Signature worth it?
Barclays Choice Privileges Visa Signature is a great card for travelers who stay at Choice Hotels. Cardholders earn 5 points per $1 spent at eligible Choice Hotels. When combined with the free-to-join Choice Privileges rewards program, the total value becomes 15 points per $1 spent at eligible Choice Hotels.
Pros
- Earn 32,000 bonus points after spending $1,000 in purchases in the first 90 days, enough for up to 4 free nights at select Choice hotels
- Earn 5 points per $1 spent at eligible Choice Hotels
- Redeem points for nights with Choice Privileges properties ? Comfort Inn, Comfort Suites, Quality, Sleep Inn, Clarion, Cambria hotels, MainStay Suites, Suburban, Econo Lodge, Rodeway Inn, and Ascend Hotel Collection
- No annual fee
Cons
- Points expire if no qualifying activity is made for 18 months ? using the card or redeeming points are qualifying activities
Why 5 Stars?
Regular APR
5 Stars
Intro APR
4 Stars
Fees
4 Stars
Perks
5 Stars
Overall
5 Stars
Fees
| Foreign Transaction Fee | None |
| Balance Transfer Fee | 3% of the amount of each transfer or $5, whichever is greater |
| Cash Advance Fee | 5% of the amount of each cash advance or $10, whichever is greater |
| Penalty APR | None |
Benefits
| $0 Fraud Liability |
| Auto Rental Collision Damage Waiver |
| Concierge Service |
| Extended Warranty Program |
| Lost Luggage Reimbursement |
| Purchase Protection |
| Roadside Assistance |
| Travel Accident Insurance |
| Travel Assistance |
Editorial Note: This content is not provided by the issuer. Any opinion, analyses, reviews, or recommendations expressed on this page are those of the author?s alone, and may not have been reviewed, approved or otherwise endorsed by the issuer.
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