Rating: 5 Stars
Bottom Line:
For Southeastern U.S. Residents to Pay off Debt and Finance Purchases
TABLE OF CONTENTS
Card Details
| Regular APR: | 12.99% – 21.99% (Variable) |
| Intro APR (Purchases): | 0% for 15 months |
| Intro APR (Balance transfers): | 0% for 15 months |
| Rewards Rate: | Based on purchases you made, offers are available in the “U by BB&T” portal from participating retailers, including AT&T, Chili?s, DirectTV, Jamba Juice, PetSmart, Sears, Sephora and Starbucks. |
| Credit Needed: | (740 – 850) Excellent |
| Annual Fee: | $0 |
| Card Brand: | Visa |
*See online credit card application for details on the terms and conditions.
Offer Highlights
- Click APPLY NOW to apply online
- Enjoy Visa’s Zero Liability unauthorized purchase protection
- Earn money easily with BB&T Deals. Log in to U by BB&T, pick a deal, shop with your credit card and earn cash back
- Take advantage of travel and emergency assistance services and auto rental collision damage waiver
- No annual fee
Is BB&T Bright Card worth it?
BB&T Bright is a great card for people in the BB&T service area – this is most of the Southeastern U.S. excluding Florida – who want to transfer a balance to save on interest or finance a purchase. This card offers 0% APR for 15 months for balance transfers and purchases.
Pros
- 0% Intro APR for 15 months on balance transfers
- 0% Intro APR for 15 months on purchases
- No annual fee
- No Penalty APR
Cons
- Foreign transaction fee
- There is not a rewards rate with this card and the rewards program is not great
Why 5 Stars?
Regular APR
5 Stars
Intro APR
5 Stars
Fees
4 Stars
Perks
5 Stars
Overall
5 Stars
Fees
| Foreign Transaction Fee | 3% |
| Balance Transfer Fee | 3% of the amount of each cash advance or $10, whichever is greater |
| Cash Advance Fee | 3% or $10 minimum on transactions greater than $10 |
| Penalty APR | None |
Benefits
| $0 Fraud Liability |
| Auto Rental Collision Damage Waiver |
| Emergency Assistance |
| Extended Warranty Program |
| Travel Accident Insurance |
| Travel and Emergency Assistance |
Editorial Note: This content is not provided by the issuer. Any opinion, analyses, reviews, or recommendations expressed on this page are those of the author?s alone, and may not have been reviewed, approved or otherwise endorsed by the issuer.
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