TABLE OF CONTENTS
Capital One Venture Rewards
Rating: 5 Stars
Bottom Line:
Miles for Travel, Transit, and Hotels
Annual fee: $0 intro for first year; $95 after that
Credit Needed: (670 – 850) Excellent/Good
Regular APR: 17.99% – 25.24% (Variable)
Wells Fargo Propel American Express
Rating: 4 Stars
Bottom Line:
Rewards on Monthly Expenses
Annual fee: None
Credit Needed: (670 – 850) Excellent/Good
Regular APR: 15.99% – 27.99% (Variable)
Discover it Student Cash Back Credit Card
Rating: 4 stars
Bottom Line:
High Cash Back for Students
Annual fee: None
Credit Needed: (300-669) Bad/Fair
Regular APR: 14.99% ? 23.99% (Variable)
Discover it Cash Back Credit Card
Rating: 5 Stars
Bottom Line:
Rotating Cash Back and Finance Purchases
Annual fee: None
Credit Needed: (670 – 850) Excellent/Good
Regular APR: 13.99% – 24.99% (Variable)
American Express Platinum Card
Rating: 4 Stars
Bottom Line:
Perks For Frequent Travelers
Annual fee: $550
Credit Needed: (670 – 850) Excellent/Good
Regular APR: Not Stated In Terms and Conditions
Citi Simplicity Card
Rating: 5 Stars
Bottom Line:
Pay Off Debt Over Time
Annual fee: None
Credit Needed: (670 – 850) Excellent/Good
Regular APR: 16.24% – 26.24% (Variable)
Chase Sapphire Reserve Card
Rating: 4 Stars
Bottom Line:
Significant Travel Rewards For A Significant Fee
Annual fee: $450
Credit Needed: (740-850) Excellent
Regular APR: 18.99% – 25.99% (Variable)
Chase Sapphire Preferred Card
Rating: 5 Stars
Bottom Line:
Rewards Program Bonus for Travelers
Annual fee: $95
Credit Needed: (670 – 850) Good/Excellent
Regular APR: 18.24% – 25.24% (Variable)
Chase Ink Business Unlimited Credit Card
Rating: 5 Stars
Bottom Line:
Growing Business Card
Annual fee: None
Credit Needed: (740-850) Excellent
Regular APR: 15.24% – 21.24% (Variable)
Capital One Spark Cash for Business
Rating: 4 Stars
Bottom Line:
Simple High Cash Back For Business Owners
Annual fee: $0 intro for the first year, $95 after that
Credit Needed: (670 – 850) Excellent/Good
Regular APR: 18.74% (Variable)
Capital One Secured Mastercard
Rating: 4 Stars
Bottom Line:
Build Credit With No Annual Fee Or Penalty APR
Annual fee: None
Credit Needed: (580-669) Average/Fair
Regular APR: 26.99% (Variable)
Discover it Balance Transfer
Rating: 5 Stars
Bottom Line:
Rotating Cash Back and Pay Off Debt
Annual fee: None
Credit Needed: (670 – 850) Good/Excellent
Regular APR: 14.24% – 25.24% (Variable)
Amex EveryDay Credit Card
Rating: 5 Stars
Bottom Line:
Pay Off Debt with No Fee
Annual fee: None
Credit Needed: (670 – 850) Excellent/Good
Regular APR: 14.49% – 25.49% (Variable)
Fidelity Rewards Visa Signature
Rating: 5 Stars
Bottom Line:
Unlimited Flat-Rate Cash Back for Fidelity Customers
Annual fee: None
Credit Needed: (740 – 850) Excellent
Regular APR: 15.74% (Variable)
Discover it Secured
Rating: 5 Stars
Bottom Line:
Build Credit and Earn Rewards on Gas and Restaurants
Annual fee: None
Credit Needed: (0 – 300) Bad/Limited/No
Regular APR: 24.74% (Variable)
Platinum Delta SkyMiles Business Credit Card from American Express
Rating: 4 Stars
Bottom Line:
Upgraded Delta Perks for Business
Annual fee: $195
Credit Needed: (670 – 850) Excellent/Good
Regular APR: 17.74% – 26.74% Variable
Gold Delta SkyMiles Credit Card from American Express
Rating: 4 Stars
Bottom Line:
Perks for Delta Flyers
Annual fee: $0 for the first year; then $95
Credit Needed: (670 – 850) Excellent/Good
Regular APR: 17.74% – 26.74% Variable
Bank of America Cash Rewards
Rating: 5 Stars
Bottom Line:
Cash Back In Categories That Are Common Expenditures
Annual fee: None
Credit Needed: (670 – 850) Excellent/Good
Regular APR: 15.74% – 25.74% (Variable)
Bank of America Business Advantage Travel Rewards World Mastercard
Rating: 5 Stars
Bottom Line:
Travel Rewards for Business Owners With No Annual Fee
Annual fee: None
Credit Needed: (670 – 850) Good/Excellent
Regular APR: 13.24% – 23.24% (Variable)
Bank of America Business Advantage Cash Rewards Mastercard
Rating: 5 Stars
Bottom Line:
High Cash Back on First $50k Spent
Annual fee: None
Credit Needed: (670 – 850) Good/Excellent
Regular APR: 14.49% – 24.49% (Variable)
American Express Delta Reserve for Business Credit Card
Rating: 5 Stars
Bottom Line:
Delta Sky Club Included
Annual fee: $450, $550 if application is received on or after 1/30/2020
Credit Needed: (670 – 850) Good/Excellent
Regular APR: 17.49% – 26.49% (Variable)
American Express Blue Business Plus Credit Card
Rating: 5 Stars
Bottom Line:
Starter Business Points
Annual fee: None
Credit Needed: (670 – 850) Good/Excellent
Regular APR: 15.24% – 21.24% (Variable)
American Express Blue Business Cash Credit Card
Rating: 5 Stars
Bottom Line:
Starter Business Cash Back
Annual fee: None
Credit Needed: (670 – 850) Good/Excellent
Regular APR: 15.24% – 21.24% (Variable)
American Express Business Platinum Card
Rating: 4 Stars
Bottom Line:
For Business Travelers with Travel Expenses
Annual fee: $595
Credit Needed: (670 – 850) Good/Excellent
Regular APR: If you activate Pay Over Time: 19.74%
American Express Business Green Rewards Card
Rating: 4 Stars
Bottom Line:
Business Charge Card
Annual fee: $0 for first year, then $95
Credit Needed: (670 – 850) Good/Excellent
Regular APR: If you activate Pay Over Time: 19.74%
American Express Business Gold
Rating: 4 Stars
Bottom Line:
Cost-Effective Business Rewards
Annual fee: $295
Credit Needed: (670 – 850) Excellent/Good
Regular APR: If you activate Pay Over Time: 16.24% – 24.24% (Variable)
CitiBusiness / AAdvantage Platinum Select World Mastercard
Rating: 5 Stars
Bottom Line:
For American Airlines Business Travelers
Annual fee: $0 in first year, $99 after first year
Credit Needed: (670 – 850) Excellent/Good
Regular APR: 17.74% – 25.74% (Variable)
Chase Ink Business Cash Credit Card
Rating: 5 Stars
Bottom Line:
Starter Business Cash Back Card
Annual fee: None
Credit Needed: (740 – 850) Excellent
Regular APR: 15.24% – 21.24% (Variable)
Chase Ink Business Unlimited Credit Card
Rating: 5 Stars
Bottom Line:
Growing Business Card
Annual fee: None
Credit Needed: (740-850) Excellent
Regular APR: 15.24% – 21.24% (Variable)
Chase Ink Business Preferred Credit Card
Rating: 5 Stars
Bottom Line:
Rewards On Common Business Expenses
Annual fee: $95
Credit Needed: (670 – 850) Excellent/Good
Regular APR: 18.24% – 23.24% (Variable)
Editorial Note: This content is not provided by the issuer. Any opinion, analyses, reviews, or recommendations expressed on this page are those of the author?s alone, and may not have been reviewed, approved or otherwise endorsed by the issuer.
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