TABLE OF CONTENTS
Capital One Venture Rewards
Rating: 5 Stars
Bottom Line:
Miles for Travel, Transit, and Hotels
Annual fee: $0 intro for first year; $95 after that
Credit Needed: (670 – 850) Excellent/Good
Regular APR: 17.99% – 25.24% (Variable)
Chase Sapphire Reserve Card
Rating: 4 Stars
Bottom Line:
Significant Travel Rewards For A Significant Fee
Annual fee: $450
Credit Needed: (740-850) Excellent
Regular APR: 18.99% – 25.99% (Variable)
Chase Sapphire Preferred Card
Rating: 5 Stars
Bottom Line:
Rewards Program Bonus for Travelers
Annual fee: $95
Credit Needed: (670 – 850) Good/Excellent
Regular APR: 18.24% – 25.24% (Variable)
Chase Ink Business Preferred Credit Card
Rating: 5 Stars
Bottom Line:
Rewards On Common Business Expenses
Annual fee: $95
Credit Needed: (670 – 850) Excellent/Good
Regular APR: 18.24% – 23.24% (Variable)
Chase Freedom Unlimited
Rating: 5 Stars
Bottom Line:
Earn Cash Back And Pay Off Purchases and Debt
Annual fee: None
Credit Needed: (670 – 850) Excellent/Good
Regular APR: 17.24% – 25.99% (Variable)
Capital One Spark Cash for Business
Rating: 4 Stars
Bottom Line:
Simple High Cash Back For Business Owners
Annual fee: $0 intro for the first year, $95 after that
Credit Needed: (670 – 850) Excellent/Good
Regular APR: 18.74% (Variable)
Capital One Spark Miles for Business
Rating: 4 Stars
Bottom Line:
Earn Miles On All Purchases As A Business Owner
Annual fee: $0 for first year, $95 after that
Credit Needed: (670 – 850) Excellent/Good
Regular APR: 19.24% (Variable)
Capital One Quicksilver Cash Rewards Credit Card
Rating: 4 Stars
Bottom Line:
Simple Cash Back With No Annual Fee
Annual fee: None
Credit Needed: (670 – 850) Good/Excellent
Regular APR: 16.24% – 26.24% (Variable)
PNC Core Visa
Rating: 5 Stars
Bottom Line:
Long Debt and Purchase Payoff Period
Annual fee: None
Credit Needed: (670 – 850) Excellent/Good
Regular APR: 11.74 – 21.74% (Variable)
OpenSky Secured Visa
Rating: 4 Stars
Bottom Line:
Build Credit Without A Hard Inquiry
Annual fee: $35
Credit Needed: (300 – 669) Bad/Limited/No
Regular APR:
19.14% (Variable)
My Best Buy Visa
Rating: 4 Stars
Bottom Line:
Rewards for Best Buy Shoppers
Annual fee: None (Platinum), $59 (Gold)
Credit Needed: (670 – 850) Good/Excellent
Regular APR: 26.99% (Variable)
Marriott Bonvoy Bold
Rating: 5 Stars
Bottom Line:
No Annual Fee Marriott Rewards
Annual fee: None
Credit Needed: (670 – 850) Good/Excellent
Regular APR: 17.74% – 24.74% (Variable)
Amtrak Guest RewardsWorld Mastercard
Rating: 4 Stars
Bottom Line:
For Frequent Amtrak Travelers
Annual fee: $79
Credit Needed: (670 – 850) Good/Excellent
Regular APR: 16.74% – 24.74% (Variable)
Citi / AAdvantage Platinum Select World Elite Mastercard
Rating: 5 Stars
Bottom Line:
For American Airlines Travelers
Annual fee: $0 in first year, $99 after first year
Credit Needed: (670 – 850) Excellent/Good
Regular APR: 17.49% to 25.49% (Variable)
Deserve Edu Mastercard for Students
Rating: 4 Stars
Bottom Line:
For International Students
Annual fee: None
Credit Needed: (580-669) Average/Fair/Limited
Regular APR: 18.74% (Variable)
Citi Rewards+
Rating: 5 Stars
Bottom Line:
Grocery and Gas Rewards For People Who Make A Lot Of Small Purchases
Annual fee: None
Credit Needed: (670 – 850) Good/Excellent
Regular APR: 15.49% – 25.49% (Variable)
HSBC Gold Mastercard
Rating: 4 stars
Bottom Line:
Extended Purchase Payoff Period
Annual fee: None
Credit Needed: (670 – 850) Excellent/Good
Regular APR: 13.24%, 17.24% or 21.24% (Variable)
First PREMIER Bank Mastercard
Rating: 4 Stars
Bottom Line:
Valuable Credit Line with Fees
Annual fee: $50 – $79 the first year, $45 – $49 after that
Credit Needed: (300 – 669) Bad/Fair
Regular APR:
36%
Fifth Third Bank Truly Simple Credit Card
Rating: 4 Stars
Bottom Line:
Long No Interest Intro Period For Purchases and Balance Transfers And No Annual Fee
Annual fee: None
Credit Needed: (670 – 850) Excellent/Good
Regular APR: 13.99% to 24.99% (Variable)
Fifth Third Bank TRIO Credit Card
Rating: 4 Stars
Bottom Line:
Cash Back With A Capped Amount But Without An Annual Fee
Annual fee: None
Credit Needed: (670 – 850) Excellent/Good
Regular APR: 16.24% to 25.24% (Variable)
Capital One Platinum
Rating: 4 Stars
Bottom Line:
Build Credit Without A Deposit
Annual fee: None
Credit Needed: (580-669) Average/Fair
Regular APR: 26.96% (Variable)
Brex Card for Ecommerce
Rating: 5 Stars
Bottom Line:
60-Day Charge Card for Ecommerce Startups With $100,000 In Monthly Revenue
Annual fee: Up to $60
Credit Needed: (740 – 850) Excellent
Regular APR: None
Bank of America Cash Rewards
Rating: 5 Stars
Bottom Line:
Cash Back In Categories That Are Common Expenditures
Annual fee: None
Credit Needed: (670 – 850) Excellent/Good
Regular APR: 15.74% – 25.74% (Variable)
Bank of America Business Advantage Travel Rewards World Mastercard
Rating: 5 Stars
Bottom Line:
Travel Rewards for Business Owners With No Annual Fee
Annual fee: None
Credit Needed: (670 – 850) Good/Excellent
Regular APR: 13.24% – 23.24% (Variable)
Bank of America Business Advantage Cash Rewards Mastercard
Rating: 5 Stars
Bottom Line:
High Cash Back on First $50k Spent
Annual fee: None
Credit Needed: (670 – 850) Good/Excellent
Regular APR: 14.49% – 24.49% (Variable)
BankAmericard
Rating: 4 Stars
Bottom Line:
Long Debt and Purchase Payoff Period
Annual fee: None
Credit Needed: (670 – 850) Good/Excellent
Regular APR: 14.74% – 24.74% (Variable)
Editorial Note: This content is not provided by the issuer. Any opinion, analyses, reviews, or recommendations expressed on this page are those of the author?s alone, and may not have been reviewed, approved or otherwise endorsed by the issuer.
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