Rating: 4 Stars
Bottom Line:
Earn And Redeem Points For Travel On British Airways And Partner Airlines
TABLE OF CONTENTS
Card Details
| Regular APR: | 17.74% – 24.74% (Variable) |
| Intro APR (Purchases): | None |
| Intro APR (Balance transfers): | None |
| Rewards Rate: | Earn 3 Avios for every $1 spent on purchases with British Airways, Aer Lingus, and Iberia Earn 2 Avios for every $1 spent on hotel accommodations when booked directly with the hotel Earn 1 Avios for every $1 spent on all other purchases |
| Credit Needed: | (670 – 850) Excellent/Good |
| Annual Fee: | $95 |
| Card Brand: | Visa |
*See online credit card application for details on the terms and conditions.
Offer Highlights
- Click APPLY NOW to apply online
- Earn 50,000 Bonus Avios after you spend $3,000 on purchases within the first 3 months of account opening. Plus earn an additional 50,000 Bonus Avios after you spend $20,000 total on purchases within your first year of account opening.
- Earn 3 Avios for every $1 spent on purchases with British Airways, Aer Lingus, and Iberia
- Earn 2 Avios for every $1 spent on hotel accommodations when booked directly with the hotel, and 1 Avios for every $1 spent on all other purchases
- Every calendar year you make $30,000 in purchases on your British Airways Visa Signature card, you will earn a Travel Together Ticket good for two years. Redeem your Avios for one reward seat for yourself and use your Travel Together Ticket to bring a companion in the same cabin, even first class (taxes, fees and carrier charges apply)
Is British Airways Visa Signature worth it?
British Airways Visa Signature Card is a great card for airline travelers who know the Avios rewards program – the points this card earns – and how to transfer Avios points to get value on flights they want to take. The signup bonus is excellent: 50,000 Bonus Avios after you spend $3,000 on purchases within the first 3 months of account opening. Plus earn an additional 50,000 Bonus Avios after you spend $20,000 total on purchases within your first year of account opening.
Pros
- British Airways has partner airlines that include American Airlines, Aer Lingus, Air Berlin, Iberia, and Alaska Airlines and more than 5 more.
- 50,000 Bonus Avios after you spend $3,000 on purchases within the first 3 months of account opening. Plus earn an additional 50,000 Bonus Avios after you spend $20,000 total on purchases within your first year of account opening
- No foreign transaction fee
Cons
- No free checked bag
- $95 annual fee
- There are limited British Airlines flights that can be booked using points
- British Airlines flights out of London have big fees
Why 4 Stars?
Regular APR
4 Stars
Intro APR
4 Stars
Fees
4 Stars
Perks
5 Stars
Overall
4 Stars
Fees
| Foreign Transaction Fee | None |
| Balance Transfer Fee | 5% of the amount of each transaction or $5, whichever is greater |
| Cash Advance Fee | 5% of the amount of each transaction or $10, whichever is greater |
| Penalty APR | None |
Benefits
| $0 Fraud Liability |
| Auto Rental Collision Damage Waiver |
| Concierge Service |
| Emergency Cash and Card Replacement |
| Extended Warranty Program |
| Lost Luggage Reimbursement |
| Purchase Protection |
| Roadside Assistance |
| Travel Accident Insurance |
| Travel and Emergency Assistance |
Editorial Note: This content is not provided by the issuer. Any opinion, analyses, reviews, or recommendations expressed on this page are those of the author?s alone, and may not have been reviewed, approved or otherwise endorsed by the issuer.
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