Rating: 5 Stars
Bottom Line:
Simple High Cash Back For Business Owners
TABLE OF CONTENTS
Card Details
| Regular APR: | 18.74% (Variable) |
| Intro APR (Purchases): | None |
| Intro APR (Balance transfers): | None |
| Rewards Rate: | 2% Cash Back for your business on every purchase, everywhere |
| Credit Needed: | (670 – 850) Excellent/Good |
| Annual Fee: | $0 intro for the first year, $95 after that |
| Card Brand: | Visa |
*See online credit card application for details on the terms and conditions.
Offer Highlights
- Click APPLY NOW to apply online
- Earning unlimited 2% cash back could mean thousands of dollars each year going back into your business. Redeem at any time with no minimums.
- Plus, a one-time $500 cash bonus once you spend $5,000 on purchases within 3 months from account opening and earn $1,500 when you spend $50,000 in the first 6 months of your account opening
- Rewards won?t expire for the life of the account, and you can redeem your cash back for any amount
- Get employee cards at no additional cost, and earn rewards from their business spend
Is Capital One Spark Cash for Business Credit Card worth it?
Capital One Spark Cash for Business is a great cash back card for businesses looking to earn 2% cash back on every purchase.
Pros
- $500 cash bonus after spending $5,000 in first 90 days of account opening
- Free employee cards
- No foreign transaction fee
- $0 annual fee to start and reasonable $95 annual fee after first year
- Visa Signature Cards
Cons
- No Intro purchase APR for business expenses
Why 5 Stars?
Regular APR
5 Stars
Intro APR
4 Stars
Fees
4 Stars
Perks
5 Stars
Overall
5 Stars
Fees
| Foreign Transaction Fee | None |
| Balance Transfer Fee | None |
| Cash Advance Fee | 3% of transaction amount or $10, whichever is greater |
| Penalty APR | 31.15% |
Benefits
| $0 Fraud Liability |
| Auto Rental Collision Damage Waiver |
| Concierge Service |
| Emergency Card Replacement |
| Emergency Cash Disbursement |
| Extended Warranty Program |
| Travel Accident Insurance |
| Lost Luggage Reimbursement |
| Price Protection |
| Purchase Protection |
| Travel and Emergency Assistance |
| Travel Accident Insurance |
Editorial Note: This content is not provided by the issuer. Any opinion, analyses, reviews, or recommendations expressed on this page are those of the author?s alone, and may not have been reviewed, approved or otherwise endorsed by the issuer.
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