Rating: 4 Stars
Bottom Line:
Cash Back For Business Owners With 0% Intro APR And No Annual Fee
TABLE OF CONTENTS
Card Details
| Regular APR: | 14.74%, 18.74% or 22.74% (Variable) |
| Intro APR (Purchases): | 0% for 9 months |
| Intro APR (Balance transfers): | None |
| Rewards Rate: | 1.5% Cash Back for your business on every purchase, everywhere |
| Credit Needed: | (670 – 850) Excellent/Good |
| Annual Fee: | $0 |
| Card Brand: | Visa |
*See online credit card application for details on the terms and conditions.
Offer Highlights
- Click APPLY NOW to apply online
- Earning unlimited 1.5% cash back could mean thousands of dollars each year going back into your business
- Plus, a one-time $200 cash bonus once you spend $3,000 on purchases within 3 months from account opening
- Save on interest with 0% intro APR on purchases for 9 months; 15.24% – 23.24% variable APR after that
- No annual fee
- Use Spark Cash Select across all your business spend, with no categories to limit your purchasing
- Rewards won?t expire for the life of the account, and you can redeem your cash back for any amount
- Get employee cards at no additional cost, and earn rewards from their business spend
Is Capital One Spark Cash Select for Business Credit Card worth it?
Capital One Spark Cash Select for Business is a great cash back card for businesses looking to earn 1.5% cash back on every purchase with no annual fee. Additionally, Spark Cash Select offers 0% Intro APR for 9 months for business purchases.
Pros
- $200 cash bonus after spending $4,500 in first 90 days of account opening
- Free employee cards
- No foreign transaction fee
- No annual fee
Cons
- Not the highest flat-rate cash back rate
Why 4 Stars?
Regular APR
4 Stars
Intro APR
4 Stars
Fees
5 Stars
Perks
4 Stars
Overall
4 Stars
Fees
| Foreign Transaction Fee | None |
| Balance Transfer Fee | None |
| Cash Advance Fee | 3% of transaction amount or $10, whichever is greater |
| Penalty APR | 31.65% |
Benefits
| $0 Fraud Liability |
| Auto Rental Collision Damage Waiver |
| Concierge Service |
| Emergency Card Replacement |
| Emergency Cash Disbursement |
| Extended Warranty Program |
| Travel Accident Insurance |
| Lost Luggage Reimbursement |
| Price Protection |
| Purchase Protection |
| Travel and Emergency Assistance |
| Travel Accident Insurance |
Editorial Note: This content is not provided by the issuer. Any opinion, analyses, reviews, or recommendations expressed on this page are those of the author?s alone, and may not have been reviewed, approved or otherwise endorsed by the issuer.
Credit Cards Research:
Best Credit Cards for 2021
These are the best credit cards for 2021.
Best Credit Cards for Excellent Credit
If you have excellent credit, check out these cards. These are the best cards for excellent credit with travel rewards and cash bonuses.
Best Credit Cards to Pay off Debt
The fastest way to pay off credit card debt is by transferring a balance to a 0% APR credit card. These are the best balance transfer cards on the market.