Rating: 4 Stars
Build Credit As A Business Owner
|Regular APR:||25.24% (Variable)|
|Intro APR (Purchases):||None|
|Intro APR (Balance transfers):||None|
|Rewards Rate:||1% Cash Back on every purchase|
|Credit Needed:||(580-669) Average/Fair/Limited|
*See online credit card application for details on the terms and conditions.
- Click APPLY NOW to apply online
- Enjoy no annual fee
- Earn 1% cash back on every purchase
- Build business credit with responsible use
- Fraud coverage if your card is ever lost or stolen
- No foreign transaction fees
- Enjoy business benefits including Year-End Summaries, employee cards at no extra cost and experienced small business customer service
Is Capital One Spark Classic for Business Credit Card worth it?
Capital One Spark Classic for Business is a great cash back card for business owners with average credit looking to build their credit and earn 1% cash back on every purchase with no annual fee.
- Build your credit – reports activity to business credit bureaus Dun & Bradstreet, Experian, and Small Business Financial Exchange
- Free employee cards
- No foreign transaction fee
- Free employee cards
- No annual fee
- Lower than average flat-rate cash back rate
- Higher than average APR
Why 4 Stars?
|Foreign Transaction Fee||$0|
|Balance Transfer Fee||None|
|Cash Advance Fee||3% of transaction amount or $10, whichever is greater|
|$0 Fraud Liability|
|Auto Rental Collision Damage Waiver|
|Extended Warranty Program|
|Travel Accident Insurance|
|Lost Luggage Reimbursement|
Editorial Note: This content is not provided by the issuer. Any opinion, analyses, reviews, or recommendations expressed on this page are those of the author?s alone, and may not have been reviewed, approved or otherwise endorsed by the issuer.
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