Rating: 5 Stars
Bottom Line:
Earn Miles On All Purchases As A Business Owner
TABLE OF CONTENTS
Card Details
| Regular APR: | 19.24% (Variable) |
| Intro APR (Purchases): | None |
| Intro APR (Balance transfers): | None |
| Rewards Rate: | 2 Miles per $1 on every purchase, everywhere |
| Credit Needed: | (670 – 850) Excellent/Good |
| Annual Fee: | $0 for first year, $95 after that |
| Card Brand: | Visa |
*See online credit card application for details on the terms and conditions.
Offer Highlights
- Click APPLY NOW to apply online
- Earn unlimited 2 miles per $1 on every purchase, everywhere
- Earn a one-time bonus of 50,000 miles – equal to $500 in travel – once you spend $4,500 on purchases within the first 3 months from account opening
- Receive up to $100 credit for one Global Entry or TSA Pre application fee
- Fly on any airline, anytime, with no blackout dates or seat restrictions
- $0 intro annual fee for the first year; $95 after that
- $0 fraud liability if your card is lost or stolen
- Free employee cards which also earn unlimited 2x miles from their purchases
- No foreign transaction fees
Is Capital One Spark Miles for Business Credit Card worth it?
Capital One Spark Miles for Business is a great travel card for businesses looking to earn 2 miles back on every purchase.
Pros
- Intro bonus of 50,000 miles after spending $4,500 in first 90 days of account opening – that’s about $590 in travel
- Free employee cards
- No foreign transaction fee
- $0 annual fee to start and reasonable $95 annual fee after first year
Cons
- No Intro purchase APR for business expenses
Why 5 Stars?
Regular APR
4 Stars
Intro APR
4 Stars
Fees
5 Stars
Perks
5 Stars
Overall
4 Stars. ????
Fees
| Foreign Transaction Fee | $0 |
| Balance Transfer Fee | None |
| Cash Advance Fee | 3% of transaction amount or $10, whichever is greater |
| Penalty APR | 31.65% |
Benefits
| $0 Fraud Liability |
| Auto Rental Collision Damage Waiver |
| Extended Warranty Program |
| Travel Accident Insurance |
| Lost Luggage Reimbursement |
| Travel Assistance |
Editorial Note: This content is not provided by the issuer. Any opinion, analyses, reviews, or recommendations expressed on this page are those of the author?s alone, and may not have been reviewed, approved or otherwise endorsed by the issuer.
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