
Rating: 5 Stars
Bottom Line:
Business Owners Earn Miles On All Purchases Without An Annual Fee
TABLE OF CONTENTS
Card Details
Regular APR: | 15.24% – 23.24% (Variable) |
Intro APR (Purchases): | 0% intro APR for 9 months |
Intro APR (Balance transfers): | None |
Rewards Rate: | 1.5 Miles per $1 on every purchase |
Credit Needed: | (670 – 850) Excellent/Good |
Annual Fee: | $0 |
Card Brand: | Visa |
*See online credit card application for details on the terms and conditions.
Offer Highlights
- Click APPLY NOW to apply online
- Earn unlimited 1.5 miles per $1 on every purchase, everywhere
- Earn a one-time bonus of 20,000 miles – equal to $200 in travel – once you spend $3,000 on purchases within the first 3 months from account opening
- Fly on any airline, anytime, with no blackout dates or seat restrictions
- Earn 5X miles on hotel and rental car bookings through Capital One Travel
- $0 annual fee
- $0 fraud liability if your card is lost or stolen
- Free employee cards which also earn unlimited 2x miles from their purchases
- No foreign transaction fees
Is Capital One Spark Miles Select for Business Credit Card worth it?
Capital One Spark Miles Select for Business is a great travel card for businesses looking to earn 1.5 miles back on every purchase with no annual fee.
Pros
- Intro bonus of 20,000 miles after spending $3,000 in first 90 days of account opening
- Free employee cards
- No foreign transaction fee
- No annual fee
Cons
- Lower than average travel rewards rate
Why 5 Stars?
Regular APR
4 Stars
Intro APR
4 Stars
Fees
5 Stars
Perks
5 Stars
Overall
5 Stars
Fees
Foreign Transaction Fee | $0 |
Balance Transfer Fee | None |
Cash Advance Fee | 3% of transaction amount or $10, whichever is greater |
Penalty APR | 31.65% |
Benefits
$0 Fraud Liability |
Auto Rental Collision Damage Waiver |
Extended Warranty Program |
Travel Accident Insurance |
Lost Luggage Reimbursement |
Travel Assistance |
Editorial Note: This content is not provided by the issuer. Any opinion, analyses, reviews, or recommendations expressed on this page are those of the author?s alone, and may not have been reviewed, approved or otherwise endorsed by the issuer.
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