Rating: 4 Stars
Bottom Line:
Rewards With Carnival And Major Cruise Lines
TABLE OF CONTENTS
Card Details
| Regular APR: | 15.49%, 20.49% or 25.49% (Variable) |
| Intro APR (Purchases): | 0% APR for 6 billing cycles from the transaction date on all qualifying Carnival Cruise booking purchases |
| Intro APR (Balance transfers): | 0% for 15 billing cycles for transfers in first 45 days |
| Rewards Rate: | Earn 2X FunPoints for every dollar spent on purchases with Carnival and the World’s Leading Cruise Lines Earn 1X FunPoint for every dollar spent on all other purchases Plus, earn 1 FunPoint for every $1 on balance transfers made within the first 30 days, up to a maximum of 5,000 FunPoints |
| Credit Needed: | (670 – 850) Excellent/Good |
| Annual Fee: | $0 |
| Card Brand: | Mastercard |
*See online credit card application for details on the terms and conditions.
Offer Highlights
- Click APPLY NOW to apply online
- Earn 20,000 FunPoints after your first purchase or balance transfer. That’s enough FunPoints to redeem for a $200 statement credit towards your next cruise
- 0% Promotional APR for 6 months on Carnival cruise bookings. After that, a variable APR will apply, either 15.49%, 20.49%, or 25.49% depending on your creditworthiness
- 10% Statement Credit – Get 10% back as a statement credit when you book a Carnival shore excursion on carnival.com prior to your cruise
- Redeem for statement credits toward any Carnival purchase, onboard experiences, and more. Redemptions start at 5,000 FunPoints for a $50 statement credit toward a Carnival Cruise Line purchase in the last 180 days
- Earn 2X FunPoints for every dollar spent on purchases with Carnival and the World?s Leading Cruise Lines
- Earn 1X FunPoint for every dollar spent on all other purchases. Plus, earn 1 FunPoint for every $1 on balance transfers made within the first 30 days, up to a maximum of 5,000 FunPoints
- 0% introductory APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable APR will apply, 15.74%, 20.74%, or 25.74% based on your creditworthiness. There is a fee for balance transfers
- Redeem for gifts and amenities charged to Sail & Sign
Is Carnival Credit Card worth it?
Carnival World Mastercard is a solid card for people who take cruises on the World?s Leading Cruise Lines: AIDA, Costa, Cunard, Holland America Line, Princess Cruises, P&O Cruises Australia, P&O Cruises UK, Seabourn, and Fathom. Cardholders earn 2X FunPoints? for every dollar spent on purchases with these partners.
Pros
- Earn 2X FunPoints for every dollar spent on purchases with Carnival and the World?s Leading Cruise Lines
- No annual fee
Cons
- No transfer partners outside of cruise lines
Why 4 Stars?
Regular APR
4 Stars
Intro APR
4 Stars
Fees
4 Stars
Perks
5 Stars
Overall
4 Stars
Fees
| Foreign Transaction Fee | None |
| Balance Transfer Fee | 3% of the amount of each transfer or $5, whichever is greater |
| Cash Advance Fee | 5% of the amount of each transaction or $10, whichever is greater |
| Penalty APR | None |
Benefits
$0 Fraud Liability
Editorial Note: This content is not provided by the issuer. Any opinion, analyses, reviews, or recommendations expressed on this page are those of the author?s alone, and may not have been reviewed, approved or otherwise endorsed by the issuer.
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