Best Capital One Credit Cards

Capital One Venture Rewards Review

Rating: 5 Stars

Bottom Line:
Miles for Travel, Transit, and Hotels

Card Details

Regular APR:	17.99% ? 25.24% (Variable)
Intro APR (Purchases):	None
Intro APR (Balance transfers):	None
Rewards Rate:	2 Miles per dollar on all purchases
Credit Needed:	(670 – 850) Excellent/Good
Annual Fee:	$0 intro for first year; $95 after that
Card Brand:	Mastercard?

*See online credit card application for details on the terms and conditions.

Offer Highlights

Click APPLY NOW to apply online
Enjoy a one-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $500 in travel
Earn 2X miles on every purchase, every day. Plus earn 10X miles on thousands of hotels, through January 2020; learn more at hotels.com/venture
Named ‘The Best Travel Card’ by CNBC, 2018
Receive up to $100 application fee credit for Global Entry or TSA Pre
Fly any airline, stay at any hotel, anytime; no blackout dates. Plus transfer your miles to over 12 leading travel loyalty programs
Miles won’t expire for the life of the account and there’s no limit to how many you can earn
No foreign transaction fees
$0 intro annual fee for the first year; $95 after that

Is Capital One Venture Rewards worth it?

Venture Rewards from Capital One is a great travel rewards card with flexible miles and a bonus offer of 50,000 miles after you spend $3,000 within 90 days of account opening. The miles can be applied to airlines, hotels, and car rentals too.

Pros

50,000 bonus miles after you spend $3,000 within 90 days of account opening, equal to $500 in travel
No foreign transaction fees

Cons

Annual fee starting after first year

Why 5 Stars?

Regular APR

4 Stars

Intro APR

4 Stars

Fees

5 Stars

Perks

5 Stars

Overall

5 Stars

Fees

Foreign Transaction Fee	None
Balance Transfer Fee	None
Cash Advance Fee	3% of transaction amount or $10, whichever is greater
Penalty APR	None

Benefits

$0 Fraud Liability

Auto Rental Collision Damage Waiver

Concierge Service

Emergency Card Replacement

Emergency Cash Disbursement

Extended Warranty Program

Travel Accident Insurance

Lost Luggage Reimbursement

Price Protection

Purchase Protection

Travel and Emergency Assistance

Travel Accident Insurance

Get Started with Capital One Venture Rewards

Editorial Note: This content is not provided by the issuer. Any opinion, analyses, reviews, or recommendations expressed on this page are those of the author?s alone, and may not have been reviewed, approved or otherwise endorsed by the issuer.

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Journey Student Rewards from Capital One Review

Rating: 4 Stars

Bottom Line:
Student Card with Cash Back

Apply Now

Card Details

Regular APR:	26.96% (Variable)
Intro APR (Purchases):	None
Intro APR (Balance transfers):	None
Rewards Rate:	Unlimited 1% cash back, increases to 1.25% if you pay your bill on time that month
Credit Needed:	(580-669) Average/Fair/Limited
Annual Fee:	$0
Card Brand:	Mastercard?

*See online credit card application for details on the terms and conditions.

Offer Highlights

Click APPLY NOW to apply online
Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month
Enjoy no annual fee and no foreign transaction fees
Get a head start and build your credit with responsible use
Get Eno, your Capital One assistant, to manage your account via text, receive alerts, and shop safer online
Pick the monthly due date that works best for you
Get access to a higher credit line after making your first 5 monthly payments on time
$0 fraud liability if your card is ever lost or stolen
Monitor your credit profile with the CreditWise app, free for everyone

Is Journey Student Rewards from Capital One worth it?

Journey Student Rewards from Capital One is a solid card for students looking to build a credit score and credit history. It also provides a higher credit limit after you make on time payments for the first five months and increases its cash back rate from 1% to 1.25% when you pay your bill on time for that month. With no annual fee and no foreign transaction fee, Journey Student Rewards costs nothing and is even good for study abroad.

Pros

Build your credit as a student
No annual fee
1% cash back on all purchases

Cons

Higher than average APR

Why 4 Stars?

Regular APR

4 Stars

Intro APR

4 Stars

Fees

5 Stars

Perks

4 Stars

Overall

4 Stars

Fees

Foreign Transaction Fee	None
Balance Transfer Fee	None
Cash Advance Fee	3% of transaction amount or $10, whichever is greater
Penalty APR	None

Benefits

$0 Fraud Liability

Auto Rental Collision Damage Waiver

Extended Warranty Program

Travel Accident Insurance

Travel and Emergency Assistance

Get Started with Journey Student Rewards from Capital One

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Capital One Platinum Review

Rating: 4 Stars

Bottom Line:
Build Credit Without A Deposit

Apply Now

Card Details

Regular APR:	26.96% (Variable)
Intro APR (Purchases):	None
Intro APR (Balance transfers):	None
Rewards Rate:	None
Credit Needed:	(580-669) Average/Fair
Annual Fee:	$0
Card Brand:	Mastercard

*See online credit card application for details on the terms and conditions.

Offer Highlights

Click APPLY NOW to apply online
Pay no annual fee
Get access to a higher credit line after making your first 5 monthly payments on time
Fraud coverage if your card is lost or stolen
Use online banking to access your account, even from your smartphone, with our mobile app
Pay by check, online or at a local branch, all with no fee ? and pick the monthly due date that works best for you
Get access to your account 24 hours a day, 7 days a week
Help strengthen your credit for the future with responsible card use

Is Capital One Platinum worth it?

Platinum from Capital One is a solid card for people looking to improve their credit score without making a cash deposit upfront. It also provides a higher credit limit after you make on time payments for the first five months.

Pros

Build your credit
No annual fee

Cons

Higher than average APR
No hidden fees

Why 4 Stars?

Regular APR

4 Stars

Intro APR

4 Stars

Fees

5 Stars

Perks

4 Stars

Overall

4 Stars

Fees

Foreign Transaction Fee	$0
Balance Transfer Fee	$0
Cash Advance Fee	3% of the amount of each transaction or $10, whichever is greater
Penalty APR	None

Benefits

$0 Fraud Liability

Auto Rental Collision Damage Waiver

Travel Accident Insurance

Extended Warranty Program

Travel Assistance

Get Started with Capital One Platinum

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Capital One VentureOne Rewards Credit Card Review

Rating: 5 Stars

Bottom Line:
Travel Rewards and 0% Intro APR

Apply Now

Card Details

Regular APR:	14.24% – 24.24% (Variable)
Intro APR (Purchases):	0% for 12 billing cycles
Intro APR (Balance transfers):	None
Rewards Rate:	1.25 Miles per dollar on every purchase, every day
Credit Needed:	(670 – 850) Excellent/Good
Annual Fee:	$0
Card Brand:	Visa

*See online credit card application for details on the terms and conditions.

Offer Highlights

Click APPLY NOW to apply online
$0 annual fee and no foreign transaction fees
Earn a bonus of 20,000 miles once you spend $1,000 on purchases within 3 months from account opening, equal to $200 in travel
Earn 1.25X miles on every purchase, every day
0% Introductory APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 16.24% – 26.24% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers
Earn 10X miles on thousands of hotels, through January 2020; learn more at hotels.com/venture
Transfer your miles to over 12 leading travel loyalty programs
Enjoy 0% intro APR on purchases for 12 months; 14.24% ? 24.24% variable APR after that
Travel when you want with no blackout dates and fly any airline, stay at any hotel, anytime
Miles won?t expire for the life of the account and there?s no limit to how many you can earn

Is Capital One VentureOne Rewards Credit Card worth it?

VentureOne from Capital One is a great travel card with a solid sign up bonus and ongoing rewards rate, no annual fee, and a low regular APR.

Pros

20,000 mile bonus after you make at least $1,000 in purchases in the first 90 days of account opening, equal to $200 in travel
No annual fee
No foreign transaction fee
0% APR for your first 12 billing cycles on purchases

Cons

0% intro APR is not for balance transfers

Why 5 Stars?

Regular APR

4 Stars

Intro APR

5 Stars

Fees

5 Stars

Perks

5 Stars

Overall

5 Stars

Fees

Foreign Transaction Fee	None
Balance Transfer Fee	None
Cash Advance Fee	3% of the amount of each transaction or $10, whichever is greater
Penalty APR	None

Benefits

$0 Fraud Liability

Auto Rental Collision Damage Waiver

Concierge Service

Emergency Card Replacement

Emergency Cash Disbursement

Extended Warranty Program

Travel Accident Insurance

Lost Luggage Reimbursement

Price Protection

Purchase Protection

Travel and Emergency Assistance

Travel Accident Insurance

Get Started with Capital One VentureOne Rewards Credit Card

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Capital One Spark Cash for Business Review

Capital One? Spark? Cash for Business Credit Card

Rating: 5 Stars

Bottom Line:
Simple High Cash Back For Business Owners

Apply Now

Card Details

Regular APR:	18.74% (Variable)
Intro APR (Purchases):	None
Intro APR (Balance transfers):	None
Rewards Rate:	2% Cash Back for your business on every purchase, everywhere
Credit Needed:	(670 – 850) Excellent/Good
Annual Fee:	$0 intro for the first year, $95 after that
Card Brand:	Visa

*See online credit card application for details on the terms and conditions.

Offer Highlights

Click APPLY NOW to apply online
Earning unlimited 2% cash back could mean thousands of dollars each year going back into your business. Redeem at any time with no minimums.
Plus, a one-time $500 cash bonus once you spend $5,000 on purchases within 3 months from account opening and earn $1,500 when you spend $50,000 in the first 6 months of your account opening
Rewards won?t expire for the life of the account, and you can redeem your cash back for any amount
Get employee cards at no additional cost, and earn rewards from their business spend

Is Capital One Spark Cash for Business Credit Card worth it?

Capital One Spark Cash for Business is a great cash back card for businesses looking to earn 2% cash back on every purchase.

Pros

$500 cash bonus after spending $5,000 in first 90 days of account opening
Free employee cards
No foreign transaction fee
$0 annual fee to start and reasonable $95 annual fee after first year
Visa Signature Cards

Cons

No Intro purchase APR for business expenses

Why 5 Stars?

Regular APR

5 Stars

Intro APR

4 Stars

Fees

4 Stars

Perks

5 Stars

Overall

5 Stars

Fees

Foreign Transaction Fee	None
Balance Transfer Fee	None
Cash Advance Fee	3% of transaction amount or $10, whichever is greater
Penalty APR	31.15%

Benefits

$0 Fraud Liability

Auto Rental Collision Damage Waiver

Concierge Service

Emergency Card Replacement

Emergency Cash Disbursement

Extended Warranty Program

Travel Accident Insurance

Lost Luggage Reimbursement

Price Protection

Purchase Protection

Travel and Emergency Assistance

Travel Accident Insurance

Get Started with Capital One Spark Cash for Business

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Capital One Spark Cash Select for Business Review

Rating: 4 Stars

Bottom Line:
Cash Back For Business Owners With 0% Intro APR And No Annual Fee

Apply Now

Card Details

Regular APR:	14.74%, 18.74% or 22.74% (Variable)
Intro APR (Purchases):	0% for 9 months
Intro APR (Balance transfers):	None
Rewards Rate:	1.5% Cash Back for your business on every purchase, everywhere
Credit Needed:	(670 – 850) Excellent/Good
Annual Fee:	$0
Card Brand:	Visa

*See online credit card application for details on the terms and conditions.

Offer Highlights

Click APPLY NOW to apply online
Earning unlimited 1.5% cash back could mean thousands of dollars each year going back into your business
Plus, a one-time $200 cash bonus once you spend $3,000 on purchases within 3 months from account opening
Save on interest with 0% intro APR on purchases for 9 months; 15.24% – 23.24% variable APR after that
No annual fee
Use Spark Cash Select across all your business spend, with no categories to limit your purchasing
Rewards won?t expire for the life of the account, and you can redeem your cash back for any amount
Get employee cards at no additional cost, and earn rewards from their business spend

Is Capital One Spark Cash Select for Business Credit Card worth it?

Capital One Spark Cash Select for Business is a great cash back card for businesses looking to earn 1.5% cash back on every purchase with no annual fee. Additionally, Spark Cash Select offers 0% Intro APR for 9 months for business purchases.

Pros

$200 cash bonus after spending $4,500 in first 90 days of account opening
Free employee cards
No foreign transaction fee
No annual fee

Cons

Not the highest flat-rate cash back rate

Why 4 Stars?

Regular APR

4 Stars

Intro APR

4 Stars

Fees

5 Stars

Perks

4 Stars

Overall

4 Stars

Fees

Foreign Transaction Fee	None
Balance Transfer Fee	None
Cash Advance Fee	3% of transaction amount or $10, whichever is greater
Penalty APR	31.65%

Benefits

$0 Fraud Liability

Auto Rental Collision Damage Waiver

Concierge Service

Emergency Card Replacement

Emergency Cash Disbursement

Extended Warranty Program

Travel Accident Insurance

Lost Luggage Reimbursement

Price Protection

Purchase Protection

Travel and Emergency Assistance

Travel Accident Insurance

Get Started with Capital One Spark Cash Select for Business

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Capital One Secured Mastercard Review

Rating: 4 Stars

Bottom Line:
Build Credit With No Annual Fee Or Penalty APR

Apply Now

Card Details

Regular APR:	26.99% (Variable)
Intro APR (Purchases):	None
Intro APR (Balance transfers):	None
Rewards Rate:	None
Credit Needed:	(580-669) Average/Fair
Annual Fee:	$0
Card Brand:	Mastercard

*See online credit card application for details on the terms and conditions.

Offer Highlights

Click APPLY NOW to apply online
No annual fee, and all the credit building benefits with responsible card use
Unlike a prepaid card, it builds credit when used responsibly, with regular reporting to the 3 major credit bureaus
You will get an initial $200 credit line after making a security deposit of $49, $99, or $200
Get access to a higher credit line after making your first 5 monthly payments on time with no additional deposit needed
Easily manage your account 24/7 with online access, by phone or using our mobile app
It’s a credit card accepted at millions of locations worldwide
Help strengthen your credit for the future with responsible card use

Is Capital One Secured Mastercard Credit Card worth it?

Capital One Secured Mastercard is a solid card for people looking to improve their credit score – It requires a security deposit but reports to the credit bureaus like a traditional credit card does. It also provides a higher credit limit after you make on time payments for the first five months.

Pros

Build your credit
Reports to the three major credit bureaus each month
No annual fee
No penalty APR

Cons

Higher than average APR

Why 4 Stars?

Regular APR

4 Stars

Intro APR

4 Stars

Fees

5 Stars

Perks

4 Stars

Overall

4 Stars

Fees

Foreign Transaction Fee	$0
Balance Transfer Fee	$0
Cash Advance Fee	3% of transaction amount or $10, whichever is greater
Penalty APR	None

Benefits

$0 Fraud Liability

Auto Rental Collision Damage Waiver

Extended Warranty Program

Travel Accident Insurance

Travel Assistance

Get Started with Capital One Secured Mastercard

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Capital One Spark Miles Select for Business Review

Capital One? Spark? Miles for Business Credit Card

Rating: 5 Stars

Bottom Line:
Business Owners Earn Miles On All Purchases Without An Annual Fee

Apply Now

Card Details

Regular APR:	15.24% – 23.24% (Variable)
Intro APR (Purchases):	0% intro APR for 9 months
Intro APR (Balance transfers):	None
Rewards Rate:	1.5 Miles per $1 on every purchase
Credit Needed:	(670 – 850) Excellent/Good
Annual Fee:	$0
Card Brand:	Visa

*See online credit card application for details on the terms and conditions.

Offer Highlights

Click APPLY NOW to apply online
Earn unlimited 1.5 miles per $1 on every purchase, everywhere
Earn a one-time bonus of 20,000 miles – equal to $200 in travel – once you spend $3,000 on purchases within the first 3 months from account opening
Fly on any airline, anytime, with no blackout dates or seat restrictions
Earn 5X miles on hotel and rental car bookings through Capital One Travel
$0 annual fee
$0 fraud liability if your card is lost or stolen
Free employee cards which also earn unlimited 2x miles from their purchases
No foreign transaction fees

Is Capital One Spark Miles Select for Business Credit Card worth it?

Capital One Spark Miles Select for Business is a great travel card for businesses looking to earn 1.5 miles back on every purchase with no annual fee.

Pros

Intro bonus of 20,000 miles after spending $3,000 in first 90 days of account opening
Free employee cards
No foreign transaction fee
No annual fee

Cons

Lower than average travel rewards rate

Why 5 Stars?

Regular APR

4 Stars

Intro APR

4 Stars

Fees

5 Stars

Perks

5 Stars

Overall

5 Stars

Fees

Foreign Transaction Fee	$0
Balance Transfer Fee	None
Cash Advance Fee	3% of transaction amount or $10, whichever is greater
Penalty APR	31.65%

Benefits

$0 Fraud Liability

Auto Rental Collision Damage Waiver

Extended Warranty Program

Travel Accident Insurance

Lost Luggage Reimbursement

Travel Assistance

Get Started with Capital One Spark Miles Select for Business

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Capital One Spark Miles for Business Review

Rating: 5 Stars

Bottom Line:
Earn Miles On All Purchases As A Business Owner

Apply Now

Card Details

Regular APR:	19.24% (Variable)
Intro APR (Purchases):	None
Intro APR (Balance transfers):	None
Rewards Rate:	2 Miles per $1 on every purchase, everywhere
Credit Needed:	(670 – 850) Excellent/Good
Annual Fee:	$0 for first year, $95 after that
Card Brand:	Visa

*See online credit card application for details on the terms and conditions.

Offer Highlights

Click APPLY NOW to apply online
Earn unlimited 2 miles per $1 on every purchase, everywhere
Earn a one-time bonus of 50,000 miles – equal to $500 in travel – once you spend $4,500 on purchases within the first 3 months from account opening
Receive up to $100 credit for one Global Entry or TSA Pre application fee
Fly on any airline, anytime, with no blackout dates or seat restrictions
$0 intro annual fee for the first year; $95 after that
$0 fraud liability if your card is lost or stolen
Free employee cards which also earn unlimited 2x miles from their purchases
No foreign transaction fees

Is Capital One Spark Miles for Business Credit Card worth it?

Capital One Spark Miles for Business is a great travel card for businesses looking to earn 2 miles back on every purchase.

Pros

Intro bonus of 50,000 miles after spending $4,500 in first 90 days of account opening – that’s about $590 in travel
Free employee cards
No foreign transaction fee
$0 annual fee to start and reasonable $95 annual fee after first year

Cons

No Intro purchase APR for business expenses

Why 5 Stars?

Regular APR

4 Stars

Intro APR

4 Stars

Fees

5 Stars

Perks

5 Stars

Overall

4 Stars. ????

Fees

Foreign Transaction Fee	$0
Balance Transfer Fee	None
Cash Advance Fee	3% of transaction amount or $10, whichever is greater
Penalty APR	31.65%

Benefits

$0 Fraud Liability

Auto Rental Collision Damage Waiver

Extended Warranty Program

Travel Accident Insurance

Lost Luggage Reimbursement

Travel Assistance

Get Started with Capital One Spark Miles for Business Credit Card

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Capital One Spark Classic for Business Review

Rating: 4 Stars

Bottom Line:
Build Credit As A Business Owner

Apply Now

Card Details

Regular APR:	25.24% (Variable)
Intro APR (Purchases):	None
Intro APR (Balance transfers):	None
Rewards Rate:	1% Cash Back on every purchase
Credit Needed:	(580-669) Average/Fair/Limited
Annual Fee:	$0
Card Brand:	Visa

*See online credit card application for details on the terms and conditions.

Offer Highlights

Click APPLY NOW to apply online
Enjoy no annual fee
Earn 1% cash back on every purchase
Build business credit with responsible use
Fraud coverage if your card is ever lost or stolen
No foreign transaction fees
Enjoy business benefits including Year-End Summaries, employee cards at no extra cost and experienced small business customer service

Is Capital One Spark Classic for Business Credit Card worth it?

Capital One Spark Classic for Business is a great cash back card for business owners with average credit looking to build their credit and earn 1% cash back on every purchase with no annual fee.

Pros

Build your credit – reports activity to business credit bureaus Dun & Bradstreet, Experian, and Small Business Financial Exchange
Free employee cards
No foreign transaction fee
Free employee cards
No annual fee

Cons

Lower than average flat-rate cash back rate
Higher than average APR

Why 4 Stars?

Regular APR

4 Stars

Intro APR

4 Stars

Fees

5 Stars

Perks

4 Stars

Overall

4 Stars

Fees

Foreign Transaction Fee	$0
Balance Transfer Fee	None
Cash Advance Fee	3% of transaction amount or $10, whichever is greater
Penalty APR	31.65%

Benefits

$0 Fraud Liability

Auto Rental Collision Damage Waiver

Extended Warranty Program

Travel Accident Insurance

Lost Luggage Reimbursement

Travel Assistance

Get Started with Capital One Spark Classic for Business Credit Card

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The fastest way to pay off credit card debt is by transferring a balance to a 0% APR credit card. These are the best balance transfer cards on the market.

Capital One QuicksilverOne Cash Rewards Credit Card Review

Rating: 5 Stars

Bottom Line:
Simple Cash Back For Fair Credit

Apply Now

Card Details

Regular APR:	26.96% (Variable)
Intro APR (Purchases):	None
Intro APR (Balance transfers):	None
Rewards Rate:	1.5% Cash Back on every purchase, every day
Credit Needed:	(580-669) Average/Fair/Limited
Annual Fee:	$39
Card Brand:	Mastercard

*See online credit card application for details on the terms and conditions.

Offer Highlights

Click APPLY NOW to apply online
Earn unlimited 1.5% cash back on every purchase, every day
Earn cash rewards without signing up for rotating categories
Get access to a higher credit line after making your first 5 monthly payments on time
Monitor your credit profile with the CreditWise app, free for everyone
$0 fraud liability if your card is ever lost or stolen
No limit to how much cash back you can earn, and cash back doesn’t expire for the life of the account
Help strengthen your credit for the future with responsible card use
Get customized alerts and manage your account with the Capital One mobile app

Is Capital One QuicksilverOne Cash Rewards Credit Card worth it?

QuicksilverOne Cash Rewards from Capital One is a great card with an ongoing 1.5% cash back rate across all spending categories and a reasonable $39 annual fee. QuicksilverOne Cash Rewards is available to cardholders with average or limited credit and has a high APR.

Pros

Simple flat-rate cash back of 1.5% on all purchases
No foreign transaction fee

Cons

High APR
No intro bonus
Does not offer higher rewards in one category vs. another category – no rotating high cash back opportunities

Why 5 Stars?

Regular APR

4 Stars

Intro APR

4 Stars

Fees

5 Stars

Perks

5 Stars

Overall

5 Stars

Fees

Foreign Transaction Fee	None
Balance Transfer Fee	$0
Cash Advance Fee	3% of transaction amount or $10, whichever is greater
Penalty APR	None

Benefits

$0 Fraud Liability

Auto Rental Collision Damage Waiver

Extended Warranty Program

Purchase Protection

Roadside Assistance

Travel Assistance

Get Started with Capital One QuicksilverOne Cash Rewards Credit Card

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Best Credit Cards to Pay off Debt
The fastest way to pay off credit card debt is by transferring a balance to a 0% APR credit card. These are the best balance transfer cards on the market.

Capital One Quicksilver Cash Rewards Credit Card Review

Rating: 5 Stars

Bottom Line:
Simple Cash Back With No Annual Fee

Apply Now

Card Details

Regular APR:	16.24% – 26.24% (Variable)
Intro APR (Purchases):	0% for 15 months
Intro APR (Balance transfers):	0% for 15 months
Rewards Rate:	Earn unlimited 1.5% cash back on every purchase
Credit Needed:	(670 – 850) Good/Excellent
Annual Fee:	$0
Card Brand:	Visa

*See online credit card application for details on the terms and conditions.

Offer Highlights

Click APPLY NOW to apply online
One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening
Earn unlimited 1.5% cash back on every purchase, every day
No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won’t expire for the life of the account and there’s no limit to how much you can earn
0% intro APR on purchases for 15 months; 16.24% – 26.24% variable APR after that
0% intro APR on balance transfers for 15 months; 16.24% – 26.24% variable APR after that; 3% fee on the amounts transferred within the first 15 months
Pay no annual fee or foreign transaction fees

Is Capital One Quicksilver Cash Rewards Credit Card worth it?

Quicksilver Cash Rewards from Capital One is a great card with an ongoing 1.5% cash back rate across all spending categories and no annual fee.

Pros

Simple flat-rate cash back of 1.5% on all purchases
$150 one-time cash bonus after you spend $500 on purchases within 3 months of account opening
No annual fee
No foreign transaction fee

Cons

Does not offer higher rewards in one category vs. another category – no rotating high cash back opportunities

Why 5 Stars?

Regular APR

4 Stars

Intro APR

5 Stars

Fees

5 Stars

Perks

5 Stars

Overall

5 Stars

Fees

Foreign Transaction Fee	None
Balance Transfer Fee	3%
Cash Advance Fee	3% of transaction amount or $10, whichever is greater
Penalty APR	None

Benefits

$0 Fraud Liability

Auto Rental Collision Damage Waiver

Extended Warranty Program

Purchase Protection

Roadside Assistance

Travel Assistance

Get Started with Capital One Quicksilver Cash Rewards Credit Card

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Capital One SavorOne Cash Rewards Credit Card Review

Rating: 5 Stars

Bottom Line:
Cash Back On Dining And Entertainment With 0% Intro APR And No Annual Fee

Apply Now

Card Details

Regular APR:	16.74% – 25.74% (Variable)
Intro APR (Purchases):	0% for 15 months
Intro APR (Balance transfers):	0% for 15 months
Rewards Rate:	3% unlimited cash back on dining and entertainment 2% at grocery stores 1% on all other purchases
Credit Needed:	(670 – 850) Good/Excellent
Annual Fee:	$0
Card Brand:	Mastercard

*See online credit card application for details on the terms and conditions.

Offer Highlights

Click APPLY NOW to apply online
Earn a one-time $150 cash bonus after you spend $500 on purchases within the first 3 months from account opening
Earn unlimited 3% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases
No rotating categories or sign-ups needed to earn cash rewards; plus cash back won?t expire for the life of the account and there’s no limit to how much you can earn
0% intro APR on purchases for 15 months; 16.24% – 26.24% variable APR after that
0% intro APR on balance transfers for 15 months; 16.24% – 26.24% variable APR after that; 3% fee on the amounts transferred within the first 15 months
No foreign transaction fee
No annual fee

Is Capital One SavorOne Cash Rewards Credit Card worth it?

SavorOne Cash Rewards from Capital One is a great card for people who spend a lot on going out for dining and for entertainment with no annual fee. It’s also a strong card for paying off purchases over time or paying off debt.

Pros

3x rewards on dining and entertainment
$150 cash bonus when you spend $500 in purchases in the first 90 days after account opening
0% Intro APR for 15 months on purchases and balance transfers
No annual fee

Cons

Lower rewards rate than Capital One Savor

Why 5 Stars?

Regular APR

4 Stars

Intro APR

5 Stars

Fees

5 Stars

Perks

4 Stars

Overall

5 Stars

Fees

Foreign Transaction Fee	None
Balance Transfer Fee	3%
Cash Advance Fee	3% of transaction amount or $10, whichever is greater
Penalty APR	None

Benefits

$0 Fraud Liability

Auto Rental Collision Damage Waiver

Concierge Service

Extended Warranty Program

Get Started with Capital One SavorOne Cash Rewards Credit Card

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Capital One Savor Cash Rewards Credit Card Review

Capital One Savor Cash Rewards Credit Cards

Rating: 5 Stars

Bottom Line:
High Cash Back On Dining And Entertainment

Apply Now

Card Details

Regular APR:	16.74% – 25.74% (Variable)
Intro APR (Purchases):	None
Intro APR (Balance transfers):	None
Rewards Rate:	4% unlimited cash back on dining and entertainment 2% at grocery stores 1% on all other purchases
Credit Needed:	(670 – 850) Good/Excellent
Annual Fee:	$0 intro for first year; $95 after that
Card Brand:	Mastercard?

*See online credit card application for details on the terms and conditions.

Offer Highlights

Click APPLY NOW to apply online
Earn a one-time $300 cash bonus after you spend $3000 on purchases within the first 3 months from account opening
Earn unlimited 4% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases. Plus, earn 8% cash back on tickets at Vivid Seats through May 2020.
Receive a monthly statement credit for a Postmates Unlimited monthly membership through Dec. 2019 with the Capital One Savor Card
No rotating categories or sign-ups needed to earn cash rewards; plus cash back won?t expire for the life of the account and there’s no limit to how much you can earn
No foreign transaction fees
Capital One cardholders get access to premium experiences in dining, entertainment and more
$0 intro annual fee for the first year, $95 after that

Is Capital One Savor Cash Rewards Credit Card worth it?

Savor Cash Rewards from Capital One is a great card for people who spend a lot on going out for dining and for entertainment.

Pros

4x rewards on dining and entertainment
$300 cash bonus when you spend $3,000 in purchases in the first 90 days after account opening

Cons

No travel rewards

Why 5 Stars?

Regular APR

4 Stars

Intro APR

4 Stars

Fees

5 Stars

Perks

5 Stars

Overall

5 Stars

Fees

Foreign Transaction Fee	None
Balance Transfer Fee	$0
Cash Advance Fee	3% of transaction amount or $10, whichever is greater
Penalty APR	None

Benefits

$0 Fraud Liability

Auto Rental Collision Damage Waiver

Concierge Service

Extended Warranty Program

Travel Accident Insurance

Purchase Protection

Travel Assistance

Get Started with Capital One Savor Cash Rewards Credit Card

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Bass Pro Shops Club Card Review

Rating: 4 Stars

Bottom Line:
For Bass Pro Shops Shoppers

Apply Now

Card Details

Regular APR:	9.99% (Purchases at Bass Pro Shops and Cabela’s), 16.99%, 19.99% or 25.99% (Variable) for Other Purchases and Transfers
Intro APR (Purchases):	None
Intro APR (Balance transfers):	None
Rewards Rate:	Earn 2% back in CLUB Points on purchases at Bass Pro Shops and Cabela’s Earn 1% back in CLUB Points on purchases anywhere else Mastercard credit cards are accepted
Credit Needed:	(670 – 850) Excellent/Good
Annual Fee:	$0
Card Brand:	Mastercard

*See online credit card application for details on the terms and conditions.

Offer Highlights

Click APPLY NOW to apply online
Earn more points on Bass Pro Shops and Cabela’s purchases
Lower APR on Bass Pro Shops and Cabela’s purchases
CLUB Points don?t expire and no redemption minimum for open accounts in good standing
Access to exclusive hunting and fishing adventures around the world
Earn an additional $10 in CLUB Points after five purchases within 30 days of account approval. Allow up to 60 days after your fifth purchase for points to be available for use.
Earn 2% back in CLUB Points on purchases at Bass Pro Shops and Cabela’s and 1% back in CLUB Points on purchases anywhere else Mastercard credit cards are accepted. Redeem CLUB Points for FREE GEAR at Bass Pro Shops and Cabela’s

Is Bass Pro Shops Club Card worth it?

Bass Pro Shops Club Card is a solid card for people who spend a lot at Bass Pro Shops and Cabela’s, where cardholders earn 2% back in CLUB Points on purchases. Spending $10,000 per year qualifies cardholders for the Silver membership and 3% back in CLUB points on purchases. Spending $25,000 per year qualifies cardholders for Black membership and 5% back in CLUB points.

Pros

9.99% interest on purchases at Bass Pro Shops and Cabela’s
Earn 2% back in CLUB Points on purchases at Bass Pro Shops and Cabela’s
No annual fee

Cons

Access to exclusive hunting and fishing adventures around the world through Signature Outdoor Adventures and The Experience is available exclusively to Black (at least $25,000 in net purchases each year) and Silver members (at least $10,000 in net purchases each year)

Why 5 Stars?

Regular APR

4 Stars

Intro APR

4 Stars

Fees

4 Stars

Perks

5 Stars

Overall

4 Stars

Fees

Foreign Transaction Fee	None
Balance Transfer Fee	3% of the amount of each transferred balance that posts to your account at a promotional APR that we may offer you. None for balances transferred at the Transfer APR.
Cash Advance Fee	4% of the amount of each cash advance or $10, whichever is greater
Penalty APR	None

Benefits

$0 Fraud Liability

Get Started with Bass Pro Shops Club Card

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