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Best Capital One Credit Cards

Capital One Venture Rewards Review

Capital One Venture Credit Card

Rating: 5 Stars

Bottom Line:
Miles for Travel, Transit, and Hotels

Apply Now
Card DetailsThe OfferIs it Worth It?
Pros and ConsWhy 5 Stars?Fees
Benefits

Card Details

Regular APR:17.99% ? 25.24% (Variable)
Intro APR (Purchases):None
Intro APR (Balance transfers):None
Rewards Rate:2 Miles per dollar on all purchases
Credit Needed:(670 – 850) Excellent/Good
Annual Fee:$0 intro for first year; $95 after that
Card Brand:Mastercard?

*See online credit card application for details on the terms and conditions.

Offer Highlights

  • Click APPLY NOW to apply online
  • Enjoy a one-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $500 in travel
  • Earn 2X miles on every purchase, every day. Plus earn 10X miles on thousands of hotels, through January 2020; learn more at hotels.com/venture
  • Named ‘The Best Travel Card’ by CNBC, 2018
  • Receive up to $100 application fee credit for Global Entry or TSA Pre
  • Fly any airline, stay at any hotel, anytime; no blackout dates. Plus transfer your miles to over 12 leading travel loyalty programs
  • Miles won’t expire for the life of the account and there’s no limit to how many you can earn
  • No foreign transaction fees
  • $0 intro annual fee for the first year; $95 after that

Is Capital One Venture Rewards worth it?

Venture Rewards from Capital One is a great travel rewards card with flexible miles and a bonus offer of 50,000 miles after you spend $3,000 within 90 days of account opening. The miles can be applied to airlines, hotels, and car rentals too.

Pros

  • 50,000 bonus miles after you spend $3,000 within 90 days of account opening, equal to $500 in travel
  • No foreign transaction fees

Cons

  • Annual fee starting after first year

Why 5 Stars?

Regular APR


4 Stars

Intro APR


4 Stars

Fees


5 Stars

Perks


5 Stars

Overall


5 Stars

Fees

Foreign Transaction FeeNone
Balance Transfer FeeNone
Cash Advance Fee3% of transaction amount or $10, whichever is greater
Penalty APRNone

Benefits

$0 Fraud Liability
Auto Rental Collision Damage Waiver
Concierge Service
Emergency Card Replacement
Emergency Cash Disbursement
Extended Warranty Program
Travel Accident Insurance
Lost Luggage Reimbursement
Price Protection
Purchase Protection
Travel and Emergency Assistance
Travel Accident Insurance
Get Started with Capital One Venture Rewards

Editorial Note: This content is not provided by the issuer. Any opinion, analyses, reviews, or recommendations expressed on this page are those of the author?s alone, and may not have been reviewed, approved or otherwise endorsed by the issuer.

Credit Cards Research:

Best Credit Cards for 2021
These are the best credit cards for 2021.

Best Credit Cards for Excellent Credit
If you have excellent credit, check out these cards. These are the best cards for excellent credit with travel rewards and cash bonuses.

Best Credit Cards to Pay off Debt
The fastest way to pay off credit card debt is by transferring a balance to a 0% APR credit card. These are the best balance transfer cards on the market.

Best Capital One Credit Cards, Best Credit Cards, Best Credit Cards For Consultants, Best Credit Cards For Extended Warranties, Best Credit Cards For Global Entry, Best Credit Cards For Good Credit, Best Credit Cards For Rental Car Insurance, Best Credit Cards For Roadside Assistance, Best Credit Cards To Book Flights, Best No Foreign Transaction Fee Credit Cards, Best Purchase Protection Credit Cards, Best Travel Credit Cards, Best Travel Credit Cards With No Annual Fee, Best Visa Credit Cards

Journey Student Rewards from Capital One Review

Journey Student Rewards from Capital One

Rating: 4 Stars

Bottom Line:
Student Card with Cash Back

Apply Now
Card DetailsThe OfferIs it Worth It?
Pros and ConsWhy 4 Stars?Fees
Benefits

Card Details

Regular APR:26.96% (Variable)
Intro APR (Purchases):None
Intro APR (Balance transfers):None
Rewards Rate:Unlimited 1% cash back, increases to 1.25% if you pay your bill on time that month
Credit Needed:(580-669) Average/Fair/Limited
Annual Fee:$0
Card Brand:Mastercard?

*See online credit card application for details on the terms and conditions.

Offer Highlights

  • Click APPLY NOW to apply online
  • Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month
  • Enjoy no annual fee and no foreign transaction fees
  • Get a head start and build your credit with responsible use
  • Get Eno, your Capital One assistant, to manage your account via text, receive alerts, and shop safer online
  • Pick the monthly due date that works best for you
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • $0 fraud liability if your card is ever lost or stolen
  • Monitor your credit profile with the CreditWise app, free for everyone

Is Journey Student Rewards from Capital One worth it?

Journey Student Rewards from Capital One is a solid card for students looking to build a credit score and credit history. It also provides a higher credit limit after you make on time payments for the first five months and increases its cash back rate from 1% to 1.25% when you pay your bill on time for that month. With no annual fee and no foreign transaction fee, Journey Student Rewards costs nothing and is even good for study abroad.

Pros

  • Build your credit as a student
  • No annual fee
  • 1% cash back on all purchases

Cons

  • Higher than average APR

Why 4 Stars?

Regular APR


4 Stars

Intro APR


4 Stars

Fees


5 Stars

Perks


4 Stars

Overall


4 Stars

Fees

Foreign Transaction FeeNone
Balance Transfer FeeNone
Cash Advance Fee3% of transaction amount or $10, whichever is greater
Penalty APRNone

Benefits

$0 Fraud Liability
Auto Rental Collision Damage Waiver
Extended Warranty Program
Travel Accident Insurance
Travel and Emergency Assistance
Get Started with Journey Student Rewards from Capital One

Editorial Note: This content is not provided by the issuer. Any opinion, analyses, reviews, or recommendations expressed on this page are those of the author?s alone, and may not have been reviewed, approved or otherwise endorsed by the issuer.

Credit Cards Research:

Best Credit Cards for 2021
These are the best credit cards for 2021.

Best Credit Cards for Excellent Credit
If you have excellent credit, check out these cards. These are the best cards for excellent credit with travel rewards and cash bonuses.

Best Credit Cards to Pay off Debt
The fastest way to pay off credit card debt is by transferring a balance to a 0% APR credit card. These are the best balance transfer cards on the market.

Best Capital One Credit Cards, Best Credit Cards For Emergencies, Best Credit Cards For Extended Warranties, Best Credit Cards For Fair Credit, Best Credit Cards For Rental Car Insurance, Best Credit Cards For Travel Insurance, Best No Foreign Transaction Fee Credit Cards, Best Student Credit Cards

Capital One Platinum Review

Capital One Platinum Credit Card

Rating: 4 Stars

Bottom Line:
Build Credit Without A Deposit

Apply Now
Card DetailsThe OfferIs it Worth It?
Pros and ConsWhy 4 Stars?Fees
Benefits

Card Details

Regular APR:26.96% (Variable)
Intro APR (Purchases):None
Intro APR (Balance transfers):None
Rewards Rate:None
Credit Needed:(580-669) Average/Fair
Annual Fee:$0
Card Brand:Mastercard

*See online credit card application for details on the terms and conditions.

Offer Highlights

  • Click APPLY NOW to apply online
  • Pay no annual fee
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Fraud coverage if your card is lost or stolen
  • Use online banking to access your account, even from your smartphone, with our mobile app
  • Pay by check, online or at a local branch, all with no fee ? and pick the monthly due date that works best for you
  • Get access to your account 24 hours a day, 7 days a week
  • Help strengthen your credit for the future with responsible card use

Is Capital One Platinum worth it?

Platinum from Capital One is a solid card for people looking to improve their credit score without making a cash deposit upfront. It also provides a higher credit limit after you make on time payments for the first five months.

Pros

  • Build your credit
  • No annual fee

Cons

  • Higher than average APR
  • No hidden fees

Why 4 Stars?

Regular APR


4 Stars

Intro APR


4 Stars

Fees


5 Stars

Perks


4 Stars

Overall


4 Stars

Fees

Foreign Transaction Fee$0
Balance Transfer Fee$0
Cash Advance Fee3% of the amount of each transaction or $10, whichever is greater
Penalty APRNone

Benefits

$0 Fraud Liability
Auto Rental Collision Damage Waiver
Travel Accident Insurance
Extended Warranty Program
Travel Assistance
Get Started with Capital One Platinum

Editorial Note: This content is not provided by the issuer. Any opinion, analyses, reviews, or recommendations expressed on this page are those of the author?s alone, and may not have been reviewed, approved or otherwise endorsed by the issuer.

Credit Cards Research:

Best Credit Cards for 2021
These are the best credit cards for 2021.

Best Credit Cards for Excellent Credit
If you have excellent credit, check out these cards. These are the best cards for excellent credit with travel rewards and cash bonuses.

Best Credit Cards to Pay off Debt
The fastest way to pay off credit card debt is by transferring a balance to a 0% APR credit card. These are the best balance transfer cards on the market.

Best Capital One Credit Cards, Best Credit Cards After Bankruptcy, Best Credit Cards For College Graduates, Best Credit Cards For Extended Warranties, Best Credit Cards For Fair Credit, Best Credit Cards For Rental Car Insurance, Best Credit Cards For Travel Insurance, Best Credit Cards For Young Adults, Best First Credit Cards, Best Mastercard Credit Cards, Best No Annual Fee Credit Cards

Capital One VentureOne Rewards Credit Card Review

Capital One VentureOne Card Image

Rating: 5 Stars

Bottom Line:
Travel Rewards and 0% Intro APR

Apply Now
Card DetailsThe OfferIs it Worth It?
Pros and ConsWhy 5 Stars?Fees
Benefits

Card Details

Regular APR:14.24% – 24.24% (Variable)
Intro APR (Purchases):0% for 12 billing cycles
Intro APR (Balance transfers):None
Rewards Rate:1.25 Miles per dollar on every purchase, every day
Credit Needed:(670 – 850) Excellent/Good
Annual Fee:$0
Card Brand:Visa

*See online credit card application for details on the terms and conditions.

Offer Highlights

  • Click APPLY NOW to apply online
  • $0 annual fee and no foreign transaction fees
  • Earn a bonus of 20,000 miles once you spend $1,000 on purchases within 3 months from account opening, equal to $200 in travel
  • Earn 1.25X miles on every purchase, every day
  • 0% Introductory APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 16.24% – 26.24% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers
  • Earn 10X miles on thousands of hotels, through January 2020; learn more at hotels.com/venture
  • Transfer your miles to over 12 leading travel loyalty programs
  • Enjoy 0% intro APR on purchases for 12 months; 14.24% ? 24.24% variable APR after that
  • Travel when you want with no blackout dates and fly any airline, stay at any hotel, anytime
  • Miles won?t expire for the life of the account and there?s no limit to how many you can earn

Is Capital One VentureOne Rewards Credit Card worth it?

VentureOne from Capital One is a great travel card with a solid sign up bonus and ongoing rewards rate, no annual fee, and a low regular APR.

Pros

  • 20,000 mile bonus after you make at least $1,000 in purchases in the first 90 days of account opening, equal to $200 in travel
  • No annual fee
  • No foreign transaction fee
  • 0% APR for your first 12 billing cycles on purchases

Cons

  • 0% intro APR is not for balance transfers

Why 5 Stars?

Regular APR


4 Stars

Intro APR


5 Stars

Fees


5 Stars

Perks


5 Stars

Overall


5 Stars

Fees

Foreign Transaction FeeNone
Balance Transfer FeeNone
Cash Advance Fee3% of the amount of each transaction or $10, whichever is greater
Penalty APRNone

Benefits

$0 Fraud Liability
Auto Rental Collision Damage Waiver
Concierge Service
Emergency Card Replacement
Emergency Cash Disbursement
Extended Warranty Program
Travel Accident Insurance
Lost Luggage Reimbursement
Price Protection
Purchase Protection
Travel and Emergency Assistance
Travel Accident Insurance
Get Started with Capital One VentureOne Rewards Credit Card

Editorial Note: This content is not provided by the issuer. Any opinion, analyses, reviews, or recommendations expressed on this page are those of the author?s alone, and may not have been reviewed, approved or otherwise endorsed by the issuer.

Credit Cards Research:

Best Credit Cards for 2021
These are the best credit cards for 2021.

Best Credit Cards for Excellent Credit
If you have excellent credit, check out these cards. These are the best cards for excellent credit with travel rewards and cash bonuses.

Best Credit Cards to Pay off Debt
The fastest way to pay off credit card debt is by transferring a balance to a 0% APR credit card. These are the best balance transfer cards on the market.

Best Capital One Credit Cards, Best Credit Cards For Big Purchases, Best Credit Cards For Extended Warranties, Best Credit Cards For Good Credit, Best Credit Cards For Rental Car Insurance, Best Credit Cards For Roadside Assistance, Best Credit Cards To Book Flights, Best No Annual Fee Credit Cards, Best No Foreign Transaction Fee Credit Cards, Best No Interest Credit Cards, Best Purchase Protection Credit Cards, Best Travel Credit Cards, Best Travel Credit Cards With No Annual Fee, Best Visa Credit Cards

Capital One Spark Cash for Business Review

Capital One? Spark? Cash for Business Credit Card

Rating: 5 Stars

Bottom Line:
Simple High Cash Back For Business Owners

Apply Now
Card DetailsThe OfferIs it Worth It?
Pros and ConsWhy 4 Stars?Fees
Benefits

Card Details

Regular APR:18.74% (Variable)
Intro APR (Purchases):None
Intro APR (Balance transfers):None
Rewards Rate:2% Cash Back for your business on every purchase, everywhere
Credit Needed:(670 – 850) Excellent/Good
Annual Fee:$0 intro for the first year, $95 after that
Card Brand:Visa

*See online credit card application for details on the terms and conditions.

Offer Highlights

  • Click APPLY NOW to apply online
  • Earning unlimited 2% cash back could mean thousands of dollars each year going back into your business. Redeem at any time with no minimums.
  • Plus, a one-time $500 cash bonus once you spend $5,000 on purchases within 3 months from account opening and earn $1,500 when you spend $50,000 in the first 6 months of your account opening
  • Rewards won?t expire for the life of the account, and you can redeem your cash back for any amount
  • Get employee cards at no additional cost, and earn rewards from their business spend

Is Capital One Spark Cash for Business Credit Card worth it?

Capital One Spark Cash for Business is a great cash back card for businesses looking to earn 2% cash back on every purchase.

Pros

  • $500 cash bonus after spending $5,000 in first 90 days of account opening
  • Free employee cards
  • No foreign transaction fee
  • $0 annual fee to start and reasonable $95 annual fee after first year
  • Visa Signature Cards

Cons

  • No Intro purchase APR for business expenses

Why 5 Stars?

Regular APR


5 Stars

Intro APR


4 Stars

Fees


4 Stars

Perks


5 Stars

Overall


5 Stars

Fees

Foreign Transaction FeeNone
Balance Transfer FeeNone
Cash Advance Fee3% of transaction amount or $10, whichever is greater
Penalty APR31.15%

Benefits

$0 Fraud Liability
Auto Rental Collision Damage Waiver
Concierge Service
Emergency Card Replacement
Emergency Cash Disbursement
Extended Warranty Program
Travel Accident Insurance
Lost Luggage Reimbursement
Price Protection
Purchase Protection
Travel and Emergency Assistance
Travel Accident Insurance
Get Started with Capital One Spark Cash for Business

Editorial Note: This content is not provided by the issuer. Any opinion, analyses, reviews, or recommendations expressed on this page are those of the author?s alone, and may not have been reviewed, approved or otherwise endorsed by the issuer.

Credit Cards Research:

Best Credit Cards for 2021
These are the best credit cards for 2021.

Best Credit Cards for Excellent Credit
If you have excellent credit, check out these cards. These are the best cards for excellent credit with travel rewards and cash bonuses.

Best Credit Cards to Pay off Debt
The fastest way to pay off credit card debt is by transferring a balance to a 0% APR credit card. These are the best balance transfer cards on the market.

Best Business Credit Cards, Best Capital One Credit Cards, Best Cash Back Credit Cards, Best Corporate Credit Cards, Best Credit Cards, Best Credit Cards For Advertising, Best Credit Cards For Consultants, Best Credit Cards For Extended Warranties, Best Credit Cards For Good Credit, Best Credit Cards For High Spenders, Best Credit Cards For Price Protection, Best Credit Cards For Rental Car Insurance, Best Credit Cards For Travel Insurance, Best Credit Cards To Book Flights, Best No Foreign Transaction Fee Credit Cards, Best Purchase Protection Credit Cards, Best Self Employed Credit Card, Best Small Business Credit Cards, Best Travel Credit Cards, Best Visa Credit Cards

Capital One Spark Cash Select for Business Review

Capital One Spark Cash Select

Rating: 4 Stars

Bottom Line:
Cash Back For Business Owners With 0% Intro APR And No Annual Fee

Apply Now
Card DetailsThe OfferIs it Worth It?
Pros and ConsWhy 4 Stars?Fees
Benefits

Card Details

Regular APR:14.74%, 18.74% or 22.74% (Variable)
Intro APR (Purchases):0% for 9 months
Intro APR (Balance transfers):None
Rewards Rate:1.5% Cash Back for your business on every purchase, everywhere
Credit Needed:(670 – 850) Excellent/Good
Annual Fee:$0
Card Brand:Visa

*See online credit card application for details on the terms and conditions.

Offer Highlights

  • Click APPLY NOW to apply online
  • Earning unlimited 1.5% cash back could mean thousands of dollars each year going back into your business
  • Plus, a one-time $200 cash bonus once you spend $3,000 on purchases within 3 months from account opening
  • Save on interest with 0% intro APR on purchases for 9 months; 15.24% – 23.24% variable APR after that
  • No annual fee
  • Use Spark Cash Select across all your business spend, with no categories to limit your purchasing
  • Rewards won?t expire for the life of the account, and you can redeem your cash back for any amount
  • Get employee cards at no additional cost, and earn rewards from their business spend

Is Capital One Spark Cash Select for Business Credit Card worth it?

Capital One Spark Cash Select for Business is a great cash back card for businesses looking to earn 1.5% cash back on every purchase with no annual fee. Additionally, Spark Cash Select offers 0% Intro APR for 9 months for business purchases.

Pros

  • $200 cash bonus after spending $4,500 in first 90 days of account opening
  • Free employee cards
  • No foreign transaction fee
  • No annual fee

Cons

  • Not the highest flat-rate cash back rate

Why 4 Stars?

Regular APR


4 Stars

Intro APR


4 Stars

Fees


5 Stars

Perks


4 Stars

Overall


4 Stars

Fees

Foreign Transaction FeeNone
Balance Transfer FeeNone
Cash Advance Fee3% of transaction amount or $10, whichever is greater
Penalty APR31.65%

Benefits

$0 Fraud Liability
Auto Rental Collision Damage Waiver
Concierge Service
Emergency Card Replacement
Emergency Cash Disbursement
Extended Warranty Program
Travel Accident Insurance
Lost Luggage Reimbursement
Price Protection
Purchase Protection
Travel and Emergency Assistance
Travel Accident Insurance
Get Started with Capital One Spark Cash Select for Business

Editorial Note: This content is not provided by the issuer. Any opinion, analyses, reviews, or recommendations expressed on this page are those of the author?s alone, and may not have been reviewed, approved or otherwise endorsed by the issuer.

Credit Cards Research:

Best Credit Cards for 2021
These are the best credit cards for 2021.

Best Credit Cards for Excellent Credit
If you have excellent credit, check out these cards. These are the best cards for excellent credit with travel rewards and cash bonuses.

Best Credit Cards to Pay off Debt
The fastest way to pay off credit card debt is by transferring a balance to a 0% APR credit card. These are the best balance transfer cards on the market.

Best Business Credit Cards, Best Capital One Credit Cards, Best Cash Back Credit Cards, Best Corporate Credit Cards, Best Credit Cards For Big Purchases, Best Credit Cards For Extended Warranties, Best Credit Cards For Good Credit, Best Credit Cards For Price Protection, Best Credit Cards For Rental Car Insurance, Best Credit Cards For Travel Insurance, Best No Annual Fee Credit Cards, Best No Foreign Transaction Fee Credit Cards, Best No Interest Credit Cards, Best Purchase Protection Credit Cards, Best Self Employed Credit Card, Best Small Business Credit Cards, Best Visa Credit Cards

Capital One Secured Mastercard Review

Rating: 4 Stars

Bottom Line:
Build Credit With No Annual Fee Or Penalty APR

Apply Now
Card DetailsThe OfferIs it Worth It?
Pros and ConsWhy 4 Stars?Fees
Benefits

Card Details

Regular APR:26.99% (Variable)
Intro APR (Purchases):None
Intro APR (Balance transfers):None
Rewards Rate:None
Credit Needed:(580-669) Average/Fair
Annual Fee:$0
Card Brand:Mastercard

*See online credit card application for details on the terms and conditions.

Offer Highlights

  • Click APPLY NOW to apply online
  • No annual fee, and all the credit building benefits with responsible card use
  • Unlike a prepaid card, it builds credit when used responsibly, with regular reporting to the 3 major credit bureaus
  • You will get an initial $200 credit line after making a security deposit of $49, $99, or $200
  • Get access to a higher credit line after making your first 5 monthly payments on time with no additional deposit needed
  • Easily manage your account 24/7 with online access, by phone or using our mobile app
  • It’s a credit card accepted at millions of locations worldwide
  • Help strengthen your credit for the future with responsible card use

Is Capital One Secured Mastercard Credit Card worth it?

Capital One Secured Mastercard is a solid card for people looking to improve their credit score – It requires a security deposit but reports to the credit bureaus like a traditional credit card does. It also provides a higher credit limit after you make on time payments for the first five months.

Pros

  • Build your credit
  • Reports to the three major credit bureaus each month
  • No annual fee
  • No penalty APR

Cons

  • Higher than average APR

Why 4 Stars?

Regular APR


4 Stars

Intro APR


4 Stars

Fees


5 Stars

Perks


4 Stars

Overall


4 Stars

Fees

Foreign Transaction Fee$0
Balance Transfer Fee$0
Cash Advance Fee3% of transaction amount or $10, whichever is greater
Penalty APRNone

Benefits

$0 Fraud Liability
Auto Rental Collision Damage Waiver
Extended Warranty Program
Travel Accident Insurance
Travel Assistance
Get Started with Capital One Secured Mastercard

Editorial Note: This content is not provided by the issuer. Any opinion, analyses, reviews, or recommendations expressed on this page are those of the author?s alone, and may not have been reviewed, approved or otherwise endorsed by the issuer.

Credit Cards Research:

Best Credit Cards for 2021
These are the best credit cards for 2021.

Best Credit Cards for Excellent Credit
If you have excellent credit, check out these cards. These are the best cards for excellent credit with travel rewards and cash bonuses.

Best Credit Cards to Pay off Debt
The fastest way to pay off credit card debt is by transferring a balance to a 0% APR credit card. These are the best balance transfer cards on the market.

Best Capital One Credit Cards, Best Credit Cards, Best Credit Cards For Extended Warranties, Best Credit Cards For Fair Credit, Best Credit Cards For Rental Car Insurance, Best Credit Cards For Travel Insurance, Best No Annual Fee Credit Cards, Best Secured Credit Cards

Capital One Spark Miles Select for Business Review

Capital One? Spark? Miles for Business Credit Card

Rating: 5 Stars

Bottom Line:
Business Owners Earn Miles On All Purchases Without An Annual Fee

Apply Now
Card DetailsThe OfferIs it Worth It?
Pros and ConsWhy 5 Stars?Fees
Benefits

Card Details

Regular APR:15.24% – 23.24% (Variable)
Intro APR (Purchases):0% intro APR for 9 months
Intro APR (Balance transfers):None
Rewards Rate:
1.5 Miles per $1 on every purchase
Credit Needed:(670 – 850) Excellent/Good
Annual Fee:$0
Card Brand:Visa

*See online credit card application for details on the terms and conditions.

Offer Highlights

  • Click APPLY NOW to apply online
  • Earn unlimited 1.5 miles per $1 on every purchase, everywhere
  • Earn a one-time bonus of 20,000 miles – equal to $200 in travel – once you spend $3,000 on purchases within the first 3 months from account opening
  • Fly on any airline, anytime, with no blackout dates or seat restrictions
  • Earn 5X miles on hotel and rental car bookings through Capital One Travel
  • $0 annual fee
  • $0 fraud liability if your card is lost or stolen
  • Free employee cards which also earn unlimited 2x miles from their purchases
  • No foreign transaction fees

Is Capital One Spark Miles Select for Business Credit Card worth it?

Capital One Spark Miles Select for Business is a great travel card for businesses looking to earn 1.5 miles back on every purchase with no annual fee.

Pros

  • Intro bonus of 20,000 miles after spending $3,000 in first 90 days of account opening
  • Free employee cards
  • No foreign transaction fee
  • No annual fee

Cons

  • Lower than average travel rewards rate

Why 5 Stars?

Regular APR


4 Stars

Intro APR


4 Stars

Fees


5 Stars

Perks


5 Stars

Overall


5 Stars

Fees

Foreign Transaction Fee$0
Balance Transfer FeeNone
Cash Advance Fee3% of transaction amount or $10, whichever is greater
Penalty APR31.65%

Benefits

$0 Fraud Liability
Auto Rental Collision Damage Waiver
Extended Warranty Program
Travel Accident Insurance
Lost Luggage Reimbursement
Travel Assistance
Get Started with Capital One Spark Miles Select for Business

Editorial Note: This content is not provided by the issuer. Any opinion, analyses, reviews, or recommendations expressed on this page are those of the author?s alone, and may not have been reviewed, approved or otherwise endorsed by the issuer.

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Capital One Spark Miles for Business Review

Capital One? Spark? Miles for Business Credit Card

Rating: 5 Stars

Bottom Line:
Earn Miles On All Purchases As A Business Owner

Apply Now
Card DetailsThe OfferIs it Worth It?
Pros and ConsWhy 5 Stars?Fees
Benefits

Card Details

Regular APR:19.24% (Variable)
Intro APR (Purchases):None
Intro APR (Balance transfers):None
Rewards Rate:2 Miles per $1 on every purchase, everywhere
Credit Needed:(670 – 850) Excellent/Good
Annual Fee:$0 for first year, $95 after that
Card Brand:Visa

*See online credit card application for details on the terms and conditions.

Offer Highlights

  • Click APPLY NOW to apply online
  • Earn unlimited 2 miles per $1 on every purchase, everywhere
  • Earn a one-time bonus of 50,000 miles – equal to $500 in travel – once you spend $4,500 on purchases within the first 3 months from account opening
  • Receive up to $100 credit for one Global Entry or TSA Pre application fee
  • Fly on any airline, anytime, with no blackout dates or seat restrictions
  • $0 intro annual fee for the first year; $95 after that
  • $0 fraud liability if your card is lost or stolen
  • Free employee cards which also earn unlimited 2x miles from their purchases
  • No foreign transaction fees

Is Capital One Spark Miles for Business Credit Card worth it?

Capital One Spark Miles for Business is a great travel card for businesses looking to earn 2 miles back on every purchase.

Pros

  • Intro bonus of 50,000 miles after spending $4,500 in first 90 days of account opening – that’s about $590 in travel
  • Free employee cards
  • No foreign transaction fee
  • $0 annual fee to start and reasonable $95 annual fee after first year

Cons

  • No Intro purchase APR for business expenses

Why 5 Stars?

Regular APR


4 Stars

Intro APR


4 Stars

Fees


5 Stars

Perks


5 Stars

Overall


4 Stars. ????

Fees

Foreign Transaction Fee$0
Balance Transfer FeeNone
Cash Advance Fee3% of transaction amount or $10, whichever is greater
Penalty APR31.65%

Benefits

$0 Fraud Liability
Auto Rental Collision Damage Waiver
Extended Warranty Program
Travel Accident Insurance
Lost Luggage Reimbursement
Travel Assistance
Get Started with Capital One Spark Miles for Business Credit Card

Editorial Note: This content is not provided by the issuer. Any opinion, analyses, reviews, or recommendations expressed on this page are those of the author?s alone, and may not have been reviewed, approved or otherwise endorsed by the issuer.

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Capital One Spark Classic for Business Review

Capital One? Spark? Classic for Business

Rating: 4 Stars

Bottom Line:
Build Credit As A Business Owner

Apply Now
Card DetailsThe OfferIs it Worth It?
Pros and ConsWhy 4 Stars?Fees
Benefits

Card Details

Regular APR:25.24% (Variable)
Intro APR (Purchases):None
Intro APR (Balance transfers):None
Rewards Rate:1% Cash Back on every purchase
Credit Needed:(580-669) Average/Fair/Limited
Annual Fee:$0
Card Brand:Visa

*See online credit card application for details on the terms and conditions.

Offer Highlights

  • Click APPLY NOW to apply online
  • Enjoy no annual fee
  • Earn 1% cash back on every purchase
  • Build business credit with responsible use
  • Fraud coverage if your card is ever lost or stolen
  • No foreign transaction fees
  • Enjoy business benefits including Year-End Summaries, employee cards at no extra cost and experienced small business customer service

Is Capital One Spark Classic for Business Credit Card worth it?

Capital One Spark Classic for Business is a great cash back card for business owners with average credit looking to build their credit and earn 1% cash back on every purchase with no annual fee.

Pros

  • Build your credit – reports activity to business credit bureaus Dun & Bradstreet, Experian, and Small Business Financial Exchange
  • Free employee cards
  • No foreign transaction fee
  • Free employee cards
  • No annual fee

Cons

  • Lower than average flat-rate cash back rate
  • Higher than average APR

Why 4 Stars?

Regular APR


4 Stars

Intro APR


4 Stars

Fees


5 Stars

Perks


4 Stars

Overall


4 Stars

Fees

Foreign Transaction Fee$0
Balance Transfer FeeNone
Cash Advance Fee3% of transaction amount or $10, whichever is greater
Penalty APR31.65%

Benefits

$0 Fraud Liability
Auto Rental Collision Damage Waiver
Extended Warranty Program
Travel Accident Insurance
Lost Luggage Reimbursement
Travel Assistance
Get Started with Capital One Spark Classic for Business Credit Card

Editorial Note: This content is not provided by the issuer. Any opinion, analyses, reviews, or recommendations expressed on this page are those of the author?s alone, and may not have been reviewed, approved or otherwise endorsed by the issuer.

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Capital One QuicksilverOne Cash Rewards Credit Card Review

Capital One? QuicksilverOne? Cash Rewards Credit Card

Rating: 5 Stars

Bottom Line:
Simple Cash Back For Fair Credit

Apply Now
Card DetailsThe OfferIs it Worth It?
Pros and ConsWhy 5 Stars?Fees
Benefits

Card Details

Regular APR:26.96% (Variable)
Intro APR (Purchases):None
Intro APR (Balance transfers):None
Rewards Rate:1.5% Cash Back on every purchase, every day
Credit Needed:(580-669) Average/Fair/Limited
Annual Fee:$39
Card Brand:Mastercard

*See online credit card application for details on the terms and conditions.

Offer Highlights

  • Click APPLY NOW to apply online
  • Earn unlimited 1.5% cash back on every purchase, every day
  • Earn cash rewards without signing up for rotating categories
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Monitor your credit profile with the CreditWise app, free for everyone
  • $0 fraud liability if your card is ever lost or stolen
  • No limit to how much cash back you can earn, and cash back doesn’t expire for the life of the account
  • Help strengthen your credit for the future with responsible card use
  • Get customized alerts and manage your account with the Capital One mobile app

Is Capital One QuicksilverOne Cash Rewards Credit Card worth it?

QuicksilverOne Cash Rewards from Capital One is a great card with an ongoing 1.5% cash back rate across all spending categories and a reasonable $39 annual fee. QuicksilverOne Cash Rewards is available to cardholders with average or limited credit and has a high APR.

Pros

  • Simple flat-rate cash back of 1.5% on all purchases
  • No foreign transaction fee

Cons

  • High APR
  • No intro bonus
  • Does not offer higher rewards in one category vs. another category – no rotating high cash back opportunities

Why 5 Stars?

Regular APR


4 Stars

Intro APR


4 Stars

Fees


5 Stars

Perks


5 Stars

Overall


5 Stars

Fees

Foreign Transaction FeeNone
Balance Transfer Fee$0
Cash Advance Fee3% of transaction amount or $10, whichever is greater
Penalty APRNone

Benefits

$0 Fraud Liability
Auto Rental Collision Damage Waiver
Extended Warranty Program
Purchase Protection
Roadside Assistance
Travel Assistance
Get Started with Capital One QuicksilverOne Cash Rewards Credit Card

Editorial Note: This content is not provided by the issuer. Any opinion, analyses, reviews, or recommendations expressed on this page are those of the author?s alone, and may not have been reviewed, approved or otherwise endorsed by the issuer.

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Capital One Quicksilver Cash Rewards Credit Card Review

Rating: 5 Stars

Bottom Line:
Simple Cash Back With No Annual Fee

Apply Now
Card DetailsThe OfferIs it Worth It?
Pros and ConsWhy 5 Stars?Fees
Benefits

Card Details

Regular APR:16.24% – 26.24% (Variable)
Intro APR (Purchases):0% for 15 months
Intro APR (Balance transfers):0% for 15 months
Rewards Rate:Earn unlimited 1.5% cash back on every purchase
Credit Needed:(670 – 850) Good/Excellent
Annual Fee:$0
Card Brand:Visa

*See online credit card application for details on the terms and conditions.

Offer Highlights

  • Click APPLY NOW to apply online
  • One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won’t expire for the life of the account and there’s no limit to how much you can earn
  • 0% intro APR on purchases for 15 months; 16.24% – 26.24% variable APR after that
  • 0% intro APR on balance transfers for 15 months; 16.24% – 26.24% variable APR after that; 3% fee on the amounts transferred within the first 15 months
  • Pay no annual fee or foreign transaction fees

Is Capital One Quicksilver Cash Rewards Credit Card worth it?

Quicksilver Cash Rewards from Capital One is a great card with an ongoing 1.5% cash back rate across all spending categories and no annual fee.

Pros

  • Simple flat-rate cash back of 1.5% on all purchases
  • $150 one-time cash bonus after you spend $500 on purchases within 3 months of account opening
  • No annual fee
  • No foreign transaction fee

Cons

  • Does not offer higher rewards in one category vs. another category – no rotating high cash back opportunities

Why 5 Stars?

Regular APR


4 Stars

Intro APR


5 Stars

Fees


5 Stars

Perks


5 Stars

Overall


5 Stars

Fees

Foreign Transaction FeeNone
Balance Transfer Fee3%
Cash Advance Fee3% of transaction amount or $10, whichever is greater
Penalty APRNone

Benefits

$0 Fraud Liability
Auto Rental Collision Damage Waiver
Extended Warranty Program
Purchase Protection
Roadside Assistance
Travel Assistance
Get Started with Capital One Quicksilver Cash Rewards Credit Card

Editorial Note: This content is not provided by the issuer. Any opinion, analyses, reviews, or recommendations expressed on this page are those of the author?s alone, and may not have been reviewed, approved or otherwise endorsed by the issuer.

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Capital One SavorOne Cash Rewards Credit Card Review

Capital One? SavorOne? Cash Rewards Credit Card

Rating: 5 Stars

Bottom Line:
Cash Back On Dining And Entertainment With 0% Intro APR And No Annual Fee

Apply Now
Card DetailsThe OfferIs it Worth It?
Pros and ConsWhy 5 Stars?Fees
Benefits

Card Details

Regular APR:16.74% – 25.74% (Variable)
Intro APR (Purchases):0% for 15 months
Intro APR (Balance transfers):0% for 15 months
Rewards Rate:3% unlimited cash back on dining and entertainment

2% at grocery stores

1% on all other purchases
Credit Needed:(670 – 850) Good/Excellent
Annual Fee:$0
Card Brand:Mastercard

*See online credit card application for details on the terms and conditions.

Offer Highlights

  • Click APPLY NOW to apply online
  • Earn a one-time $150 cash bonus after you spend $500 on purchases within the first 3 months from account opening
  • Earn unlimited 3% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases
  • No rotating categories or sign-ups needed to earn cash rewards; plus cash back won?t expire for the life of the account and there’s no limit to how much you can earn
  • 0% intro APR on purchases for 15 months; 16.24% – 26.24% variable APR after that
  • 0% intro APR on balance transfers for 15 months; 16.24% – 26.24% variable APR after that; 3% fee on the amounts transferred within the first 15 months
  • No foreign transaction fee
  • No annual fee

Is Capital One SavorOne Cash Rewards Credit Card worth it?

SavorOne Cash Rewards from Capital One is a great card for people who spend a lot on going out for dining and for entertainment with no annual fee. It’s also a strong card for paying off purchases over time or paying off debt.

Pros

  • 3x rewards on dining and entertainment
  • $150 cash bonus when you spend $500 in purchases in the first 90 days after account opening
  • 0% Intro APR for 15 months on purchases and balance transfers
  • No annual fee

Cons

  • Lower rewards rate than Capital One Savor

Why 5 Stars?

Regular APR


4 Stars

Intro APR


5 Stars

Fees


5 Stars

Perks


4 Stars

Overall


5 Stars

Fees

Foreign Transaction FeeNone
Balance Transfer Fee3%
Cash Advance Fee3% of transaction amount or $10, whichever is greater
Penalty APRNone

Benefits

$0 Fraud Liability
Auto Rental Collision Damage Waiver
Concierge Service
Extended Warranty Program
Get Started with Capital One SavorOne Cash Rewards Credit Card

Editorial Note: This content is not provided by the issuer. Any opinion, analyses, reviews, or recommendations expressed on this page are those of the author?s alone, and may not have been reviewed, approved or otherwise endorsed by the issuer.

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Capital One Savor Cash Rewards Credit Card Review

Capital One Savor Cash Rewards Credit Cards

Rating: 5 Stars

Bottom Line:
High Cash Back On Dining And Entertainment

Apply Now
Card DetailsThe OfferIs it Worth It?
Pros and ConsWhy 5 Stars?Fees
Benefits

Card Details

Regular APR:16.74% – 25.74% (Variable)
Intro APR (Purchases):None
Intro APR (Balance transfers):None
Rewards Rate:4% unlimited cash back on dining and entertainment

2% at grocery stores

1% on all other purchases
Credit Needed:(670 – 850) Good/Excellent
Annual Fee:$0 intro for first year; $95 after that
Card Brand:Mastercard?

*See online credit card application for details on the terms and conditions.

Offer Highlights

  • Click APPLY NOW to apply online
  • Earn a one-time $300 cash bonus after you spend $3000 on purchases within the first 3 months from account opening
  • Earn unlimited 4% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases. Plus, earn 8% cash back on tickets at Vivid Seats through May 2020.
  • Receive a monthly statement credit for a Postmates Unlimited monthly membership through Dec. 2019 with the Capital One Savor Card
  • No rotating categories or sign-ups needed to earn cash rewards; plus cash back won?t expire for the life of the account and there’s no limit to how much you can earn
  • No foreign transaction fees
  • Capital One cardholders get access to premium experiences in dining, entertainment and more
  • $0 intro annual fee for the first year, $95 after that

Is Capital One Savor Cash Rewards Credit Card worth it?

Savor Cash Rewards from Capital One is a great card for people who spend a lot on going out for dining and for entertainment.

Pros

  • 4x rewards on dining and entertainment
  • $300 cash bonus when you spend $3,000 in purchases in the first 90 days after account opening

Cons

  • No travel rewards

Why 5 Stars?

Regular APR


4 Stars

Intro APR


4 Stars

Fees


5 Stars

Perks


5 Stars

Overall


5 Stars

Fees

Foreign Transaction FeeNone
Balance Transfer Fee$0
Cash Advance Fee3% of transaction amount or $10, whichever is greater
Penalty APRNone

Benefits

$0 Fraud Liability
Auto Rental Collision Damage Waiver
Concierge Service
Extended Warranty Program
Travel Accident Insurance
Purchase Protection
Travel Assistance
Get Started with Capital One Savor Cash Rewards Credit Card

Editorial Note: This content is not provided by the issuer. Any opinion, analyses, reviews, or recommendations expressed on this page are those of the author?s alone, and may not have been reviewed, approved or otherwise endorsed by the issuer.

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Bass Pro Shops Club Card Review

Bass-Pro-Shops-Club-Card

Rating: 4 Stars

Bottom Line:
For Bass Pro Shops Shoppers

Apply Now
Card DetailsThe OfferIs it Worth It?
Pros and ConsWhy 4 Stars?Fees
Benefits

Card Details

Regular APR:9.99% (Purchases at Bass Pro Shops and Cabela’s), 16.99%, 19.99% or 25.99% (Variable) for Other Purchases and Transfers
Intro APR (Purchases):None
Intro APR (Balance transfers):None
Rewards Rate:Earn 2% back in CLUB Points on purchases at Bass Pro Shops and Cabela’s

Earn 1% back in CLUB Points on purchases anywhere else Mastercard credit cards are accepted
Credit Needed:(670 – 850) Excellent/Good
Annual Fee:$0
Card Brand:Mastercard

*See online credit card application for details on the terms and conditions.

Offer Highlights

  • Click APPLY NOW to apply online
  • Earn more points on Bass Pro Shops and Cabela’s purchases
  • Lower APR on Bass Pro Shops and Cabela’s purchases
  • CLUB Points don?t expire and no redemption minimum for open accounts in good standing
  • Access to exclusive hunting and fishing adventures around the world
  • Earn an additional $10 in CLUB Points after five purchases within 30 days of account approval. Allow up to 60 days after your fifth purchase for points to be available for use.
  • Earn 2% back in CLUB Points on purchases at Bass Pro Shops and Cabela’s and 1% back in CLUB Points on purchases anywhere else Mastercard credit cards are accepted. Redeem CLUB Points for FREE GEAR at Bass Pro Shops and Cabela’s

Is Bass Pro Shops Club Card worth it?

Bass Pro Shops Club Card is a solid card for people who spend a lot at Bass Pro Shops and Cabela’s, where cardholders earn 2% back in CLUB Points on purchases. Spending $10,000 per year qualifies cardholders for the Silver membership and 3% back in CLUB points on purchases. Spending $25,000 per year qualifies cardholders for Black membership and 5% back in CLUB points.

Pros

  • 9.99% interest on purchases at Bass Pro Shops and Cabela’s
  • Earn 2% back in CLUB Points on purchases at Bass Pro Shops and Cabela’s
  • No annual fee

Cons

  • Access to exclusive hunting and fishing adventures around the world through Signature Outdoor Adventures and The Experience is available exclusively to Black (at least $25,000 in net purchases each year) and Silver members (at least $10,000 in net purchases each year)

Why 5 Stars?

Regular APR


4 Stars

Intro APR


4 Stars

Fees


4 Stars

Perks


5 Stars

Overall


4 Stars

Fees

Foreign Transaction FeeNone
Balance Transfer Fee3% of the amount of each transferred balance that posts to your account at a promotional APR that we may offer you.

None for balances transferred at the Transfer APR.
Cash Advance Fee4% of the amount of each cash advance or $10, whichever is greater
Penalty APRNone

Benefits

$0 Fraud Liability

Get Started with Bass Pro Shops Club Card

Editorial Note: This content is not provided by the issuer. Any opinion, analyses, reviews, or recommendations expressed on this page are those of the author?s alone, and may not have been reviewed, approved or otherwise endorsed by the issuer.

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