Best Corporate Credit Cards

Brex Card for Startups Review

Rating: 5 Stars

Bottom Line:
Startups Can Get Approved For This Rewards Business Card With $100,000 In Bank Account

Card Details

Regular APR:	None
Intro APR (Purchases):	None
Intro APR (Balance transfers):	None
Rewards Rate:	7 points per dollar spent on rideshares and taxis (all points multipliers are for Brex Exclusive members only) 4 points per dollar spent on travel booked through Brex Travel 3 points per dollar spent at restaurants 2 points per dollar spent on recurring software/SaaS purchases 1 point per dollar spent on everything else
Credit Needed:	(740-850) Excellent
Annual Fee:	Up to $60
Card Brand:	Mastercard?

*See online credit card application for details on the terms and conditions.

Offer Highlights

Click APPLY NOW to apply online
Expenses are consolidated over 30 days into one monthly payment.
$100,000 in a bank account is required for Brex Card for Startups.
No personal guarantee needed – we do not ask for a personal credit check or security deposit during the application.
Instant approvals and access a virtual card immediately for online and recurring transactions. Seamlessly add new users, issue new cards, and set specific spending limits.
Enjoy worldwide acceptance with no foreign transaction fees.
Make employee expenses seamless – automated receipt-capture and expense matching and reconciliation via text and email.
Simplify reconciliation with built-in integrations with Quickbooks, Xero and more.
Never liable for unauthorized transactions. Your account stays secure with 24/7 real-time fraud monitoring.

Is Brex Card for Startups worth it?

Brex Card for Startups is a credit card for startup businesses that offers a significantly higher credit limit than other business cards. The annual fee for Brex cards is up to $60, significantly lower than the annual fee for traditional business cards.

Pros

High credit limits
No personal guarantee required – does not impact personal credit

Cons

Requires $100,000 in a bank account to qualify
No intro bonus

Why 5 Stars?

Regular APR

4 Stars

Intro APR

5 Stars

Fees

5 Stars

Perks

5 Stars

Overall

5 Stars

Fees

Foreign Transaction Fee	$0
Balance Transfer Fee	No Balance Transfers Allowed
Cash Advance Fee	No Cash Advances Allowed
Penalty APR	None

Benefits

$0 Fraud Liability

Get Started with Brex Card for Startups

Editorial Note: This content is not provided by the issuer. Any opinion, analyses, reviews, or recommendations expressed on this page are those of the author?s alone, and may not have been reviewed, approved or otherwise endorsed by the issuer.

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Brex Card for Ecommerce Review

Rating: 5 Stars

Bottom Line:
60-Day Charge Card for Ecommerce Startups With $100,000 In Monthly Revenue

Apply Now

Card Details

Regular APR:	None
Intro APR (Purchases):	None
Intro APR (Balance transfers):	None
Rewards Rate:	None
Credit Needed:	(740-850) Excellent
Annual Fee:	Up to $60
Card Brand:	Mastercard

*See online credit card application for details on the terms and conditions.

Offer Highlights

Click APPLY NOW to apply online
60-day interest-free non-revolving credit for e-commerce businesses. Pay for your inventory today and you?ll have 60 days to pay Brex back.
Get a credit limit at 50-100% of your projected monthly sales, up to $5 million.
$100,000 in monthly sales required to qualify for Brex Card for Ecommerce.
No personal guarantee needed – we do not ask for a personal credit check or security deposit during the application.
Instant approvals and access a virtual card immediately for online and recurring transactions. Seamlessly add new users, issue new cards, and set specific spending limits.
Enjoy worldwide acceptance with no foreign transaction fees.
Make employee expenses seamless – automated receipt-capture and expense matching and reconciliation via text and email.
Simplify reconciliation with built-in integrations with Quickbooks, Xero and more.
Never liable for unauthorized transactions. Your account stays secure with 24/7 real-time fraud monitoring.

Is Brex Card for Ecommerce worth it?

Brex Card for Ecommerce is a 60-day charge card for startup businesses that offers a significantly higher credit limit than other business cards. The annual fee for Brex cards is up to $60, significantly lower than the annual fee for traditional business cards.

Pros

Extra 60 days to pay off balance without interest
High credit limits
No personal guarantee required – does not impact personal credit

Cons

Requires $100,000 in monthly revenue to qualify
No intro bonus
No rewards

Why 5 Stars?

Regular APR

4 Stars

Intro APR

5 Stars

Fees

5 Stars

Perks

5 Stars

Overall

5 Stars

Fees

Foreign Transaction Fee	$0
Balance Transfer Fee	No Balance Transfers Allowed
Cash Advance Fee	No Cash Advances Allowed
Penalty APR	None

Benefits

$0 Fraud Liability

Get Started with Brex Card for Ecommerce

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Chase Ink Business Cash Credit Card Review

Rating: 5 Stars

Bottom Line:
Starter Business Cash Back Card

Apply Now

Card Details

Regular APR:	15.24% – 21.24% (Variable)
Intro APR (Purchases):	0% for 12 months
Intro APR (Balance transfers):	0% for 12 months
Rewards Rate:	5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year 1% unlimited cash back on all other card purchases.
Credit Needed:	(740-850) Excellent
Annual Fee:	$0
Card Brand:	Visa

*See online credit card application for details on the terms and conditions.

Offer Highlights

Click APPLY NOW to apply online
Earn $500 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening
Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year
Earn 1% cash back on all other card purchases with no limit to the amount you can earn
0% introductory APR for 12 months on purchases
Employee cards at no additional cost
No Annual Fee

Is Chase Ink Business Cash Credit Card worth it?

Ink Business Cash from Chase is a great card for small business owners whose expenses are at least $25,000 and who spend a lot on office supplies and phone, internet, or cable TV service. These categories receive 5% cash back on the first $25,000 spent.

Pros

Intro bonus of $500 after you spend $3,000 on purchases in first 90 days from account opening
Free employee cards
No foreign transaction fees
No annual fee
Rewards redemption value increases when you combine rewards with any of several annual fee Chase cards

Cons

5% and 2% cash back rates are capped at $25,000 in combined purchases
Foreign transaction fee

Why 5 Stars?

Regular APR

4 Stars

Intro APR

5 Stars

Fees

4 Stars

Perks

5 Stars

Overall

5 Stars

Fees

Foreign Transaction Fee	3%
Balance Transfer Fee	5% on transaction amount or $5, whichever is greater
Cash Advance Fee	5% on transaction amount or $5, whichever is greater
Penalty APR	None

Benefits

$0 Fraud Liability

Auto Rental Collision Damage Waiver

Extended Warranty Program

Purchase Protection

Roadside Assistance

Travel Assistance

Get Started with Chase Ink Business Cash Credit Card

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Capital One Spark Cash for Business Review

Capital One? Spark? Cash for Business Credit Card

Rating: 5 Stars

Bottom Line:
Simple High Cash Back For Business Owners

Apply Now

Card Details

Regular APR:	18.74% (Variable)
Intro APR (Purchases):	None
Intro APR (Balance transfers):	None
Rewards Rate:	2% Cash Back for your business on every purchase, everywhere
Credit Needed:	(670 – 850) Excellent/Good
Annual Fee:	$0 intro for the first year, $95 after that
Card Brand:	Visa

*See online credit card application for details on the terms and conditions.

Offer Highlights

Click APPLY NOW to apply online
Earning unlimited 2% cash back could mean thousands of dollars each year going back into your business. Redeem at any time with no minimums.
Plus, a one-time $500 cash bonus once you spend $5,000 on purchases within 3 months from account opening and earn $1,500 when you spend $50,000 in the first 6 months of your account opening
Rewards won?t expire for the life of the account, and you can redeem your cash back for any amount
Get employee cards at no additional cost, and earn rewards from their business spend

Is Capital One Spark Cash for Business Credit Card worth it?

Capital One Spark Cash for Business is a great cash back card for businesses looking to earn 2% cash back on every purchase.

Pros

$500 cash bonus after spending $5,000 in first 90 days of account opening
Free employee cards
No foreign transaction fee
$0 annual fee to start and reasonable $95 annual fee after first year
Visa Signature Cards

Cons

No Intro purchase APR for business expenses

Why 5 Stars?

Regular APR

5 Stars

Intro APR

4 Stars

Fees

4 Stars

Perks

5 Stars

Overall

5 Stars

Fees

Foreign Transaction Fee	None
Balance Transfer Fee	None
Cash Advance Fee	3% of transaction amount or $10, whichever is greater
Penalty APR	31.15%

Benefits

$0 Fraud Liability

Auto Rental Collision Damage Waiver

Concierge Service

Emergency Card Replacement

Emergency Cash Disbursement

Extended Warranty Program

Travel Accident Insurance

Lost Luggage Reimbursement

Price Protection

Purchase Protection

Travel and Emergency Assistance

Travel Accident Insurance

Get Started with Capital One Spark Cash for Business

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Capital One Spark Cash Select for Business Review

Rating: 4 Stars

Bottom Line:
Cash Back For Business Owners With 0% Intro APR And No Annual Fee

Apply Now

Card Details

Regular APR:	14.74%, 18.74% or 22.74% (Variable)
Intro APR (Purchases):	0% for 9 months
Intro APR (Balance transfers):	None
Rewards Rate:	1.5% Cash Back for your business on every purchase, everywhere
Credit Needed:	(670 – 850) Excellent/Good
Annual Fee:	$0
Card Brand:	Visa

*See online credit card application for details on the terms and conditions.

Offer Highlights

Click APPLY NOW to apply online
Earning unlimited 1.5% cash back could mean thousands of dollars each year going back into your business
Plus, a one-time $200 cash bonus once you spend $3,000 on purchases within 3 months from account opening
Save on interest with 0% intro APR on purchases for 9 months; 15.24% – 23.24% variable APR after that
No annual fee
Use Spark Cash Select across all your business spend, with no categories to limit your purchasing
Rewards won?t expire for the life of the account, and you can redeem your cash back for any amount
Get employee cards at no additional cost, and earn rewards from their business spend

Is Capital One Spark Cash Select for Business Credit Card worth it?

Capital One Spark Cash Select for Business is a great cash back card for businesses looking to earn 1.5% cash back on every purchase with no annual fee. Additionally, Spark Cash Select offers 0% Intro APR for 9 months for business purchases.

Pros

$200 cash bonus after spending $4,500 in first 90 days of account opening
Free employee cards
No foreign transaction fee
No annual fee

Cons

Not the highest flat-rate cash back rate

Why 4 Stars?

Regular APR

4 Stars

Intro APR

4 Stars

Fees

5 Stars

Perks

4 Stars

Overall

4 Stars

Fees

Foreign Transaction Fee	None
Balance Transfer Fee	None
Cash Advance Fee	3% of transaction amount or $10, whichever is greater
Penalty APR	31.65%

Benefits

$0 Fraud Liability

Auto Rental Collision Damage Waiver

Concierge Service

Emergency Card Replacement

Emergency Cash Disbursement

Extended Warranty Program

Travel Accident Insurance

Lost Luggage Reimbursement

Price Protection

Purchase Protection

Travel and Emergency Assistance

Travel Accident Insurance

Get Started with Capital One Spark Cash Select for Business

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