Best Credit Cards After Bankruptcy

First Progress Platinum Select Mastercard Credit Card Review

Rating: 4 Stars

Bottom Line:
Build Credit With Low APR

Card Details

Regular APR:	14.74%
Intro APR (Purchases):	None
Intro APR (Balance transfers):	None
Rewards Rate:	None
Credit Needed:	(0-300) Poor/Limited/No Credit
Annual Fee:	$39
Card Brand:	Mastercard

*See online credit card application for details on the terms and conditions.

Offer Highlights

Click APPLY NOW to apply online
Receive Your Card More Quickly with New Expedited Processing Option
No Credit History or Minimum Credit Score Required for Approval
Quick and Complete Online Application
Full-Feature Platinum Mastercard? Secured Credit Card
Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
Credit Line Secured by Your Fully-Refundable Deposit of $200 ? $2,000 Submitted with Application
Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
24/7 Online Access to Your Account
Nationwide Program though not yet available in NY, IA, AR, or WI * See Card Terms.

Is First Progress Platinum Select Mastercard Credit Card worth it?

First Progress Platinum Elite MasterCard provides a secured credit line, where you make a cash deposit upfront, to people looking to improve their credit score. Please note there have been consumer complaints about First Progress customer service.

Pros

Build your credit
Credit reported to three major credit bureaus monthly
Available to individuals with poor or no credit

Cons

Foreign transaction fee

Why 4 Stars?

Regular APR

5 Stars

Intro APR

4 Stars

Fees

4 Stars

Perks

4 Stars

Overall

4 Stars

Fees

Foreign Transaction Fee	3%
Balance Transfer Fee	No Balance Transfers Allowed
Cash Advance Fee	3% of transaction amount or $10, whichever is greater
Penalty APR	Not Stated In Terms And Conditions

Benefits

$0 Fraud Liability

Auto Rental Collision Damage Waiver

Extended Warranty Program

Purchase Protection

Get Started with First Progress Platinum Select Mastercard

Editorial Note: This content is not provided by the issuer. Any opinion, analyses, reviews, or recommendations expressed on this page are those of the author?s alone, and may not have been reviewed, approved or otherwise endorsed by the issuer.

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First Progress Platinum Prestige Mastercard Credit Card Review

Rating: 4 Stars

Bottom Line:
Build Credit With Very Low APR

Apply Now

Card Details

Regular APR:	10.74%
Intro APR (Purchases):	None
Intro APR (Balance transfers):	None
Rewards Rate:	None
Credit Needed:	(0-300) Poor/Limited/No Credit
Annual Fee:	$49
Card Brand:	Mastercard

*See online credit card application for details on the terms and conditions.

Offer Highlights

Click APPLY NOW to apply online
Receive Your Card More Quickly with New Expedited Processing Option
No Credit History or Minimum Credit Score Required for Approval
Quick and Complete Online Application
Full-Feature Platinum Mastercard Secured Credit Card
Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
Credit Line Secured by Your Fully-Refundable Deposit of $200 – $2,000 Submitted with Application
Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
24/7 Online Access to Your Account
Nationwide Program though not yet available in NY, IA, AR, or WI * See Card Terms.

Is First Progress Platinum Prestige Mastercard Credit Card worth it?

First Progress Platinum Prestige MasterCard provides a secured credit line, where you make a cash deposit upfront, to people looking to improve their credit score. The regular APR is lower than than average, but on the other hand the annual fee is higher than average and please note there have been consumer complaints about First Progress customer service.

Pros

Build your credit
Credit reported to three major credit bureaus monthly
Available to individuals with poor or no credit
Low regular interest rate

Cons

$49 annual fee is high compared to other secured cards
Foreign transaction fee

Why 4 Stars?

Regular APR

5 Stars

Intro APR

4 Stars

Fees

4 Stars

Perks

4 Stars

Overall

4 Stars

Fees

Foreign Transaction Fee	3%
Balance Transfer Fee	No Balance Transfers Allowed
Cash Advance Fee	3% of transaction amount or $10, whichever is greater
Penalty APR	Not Stated In Terms And Conditions

Benefits

$0 Fraud Liability

Auto Rental Collision Damage Waiver

Extended Warranty Program

Purchase Protection

Get Started with First Progress Platinum Prestige Mastercard

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If you have excellent credit, check out these cards. These are the best cards for excellent credit with travel rewards and cash bonuses.

Best Credit Cards to Pay off Debt
The fastest way to pay off credit card debt is by transferring a balance to a 0% APR credit card. These are the best balance transfer cards on the market.

First Progress Platinum Elite Mastercard Credit Card Review

Rating: 4 Stars

Bottom Line:
Build Credit

Apply Now

Card Details

Regular APR:	20.74%
Intro APR (Purchases):	None
Intro APR (Balance transfers):	None
Rewards Rate:	None
Credit Needed:	(0-300) Poor/Limited/No Credit
Annual Fee:	$29
Card Brand:	Mastercard

*See online credit card application for details on the terms and conditions.

Offer Highlights

Click APPLY NOW to apply online
Receive Your Card More Quickly with New Expedited Processing Option
No Credit History or Minimum Credit Score Required for Approval
Quick and Complete Online Application
Full-Feature Platinum Mastercard Secured Credit Card
Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
Credit Line Secured by Your Fully-Refundable Deposit of $200 – $2,000 Submitted with Application
Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
24/7 Online Access to Your Account
Nationwide Program though not yet available in NY, IA, AR, or WI * See Card Terms.

Is First Progress Platinum Elite Mastercard Credit Card worth it?

First Progress Platinum Elite MasterCard provides a secured credit line, where you make a cash deposit upfront, to people looking to improve their credit score. Please note there have been consumer complaints about First Progress customer service.

Pros

Build your credit
Credit reported to three major credit bureaus monthly
Available to individuals with poor or no credit

Cons

Foreign transaction fee

Why 4 Stars?

Regular APR

5 Stars

Intro APR

4 Stars

Fees

4 Stars

Perks

4 Stars

Overall

4 Stars

Fees

Foreign Transaction Fee	3%
Balance Transfer Fee	No Balance Transfers Allowed
Cash Advance Fee	3% of transaction amount or $10, whichever is greater
Penalty APR	Not Stated In Terms And Conditions

Benefits

$0 Fraud Liability

Auto Rental Collision Damage Waiver

Extended Warranty Program

Purchase Protection

Get Started with First Progress Platinum Elite Mastercard

Credit Cards Research:

Best Credit Cards for 2021
These are the best credit cards for 2021.

Best Credit Cards for Excellent Credit
If you have excellent credit, check out these cards. These are the best cards for excellent credit with travel rewards and cash bonuses.

Best Credit Cards to Pay off Debt
The fastest way to pay off credit card debt is by transferring a balance to a 0% APR credit card. These are the best balance transfer cards on the market.

Capital One Platinum Review

Rating: 4 Stars

Bottom Line:
Build Credit Without A Deposit

Apply Now

Card Details

Regular APR:	26.96% (Variable)
Intro APR (Purchases):	None
Intro APR (Balance transfers):	None
Rewards Rate:	None
Credit Needed:	(580-669) Average/Fair
Annual Fee:	$0
Card Brand:	Mastercard

*See online credit card application for details on the terms and conditions.

Offer Highlights

Click APPLY NOW to apply online
Pay no annual fee
Get access to a higher credit line after making your first 5 monthly payments on time
Fraud coverage if your card is lost or stolen
Use online banking to access your account, even from your smartphone, with our mobile app
Pay by check, online or at a local branch, all with no fee ? and pick the monthly due date that works best for you
Get access to your account 24 hours a day, 7 days a week
Help strengthen your credit for the future with responsible card use

Is Capital One Platinum worth it?

Platinum from Capital One is a solid card for people looking to improve their credit score without making a cash deposit upfront. It also provides a higher credit limit after you make on time payments for the first five months.

Pros

Build your credit
No annual fee

Cons

Higher than average APR
No hidden fees

Why 4 Stars?

Regular APR

4 Stars

Intro APR

4 Stars

Fees

5 Stars

Perks

4 Stars

Overall

4 Stars

Fees

Foreign Transaction Fee	$0
Balance Transfer Fee	$0
Cash Advance Fee	3% of the amount of each transaction or $10, whichever is greater
Penalty APR	None

Benefits

$0 Fraud Liability

Auto Rental Collision Damage Waiver

Travel Accident Insurance

Extended Warranty Program

Travel Assistance

Get Started with Capital One Platinum

Credit Cards Research:

Best Credit Cards for 2021
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If you have excellent credit, check out these cards. These are the best cards for excellent credit with travel rewards and cash bonuses.

Best Credit Cards to Pay off Debt
The fastest way to pay off credit card debt is by transferring a balance to a 0% APR credit card. These are the best balance transfer cards on the market.

Blaze Mastercard Review

Rating: 4 Stars

Bottom Line:
Build Credit With No Hidden Fees

Apply Now

Card Details

Regular APR:	29.9% Fixed
Intro APR (Purchases):	None
Intro APR (Balance transfers):	None
Rewards Rate:	None
Credit Needed:	(580-669) Average/Fair
Annual Fee:	$75
Card Brand:	Visa

*See online credit card application for details on the terms and conditions.

Offer Highlights

Click APPLY NOW to apply online
Credit limit up to $1,500 – most customers receive an initial credit limit of $350; some higher
No security deposit required
In as little as 6 months you may get a credit line increase by making on-time payments and keeping your account in good-standing
Stay in-touch with your account with text and email alerts
Access your account on the go with our free mobile app

Is Blaze Mastercard worth it?

Mastercard from Blaze is a solid card for people looking to improve their credit score. There is a $75 annual fee but no hidden fees, and the card functions like a secured credit card where you put down a refundable security deposit.

Pros

No hidden fees
Available to individuals with fair or limited credit
Build your credit

Cons

$75 annual fee

Why 4 Stars?

Regular APR

4 Stars

Intro APR

4 Stars

Fees

5 Stars

Perks

4 Stars

Overall

4 Stars

Fees

Foreign Transaction Fee	$0
Balance Transfer Fee	No Balance Transfers Allowed
Cash Advance Fee	2% of the amount of each transaction
Penalty APR	None

Benefits

Get Started with Blaze Mastercard

Credit Cards Research:

Best Credit Cards for 2021
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If you have excellent credit, check out these cards. These are the best cards for excellent credit with travel rewards and cash bonuses.

Best Credit Cards to Pay off Debt
The fastest way to pay off credit card debt is by transferring a balance to a 0% APR credit card. These are the best balance transfer cards on the market.

Total Visa Review

Rating: 4 Stars

Bottom Line:
High Fees for Low Credit Line

Apply Now

Card Details

Regular APR:	34.99% (Variable)
Intro APR (Purchases):	None
Intro APR (Balance transfers):	None
Rewards Rate:	None
Credit Needed:	(0 – 300) Bad/Limited/No
Annual Fee:	$75 for first year, then $48
Card Brand:	Visa

*See online credit card application for details on the terms and conditions.

Offer Highlights

Click APPLY NOW to apply online
Perfect tool for people who have faced financial challenges and struggled to get credit in the past
Manageable monthly payments
Reports monthly to all three major credit bureaus
Accepted by merchants throughout the USA and online
Checking account required

Is Total Visa worth it?

Total Visa is a solid unsecured card for people with bad credit. Because it doesn’t require a security deposit, it has high fees, including a program fee and high annual fee in the first year followed by a moderately reduced annual fee and a monthly servicing fee in the second year.

Total Visa also has the unusual exclusion that it may not be used at an automated fuel pump, i.e. you can’t use this credit card at a gas pump. The card also can’t be used outside the US. Your initial available credit is $225, $300 less your $75 annual fee. There is some saving grace, which is that if you decide to not go forward with the card, you won’t pay any of the fees as long as you have not used the account or paid a fee after receiving a billing statement.

Similar cards are Indigo Platinum MasterCard, First PREMIER Bank Mastercard, First Access Visa, Merrick Bank Double Your Line Visa, but in order to properly recommend the best credit cards, we have to look at options that require putting down a security deposit.

Discover it Secured has no annual fee, only requires a $200 security deposit and gets you 2% cash back at gas stations and restaurants on up to $1,000 in purchases each quarter. With Discover’s cash back match, if you spent $1000 on gas during the year and $500 on restaurants, you would earn $60. Discover returns the deposit to you if you close the account.

Pros

Provides a valuable credit line

Cons

Credit line is $225
High APR
$89 program fee
Monthly servicing fee of $6.25 per month after that

Why 4 Stars?

Regular APR

4 Stars

Intro APR

4 Stars

Fees

4 Stars

Perks

4 Stars

Overall

4 Stars

Fees

Foreign Transaction Fee	None
Balance Transfer Fee	No Balance Transfers Allowed
Cash Advance Fee	None for first year (introductory). After that, either $5.00 or 5% of the amount of each cash advance, whichever is greater
Penalty APR	None

Benefits

$0 Fraud Liability

Auto Rental Collision Damage Waiver

Extended Warranty Program

Lost Luggage Reimbursement

Purchase Protection

Roadside Assistance

Travel Accident Insurance

Travel Assistance

Get Started with Total Visa

Credit Cards Research:

Best Credit Cards for 2021
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Best Credit Cards for Excellent Credit
If you have excellent credit, check out these cards. These are the best cards for excellent credit with travel rewards and cash bonuses.

Best Credit Cards to Pay off Debt
The fastest way to pay off credit card debt is by transferring a balance to a 0% APR credit card. These are the best balance transfer cards on the market.