Rating: 4 Stars
Build Credit Without A Deposit
|Regular APR:||26.96% (Variable)|
|Intro APR (Purchases):||None|
|Intro APR (Balance transfers):||None|
|Credit Needed:||(580-669) Average/Fair|
*See online credit card application for details on the terms and conditions.
- Click APPLY NOW to apply online
- Pay no annual fee
- Get access to a higher credit line after making your first 5 monthly payments on time
- Fraud coverage if your card is lost or stolen
- Use online banking to access your account, even from your smartphone, with our mobile app
- Pay by check, online or at a local branch, all with no fee ? and pick the monthly due date that works best for you
- Get access to your account 24 hours a day, 7 days a week
- Help strengthen your credit for the future with responsible card use
Is Capital One Platinum worth it?
Platinum from Capital One is a solid card for people looking to improve their credit score without making a cash deposit upfront. It also provides a higher credit limit after you make on time payments for the first five months.
- Build your credit
- No annual fee
- Higher than average APR
- No hidden fees
Why 4 Stars?
|Foreign Transaction Fee||$0|
|Balance Transfer Fee||$0|
|Cash Advance Fee||3% of the amount of each transaction or $10, whichever is greater|
|$0 Fraud Liability|
|Auto Rental Collision Damage Waiver|
|Travel Accident Insurance|
|Extended Warranty Program|
Editorial Note: This content is not provided by the issuer. Any opinion, analyses, reviews, or recommendations expressed on this page are those of the author?s alone, and may not have been reviewed, approved or otherwise endorsed by the issuer.
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