Best Credit Cards For Entertainment

Celebrity Cruises Visa Signature Review

Rating: 4 Stars

Bottom Line:
Rewards for Celebrity Cruise Ship Travelers

Card Details

Regular APR:	16.74% – 24.74% (Variable)
Intro APR (Purchases):	None
Intro APR (Balance transfers):	None
Rewards Rate:	2 points per $1 spent on qualifying purchases with Celebrity Cruises and our sister brands, Royal Caribbean International and Azamara Club Cruises Earn 1 point per $1 spent on all other purchases
Credit Needed:	(670 – 850) Good/Excellent
Annual Fee:	None
Card Brand:	Visa

*See online credit card application for details on the terms and conditions.

Offer Highlights

No Annual Fee or Foreign Transaction Fees. Enjoy the freedom to explore off the beaten path with your Visa Signature card
Receive 10,000 Bonus Points after making a qualifying transaction in the first 90 days of account opening – worth $100 in onboard credit
2 points per $1 spent on qualifying purchases with Celebrity Cruises and our sister brands, Royal Caribbean International and Azamara Club Cruises. Earn 1 point per $1 spent on all other purchases
Redeem your MyCruise points for onboard credit, cruise discounts and vacations, plus more

Is Celebrity Cruises Visa Signature worth it?

Celebrity Cruises Visa Signature is a solid card for people who take cruises on Celebrity Cruises and and their sister brands, Royal Caribbean International and Azamara Club Cruises.

Cardholders earn 2 MyCruise points for every dollar spent on purchases with these partners. There is a $69 annual fee version of this card which provides cardholders additional discounts on Celebrity-related bookings and onboard purchases.

Pros

Receive 10,000 MyCruise points after making a qualifying transaction in the first 90 days of account opening – worth $100 in onboard credit
Earn 2 points per $1 spent on qualifying purchases with Celebrity Cruises and their sister brands, Royal Caribbean International and Azamara Club Cruises
No annual fee

Cons

Other cards offer the same rewards rate – 2 points per $1 – on all purchases and allow redemption outside of cruise-related purchases

Why 4 Stars?

Regular APR

4 Stars

Intro APR

4 Stars

Fees

5 Stars. ?????

Perks

4 Stars

Overall

4 Stars

Fees

Foreign Transaction Fee	None
Balance Transfer Fee	Either $10 or 3% of the amount of each transaction, whichever is greater
Cash Advance Fee	Either $10 or 3% of the amount of each transaction, whichever is greater
Penalty APR	Up To 29.99%

Benefits

$0 Fraud Liability

Auto Rental Collision Damage Waiver

Baggage Delay Reimbursement

Concierge Service

Emergency Card Replacement

Emergency Cash Disbursement

Extended Warranty Protection

Lost Luggage Reimbursement

Travel Accident Insurance

Price Protection

Purchase Protection

Return Protection

Roadside Dispatch

Travel and Emergency Assistance

Trip Cancellation/Trip Interruption Reimbursement

Trip Delay Reimbursement

Get Started with Celebrity Cruises Visa Signature

Editorial Note: This content is not provided by the issuer. Any opinion, analyses, reviews, or recommendations expressed on this page are those of the author?s alone, and may not have been reviewed, approved or otherwise endorsed by the issuer.

Credit Cards Research:

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Credit One Bank Visa Credit Card Review

Rating: 4 Stars

Bottom Line:
Solid Starter Card with Cash Rewards

Apply Now

Card Details

Regular APR:	17.99% to 23.99% (Variable)
Intro APR (Purchases):	None
Intro APR (Balance transfers):	None
Rewards Rate:	1% cash back rewards on all purchases
Credit Needed:	(300 – 669) Bad/Limited/No
Annual Fee:	$0 – $99
Card Brand:	Credit One

*See online credit card application for details on the terms and conditions.

Offer Highlights

Click APPLY NOW to apply online
Cash Back Rewards – Earn cash back rewards on eligible purchases
Free Credit Score – View your Experian credit score and credit report summary online
Zero Fraud Liability – Know you won?t be held responsible for unauthorized charges
Credit Line Increases – Receive regular account reviews for credit line increases
More Rewards – Automatically earn More Cash Back Rewards for using your Credit One Bank card at participating merchants

Is Credit One Bank Visa Credit Card worth it?

Credit One Bank Visa is a solid card for people to build credit – it reports to the three major credit bureaus monthly, doesn’t require a deposit upfront, and offers 1% cash rewards on all purchases. Cash rewards are not in the form of traditional cash back, instead they can be redeemed for national, local, and special offers.

Pros

Free access to Experian credit score monthly online
Get cash back

Cons

Higher than average APR
Up to $99 annual fee

Why 4 Stars?

Regular APR

4 Stars

Intro APR

4 Stars

Fees

4 Stars

Perks

4 Stars

Overall

4 Stars

Fees

Foreign Transaction Fee	3% on transaction amount (USD) or $1, whichever is greater.
Balance Transfer Fee	No Balance Transfers Allowed
Cash Advance Fee	8% on transaction amount or $5, whichever is greater. Or 5% on transaction amount or $10, whichever is greater. Or 3% on transaction amount or $10, whichever is greater.
Penalty APR	None

Benefits

$0 Fraud Liability

Get Started with Credit One Bank Visa Credit Card

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American Express Blue Cash Preferred Review

American Express Blue Cash Preferred Credit Card

Rating: 5 Stars

Bottom Line:
Superior Cash Back on Groceries

Apply Now

Card Details

Regular APR:	14.99% – 25.99% (Variable)
Intro APR (Purchases):	0% for 12 months
Intro APR (Balance transfers):	0% for 12 months
Rewards Rate:	6% cash back at U.S. supermarkets on up to $6,000 per year, (then 1%) 6% cash back on select U.S. streaming subscriptions 3% cash back on transit including taxis/rideshare, parking, tolls, trains, buses and more 3% cash back at U.S. gas stations 1% cash back on other purchases
Credit Needed:	(670 – 850) Excellent/Good
Annual Fee:	$95
Card Brand:	American Express

*See online credit card application for details on the terms and conditions.

Offer Highlights

Click APPLY NOW to apply online
Earn a $300 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
New 6% Cash Back on select U.S. streaming subscriptions.
New 3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more.
6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). 3% Cash Back at U.S. gas stations. 1% Cash Back on other purchases.
You spoke, we listened. Over 1.6 million more places in the U.S. started accepting American Express Cards in 2018.
$95 annual fee.
Terms Apply.

Is American Express Blue Cash Preferred worth it?

Blue Cash Preferred from American Express is simply a superior card for cardholders who spend a lot on groceries and gas.

Pros

6% cash back on up to $6,000 in purchases at U.S. supermarkets (then 1%) and on selected streaming subscriptions
3% cash back at U.S. gas stations and on transit including taxis/rideshare, parking, tolls, trains, buses and more.

Cons

Travel (flights) rewards fall in 1% cash back category
Annual fee

Why 5 Stars?

Regular APR

4 Stars

Intro APR

5 Stars

Fees

4 Stars

Perks

5 Stars

Overall

5 Stars

Fees

Foreign Transaction Fee	2.7%
Balance Transfer Fee	3% of the transaction amount or $5, whichever is greater
Cash Advance Fee	5% of the transaction amount or $10, whichever is greater
Penalty APR	29.99% Variable

Benefits

$0 Fraud Liability

Auto Rental Collision Damage Waiver

Return Protection

Travel and Emergency Assistance

Get Started with American Express Blue Cash Preferred

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Capital One Savor Cash Rewards Credit Card Review

Capital One Savor Cash Rewards Credit Cards

Rating: 5 Stars

Bottom Line:
High Cash Back On Dining And Entertainment

Apply Now

Card Details

Regular APR:	16.74% – 25.74% (Variable)
Intro APR (Purchases):	None
Intro APR (Balance transfers):	None
Rewards Rate:	4% unlimited cash back on dining and entertainment 2% at grocery stores 1% on all other purchases
Credit Needed:	(670 – 850) Good/Excellent
Annual Fee:	$0 intro for first year; $95 after that
Card Brand:	Mastercard?

*See online credit card application for details on the terms and conditions.

Offer Highlights

Click APPLY NOW to apply online
Earn a one-time $300 cash bonus after you spend $3000 on purchases within the first 3 months from account opening
Earn unlimited 4% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases. Plus, earn 8% cash back on tickets at Vivid Seats through May 2020.
Receive a monthly statement credit for a Postmates Unlimited monthly membership through Dec. 2019 with the Capital One Savor Card
No rotating categories or sign-ups needed to earn cash rewards; plus cash back won?t expire for the life of the account and there’s no limit to how much you can earn
No foreign transaction fees
Capital One cardholders get access to premium experiences in dining, entertainment and more
$0 intro annual fee for the first year, $95 after that

Is Capital One Savor Cash Rewards Credit Card worth it?

Savor Cash Rewards from Capital One is a great card for people who spend a lot on going out for dining and for entertainment.

Pros

4x rewards on dining and entertainment
$300 cash bonus when you spend $3,000 in purchases in the first 90 days after account opening

Cons

No travel rewards

Why 5 Stars?

Regular APR

4 Stars

Intro APR

4 Stars

Fees

5 Stars

Perks

5 Stars

Overall

5 Stars

Fees

Foreign Transaction Fee	None
Balance Transfer Fee	$0
Cash Advance Fee	3% of transaction amount or $10, whichever is greater
Penalty APR	None

Benefits

$0 Fraud Liability

Auto Rental Collision Damage Waiver

Concierge Service

Extended Warranty Program

Travel Accident Insurance

Purchase Protection

Travel Assistance

Get Started with Capital One Savor Cash Rewards Credit Card

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Citi Diamond Preferred Card Review

Rating: 5 Stars

Bottom Line:
Pay Off Debt and Get Presale Tickets

Apply Now

Card Details

Regular APR:	14.49 – 25.49 (Variable)
Intro APR (Purchases):	0% for 18 months
Intro APR (Balance transfers):	0% for 18 months for transfers in first 120 days
Rewards Rate:	None
Credit Needed:	(670 – 850) Good/Excellent
Annual Fee:	None
Card Brand:	Mastercard

*See online credit card application for details on the terms and conditions.

Offer Highlights

Click APPLY NOW to apply online
Low intro APR plus VIP Access
Make the most of great savings with the Citi Diamond Preferred card, by taking advantage of its introductory low APR on credit card balance transfers, as well as purchases with no annual fee
Apply for the Citi Diamond Preferred card and start saving today. Experience great benefits like VIP packages to concerts, sporting events and more with access to Citi Private Pass
0% Intro APR for 18 months from date of account opening on purchases and 0% Intro APR for 18 months from date of first transfer of balance. After that, the variable APR will be 15.49% – 25.49%, based on creditworthiness. Balance transfers must be completed within 4 months of account opening
Choose to pay your bill on any available due date in the beginning, middle or end of the month. Enjoy the flexibility of paying your full balance or just the minimum payment due each month

Is Citi Diamond Preferred Card worth it?

Citi Diamond Preferred Card is a great card for paying off debt over a long period of time. The 0% Intro period is for 18 months, which is almost the longest intro period available.

Citi? Diamond Preferred offers Citi Entertainment as a benefit. You get special access to purchase tickets to thousands of events annually.

Pros

Citi Entertainment as a benefit
0% Intro APR for 18 months from date of first transfer of balance for transfers in first 120 days
No annual fee

Cons

5% balance transfer fee
Foreign transaction fee

Why 5 Stars?

Regular APR

4 Stars

Intro APR

5 Stars

Fees

4 Stars

Perks

5 Stars

Overall

5 Stars

Fees

Foreign Transaction Fee	3%
Balance Transfer Fee	Either $5 or 5% of the amount of each transfer, whichever is greater.
Cash Advance Fee	Either $10 or 5% of the amount of each cash advance, whichever is greater
Penalty APR	Up to 29.99%

Benefits

$0 Liability

Citi Entertainment

Citi? Identity Theft Solutions

Get Started with Citi Diamond Preferred Card

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My Best Buy Visa Review

Rating: 4 Stars

Bottom Line:
Rewards for Best Buy Shoppers

Apply Now

Card Details

Regular APR:	26.99% (Variable)
Intro APR (Purchases):	11.90% for select purchases eligible for the 48 month reduced rate credit plan
Intro APR (Balance transfers):	None
Rewards Rate:	Points are worth $0.02 each, so 1 point gets 2% back in rewards Get 2.5 points per $1 spent (5% back in rewards) on qualifying Best Buy? purchases when you choose Standard Credit. Elite Plus members get an additional .5 points per $1 spent (a total of 6% back in rewards) on qualifying Best Buy purchases using Standard Credit Get 1.5 points per $1 spent (3% back in rewards) on net purchases made at gas stations Get 1 point per $1 spent (2% back in rewards) on net purchases made at restaurants and bars Get 1 point per $2 spent (1% back in rewards) on net purchases outside Best Buy After 12/31/2019, you no longer get 1.5 points per $1 spent (3% back in rewards) on net purchases made at grocery stores and furniture stores (home, office, commercial and outdoor)
Credit Needed:	(670 – 850) Good/Excellent
Annual Fee:	None (Platinum) $59 (Gold)
Card Brand:	Visa

*See online credit card application for details on the terms and conditions.

Offer Highlights

Click APPLY NOW to apply online
Shopping at Best Buy: 5% back in rewards and 6% back in rewards for Elite Plus Cardmembers
Shopping where Visa is accepted: After 12/31/2019, you no longer get 3% back in rewards on grocery and furniture purchases, you get 3% back in rewards on gas purchases, 2% back in rewards on dining purchases, and 1% back in rewards on everyday purchases
Your Card is part of the My Best Buy program, giving you even more rewards to save on the technology you want at Best Buy

Is My Best Buy Visa worth it?

My Best Buy Visa Credit Card is a solid card for people who shop at Best Buy a lot. Cardholders earn 5% back on Best Buy purchases in rewards that can be redeemed for other Best Buy purchases. Reward certificates have no cash value and may be redeemed only for purchases greater or equal than the purchase amount. In other words you can’t pay for any item entirely with certificates unless it’s the exact amount.

People who don’t shop at Best Buy regularly would get better rewards from a normal cash back or travel rewards card.

Pros

Get 2.5 points per $1 spent (5% back in rewards) on qualifying Best Buy purchases

Cons

Points come in the form of best Buy reward certificates and can only be used toward purchases at Best Buy
high APR
Financed purchases don?t earn rewards
Points expire if card or reward certificate is not used in 24 months
Mobile wallet transactions may not get loyalty benefits, so try to use the physical card when possible

Why 4 Stars?

Regular APR

4 Stars

Intro APR

4 Stars

Fees

4 Stars

Perks

5 Stars

Overall

4 Stars

Fees

Foreign Transaction Fee	None
Balance Transfer Fee	Either $15 or 5% of the amount of each transfer, whichever is greater
Cash Advance Fee	Either $10 or 5% of the amount of each cash advance, whichever is greater
Penalty APR	None

Benefits

$0 Fraud Liability

Get Started with My Best Buy Visa

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Marvel MasterCard Review

Rating: 4 Stars

Bottom Line:
Cash Back for Marvel Fans

Apply Now

Card Details

Regular APR:	16.99% or 21.99% or 26.99% (Variable)
Intro APR (Purchases):	None
Intro APR (Balance transfers):	None
Rewards Rate:	Earn 3% Cashback On Dining, Entertainment, Online at Marvel.com and Marvel?s Official Merchandise Booths Earn 1% Cashback On all other Mastercard purchases
Credit Needed:	(670 – 850) Good/Excellent
Annual Fee:	None
Card Brand:	Mastercard

*See online credit card application for details on the terms and conditions.

Offer Highlights

Click APPLY NOW to apply online
No Annual Fee
$25 Statement credit after your first purchase with your new Marvel Mastercard
10% Off Merchandise purchases at MarvelShop.com every day
Free Shipping Offers on MarvelShop.com during certain times of year
Special Discount on Marvel Unlimited or Marvel digital comics
Earn 3% Cashback On Dining, Entertainment, Online at Marvel.com and Marvel?s Official Merchandise Booths
Earn 1% Cashback On all other Mastercard purchases
20% Off Tickets to Marvel Avengers S.T.A.T.I.O.N. in Las Vegas when paying with the Marvel Mastercard at the box office
10% Off Merchandise purchased at Marvel Avengers S.T.A.T.I.O.N. in Las Vegas

Is Marvel MasterCard worth it?

Marvel MasterCard is a solid card for Marvel fans. Cardholders earn 3% cashback on dining, entertainment, online at Marvel.com and Marvel?s official merchandise booths. The front of the card can be customized with Spider-Man, Iron Man, Black Panther, the Avengers, a wallpaper of Marvel superhero emblems, or Captain America?s shield. The card has no annual fee. Usually, custom cards like this are not great for rewards, but this card actually is pretty good.

Pros

Earn 3% Cashback On Dining, Entertainment, Online at Marvel.com and Marvel?s Official Merchandise Booths
Earn 1% Cashback On all other Mastercard purchases
No annual fee

Cons

Other cards require you to hit a spend requirement but then they offer $150 sign up bonuses, this card has no spend requirement and unfortunately its bonus is only $25
3% foreign transaction fee

Why 4 Stars?

Regular APR

4 Stars

Intro APR

4 Stars

Fees

4 Stars

Perks

5 Stars

Overall

5 Stars

Fees

Foreign Transaction Fee	3% of each transaction
Balance Transfer Fee	No Balance Transfers Allowed
Cash Advance Fee	Either $10 or 5% of the amount of each cash advance, whichever is greater
Penalty APR	None

Benefits

$0 Fraud Liability

Get Started with Marvel MasterCard

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Citi Premier Card Review

Rating: 5 Stars

Bottom Line:
For Air and Road Travelers

Apply Now

Card Details

Regular APR:	17.74% – 25.74% (Variable)
Intro APR (Purchases):	None
Intro APR (Balance transfers):	None
Rewards Rate:	Earn 3X Points on Travel including Gas Stations Earn 2X Points at Restaurants and on Entertainment Earn 1X Points on All Other Purchases
Credit Needed:	(670 – 850) Excellent/Good
Annual Fee:	$95
Card Brand:	Mastercard

*See online credit card application for details on the terms and conditions.

Offer Highlights

Click APPLY NOW to apply online
Earn 60,000 bonus ThankYou Points after you spend $4,000 in purchases with your card within 3 months of account opening
Earn 3X Points on Travel including Gas Stations, 2X Points at Restaurants and on Entertainment, and 1X Points on All Other Purchases
ThankYou Points are worth 25% more when redeemed for airfare through the ThankYou Travel Center, as compared to gift cards redeemed from the ThankYou Rewards collection
Enjoy no foreign transaction fees on purchases

Is Citi Premier Card worth it?

Citi Premier is a great card for travelers with 3x points on travel, including gas stations. The sign up bonus is big: earn 60,000 ThankYou Points after you spend $4,000 in purchases with your card within 3 months of account opening. The points can be used to book airfare through Citi’s ThankYou portal, and there are no blackout dates. You can also transfer points but please note there is only one domestic airline, JetBlue, among the travel partners.

Pros

3X points on travel includes airlines, hotels, car rental agencies, travel agencies, gas stations, cruise lines, parking garages, and more
You can transfer points to travel partners including Air France/KLM Flying Blue, Cathay Pacific Asia Miles, JetBlue TrueBlue, Virgin Atlantic Flying Club, and more than 5 more.
No foreign transaction fee
If you have the Citi Double Cash, you earn 2% cash back on all purchases: 1% when you make a purchase and another 1% when you pay your bill. Because cash back can be converted to points at a 1:1 ratio, you can transfer those points to your Citi Premier card to redeem for airfare in the ThankYou portal. You would essentially be getting 2% airfare rewards on all of your purchases, not just the categories allowed by Citi Premier, by using your Citi Double Cash.

Cons

$95 annual fee
Travel partners only include one domestic airline, JetBlue

Why 5 Stars?

Regular APR

4 Stars

Intro APR

4 Stars

Fees

5 Stars

Perks

5 Stars

Overall

5 Stars

Fees

Foreign Transaction Fee	None
Balance Transfer Fee	Either $5 or 3% of the amount of each transfer, whichever is greater.
Cash Advance Fee	Either $10 or 5% of the amount of each cash advance, whichever is greater.
Penalty APR	Up To 29.99%

Benefits

$0 Fraud Liability

Auto Rental Collision Damage Waiver

Extended Warranty Program

Purchase Protection

Roadside Assistance

Travel Accident Insurance

Get Started with Citi Premier Card

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Chase Freedom Review

Rating: 5 Stars

Bottom Line:
Very High Cash Back Categories With Cash Back Caps and 0% Intro APR

Apply Now

Card Details

Regular APR:	16.74% – 25.49% (Variable)
Intro APR (Purchases):	0% for 15 months
Intro APR (Balance transfers):	0% for 15 months
Rewards Rate:	Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate and unlimited 1% cash back on all other purchases.
Credit Needed:	(670 – 850) Excellent/Good
Annual Fee:	None
Card Brand:	Visa

*See online credit card application for details on the terms and conditions.

Offer Highlights

Click APPLY NOW to apply online
Best Freedom bonus offer: $200 cash back after you spend $500 on purchases in the first 3 months from account opening. Offer only available when applying directly with Chase
Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate and unlimited 1% cash back on all other purchases.
No annual fee
3% intro balance transfer fee for transfers in first 60 days

Is Chase Freedom worth it?

Chase Freedom is a great card for anyone who stays on top of their spending habits. First, cardholders get $200 cash back after you spend $500 on purchases in the first 3 months from account opening. This is a great, easy to obtain bonus.

Chase Freedom is also a great card for people looking to finance purchases or pay off debt. The intro APR for purchases and balance transfers is 0% for 15 months.

For people who stay up-to-date with the current rewards categories, the number one advantage of Chase Freedom is 5% cash back on up to $1,500 in combined purchases in specific categories each quarter you activate.

Categories are generous and include gas stations, grocery stores not including Walmart and Target, streaming services, department stores, Paypal, and the Chase Pay mobile wallet, which also provides additional offers through partnerships with other department stores and credit cards.

If you can take advantage of the 5% cash back, Chase Freedom is more than worth it for no annual fee.

Pros

$200 cash back after you spend $500 on purchases in the first 3 months from account opening
Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate
No annual fee
Transferring Chase Freedom points to other Chase cards yields a high rewards rate on Chase Ultimate Rewards – for example, 30,000 points earned from maximizing the Chase Freedom’s 5% rewards categories would be worth about $375 on Chase Ultimate Rewards if you have the Chase Sapphire Preferred or $450 on Chase Ultimate Rewards if you have the Chase Sapphire Reserve. If you used the points directly that you earned from Chase Freedom, they would be worth only about $300.

Cons

This card has rotating cash back with a quaterly maximum spend. This is a more complicated rewards structure than other cards that have unlimited 1.5% or 2% flat cash back rates.

Why 5 Stars?

Regular APR

4 Stars

Intro APR

5 Stars

Fees

4 Stars

Perks

5 Stars

Overall

5 Stars

Fees

Foreign Transaction Fee	3%
Balance Transfer Fee	Intro fee of either $5 or 3% of the amount of each transfer, whichever is greater, on transfers made within 60 days of account opening. After that: Either $5 or 5% of the amount of each transfer, whichever is greater
Cash Advance Fee	Either $10 or 5% of the amount of each transaction, whichever is greater
Penalty APR	None

Benefits

$0 Fraud Liability

Auto Rental Collision Damage Waiver

Extended Warranty Program

Lost Luggage Reimbursement

Purchase Protection

Roadside Assistance

Travel Accident Insurance

Travel and Emergency Assistance

Get Started with Chase Freedom

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Chase Disney Rewards Visa Review

Rating: 5 Stars

Bottom Line:
Rewards for Disney Fans

Apply Now

Card Details

Regular APR:	17.74% (Variable)
Intro APR (Purchases):	0% for 6 months on select Disney vacation packages or the purchase of a real estate interest in a Disney Vacation Club? Resort
Intro APR (Balance transfers):	None
Rewards Rate:	Earn 1% in Disney Rewards Dollars on everyday card purchases. This means you earn 1 Disney Rewards Dollar for every $100 spent on purchases
Credit Needed:	(670 – 850) Excellent/Good
Annual Fee:	None
Card Brand:	Visa

*See online credit card application for details on the terms and conditions.

Offer Highlights

Click APPLY NOW to apply online
New Cardmembers: Earn a $50 statement credit after your first purchase with the Chase Disney Rewards Visa Card
Earn 1% in Disney Rewards Dollars on everyday card purchases. This means you earn 1 Disney Rewards Dollar for every $100 spent on purchases
There are no limits to the number of Disney Rewards Dollars you can earn
Redeem toward products and offerings at most Disney locations, including Theme Park tickets, hotel stays, toys and more
Save 10% on select purchases at Disney store and shopDisney.com
Get access to exclusive Disney Visa Cardmember events at Disney store
10% off select merchandise purchases of $50 or more at select locations and 10% off select dining locations on most days at the Disneyland and Walt Disney World Resorts
Disney Visa Cardmember-exclusive photo opportunities with Disney or Star Wars Characters, held in private locations at the Disneyland and Walt Disney World Resorts
Special vacation financing on select Disney vacation packages
Savings aboard Disney Cruise Line when using your card to pay for select onboard purchases

Is Chase Disney Rewards Visa worth it?

Chase Disney Rewards Visa Card is a great card for Disney fans. Every dollar you spend with this card earns 1% in Disney Rewards Dollars and this is a no annual fee.

Pros

Earn a $50 statement credit after your first purchase
No annual fee
Exclusive photo opportunities with Disney or Star Wars Characters, held in private locations at the Disneyland and Walt Disney World Resorts

Cons

Rewards must be transferred to a Disney Rewards Redemption Card before being used. The card itself expires after a year, but you can transfer rewards to a new card before the expiration date.

Why 5 Stars?

Regular APR

5 Stars

Intro APR

4 Stars

Fees

4 Stars

Perks

5 Stars

Overall

5 Stars

Fees

Foreign Transaction Fee	3%
Balance Transfer Fee	Either $5 or 3% of the amount of each transfer, whichever is greater
Cash Advance Fee	Either $10 or 3% of the amount of each transaction, whichever is greater
Penalty APR	None

Benefits

$0 Fraud Liability

Auto Rental Collision Damage Waiver

Extended Warranty Program

Lost Luggage Reimbursement

Purchase Protection

Roadside Assistance

Travel Accident Insurance

Travel Assistance

Get Started with Chase Disney Rewards Visa

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Chase Disney Premier Visa Card Review

Rating: 4 Stars

Bottom Line:
Cash Back on Restaurants and Gas

Apply Now

Card Details

Regular APR:	17.74% (Variable)
Intro APR (Purchases):	0% for 6 months on select Disney vacation packages or the purchase of a real estate interest in a Disney Vacation Club? Resort
Intro APR (Balance transfers):	None
Rewards Rate:	Earn 2% in Disney Rewards Dollars on card purchases at gas stations, grocery stores, restaurants and most Disney locations with your Disney Premier Visa Card Earn 1% in Disney Rewards Dollars on all other card purchases
Credit Needed:	(670 – 850) Excellent/Good
Annual Fee:	$49
Card Brand:	Visa

*See online credit card application for details on the terms and conditions.

Offer Highlights

Click APPLY NOW to apply online
New Cardmembers: Earn a $200 statement credit after spending $500 on purchases in the first 3 months from account opening
Earn 2% in Disney Rewards Dollars on card purchases at gas stations, grocery stores, restaurants and most Disney locations with your Disney Premier Visa Card
Earn 1% in Disney Rewards Dollars on all other card purchases
There are no limits to the number of Disney Rewards Dollars you can earn
Redeem toward products and offerings at most Disney locations, including Theme Park tickets, hotel stays, toys and more
Redeem for a statement credit toward airline travel. Just purchase airline tickets with your Disney Premier Visa Card and then pay yourself back by redeeming your Disney Rewards Dollars for a credit on your monthly statement. There are no block out dates
Save 10% on select purchases at Disney store and shopDisney.com
Get access to exclusive Disney Visa Cardmember events at Disney store
10% off select merchandise purchases of $50 or more at select locations and 10% off select dining locations on most days at the Disneyland? and Walt Disney World? Resorts
Disney Visa Cardmember-exclusive photo opportunities with Disney or Star Wars Characters, held in private locations at the Disneyland? and Walt Disney World? Resorts
Special vacation financing on select Disney vacation packages
Savings aboard Disney Cruise Line when using your card to pay for select onboard purchases

Is Chase Disney Premier Visa worth it?

Chase Disney Premier Visa is a great card for Disney fans who spend a lot on gas, grocery stores, and restaurants. Purchases at gas stations, grocery stores, restaurants and most Disney locations earn 2% in Disney Rewards Dollars with this card. Travel purchases with this card can be redeemed for statement credit.

Pros

Earn a $200 statement credit after spending $500 on purchases in the first 3 months from account opening
Redeem points for a statement credit toward travel – for example if you purchase plane tickets with this card you can redeem your rewards for a statement credit
Exclusive photo opportunities with Disney or Star Wars Characters, held in private locations at the Disneyland? and Walt Disney World? Resorts

Cons

Rewards – not including for air travel – must be transferred to a Disney Rewards Redemption Card before being used. The card itself expires after a year, but you can transfer rewards to a new card before the expiration date.

Why 4 Stars?

Regular APR

5 Stars

Intro APR

4 Stars

Fees

4 Stars

Perks

4 Stars

Overall

4 Stars

Fees

Foreign Transaction Fee	3%
Balance Transfer Fee	Either $5 or 3% of the amount of each transfer, whichever is greater
Cash Advance Fee	Either $10 or 3% of the amount of each transaction, whichever is greater
Penalty APR	None

Benefits

$0 Fraud Liability

Auto Rental Collision Damage Waiver

Baggage Delay Insurance

Extended Warranty Program

Lost Luggage Reimbursement

Purchase Protection

Roadside Assistance

Travel Accident Insurance

Travel Assistance

Get Started with Chase Disney Premier Visa

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Carnival Credit Card Review

Rating: 4 Stars

Bottom Line:
Rewards With Carnival And Major Cruise Lines

Apply Now

Card Details

Regular APR:	15.49%, 20.49% or 25.49% (Variable)
Intro APR (Purchases):	0% APR for 6 billing cycles from the transaction date on all qualifying Carnival Cruise booking purchases
Intro APR (Balance transfers):	0% for 15 billing cycles for transfers in first 45 days
Rewards Rate:	Earn 2X FunPoints for every dollar spent on purchases with Carnival and the World’s Leading Cruise Lines Earn 1X FunPoint for every dollar spent on all other purchases Plus, earn 1 FunPoint for every $1 on balance transfers made within the first 30 days, up to a maximum of 5,000 FunPoints
Credit Needed:	(670 – 850) Excellent/Good
Annual Fee:	$0
Card Brand:	Mastercard

*See online credit card application for details on the terms and conditions.

Offer Highlights

Click APPLY NOW to apply online
Earn 20,000 FunPoints after your first purchase or balance transfer. That’s enough FunPoints to redeem for a $200 statement credit towards your next cruise
0% Promotional APR for 6 months on Carnival cruise bookings. After that, a variable APR will apply, either 15.49%, 20.49%, or 25.49% depending on your creditworthiness
10% Statement Credit – Get 10% back as a statement credit when you book a Carnival shore excursion on carnival.com prior to your cruise
Redeem for statement credits toward any Carnival purchase, onboard experiences, and more. Redemptions start at 5,000 FunPoints for a $50 statement credit toward a Carnival Cruise Line purchase in the last 180 days
Earn 2X FunPoints for every dollar spent on purchases with Carnival and the World?s Leading Cruise Lines
Earn 1X FunPoint for every dollar spent on all other purchases. Plus, earn 1 FunPoint for every $1 on balance transfers made within the first 30 days, up to a maximum of 5,000 FunPoints
0% introductory APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable APR will apply, 15.74%, 20.74%, or 25.74% based on your creditworthiness. There is a fee for balance transfers
Redeem for gifts and amenities charged to Sail & Sign

Is Carnival Credit Card worth it?

Carnival World Mastercard is a solid card for people who take cruises on the World?s Leading Cruise Lines: AIDA, Costa, Cunard, Holland America Line, Princess Cruises, P&O Cruises Australia, P&O Cruises UK, Seabourn, and Fathom. Cardholders earn 2X FunPoints? for every dollar spent on purchases with these partners.

Pros

Earn 2X FunPoints for every dollar spent on purchases with Carnival and the World?s Leading Cruise Lines
No annual fee

Cons

No transfer partners outside of cruise lines

Why 4 Stars?

Regular APR

4 Stars

Intro APR

4 Stars

Fees

4 Stars

Perks

5 Stars

Overall

4 Stars

Fees

Foreign Transaction Fee	None
Balance Transfer Fee	3% of the amount of each transfer or $5, whichever is greater
Cash Advance Fee	5% of the amount of each transaction or $10, whichever is greater
Penalty APR	None

Benefits

$0 Fraud Liability

Get Started with Carnival Credit Card

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Bass Pro Shops Club Card Review

Rating: 4 Stars

Bottom Line:
For Bass Pro Shops Shoppers

Apply Now

Card Details

Regular APR:	9.99% (Purchases at Bass Pro Shops and Cabela’s), 16.99%, 19.99% or 25.99% (Variable) for Other Purchases and Transfers
Intro APR (Purchases):	None
Intro APR (Balance transfers):	None
Rewards Rate:	Earn 2% back in CLUB Points on purchases at Bass Pro Shops and Cabela’s Earn 1% back in CLUB Points on purchases anywhere else Mastercard credit cards are accepted
Credit Needed:	(670 – 850) Excellent/Good
Annual Fee:	$0
Card Brand:	Mastercard

*See online credit card application for details on the terms and conditions.

Offer Highlights

Click APPLY NOW to apply online
Earn more points on Bass Pro Shops and Cabela’s purchases
Lower APR on Bass Pro Shops and Cabela’s purchases
CLUB Points don?t expire and no redemption minimum for open accounts in good standing
Access to exclusive hunting and fishing adventures around the world
Earn an additional $10 in CLUB Points after five purchases within 30 days of account approval. Allow up to 60 days after your fifth purchase for points to be available for use.
Earn 2% back in CLUB Points on purchases at Bass Pro Shops and Cabela’s and 1% back in CLUB Points on purchases anywhere else Mastercard credit cards are accepted. Redeem CLUB Points for FREE GEAR at Bass Pro Shops and Cabela’s

Is Bass Pro Shops Club Card worth it?

Bass Pro Shops Club Card is a solid card for people who spend a lot at Bass Pro Shops and Cabela’s, where cardholders earn 2% back in CLUB Points on purchases. Spending $10,000 per year qualifies cardholders for the Silver membership and 3% back in CLUB points on purchases. Spending $25,000 per year qualifies cardholders for Black membership and 5% back in CLUB points.

Pros

9.99% interest on purchases at Bass Pro Shops and Cabela’s
Earn 2% back in CLUB Points on purchases at Bass Pro Shops and Cabela’s
No annual fee

Cons

Access to exclusive hunting and fishing adventures around the world through Signature Outdoor Adventures and The Experience is available exclusively to Black (at least $25,000 in net purchases each year) and Silver members (at least $10,000 in net purchases each year)

Why 5 Stars?

Regular APR

4 Stars

Intro APR

4 Stars

Fees

4 Stars

Perks

5 Stars

Overall

4 Stars

Fees

Foreign Transaction Fee	None
Balance Transfer Fee	3% of the amount of each transferred balance that posts to your account at a promotional APR that we may offer you. None for balances transferred at the Transfer APR.
Cash Advance Fee	4% of the amount of each cash advance or $10, whichever is greater
Penalty APR	None

Benefits

$0 Fraud Liability

Get Started with Bass Pro Shops Club Card

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Barclaycard Financing Visa Review

Rating: 4 Stars

Bottom Line:
Finance Apple Purchases

Apply Now

Card Details

Regular APR:	24.74% (Variable)
Intro APR (Purchases):	None
Intro APR (Balance transfers):	None
Rewards Rate:	None
Credit Needed:	(0 – 300) Limited/No
Annual Fee:	$0
Card Brand:	Visa

*See online credit card application for details on the terms and conditions.

Offer Highlights

Click APPLY NOW to apply online
Special financing on purchases made at Apple within the first 30 days of account opening. Promo period based on purchase amount: 6 months: less than $499, 12 months: $499 to less than $999, 18 months: $999 and over
$0 Fraud Liability protection on unauthorized purchases
ID Theft Protection 24/7 assistance should you become the victim of identity theft
$0 annual fee

Is Barclaycard Financing Visa worth it?

Barclaycard Financing Visa is a solid card for people looking to finance a large Apple purchase without interest over six to 18 months. It’s not a true 0% Intro APR, because the interest is deferred, so cardholders who do not pay off the purchase amount before the close of the promotional period will owe interest charges extending back to the purchase date. Other cards offer 0% intro APR for the same time period without deferred interest.

Pros

Pay off Apple purchases over time without interest
No annual fee

Cons

Interest is deferred
Foreign transaction fee

Why 4 Stars?

Regular APR

4 Stars

Intro APR

4 Stars

Fees

4 Stars

Perks

4 Stars

Overall

4 Stars

Fees

Foreign Transaction Fee	3%
Balance Transfer Fee	3% of the amount of each transaction or $5, whichever is greater
Cash Advance Fee	5% of the amount of each cash advance or $10, whichever is greater
Penalty APR	None

Benefits

$0 Fraud Liability

Get Started with Barclaycard Financing Visa

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Apple Card Review

Rating: 4 Stars

Bottom Line:
Cash back for Apple customers

Apply Now

Card Details

Regular APR:	12.74% – 23.74% (Variable)
Intro APR (Purchases):	None
Intro APR (Balance transfers):	None
Rewards Rate:	3% cash back on goods or services purchased directly from Apple. These include purchases from Apple retail stores, the Apple online store, iTunes, Apple Music and other Apple-owned properties and App Store purchases (including In-App Purchases). 2% cash back on Apple Pay Purchase Transactions 1% cash back on all other Purchase Transactions
Credit Needed:	(670 – 850) Excellent/Good
Annual Fee:	$0
Card Brand:	Mastercard

*See online credit card application for details on the terms and conditions.

Offer Highlights

Click APPLY NOW to apply online
Apple Card lives on your iPhone, in the Wallet app.
See a charge you don’t recognize – Tap to pinpoint it on a map
When you buy something using Apple Card, you get a percentage of your purchase back in Daily Cash.
We want to make it easier to pay down your balance, not harder. So Apple Card doesn’t have any fees.
When you’re ready to make a payment, Apple Card estimates the interest you’ll wind up paying, based on any payment amount you choose.
All the advanced security technologies of Apple Pay – Face ID, Touch ID, unique transaction codes – are built right in. And the physical card has no numbers
MasterCard is our global payment network, so you can use it all over the world. And for apps and websites that don’t take Apple Pay yet, there’s a virtual card number in the Wallet app that autofills for you when you’re using Safari

Is Apple Card worth it?

Apple Card is a strong card for Apple users who make purchases from Apple regularly, including purchases from Apple retail stores, the Apple online store, iTunes, Apple Music and other Apple-owned properties and App Store purchases (including In-App Purchases). Cardholders who have high spend at retail stores that accept Apple Pay are also in a good position to adopt the card because of the 2% cash back on all Apple Pay purchases.

Pros

3% cash back on Apple purchases
2% cash back on all purchases using Apple Pay
No foreign transaction fee
No annual fee

Cons

Physical version of the card gets 1% cash back – and a lot of retailers only accept the physical version
No balance transfers allowed and no intro APR for financing purchases

Why 4 Stars?

Regular APR

4 Stars

Intro APR

4 Stars

Fees

5 Stars

Perks

4 Stars

Overall

4 Stars

Fees

Foreign Transaction Fee	None
Balance Transfer Fee	No Balance Transfers Allowed
Cash Advance Fee	No Cash Advances Allowed
Penalty APR	None

Benefits

$0 Fraud Liability

Get Started with Apple Card

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