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NFL Extra Points Credit Card Review

NFL Extra Points Credit Card

Rating: 5 Stars

Bottom Line:
For NFL Fans Who Like NFL Gear And Balance Transfers

Apply Now
Card DetailsThe OfferIs it Worth It?
Pros and ConsWhy 5 Stars?Fees
Benefits

Card Details

Regular APR:17.49%, 22.49% or 27.49%
Intro APR (Purchases):0% Intro APR for 6 billing cycles from the transaction date on all Qualifying NFL Team Ticket Purchases
Intro APR (Balance transfers):0% Intro APR for 15 billing cycles for transfers in first 45 days
Rewards Rate:Earn 2 points per $1 on NFL and Team purchases like eligible NFL tickets, in stadium, NFLShop.com and at team pro shops

Earn 2 points per $1 on NFL DirecTV purchases

Earn 1 point per $1 on all other purchases
Credit Needed:(670 – 850) Good/Excellent
Annual Fee:None
Card Brand:Visa?

*See online credit card application for details on the terms and conditions.

Offer Highlights

  • Click APPLY NOW to apply online
  • Earn 10,000 bonus points after $500 in purchases in the first 90 days, enough to redeem for $100 cash back
  • Earn 2 points per $1 on NFL and Team purchases like eligible NFL tickets, in stadium, NFLShop.com and at team pro shops, and earn 1 point per $1 on all other purchases
  • Enjoy a 0% promotional APR for 6 months on NFL ticket purchases from any participating NFL team ticket office
  • 20% off purchases at NFLShop.com that?s $20 off every $100 you spend
  • Exclusive NFL rewards and team experiences: redeem points for game tickets or once-in-a-lifetime experiences like pre-game sideline passes or tickets to the Super Bowl
  • Cash back or redeem points for 1% cash back, starting at 2,500 points for $25 cash back
  • Pick any team as your card art

Is NFL Extra Points Credit Card worth it?

NFL Extra Points Credit Card is a solid card for NFL fans. The sign up bonus of 10,000 bonus points after $500 in purchases in the first 90 days is worth $100 in statement credit. Cardholders earn 2 points per $1 on NFL and team purchases like eligible NFL tickets, in stadium, NFLShop.com, at team pro shops, and on NFL DirecTV purchases. 2 points per $1 is an average rewards rate, especially when you consider that for most people NFL purchases are not something you make everyday. However, the most valuable perk provided by NFL Extra Points Credit Card may be 20% off purchases at NFLShop.com. If you are an NFL fan or know one, this might be a great no-annual card to apply for simply for the NFL gear discount.

Pros

  • Earn 10,000 bonus points after $500 in purchases in the first 90 days, enough to redeem for $100 cash back
  • No annual fee
  • Pick any team as your card art
  • 20% off purchases at NFLShop.com that?s $20 off every $100 you spend
  • 0% Intro APR for 15 billing cycles for transfers in first 45 days

Cons

  • 0% intro period on NFL ticket purchases from any participating NFL team ticket office is only 6 months
  • 2 Points per $1, or 2%, rewards rate is average: other cards offer 1.5% or 2% cash back on all purchases

Why 5 Stars?

Regular APR


4 Stars

Intro APR


5 Stars

Fees


5 Stars

Perks


5 Stars

Overall


5 Stars

Fees

Foreign Transaction FeeNone
Balance Transfer FeeEither $5 or 3% of the amount of each transfer, whichever is greater
Cash Advance FeeEither $10 or 5% of the amount of each cash advance, whichever is greater
Penalty APRNone

Benefits

$0 Fraud Liability
Auto Rental Collision Damage Waiver
Extended Warranty Program
Lost Luggage Reimbursement
Purchase Protection
Roadside Assistance
Travel Accident Insurance
Travel Assistance
Get Started with NFL Extra Points Credit Card

Editorial Note: This content is not provided by the issuer. Any opinion, analyses, reviews, or recommendations expressed on this page are those of the author?s alone, and may not have been reviewed, approved or otherwise endorsed by the issuer.

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These are the best credit cards for 2021.

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If you have excellent credit, check out these cards. These are the best cards for excellent credit with travel rewards and cash bonuses.

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The fastest way to pay off credit card debt is by transferring a balance to a 0% APR credit card. These are the best balance transfer cards on the market.

Best Balance Transfer Credit Cards, Best Barclays Credit Cards, Best Credit Cards For Extended Warranties, Best Credit Cards For Good Credit, Best Credit Cards For Rental Car Insurance, Best Credit Cards For Roadside Assistance, Best Credit Cards For Travel Insurance, Best No Annual Fee Credit Cards, Best No Foreign Transaction Fee Credit Cards, Best Purchase Protection Credit Cards, Best Sports Credit Cards, Best Store Credit Cards, Best Visa Credit Cards, Coolest Credit Cards

Gulf Visa Card Review

Gulf-Visa-Card

Rating: 4 Stars

Bottom Line:
Rebate for Gulf Customers

Apply Now
Card DetailsThe OfferIs it Worth It?
Pros and ConsWhy 4 Stars?Fees
Benefits

Card Details

Regular APR:27.74% (Variable)
Intro APR (Purchases):None
Intro APR (Balance transfers):None
Rewards Rate:Earn 3 points per $1 spent on all purchases made at Gulf Stations, not just on gas

Earn 1 point for every $1 spent everywhere else
Credit Needed:(670 – 850) Good/Excellent
Annual Fee:None
Card Brand:Visa

*See online credit card application for details on the terms and conditions.

Offer Highlights

  • Click APPLY NOW to apply online
  • Get a $20 Gulf gift card for every 2,000 points earned
  • Earn 3 points per $1 spent on all purchases made at Gulf Stations, not just on gas
  • Earn 1 point for every $1 spent everywhere else

Is Gulf Visa Card worth it?

Gulf Visa is a great card for drivers who fill up at Gulf Oil gas stations. Cardholders earn 3 points per $1 spent on all purchases made at Gulf Stations, not just on gas. For every 2,000 points earned, you get a $20 Gulf gift card. This means that one point is worth one cent, so 3 points per $1 is a 3% rebate on Gulf purchases. This is a great rewards rate.

Pros

  • Earn 3 points per $1 spent on all purchases made at Gulf Stations, not just on gas
  • Earn 1 point for every $1 spent everywhere else
  • No annual fee

Cons

  • Other cards give 3% rewards for gas purchases that work at all gas stations, not just Gulf

Why 4 Stars?

Regular APR


4 Stars

Intro APR


4 Stars

Fees


5 Stars

Perks


4 Stars

Overall


4 Stars

Fees

Foreign Transaction FeeNone
Balance Transfer FeeEither $10 or 5% of the amount of each transfer, whichever is greater
Cash Advance FeeEither $15 or 5% of the amount of each cash advance, whichever is greater
Penalty APRNone

Benefits

$0 Fraud Liability
Auto Rental Collision Damage Waiver
Extended Warranty Program
Lost Luggage Reimbursement
Purchase Protection
Roadside Assistance
Travel Accident Insurance
Travel Assistance
Get Started with Gulf Visa Card

Editorial Note: This content is not provided by the issuer. Any opinion, analyses, reviews, or recommendations expressed on this page are those of the author?s alone, and may not have been reviewed, approved or otherwise endorsed by the issuer.

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Celebrity Cruises Visa Signature Review

Celebrity-Cruises-Visa-Signature

Rating: 4 Stars

Bottom Line:
Rewards for Celebrity Cruise Ship Travelers

Apply Now
Card DetailsThe OfferIs it Worth It?
Pros and ConsWhy 4 Stars?Fees
Benefits

Card Details

Regular APR:16.74% – 24.74% (Variable)
Intro APR (Purchases):None
Intro APR (Balance transfers):None
Rewards Rate:2 points per $1 spent on qualifying purchases with Celebrity Cruises and our sister brands, Royal Caribbean International and Azamara Club Cruises

Earn 1 point per $1 spent on all other purchases
Credit Needed:(670 – 850) Good/Excellent
Annual Fee:None
Card Brand:Visa

*See online credit card application for details on the terms and conditions.

Offer Highlights

  • No Annual Fee or Foreign Transaction Fees. Enjoy the freedom to explore off the beaten path with your Visa Signature card
  • Receive 10,000 Bonus Points after making a qualifying transaction in the first 90 days of account opening – worth $100 in onboard credit
  • 2 points per $1 spent on qualifying purchases with Celebrity Cruises and our sister brands, Royal Caribbean International and Azamara Club Cruises. Earn 1 point per $1 spent on all other purchases
  • Redeem your MyCruise points for onboard credit, cruise discounts and vacations, plus more

Is Celebrity Cruises Visa Signature worth it?

Celebrity Cruises Visa Signature is a solid card for people who take cruises on Celebrity Cruises and and their sister brands, Royal Caribbean International and Azamara Club Cruises.

Cardholders earn 2 MyCruise points for every dollar spent on purchases with these partners. There is a $69 annual fee version of this card which provides cardholders additional discounts on Celebrity-related bookings and onboard purchases.

Pros

  • Receive 10,000 MyCruise points after making a qualifying transaction in the first 90 days of account opening – worth $100 in onboard credit
  • Earn 2 points per $1 spent on qualifying purchases with Celebrity Cruises and their sister brands, Royal Caribbean International and Azamara Club Cruises
  • No annual fee

Cons

  • Other cards offer the same rewards rate – 2 points per $1 – on all purchases and allow redemption outside of cruise-related purchases

Why 4 Stars?

Regular APR


4 Stars

Intro APR


4 Stars

Fees


5 Stars. ?????

Perks


4 Stars

Overall


4 Stars

Fees

Foreign Transaction FeeNone
Balance Transfer FeeEither $10 or 3% of the amount of each transaction, whichever is greater
Cash Advance FeeEither $10 or 3% of the amount of each transaction, whichever is greater
Penalty APRUp To 29.99%

Benefits

$0 Fraud Liability
Auto Rental Collision Damage Waiver
Baggage Delay Reimbursement
Concierge Service
Emergency Card Replacement
Emergency Cash Disbursement
Extended Warranty Protection
Lost Luggage Reimbursement
Travel Accident Insurance
Price Protection
Purchase Protection
Return Protection
Roadside Dispatch
Travel and Emergency Assistance
Trip Cancellation/Trip Interruption Reimbursement
Trip Delay Reimbursement
Get Started with Celebrity Cruises Visa Signature

Editorial Note: This content is not provided by the issuer. Any opinion, analyses, reviews, or recommendations expressed on this page are those of the author?s alone, and may not have been reviewed, approved or otherwise endorsed by the issuer.

Credit Cards Research:

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Best Bank of America Credit Cards, Best Credit Cards For Cruises, Best Credit Cards For Emergencies, Best Credit Cards For Entertainment, Best Credit Cards For Extended Warranties, Best Credit Cards For Good Credit, Best Credit Cards For Price Protection, Best Credit Cards For Rental Car Insurance, Best Credit Cards For Roadside Assistance, Best Credit Cards For Travel Insurance, Best Credit Cards For Weddings, Best No Annual Fee Credit Cards, Best No Foreign Transaction Fee Credit Cards, Best Purchase Protection Credit Cards, Best Travel Credit Cards, Best Travel Credit Cards With No Annual Fee, Best Visa Credit Cards

Capital One Venture Rewards Review

Capital One Venture Credit Card

Rating: 5 Stars

Bottom Line:
Miles for Travel, Transit, and Hotels

Apply Now
Card DetailsThe OfferIs it Worth It?
Pros and ConsWhy 5 Stars?Fees
Benefits

Card Details

Regular APR:17.99% ? 25.24% (Variable)
Intro APR (Purchases):None
Intro APR (Balance transfers):None
Rewards Rate:2 Miles per dollar on all purchases
Credit Needed:(670 – 850) Excellent/Good
Annual Fee:$0 intro for first year; $95 after that
Card Brand:Mastercard?

*See online credit card application for details on the terms and conditions.

Offer Highlights

  • Click APPLY NOW to apply online
  • Enjoy a one-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $500 in travel
  • Earn 2X miles on every purchase, every day. Plus earn 10X miles on thousands of hotels, through January 2020; learn more at hotels.com/venture
  • Named ‘The Best Travel Card’ by CNBC, 2018
  • Receive up to $100 application fee credit for Global Entry or TSA Pre
  • Fly any airline, stay at any hotel, anytime; no blackout dates. Plus transfer your miles to over 12 leading travel loyalty programs
  • Miles won’t expire for the life of the account and there’s no limit to how many you can earn
  • No foreign transaction fees
  • $0 intro annual fee for the first year; $95 after that

Is Capital One Venture Rewards worth it?

Venture Rewards from Capital One is a great travel rewards card with flexible miles and a bonus offer of 50,000 miles after you spend $3,000 within 90 days of account opening. The miles can be applied to airlines, hotels, and car rentals too.

Pros

  • 50,000 bonus miles after you spend $3,000 within 90 days of account opening, equal to $500 in travel
  • No foreign transaction fees

Cons

  • Annual fee starting after first year

Why 5 Stars?

Regular APR


4 Stars

Intro APR


4 Stars

Fees


5 Stars

Perks


5 Stars

Overall


5 Stars

Fees

Foreign Transaction FeeNone
Balance Transfer FeeNone
Cash Advance Fee3% of transaction amount or $10, whichever is greater
Penalty APRNone

Benefits

$0 Fraud Liability
Auto Rental Collision Damage Waiver
Concierge Service
Emergency Card Replacement
Emergency Cash Disbursement
Extended Warranty Program
Travel Accident Insurance
Lost Luggage Reimbursement
Price Protection
Purchase Protection
Travel and Emergency Assistance
Travel Accident Insurance
Get Started with Capital One Venture Rewards

Editorial Note: This content is not provided by the issuer. Any opinion, analyses, reviews, or recommendations expressed on this page are those of the author?s alone, and may not have been reviewed, approved or otherwise endorsed by the issuer.

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These are the best credit cards for 2021.

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If you have excellent credit, check out these cards. These are the best cards for excellent credit with travel rewards and cash bonuses.

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The fastest way to pay off credit card debt is by transferring a balance to a 0% APR credit card. These are the best balance transfer cards on the market.

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Wells Fargo Propel American Express Review

Wells Fargo Propel American Express Review

Rating: 5 Stars

Bottom Line:
Rewards on Monthly Expenses

Apply Now
Card DetailsThe OfferIs it Worth It?
Pros and ConsWhy 5 Stars?Fees
Benefits

Card Details

Regular APR:15.99% – 27.99% (Variable)
Intro APR (Purchases):0% for 12 months
Intro APR (Balance transfers):0% for 12 months on qualifying balance transfers
Rewards Rate:3X points on eating and out and ordering in, travel including flights, hotels, homestays and car rentals, and on gas stations, rideshares, transit and popular streaming services

1X points on other purchases
Credit Needed:(670 – 850) Excellent/Good
Annual Fee:$0
Card Brand:American Express

*See online credit card application for details on the terms and conditions.

Offer Highlights

  • Click APPLY NOW to apply online
  • Earn 30,000 bonus points when you spend $3,000 in purchases in the first 3 months ? that?s a $300 cash redemption value
  • $0 annual fee and no foreign currency conversion fee
  • Earn 3X points on eating out and ordering in
  • Earn 3X points on travel including flights, hotels, homestays and car rentals
  • Earn 3X points on gas stations, rideshares and transit
  • Earn 3X points on popular streaming services
  • Earn 1X points on other purchases

Is Wells Fargo Propel American Express worth it?

Wells Fargo Propel American Express is a competitive rewards card with 3X rewards in a number of popular spending categories including monthly expenses like gas stations, transit, and popular streaming services. Rewards are 1X on all other purchases.

Pros

  • 3x rewards in a number of popular spending categories
  • 30,000 bonus points when you spend $3,000 in purchases in the first 90 days after account opening – that’s a $300 cash redemption value
  • No annual fee

Cons

  • 1x rewards rate on all other purchases is not a competitive rate

Why 4 Stars?

Regular APR


4 Stars

Intro APR


5 Stars

Fees


5 Stars

Perks


5 Stars

Overall


5 Stars

Fees

Foreign Transaction FeeNone
Balance Transfer Fee3% for 120 days, then 5%
Cash Advance Fee5%
Penalty APRNone

Benefits

$0 Fraud Liability
Auto Rental Collision Damage Waiver
Extended Warranty Program
Lost Luggage Reimbursement
Purchase Protection
Roadside Assistance
Travel Accident Insurance
Travel Assistance
Get Started with Wells Fargo Propel American Express

Editorial Note: This content is not provided by the issuer. Any opinion, analyses, reviews, or recommendations expressed on this page are those of the author?s alone, and may not have been reviewed, approved or otherwise endorsed by the issuer.

Credit Cards Research:

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Gold Delta SkyMiles Business from American Express Review

Gold Delta SkyMiles? Business Credit Card from American Express

Rating: 4 Stars

Bottom Line:
Delta Perks for Business

Apply Now
Card DetailsThe OfferIs it Worth It?
Pros and ConsWhy 4 Stars?Fees
Benefits

Card Details

Regular APR:17.74% – 26.74% (Variable)
Intro APR (Purchases):None
Intro APR (Balance transfers):None
Rewards Rate:2 miles for every dollar spent on eligible purchases made directly with Delta

1 mile for every eligible dollar you spend on other purchases
Credit Needed:(670 – 850) Excellent/Good
Annual Fee:$0 for the first year; then $95
Card Brand:American Express

*See online credit card application for details on the terms and conditions.

Offer Highlights

  • Click APPLY NOW to apply online
  • Make business travel more rewarding. Earn 30,000 bonus miles after you make $1,000 in purchases on your new Card in your first 3 months.
  • Earn 2 Miles per dollar spent on eligible purchases made directly with Delta. Earn 1 mile on every eligible dollar spent on purchases.
  • Find room for your carry-on and settle into your seat sooner with Main Cabin 1 Priority Boarding.
  • Pay no foreign transaction fees when you spend overseas.
  • $0 introductory annual fee for the first year, then $95. Terms and limitations apply

Is Gold Delta SkyMiles Business from American Express worth it?

Gold Delta SkyMiles Business from American Express is a great travel card for people who fly Delta fairly often. Perks include priority boarding, a free checked bag, and no foreign transaction fee. As a sidenote, the cash advance fee is 3% on the Gold Delta SkyMiles Business card and 5% on the Gold Delta SkyMiles consumer card.

Pros

  • 30,000 bonus miles after spending $1,000 in purchases in first 90 days of account opening
  • Two miles on every dollar spent on Delta purchases (this means Delta.com purchases and in-flight purchases on top of Delta flights)
  • Check your first bag free on Delta flights
  • No foreign transaction fee

Cons

  • Other points programs – Chase Ultimate Rewards, American Express Membership Rewards, Citi ThankYou Rewards, and Marriott Bonvoy – have simpler rewards programs
  • Miles don’t contribute towards Delta?s Medallion Qualification Miles (MQMs) which can get you seat upgrades and mileage bonuses

Why 4 Stars?

Regular APR


4 Stars

Intro APR


4 Stars

Fees


4 Stars

Perks


5 Stars

Overall


4 Stars

Fees

Foreign Transaction FeeNone
Balance Transfer FeeNo Balance Transfers Allowed
Cash Advance Fee3% of transaction amount or $5, whichever is greater
Penalty APR29.99% Variable

Benefits

$0 Fraud Liability
Auto Rental Collision Damage Waiver
Extended Warranty Program
Travel Accident Insurance
Lost Luggage Reimbursement
Roadside Assistance
Travel Assistance
Get Started with Gold Delta SkyMiles Business Credit Card from American Express

Editorial Note: This content is not provided by the issuer. Any opinion, analyses, reviews, or recommendations expressed on this page are those of the author?s alone, and may not have been reviewed, approved or otherwise endorsed by the issuer.

Credit Cards Research:

Best Credit Cards for 2021
These are the best credit cards for 2021.

Best Credit Cards for Excellent Credit
If you have excellent credit, check out these cards. These are the best cards for excellent credit with travel rewards and cash bonuses.

Best Credit Cards to Pay off Debt
The fastest way to pay off credit card debt is by transferring a balance to a 0% APR credit card. These are the best balance transfer cards on the market.

Best American Express Credit Cards, Best Business Credit Cards, Best Credit Cards For Extended Warranties, Best Credit Cards For Good Credit, Best Credit Cards For Rental Car Insurance, Best Credit Cards For Roadside Assistance, Best Credit Cards For Travel Insurance, Best Credit Cards To Book Flights, Best Delta Credit Cards, Best No Foreign Transaction Fee Credit Cards, Best Travel Credit Cards

Gold Delta SkyMiles Credit Card from American Express Review

Gold Delta SkyMiles

Rating: 4 Stars

Bottom Line:
Perks for Delta Flyers

Apply Now
Card DetailsThe OfferIs it Worth It?
Pros and ConsWhy 4 Stars?Fees
Benefits

Card Details

Regular APR:17.74%-? 26.74% Variable
Intro APR (Purchases):None
Intro APR (Balance transfers):None
Rewards Rate:2 miles for every dollar spent on eligible purchases made directly with Delta

1 mile for every eligible dollar you spend on other purchases
Credit Needed:(670 – 850) Excellent/Good
Annual Fee:$0 for the first year; then $95
Card Brand:American Express

*See online credit card application for details on the terms and conditions.

Offer Highlights

  • Click APPLY NOW to apply online
  • Earn 30,000 Bonus Miles after you use your new Card to make $1,000 in purchases within your first 3 months and a $50 Statement Credit after you make a Delta purchase with your new Card within your first 3 months.
  • Earn 2 miles for every dollar spent on eligible purchases made directly with Delta. Earn one mile for every eligible dollar you spend on other purchases.
  • Settle into your seat sooner with Main Cabin 1 Priority Boarding.
  • Enjoy a $0 introductory annual fee for the first year, then $95.

Is Gold Delta SkyMiles Credit Card from American Express worth it?

Gold Delta SkyMiles Credit Card from American Express is a great travel card for people who fly Delta often. Perks include priority boarding, a free checked bag, and no foreign transaction fee.

Pros

  • 30,000 bonus miles after spending $1,000 in purchases in first 90 days of account opening
  • Two miles on every dollar spent on Delta purchases (this means Delta.com purchases and in-flight purchases on top of Delta flights)
  • Check your first bag free on Delta flights
  • No foreign transaction fee

Cons

  • Other points programs – Chase Ultimate Rewards, American Express Membership Rewards, Citi ThankYou Rewards, and Marriott Bonvoy – have simpler rewards programs
  • Miles don’t contribute towards Delta’s Medallion Qualification Miles (MQMs) which can get you seat upgrades and mileage bonuses

Why 4 Stars?

Regular APR


4 Stars

Intro APR


4 Stars

Fees


4 Stars

Perks


5 Stars

Overall


4 Stars

Fees

Foreign Transaction FeeNone
Balance Transfer Fee3% on transaction amount or $5, whichever is greater
Cash Advance Fee3% of transaction amount or $5, whichever is greater
Penalty APR29.99% Variable

Benefits

$0 Fraud Liability
Auto Rental Collision Damage Waiver
Extended Warranty Program
Travel Accident Insurance
Roadside Assistance
Travel Assistance
Get Started with Gold Delta SkyMiles Credit Card from American Express

Editorial Note: This content is not provided by the issuer. Any opinion, analyses, reviews, or recommendations expressed on this page are those of the author?s alone, and may not have been reviewed, approved or otherwise endorsed by the issuer.

Credit Cards Research:

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Bank of America Travel Rewards Review

Bank-of-America-Travel-Rewards-for-Students

Rating: 5 Stars

Bottom Line:
Redeem Travel Rewards On Well Known Travel Websites

Apply Now
Card DetailsThe OfferIs it Worth It?
Pros and ConsWhy 5 Stars?Fees
Benefits

Card Details

Regular APR:17.24% – 25.24% (Variable)
Intro APR (Purchases):
0% for first 12 billing cycles
Intro APR (Balance transfers):None
Rewards Rate:Earn unlimited 1.5 points per $1 spent on all purchases
Credit Needed:(670 – 850) Excellent/Good
Annual Fee:$0
Card Brand:Visa?

*See online credit card application for details on the terms and conditions.

Offer Highlights

  • Click APPLY NOW to apply online
  • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don’t expire
  • 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening – that can be a $250 statement credit toward travel purchases
  • Use your card to book your trip how and where you want ? you?re not limited to specific websites with blackout dates or restrictions
  • Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees
  • Comes with chip technology for enhanced security and protection at chip-enabled terminals
  • If you?re a Preferred Rewards member, you can earn 25% ? 75% more points on every purchase

Is Bank of America Travel Rewards worth it?

Travel Rewards from Bank of America is a great card for travelers who want a flexible travel rewards program that allows them to redeem points on third-party travel sites for no annual fee.

Pros

  • 25,000 online point bonus after spending $1,000 in first 90 days after account opening – that can be a $250 statement credit toward travel purchases
  • Unlimited 1.5X points an all purchases
  • No annual fee
  • No foreign transaction fee

Cons

  • Travel rewards when redeemed for cash are much less than cash value from cash back rewards cards

Why 5 Stars?

Regular APR


4 Stars

Intro APR


5 Stars

Fees


5 Stars

Perks


5 Stars

Overall


5 Stars

Fees

Foreign Transaction FeeNone
Balance Transfer Fee3% on transaction amount or $10, whichever is greater
Cash Advance FeeSee Terms
Penalty APRUp to 29.99%

Benefits

$0 Fraud Liability
Auto Rental Collision Damage Waiver
Extended Warranty Program
Travel Accident Insurance
Purchase Protection
Roadside Assistance
Travel Assistance
Get Started with Bank of America Travel Rewards

Editorial Note: This content is not provided by the issuer. Any opinion, analyses, reviews, or recommendations expressed on this page are those of the author?s alone, and may not have been reviewed, approved or otherwise endorsed by the issuer.

Credit Cards Research:

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Bank of America Premium Rewards Review

Bank of America Premium Rewards Credit Card

Rating: 5 Stars

Bottom Line:
Higher Than Average Travel Rewards Rate Across All Purchases

Apply Now
Card DetailsThe OfferIs it Worth It?
Pros and ConsWhy 5 Stars?Fees
Benefits

Card Details

Regular APR:17.99% – 24.99% (Variable)
Intro APR (Purchases):None
Intro APR (Balance transfers):None
Rewards Rate:Earn unlimited 2 points for every $1 spent on travel and dining purchases

Earn unlimited 1.5 points per $1 spent on all other purchases
Credit Needed:(670 – 850) Excellent/Good
Annual Fee:$0
Card Brand:Visa

*See online credit card application for details on the terms and conditions.

Offer Highlights

  • Click APPLY NOW to apply online
  • Receive 50,000 bonus points – a $500 value – after you make at least $3,000 in purchases in the first 90 days of account opening
  • Earn unlimited 2 points for every $1 spent on travel and dining purchases and unlimited 1.5 points per $1 spent on all other purchases
  • If you’re a Bank of America Preferred Rewards member, you can earn 25%-75% more points on every purchase
  • No limit to the points you can earn and your points don’t expire
  • Redeem for cash back as a statement credit, deposit into eligible Bank of America accounts, credit to eligible Merrill accounts, or gift cards or purchases at the Bank of America Travel Center
  • Get up to $200 in combined airline incidental and airport expedited screening statement credits + valuable travel insurance protections
  • No Foreign Transaction Fees
  • Low $95 annual fee

Is Bank of America Premium Rewards worth it?

Bank of America Premium Rewards is a strong card for cardholders who spend a lot on travel and dining, with 2 points per dollar in those categories and 1.5 points per dollar on all other purchases.

Pros

  • Intro bonus of 50,000 points after spending $3,000 in purchases in first 90 days after account opening – that’s $500 in value
  • Travel rewards can be earned not only on airlines, hotels, car rental agencies, but also entertainment attractions like museums and amusement parks, and transportation expenses like taxis and parking garages
  • No foreign transaction fee

Cons

  • High regular APR
  • $95 annual fee

Why 5 Stars?

Regular APR


4 Stars

Intro APR


4 Stars

Fees


5 Stars

Perks


5 Stars

Overall


5 Stars

Fees

Foreign Transaction Fee$0
Balance Transfer Fee3% of the amount of each transfer or $10, whichever is greater
Cash Advance FeeSee Terms
Penalty APRUp to 29.99%

Benefits

$0 Fraud Liability
Auto Rental Collision Damage Waiver
Concierge Service
Extended Warranty Program
Travel Accident Insurance
Lost Luggage Reimbursement
Purchase Protection
Roadside Assistance
Travel Assistance
Get Started with Bank of America Premium Rewards

Editorial Note: This content is not provided by the issuer. Any opinion, analyses, reviews, or recommendations expressed on this page are those of the author?s alone, and may not have been reviewed, approved or otherwise endorsed by the issuer.

Credit Cards Research:

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Bank of America Cash Rewards Review

Bank of America? Cash Rewards Credit Card

Rating: 5 Stars

Bottom Line:
Cash Back In Categories That Are Common Expenditures

Apply Now
Card DetailsThe OfferIs it Worth It?
Pros and ConsWhy 5 Stars?Fees
Benefits

Card Details

Regular APR:15.74% – 25.74% (Variable)
Intro APR (Purchases):0% for 15 billing cycles
Intro APR (Balance transfers):0% for 15 billing cycles on any balance transfers made in the first 60 days of account opening
Rewards Rate:3% cash back in the category of your choice: gas, online shopping, dining, travel, drug stores, or home improvement/furnishings

2% cash back at grocery stores and wholesale clubs

Up to $2,500 in combined 3% category and 2% grocery store/wholesale club quarterly purchases

1% cash back on all other purchases
Credit Needed:(670 – 850) Excellent/Good
Annual Fee:$0
Card Brand:Mastercard?

*See online credit card application for details on the terms and conditions.

Offer Highlights

  • Click APPLY NOW to apply online
  • No annual fee
  • $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
  • Earn 3% cash back on gas or your choice of one of five other popular categories, 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases
  • 0% Introductory APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 15.99% – 25.99% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers
  • No expiration on rewards
  • If you’re a Preferred Rewards member, you can earn 25% – 75% more cash back on every purchase

Bank of America Cash Rewards worth it?

Bank of America Cash Rewards is a strong card for cardholders who spend a lot on gas, online shopping, dining, travel, drug stores or home improvements and furnishings, which earn 3% cash back and are selected by the cardholder monthly.

Pros

  • $200 signup bonus after spending $1000 in first 90 days of account opening
  • 0% for 15 months on purchases and balance transfers
  • No annual fee

Cons

  • 3% and 2% rewards rate is capped at $2,500 in combined purchases per quarter

Why 5 Stars?

Regular APR


4 Stars

Intro APR


5 Stars

Fees


4 Stars

Perks


5 Stars

Overall


5 Stars

Fees

Foreign Transaction Fee3%
Balance Transfer Fee3% of the amount of each transfer or $10, whichever is greater
Cash Advance FeeSee Terms
Penalty APRUp to 29.99%

Benefits

$0 Fraud Liability
Auto Rental Collision Damage Waiver
Concierge Service
Extended Warranty Program
Travel Accident Insurance
Lost Luggage Reimbursement
Purchase Protection
Roadside Assistance
Travel Assistance
Get Started with Bank of America Cash Rewards

Editorial Note: This content is not provided by the issuer. Any opinion, analyses, reviews, or recommendations expressed on this page are those of the author?s alone, and may not have been reviewed, approved or otherwise endorsed by the issuer.

Credit Cards Research:

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Bank of America Business Advantage Cash Rewards Mastercard Review

Rating: 5 Stars

Bottom Line:
High Cash Back on First $50k Spent

Apply Now
Card DetailsThe OfferIs it Worth It?
Pros and ConsWhy 5 Stars?Fees
Benefits

Card Details

Regular APR:14.49% – 24.49% (Variable)
Intro APR (Purchases):0% for 9 billing cycles
Intro APR (Balance transfers):None
Rewards Rate:3% cash back on the category of your choice (for the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter)

2% cash back on dining

1% cash back on all other purchases
Credit Needed:(670 – 850) Excellent/Good
Annual Fee:$0
Card Brand:Mastercard?

*See online credit card application for details on the terms and conditions.

Offer Highlights

  • Click APPLY NOW to apply online
  • Get a $300 statement credit when you make at least $3,000 in net purchases within 90 days of your account opening – with no annual fee and cash rewards don?t expire.
  • Earn 3% cash back in the category of your choice, 2% cash back on dining and unlimited 1% cash back on all other purchases.
  • You?ll get 3% and 2% cash back on the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter.
  • 0% Introductory APR on purchases for your first 9 billing cycles.
  • Redeem your cash rewards as a statement credit, check, or have cash deposited into a Bank of America checking or savings account.
  • Get 75% more cash back on every purchase when you’re a Preferred Rewards for Business Platinum Honors tier member. That means you will earn 5.25% on your selected choice category, 3.5% on dining and unlimited 1.75% cash back on all other purchases.

Is Bank of America Business Advantage Cash Rewards Mastercard worth it?

Business Advantage from Bank of America is a great card for small business owners who use the 3% cash back rewards category on the first $50,000 in purchases. With a foreign transaction fee, the Business Advantage card makes traveling internationally slightly more expensive.

Pros

  • $300 statement credit bonus if you spend $3,000 within the first three months
  • 3% cash back in your choice of one of six spending categories and 2% cash back on dining purchases, up to $50,000 in combined category purchases per year
  • 0% Intro APR for 9 billing cycles on purchases
  • No annual fee

Cons

  • 3% foreign transaction fee
  • 3% Cash back is capped at $50,000 spend
  • Below average 1% ongoing cash back rate

Why 5 Stars?

Regular APR


4 Stars

Intro APR


5 Stars

Fees


4 Stars

Perks


5 Stars

Overall


5 Stars

Fees

Foreign Transaction Fee3%
Balance Transfer Fee4% of the amount of each transaction or $10, whichever is greater
Cash Advance Fee4% of the amount of each transaction or $10, whichever is greater
Penalty APRNone

Benefits

$0 Fraud Liability
Auto Rental Collision Damage Waiver
Extended Warranty Program
Travel Accident Insurance
Luggage Reimbursement
Price Protection
Purchase Protection
Roadside Assistance
Travel Assistance
Get Started with Bank of America Business Advantage Cash Rewards Mastercard

Editorial Note: This content is not provided by the issuer. Any opinion, analyses, reviews, or recommendations expressed on this page are those of the author?s alone, and may not have been reviewed, approved or otherwise endorsed by the issuer.

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AvantCard Review

AvantCard

Rating: 4 Stars

Bottom Line:
Build Credit With No Hidden Fees

Apply Now
Card DetailsThe OfferIs it Worth It?
Pros and ConsWhy 4 Stars?Fees
Benefits

Card Details

Regular APR:25.99% Variable
Intro APR (Purchases):None
Intro APR (Balance transfers):None
Rewards Rate:None
Credit Needed:(300-669) Bad/Fair/Limited
Annual Fee:$29
Card Brand:Mastercard

*See online credit card application for details on the terms and conditions.

Offer Highlights

  • Click APPLY NOW to apply online
  • Fast and easy application process
  • No deposit required
  • No hidden fees
  • No penalty APR
  • Report to all three major credit bureaus
  • Avant branded credit products are issued by WebBank, member FDIC
  • Disclosure: If you are charged interest, the charge will be no less than $1.00

Is AvantCard worth it?

AvantCard is a solid card for cardholders who would like a credit line without putting down a deposit upfront. With no hidden fees and no penalty rate, this is a simple card to build your credit.

Pros

  • Build your credit
  • Reasonable annual fee
  • No foreign transaction fees
  • No hidden fees

Cons

  • Higher than average regular APR

Why 4 Stars?

Regular APR


4 Stars

Intro APR


4 Stars

Fees


5 Stars

Perks


4 Stars

Overall


4 Stars

Fees

Foreign Transaction Fee$0
Balance Transfer FeeNo Balance Transfers Allowed
Cash Advance Fee3% of transaction amount or $5, whichever is greater
Penalty APRNone

Benefits

$0 Fraud Liability
Auto Rental Collision Damage Waiver
Extended Warranty Program
Roadside Assistance
Travel Accident Insurance
Purchase Protection
Roadside Assistance
Get Started with AvantCard

Editorial Note: This content is not provided by the issuer. Any opinion, analyses, reviews, or recommendations expressed on this page are those of the author?s alone, and may not have been reviewed, approved or otherwise endorsed by the issuer.

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American Express Delta Reserve for Business Credit Card Review

American Express? Delta Reserve? for Business Credit Card

Rating: 4 Stars

Bottom Line:
Delta Sky Club Included

Apply Now
Card DetailsThe OfferIs it Worth It?
Pros and ConsWhy 4 Stars?Fees
Benefits

Card Details

Regular APR:17.49% – 26.49% (Variable)
Intro APR (Purchases):None
Intro APR (Balance transfers):None
Rewards Rate:2 miles per dollar spent on purchases made directly with Delta.

1 mile on every eligible dollar spent on purchases.

After 1/30/2020, earn 1.5X Miles on all eligible purchases after you make $150,000 in purchases on the Card in a calendar year
Credit Needed:(670 – 850) Excellent/Good
Annual Fee:$450, $550 if application is received on or after 1/30/2020
Card Brand:American Express

*See online credit card application for details on the terms and conditions.

Offer Highlights

  • Click APPLY NOW to apply online
  • Earn 40,000 bonus miles and 10,000 Medallion Qualification Miles (MQMs) after you spend $3,000 in purchases on your new Card in your first 3 months.
  • Earn 15,000 Medallion Qualification Miles (MQMs) and 15,000 bonus miles after you spend $30,000 in eligible purchases on your new Card in the calendar year. Earn an additional 15,000 MQMs after you spend $60,000 in eligible purchases on the Card in a calendar year
  • Earn 2 miles per dollar spent on purchases made directly with Delta. Earn 1 mile for every eligible dollar spent on purchases. After 1/30/2020, earn 1.5X Miles on all eligible purchases after you make $150,000 in purchases on the Card in a calendar year
  • In-Flight Savings: Earn an additional 15,000 MQMs after you spend $60,000 in eligible purchases on the Card in a calendar year
  • Receive a Domestic First Class, Delta Comfort+ or Domestic Main Cabin round-trip companion certificate each year upon renewal of your Card
  • Find room for your carry-on and settle into your seat sooner with Main Cabin 1 Priority Boarding.
  • First Checked Bag Free: You can check your first bag for free and save up to $60 on a round-trip Delta flight
  • Pay no foreign transaction fees when you spend overseas.
  • Enter Delta Sky Club at no cost and bring up two guests for an exclusive rate of $29 per person per visit.
  • Baggage Insurance Plan: Coverage can be provided for up to $1,250 for carry-on baggage and up to $500 for checked baggage, in excess of coverage provided by the Common Carrier (e.g. plane, train, ship, or bus)

Is American Express Delta Reserve for Business Credit Card worth it?

Delta Reserve for Business from American Express is a great travel card for people who fly Delta often and plan to earn Medallion status, which offers seat upgrades and mileage bonuses. Perks include priority boarding, a free checked bag, free Delta Sky Club access, and no foreign transaction fee.

Delta Reserve for Business from American Express rivals American Express Business Platinum, which also provides Delta Sky Club access. However, most people would be better served with American Express Business Platinum, because it offers rewards in the form of Membership Rewards points, which can be transferred at a 1:1 ratio to Delta Air Lines on top of Aer Lingus’ AerClub, Air Canada’s Aeroplan, All Nippon Airways, Asia Miles, British Airways, Etihad Airways, Hawaiian Airlines, Iberia Plua, Singapore Airlines’ KrisFlyer, Virgin Atlantic’s FlyingClub, as well as to Choice Privileges and Marriott Bonvoy hotel groups.

Pros

  • 40,000 bonus miles after spending $3,000 in purchases in first 90 days of account opening
  • Two miles on every dollar spent on Delta purchases (this means Delta.com purchases and in-flight purchases as well as Delta flights)
  • Check your first bag free on Delta flights
  • Miles contribute towards Delta’s Medallion Qualification Miles (MQMs) which can get you seat upgrades and mileage bonuses
  • No foreign transaction fee

Cons

  • Other points programs – Chase Ultimate Rewards, American Express Membership Rewards, Citi ThankYou Rewards, and Marriott Bonvoy – have simpler rewards programs
  • $450 annual fee

Why 4 Stars?

Regular APR


4 Stars

Intro APR


4 Stars

Fees


4 Stars

Perks


5 Stars

Overall


4 Stars

Fees

Foreign Transaction Fee$0
Balance Transfer Fee3% of the transaction amount or $5, whichever is greater
Cash Advance Fee5% of the transaction amount or $10, whichever is greater
Penalty APRUp to 29.99%

Benefits

$0 Fraud Liability
Auto Rental Collision Damage Waiver
Extended Warranty Program
Travel Accident Insurance
Lost Luggage Reimbursement
Purchase Protection
Roadside Assistance
Get Started with American Express Delta Reserve for Business Credit Card

Editorial Note: This content is not provided by the issuer. Any opinion, analyses, reviews, or recommendations expressed on this page are those of the author?s alone, and may not have been reviewed, approved or otherwise endorsed by the issuer.

Credit Cards Research:

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American Express Cash Magnet Credit Card Review

American Express Cash Magnet

Rating: 5 Stars

Bottom Line:
Earn Cash Back and Pay Off Debt

Apply Now
Card DetailsThe OfferIs it Worth It?
Pros and ConsWhy 5 Stars?Fees
Benefits

Card Details

Regular APR:14.99% – 25.99% (Variable)
Intro APR (Purchases):0% for 15 months
Intro APR (Balance transfers):0% for 15 months
Rewards Rate:Unlimited 1.5% cash back on your purchases
Credit Needed:(670 – 850) Excellent/Good
Annual Fee:$0
Card Brand:American Express

*See online credit card application for details on the terms and conditions.

Offer Highlights

  • Click APPLY NOW to apply online
  • Earn a $150 statement credit after you spend $1,000 or more in purchases with your new Card within the first 3 months of Card Membership.
  • Unlimited 1.5% Cash Back on your purchases.
  • Cash Back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise.
  • Low intro APR: 0% for 15 months on purchases and balance transfers, then a variable rate, currently 15.24% to 26.24%.
  • $0 plan fees for plans set up during your first 15 months of Card Membership with Plan It, a feature that lets you split up big purchases into monthly payments with a fixed fee.
  • You spoke, we listened. Over 1.6 million more places in the U.S. started accepting American Express Cards in 2018.
  • No Annual Fee.
  • Terms Apply.

Is American Express Cash Magnet Credit Card worth it?

Cash Magnet from American Express is a flexible card with a simple 1.5% cash back rate on every purchase with no spending caps, as well as 0% Intro APR on purchases and balance transfers for 15 months. The $150 statement credit intro offer is straightforward too.

Pros

  • Intro offer that is easy to qualify for – earn $150 after first $1,000 in purchases within three months of account opening
  • 0% for 15 months on purchases and balance transfers

Cons

  • Lower than average cash back rate among cash back cards

Why 5 Stars?

Regular APR


4 Stars

Intro APR


5 Stars

Fees


4 Stars

Perks


5 Stars

Overall


4 Stars

Fees

Foreign Transaction Fee2.7%
Balance Transfer Fee3% of the balance transfer amount or $5, whichever is greater
Cash Advance Fee3% of the balance transfer amount or $5, whichever is greater
Penalty APRNone

Benefits

$0 Fraud Liability
Auto Rental Collision Damage Waiver
Extended Warranty Program
Travel Accident Insurance
Purchase Protection
Roadside Assistance
Travel Assistance
Get Started with American Express Cash Magnet Credit Card

Editorial Note: This content is not provided by the issuer. Any opinion, analyses, reviews, or recommendations expressed on this page are those of the author?s alone, and may not have been reviewed, approved or otherwise endorsed by the issuer.

Credit Cards Research:

Best Credit Cards for 2021
These are the best credit cards for 2021.

Best Credit Cards for Excellent Credit
If you have excellent credit, check out these cards. These are the best cards for excellent credit with travel rewards and cash bonuses.

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The fastest way to pay off credit card debt is by transferring a balance to a 0% APR credit card. These are the best balance transfer cards on the market.

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Citi / AAdvantage Executive World Elite Mastercard Review

Citi? / AAdvantage? Executive World Elite? Mastercard?

Rating: 4 Stars

Bottom Line:
Admirals Club Lounge Access

Apply Now
Card DetailsThe OfferIs it Worth It?
Pros and ConsWhy 4 Stars?Fees
Benefits

Card Details

Regular APR:17.74% – 25.74%* (Variable)
Intro APR (Purchases):None
Intro APR (Balance transfers):None
Rewards Rate:2 AAdvantage miles per dollar on eligible American Airlines purchases

1 AAdvantage mile per dollar on other purchases
Credit Needed:(740 – 850) Excellent
Annual Fee:$450
Card Brand:Mastercard

*See online credit card application for details on the terms and conditions.

Offer Highlights

  • Click APPLY NOW to apply online
  • Earn 50,000 American Airlines AAdvantage? bonus miles after spending $5,000 in purchases within the first 3 months of account opening
  • Admirals Club membership for you and access for guests traveling with you
  • Complimentary Admirals Club lounge access for authorized users
  • Earn 10,000 AAdvantage Elite Qualifying Miles (EQMs) after you spend $40,000 in purchases within the year
  • No Foreign Transaction Fees on purchases*
  • Earn 2 AAdvantage miles for every $1 spent on eligible American Airlines purchases and 1 AAdvantage mile for every $1 spent on other purchases
  • First checked bag is free on domestic American Airlines itineraries for you and up to four companions traveling with you on the same reservation

Is Citi / AAdvantage Executive World Elite Mastercard worth it?

Citi / AAdvantage Executive World Elite Mastercard is a great card for travelers who fly American Airlines frequently. This card offers Admirals Club lounge access as a perk.

Pros

  • Intro bonus of 50,000 American Airlines AAdvantage bonus miles after $5,000 spent in first 90 days of account opening
  • Solid rewards rate on American Airlines travel and dining – earn 2 AAdvantage miles per dollar spent on eligible American Airlines purchases, 1 AAdvantage mile per dollar spent on other purchases
  • Free Admirals Club Access – $550-$650 value
  • No foreign transaction fee

Cons

  • $450 annual fee

Why 4 Stars?

Regular APR


4 Stars

Intro APR


4 Stars

Fees


4 Stars

Perks


4 Stars

Overall


4 Stars

Fees

Foreign Transaction Fee0%
Balance Transfer Fee3% of the balance transfer amount or $5, whichever is greater
Cash Advance Fee5% of the transaction amount or $10, whichever is greater
Penalty APRUp to 29.99% (Variable)

Benefits

$0 Fraud Liability
Auto Rental Collision Damage Waiver
Concierge Service
Extended Warranty Program
Travel Accident Insurance
Lost Luggage Reimbursement
Purchase Protection
Roadside Assistance
Travel Assistance
Get Started with Citi / AAdvantage Executive World Elite Mastercard

Editorial Note: This content is not provided by the issuer. Any opinion, analyses, reviews, or recommendations expressed on this page are those of the author?s alone, and may not have been reviewed, approved or otherwise endorsed by the issuer.

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