Best Credit Cards For Roadside Assistance

Card Details	The Offer	Is it Worth It?
Pros and Cons	Why 4 Stars?	Fees
Benefits

Card Details

Regular APR:	17.49% – 26.49% (Variable)
Intro APR (Purchases):	None
Intro APR (Balance transfers):	None
Rewards Rate:	2 miles per dollar spent on purchases made directly with Delta. 1 mile on every eligible dollar spent on purchases. After 1/30/2020, earn 1.5X Miles on all eligible purchases after you make $150,000 in purchases on the Card in a calendar year
Credit Needed:	(670 – 850) Excellent/Good
Annual Fee:	$450, $550 if application is received on or after 1/30/2020
Card Brand:	American Express

*See online credit card application for details on the terms and conditions.

Offer Highlights

• Click APPLY NOW to apply online
• Earn 40,000 bonus miles and 10,000 Medallion Qualification Miles (MQMs) after you spend $3,000 in purchases on your new Card in your first 3 months.
• Earn 15,000 Medallion Qualification Miles (MQMs) and 15,000 bonus miles after you spend $30,000 in eligible purchases on your new Card in the calendar year. Earn an additional 15,000 MQMs after you spend $60,000 in eligible purchases on the Card in a calendar year
• Earn 2 miles per dollar spent on purchases made directly with Delta. Earn 1 mile for every eligible dollar spent on purchases. After 1/30/2020, earn 1.5X Miles on all eligible purchases after you make $150,000 in purchases on the Card in a calendar year
• In-Flight Savings: Earn an additional 15,000 MQMs after you spend $60,000 in eligible purchases on the Card in a calendar year
• Receive a Domestic First Class, Delta Comfort+ or Domestic Main Cabin round-trip companion certificate each year upon renewal of your Card
• Find room for your carry-on and settle into your seat sooner with Main Cabin 1 Priority Boarding.
• First Checked Bag Free: You can check your first bag for free and save up to $60 on a round-trip Delta flight
• Pay no foreign transaction fees when you spend overseas.
• Enter Delta Sky Club at no cost and bring up two guests for an exclusive rate of $29 per person per visit.
• Baggage Insurance Plan: Coverage can be provided for up to $1,250 for carry-on baggage and up to $500 for checked baggage, in excess of coverage provided by the Common Carrier (e.g. plane, train, ship, or bus)

Is American Express Delta Reserve for Business Credit Card worth it?

Delta Reserve for Business from American Express is a great travel card for people who fly Delta often and plan to earn Medallion status, which offers seat upgrades and mileage bonuses. Perks include priority boarding, a free checked bag, free Delta Sky Club access, and no foreign transaction fee.

Delta Reserve for Business from American Express rivals American Express Business Platinum, which also provides Delta Sky Club access. However, most people would be better served with American Express Business Platinum, because it offers rewards in the form of Membership Rewards points, which can be transferred at a 1:1 ratio to Delta Air Lines on top of Aer Lingus’ AerClub, Air Canada’s Aeroplan, All Nippon Airways, Asia Miles, British Airways, Etihad Airways, Hawaiian Airlines, Iberia Plua, Singapore Airlines’ KrisFlyer, Virgin Atlantic’s FlyingClub, as well as to Choice Privileges and Marriott Bonvoy hotel groups.

Pros

• 40,000 bonus miles after spending $3,000 in purchases in first 90 days of account opening
• Two miles on every dollar spent on Delta purchases (this means Delta.com purchases and in-flight purchases as well as Delta flights)
• Check your first bag free on Delta flights
• Miles contribute towards Delta’s Medallion Qualification Miles (MQMs) which can get you seat upgrades and mileage bonuses
• No foreign transaction fee

Cons

• Other points programs – Chase Ultimate Rewards, American Express Membership Rewards, Citi ThankYou Rewards, and Marriott Bonvoy – have simpler rewards programs
• $450 annual fee

Why 4 Stars?

Regular APR

4 Stars

Intro APR

4 Stars

Fees

4 Stars

Perks

5 Stars

Overall

4 Stars

Fees

Foreign Transaction Fee	$0
Balance Transfer Fee	3% of the transaction amount or $5, whichever is greater
Cash Advance Fee	5% of the transaction amount or $10, whichever is greater
Penalty APR	Up to 29.99%

Benefits

$0 Fraud Liability

Auto Rental Collision Damage Waiver

Extended Warranty Program

Travel Accident Insurance

Lost Luggage Reimbursement

Purchase Protection

Roadside Assistance

Editorial Note: This content is not provided by the issuer. Any opinion, analyses, reviews, or recommendations expressed on this page are those of the author?s alone, and may not have been reviewed, approved or otherwise endorsed by the issuer.

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