Best Credit Cards To Book Flights

Citi / AAdvantage Platinum Select World Elite Mastercard Review

Citi-AAdvantage-Platinum-Select-World-Mastercard

Rating: 4 Stars

Bottom Line:
For American Airlines Travelers

Card Details

Regular APR:	17.49% to 25.49% (Variable)
Intro APR (Purchases):	None
Intro APR (Balance transfers):	None
Rewards Rate:	Earn 2 AAdvantage miles per dollar on American Airlines purchases Earn 2 AAdvantage miles for each $1 spent on purchases at restaurants (including cafes, bars, lounges, and fast food restaurants) and at gas stations Earn 1 AAdvantage mile on all other purchases
Credit Needed:	(670 – 850) Excellent/Good
Annual Fee:	$0 in first year, $99 after first year
Card Brand:	Mastercard

*See online credit card application for details on the terms and conditions.

Offer Highlights

Click APPLY NOW to apply online
Earn 50,000 American Airlines AAdvantage bonus miles after $2,500 in purchases in the first 3 months of account opening
American Airlines AAdvantage bonus miles are not available if you have received a new account bonus for a Citi / AAdvantage Platinum Select account in the past 48 months.
Earn AAdvantage miles on purchases
Experience truly rewarding travel
Travel with ease and enjoy global acceptance with your Citi chip credit card

Is Citi / AAdvantage Platinum Select World Elite Mastercard worth it?

CitiBusiness / AAdvantage Platinum Select World Elite Mastercard is a great card for travelers who fly American Airlines.

Pros

Intro bonus of 50,000 American Airlines AAdvantage bonus miles after $2,500 spent in first 90 days of account opening
Solid rewards rate on American Airlines travel and business purchases – earn 2 AAdvantage miles per dollar spent on eligible American Airlines purchases, restaurants and gas stations
No foreign transaction fee

Cons

$99 fee after first year
Travel perks are specific to American Airlines

Why 4 Stars?

Regular APR

4 Stars

Intro APR

5 Stars

Fees

4 Stars

Perks

5 Stars

Overall

5 Stars

Fees

Foreign Transaction Fee	None
Balance Transfer Fee	Either $5 or 3% of the amount of each transfer, whichever is greater
Cash Advance Fee	Either $10 or 5% of the amount of each cash advance, whichever is greater
Penalty APR	Up to 29.99% (Variable)

Benefits

$0 Fraud Liability

Concierge Service

Get Started with Citi / AAdvantage Platinum Select World Elite Mastercard

Editorial Note: This content is not provided by the issuer. Any opinion, analyses, reviews, or recommendations expressed on this page are those of the author?s alone, and may not have been reviewed, approved or otherwise endorsed by the issuer.

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Capital One Venture Rewards Review

Rating: 5 Stars

Bottom Line:
Miles for Travel, Transit, and Hotels

Apply Now

Card Details

Regular APR:	17.99% ? 25.24% (Variable)
Intro APR (Purchases):	None
Intro APR (Balance transfers):	None
Rewards Rate:	2 Miles per dollar on all purchases
Credit Needed:	(670 – 850) Excellent/Good
Annual Fee:	$0 intro for first year; $95 after that
Card Brand:	Mastercard?

*See online credit card application for details on the terms and conditions.

Offer Highlights

Click APPLY NOW to apply online
Enjoy a one-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $500 in travel
Earn 2X miles on every purchase, every day. Plus earn 10X miles on thousands of hotels, through January 2020; learn more at hotels.com/venture
Named ‘The Best Travel Card’ by CNBC, 2018
Receive up to $100 application fee credit for Global Entry or TSA Pre
Fly any airline, stay at any hotel, anytime; no blackout dates. Plus transfer your miles to over 12 leading travel loyalty programs
Miles won’t expire for the life of the account and there’s no limit to how many you can earn
No foreign transaction fees
$0 intro annual fee for the first year; $95 after that

Is Capital One Venture Rewards worth it?

Venture Rewards from Capital One is a great travel rewards card with flexible miles and a bonus offer of 50,000 miles after you spend $3,000 within 90 days of account opening. The miles can be applied to airlines, hotels, and car rentals too.

Pros

50,000 bonus miles after you spend $3,000 within 90 days of account opening, equal to $500 in travel
No foreign transaction fees

Cons

Annual fee starting after first year

Why 5 Stars?

Regular APR

4 Stars

Intro APR

4 Stars

Fees

5 Stars

Perks

5 Stars

Overall

5 Stars

Fees

Foreign Transaction Fee	None
Balance Transfer Fee	None
Cash Advance Fee	3% of transaction amount or $10, whichever is greater
Penalty APR	None

Benefits

$0 Fraud Liability

Auto Rental Collision Damage Waiver

Concierge Service

Emergency Card Replacement

Emergency Cash Disbursement

Extended Warranty Program

Travel Accident Insurance

Lost Luggage Reimbursement

Price Protection

Purchase Protection

Travel and Emergency Assistance

Travel Accident Insurance

Get Started with Capital One Venture Rewards

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Platinum Delta SkyMiles Business Credit Card from American Express Review

Platinum Delta SkyMiles? Business from American Express

Rating: 4 Stars

Bottom Line:
Upgraded Delta Perks for Business

Apply Now

Card Details

Regular APR:	17.74% – 26.74% Variable
Intro APR (Purchases):	None
Intro APR (Balance transfers):	None
Rewards Rate:	2 miles per dollar spent on purchases made directly with Delta 1 mile on every eligible dollar spent on purchases Miles don?t expire
Credit Needed:	(670 – 850) Excellent/Good
Annual Fee:	$195
Card Brand:	American Express

*See online credit card application for details on the terms and conditions.

Offer Highlights

Click APPLY NOW to apply online
Earn 5,000 Medallion Qualification Miles (MQMs) and 35,000 bonus miles after you spend $1,000 in purchases on your new Card in your first 3 months. Plus, earn a $100 statement credit after you make a Delta purchase with your new Card within your first 3 months.
Check your first bag for free and save up to $60 on a round trip Delta flight.
Find room for your carry-on and settle into your seat sooner with Main Cabin 1 Priority Boarding.
Enjoy 20% savings on eligible in-flight purchases in the form of a statement credit with the American Express Delta Card.
Earn 2 Miles per dollar spent on purchases made directly with Delta. Earn 1 mile on every eligible dollar spent on purchases. Miles don’t expire.
Terms and limitations apply

Is Platinum Delta SkyMiles Business Credit Card from American Express worth it?

Platinum Delta SkyMiles Credit Card from American Express is a great travel card for people who fly Delta often. Perks include priority boarding, a free checked bag, and no foreign transaction fee.

Pros

30,000 bonus miles after spending $1,000 in purchases in first 90 days of account opening
Two miles on every dollar spent on Delta purchases (this means Delta.com purchases and in-flight purchases on top of Delta flights)
Check your first bag free on Delta flights
Miles contribute towards Delta’s Medallion Qualification Miles (MQMs) which can get you seat upgrades and mileage bonuses
No foreign transaction fee

Cons

Other points programs – Chase Ultimate Rewards, American Express Membership Rewards, Citi ThankYou Rewards, and Marriott Bonvoy – have simpler rewards programs
$195 annual fee

Why 4 Stars?

Regular APR

4 Stars

Intro APR

4 Stars

Fees

4 Stars

Perks

5 Stars

Overall

4 Stars

Fees

Foreign Transaction Fee	None
Balance Transfer Fee	3% on transaction amount or $5, whichever is greater
Cash Advance Fee	3% on transaction amount or $5, whichever is greater
Penalty APR	29.99% Variable

Benefits

$0 Fraud Liability

Auto Rental Collision Damage Waiver

Extended Warranty Program

Travel Accident Insurance

Lost Luggage Reimbursement

Roadside Assistance

Purchase Protection

Travel Assistance

Get Started with Platinum Delta SkyMiles Business Credit Card from American Express

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Gold Delta SkyMiles Business from American Express Review

Gold Delta SkyMiles? Business Credit Card from American Express

Rating: 4 Stars

Bottom Line:
Delta Perks for Business

Apply Now

Card Details

Regular APR:	17.74% – 26.74% (Variable)
Intro APR (Purchases):	None
Intro APR (Balance transfers):	None
Rewards Rate:	2 miles for every dollar spent on eligible purchases made directly with Delta 1 mile for every eligible dollar you spend on other purchases
Credit Needed:	(670 – 850) Excellent/Good
Annual Fee:	$0 for the first year; then $95
Card Brand:	American Express

*See online credit card application for details on the terms and conditions.

Offer Highlights

Click APPLY NOW to apply online
Make business travel more rewarding. Earn 30,000 bonus miles after you make $1,000 in purchases on your new Card in your first 3 months.
Earn 2 Miles per dollar spent on eligible purchases made directly with Delta. Earn 1 mile on every eligible dollar spent on purchases.
Find room for your carry-on and settle into your seat sooner with Main Cabin 1 Priority Boarding.
Pay no foreign transaction fees when you spend overseas.
$0 introductory annual fee for the first year, then $95. Terms and limitations apply

Is Gold Delta SkyMiles Business from American Express worth it?

Gold Delta SkyMiles Business from American Express is a great travel card for people who fly Delta fairly often. Perks include priority boarding, a free checked bag, and no foreign transaction fee. As a sidenote, the cash advance fee is 3% on the Gold Delta SkyMiles Business card and 5% on the Gold Delta SkyMiles consumer card.

Pros

30,000 bonus miles after spending $1,000 in purchases in first 90 days of account opening
Two miles on every dollar spent on Delta purchases (this means Delta.com purchases and in-flight purchases on top of Delta flights)
Check your first bag free on Delta flights
No foreign transaction fee

Cons

Other points programs – Chase Ultimate Rewards, American Express Membership Rewards, Citi ThankYou Rewards, and Marriott Bonvoy – have simpler rewards programs
Miles don’t contribute towards Delta?s Medallion Qualification Miles (MQMs) which can get you seat upgrades and mileage bonuses

Why 4 Stars?

Regular APR

4 Stars

Intro APR

4 Stars

Fees

4 Stars

Perks

5 Stars

Overall

4 Stars

Fees

Foreign Transaction Fee	None
Balance Transfer Fee	No Balance Transfers Allowed
Cash Advance Fee	3% of transaction amount or $5, whichever is greater
Penalty APR	29.99% Variable

Benefits

$0 Fraud Liability

Auto Rental Collision Damage Waiver

Extended Warranty Program

Travel Accident Insurance

Lost Luggage Reimbursement

Roadside Assistance

Travel Assistance

Get Started with Gold Delta SkyMiles Business Credit Card from American Express

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Gold Delta SkyMiles Credit Card from American Express Review

Rating: 4 Stars

Bottom Line:
Perks for Delta Flyers

Apply Now

Card Details

Regular APR:	17.74%-? 26.74% Variable
Intro APR (Purchases):	None
Intro APR (Balance transfers):	None
Rewards Rate:	2 miles for every dollar spent on eligible purchases made directly with Delta 1 mile for every eligible dollar you spend on other purchases
Credit Needed:	(670 – 850) Excellent/Good
Annual Fee:	$0 for the first year; then $95
Card Brand:	American Express

*See online credit card application for details on the terms and conditions.

Offer Highlights

Click APPLY NOW to apply online
Earn 30,000 Bonus Miles after you use your new Card to make $1,000 in purchases within your first 3 months and a $50 Statement Credit after you make a Delta purchase with your new Card within your first 3 months.
Earn 2 miles for every dollar spent on eligible purchases made directly with Delta. Earn one mile for every eligible dollar you spend on other purchases.
Settle into your seat sooner with Main Cabin 1 Priority Boarding.
Enjoy a $0 introductory annual fee for the first year, then $95.

Is Gold Delta SkyMiles Credit Card from American Express worth it?

Gold Delta SkyMiles Credit Card from American Express is a great travel card for people who fly Delta often. Perks include priority boarding, a free checked bag, and no foreign transaction fee.

Pros

30,000 bonus miles after spending $1,000 in purchases in first 90 days of account opening
Two miles on every dollar spent on Delta purchases (this means Delta.com purchases and in-flight purchases on top of Delta flights)
Check your first bag free on Delta flights
No foreign transaction fee

Cons

Other points programs – Chase Ultimate Rewards, American Express Membership Rewards, Citi ThankYou Rewards, and Marriott Bonvoy – have simpler rewards programs
Miles don’t contribute towards Delta’s Medallion Qualification Miles (MQMs) which can get you seat upgrades and mileage bonuses

Why 4 Stars?

Regular APR

4 Stars

Intro APR

4 Stars

Fees

4 Stars

Perks

5 Stars

Overall

4 Stars

Fees

Foreign Transaction Fee	None
Balance Transfer Fee	3% on transaction amount or $5, whichever is greater
Cash Advance Fee	3% of transaction amount or $5, whichever is greater
Penalty APR	29.99% Variable

Benefits

$0 Fraud Liability

Auto Rental Collision Damage Waiver

Extended Warranty Program

Travel Accident Insurance

Roadside Assistance

Travel Assistance

Get Started with Gold Delta SkyMiles Credit Card from American Express

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Discover it Miles Credit Card Review

Rating: 5 Stars

Bottom Line:
Double Miles In The First Year And Use Miles As Cash Back

Apply Now

Card Details

Regular APR:	14.24% – 25.24% (Variable)
Intro APR (Purchases):	0% for 14 months
Intro APR (Balance transfers):	10.99% for 14 months
Rewards Rate:	Unlimited 1.5 miles per dollar spent on all purchases
Credit Needed:	(670 – 850) Excellent/Good
Annual Fee:	$0
Card Brand:	Discover

*See online credit card application for details on the terms and conditions.

Offer Highlights

Click APPLY NOW to apply online
UNLIMITED BONUS: Discover will match ALL the Miles you’ve earned at the end of your first year, automatically. For example, if you earn 35,000 Miles, you get 70,000 Miles. That’s $700 towards travel! The more you earn, the more you get.
Earn unlimited 1.5x Miles for every dollar spent on all purchases all with no annual fee.
No Blackout Dates. Simply pay for travel purchases like airlines, hotels, rental cars, and more with your Discover it Miles card.
Miles Pay You Back. Easily redeem Miles as a statement credit for travel purchases. Or get cash.
Freeze your account in seconds with an on/off switch either on the mobile app or website to prevent new purchases, cash advances, and balance transfers.
Get your free Credit Scorecard with your FICO Credit Score, number of recent inquiries and more.
Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.

Is Discover it Miles Credit Card worth it?

Discover it Miles is a great travel card with 1.5x miles per dollar and the benefit of getting your miles matched at the end of your first year, essentially giving you 3x miles per dollar for your first year. You can also use your miles as cash back.

Pros

Discover matches your miles at the end of your first year
Higher than average travel rewards rate
No annual fee

Cons

Not the best rewards rate when compared to best cash back cards’ rewards rate of 2%

Why 5 Stars?

Regular APR

4 Stars

Intro APR

5 Stars

Fees

5 Stars

Perks

5 Stars

Overall

5 Stars

Fees

Foreign Transaction Fee	None
Balance Transfer Fee	3% of the balance transfer amount or $5, whichever is greater
Cash Advance Fee	5% of the transaction amount or $10, whichever is greater
Penalty APR	None

Benefits

$0 Fraud Liability

Get Started with Discover it Miles

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Bank of America Travel Rewards Review

Bank-of-America-Travel-Rewards-for-Students

Rating: 5 Stars

Bottom Line:
Redeem Travel Rewards On Well Known Travel Websites

Apply Now

Card Details

Regular APR:	17.24% – 25.24% (Variable)
Intro APR (Purchases):	0% for first 12 billing cycles
Intro APR (Balance transfers):	None
Rewards Rate:	Earn unlimited 1.5 points per $1 spent on all purchases
Credit Needed:	(670 – 850) Excellent/Good
Annual Fee:	$0
Card Brand:	Visa?

*See online credit card application for details on the terms and conditions.

Offer Highlights

Click APPLY NOW to apply online
Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don’t expire
25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening – that can be a $250 statement credit toward travel purchases
Use your card to book your trip how and where you want ? you?re not limited to specific websites with blackout dates or restrictions
Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees
Comes with chip technology for enhanced security and protection at chip-enabled terminals
If you?re a Preferred Rewards member, you can earn 25% ? 75% more points on every purchase

Is Bank of America Travel Rewards worth it?

Travel Rewards from Bank of America is a great card for travelers who want a flexible travel rewards program that allows them to redeem points on third-party travel sites for no annual fee.

Pros

25,000 online point bonus after spending $1,000 in first 90 days after account opening – that can be a $250 statement credit toward travel purchases
Unlimited 1.5X points an all purchases
No annual fee
No foreign transaction fee

Cons

Travel rewards when redeemed for cash are much less than cash value from cash back rewards cards

Why 5 Stars?

Regular APR

4 Stars

Intro APR

5 Stars

Fees

5 Stars

Perks

5 Stars

Overall

5 Stars

Fees

Foreign Transaction Fee	None
Balance Transfer Fee	3% on transaction amount or $10, whichever is greater
Cash Advance Fee	See Terms
Penalty APR	Up to 29.99%

Benefits

$0 Fraud Liability

Auto Rental Collision Damage Waiver

Extended Warranty Program

Travel Accident Insurance

Purchase Protection

Roadside Assistance

Travel Assistance

Get Started with Bank of America Travel Rewards

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Bank of America Premium Rewards Review

Bank of America Premium Rewards Credit Card

Rating: 5 Stars

Bottom Line:
Higher Than Average Travel Rewards Rate Across All Purchases

Apply Now

Card Details

Regular APR:	17.99% – 24.99% (Variable)
Intro APR (Purchases):	None
Intro APR (Balance transfers):	None
Rewards Rate:	Earn unlimited 2 points for every $1 spent on travel and dining purchases Earn unlimited 1.5 points per $1 spent on all other purchases
Credit Needed:	(670 – 850) Excellent/Good
Annual Fee:	$0
Card Brand:	Visa

*See online credit card application for details on the terms and conditions.

Offer Highlights

Click APPLY NOW to apply online
Receive 50,000 bonus points – a $500 value – after you make at least $3,000 in purchases in the first 90 days of account opening
Earn unlimited 2 points for every $1 spent on travel and dining purchases and unlimited 1.5 points per $1 spent on all other purchases
If you’re a Bank of America Preferred Rewards member, you can earn 25%-75% more points on every purchase
No limit to the points you can earn and your points don’t expire
Redeem for cash back as a statement credit, deposit into eligible Bank of America accounts, credit to eligible Merrill accounts, or gift cards or purchases at the Bank of America Travel Center
Get up to $200 in combined airline incidental and airport expedited screening statement credits + valuable travel insurance protections
No Foreign Transaction Fees
Low $95 annual fee

Is Bank of America Premium Rewards worth it?

Bank of America Premium Rewards is a strong card for cardholders who spend a lot on travel and dining, with 2 points per dollar in those categories and 1.5 points per dollar on all other purchases.

Pros

Intro bonus of 50,000 points after spending $3,000 in purchases in first 90 days after account opening – that’s $500 in value
Travel rewards can be earned not only on airlines, hotels, car rental agencies, but also entertainment attractions like museums and amusement parks, and transportation expenses like taxis and parking garages
No foreign transaction fee

Cons

High regular APR
$95 annual fee

Why 5 Stars?

Regular APR

4 Stars

Intro APR

4 Stars

Fees

5 Stars

Perks

5 Stars

Overall

5 Stars

Fees

Foreign Transaction Fee	$0
Balance Transfer Fee	3% of the amount of each transfer or $10, whichever is greater
Cash Advance Fee	See Terms
Penalty APR	Up to 29.99%

Benefits

$0 Fraud Liability

Auto Rental Collision Damage Waiver

Concierge Service

Extended Warranty Program

Travel Accident Insurance

Lost Luggage Reimbursement

Purchase Protection

Roadside Assistance

Travel Assistance

Get Started with Bank of America Premium Rewards

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Bank of America Business Advantage Travel Rewards World Mastercard Review

Bank of America? Business Advantage Travel Rewards World Mastercard? Credit Card

Rating: 5 Stars

Bottom Line:
Travel Rewards for Business Owners With No Annual Fee

Apply Now

Card Details

Regular APR:	13.24% – 23.24% (Variable)
Intro APR (Purchases):	0% for 9 billing cycles
Intro APR (Balance transfers):	None
Rewards Rate:	3 points per dollar spent for travel booked through Bank of America?s travel center 1.5 points per dollar on all purchases and 25,000 bonus points when you spend $1,000 in first 60 days of account opening
Credit Needed:	(670 – 850) Excellent/Good
Annual Fee:	$0
Card Brand:	Mastercard?

*See online credit card application for details on the terms and conditions.

Offer Highlights

Click APPLY NOW to apply online
Earn 25,000 bonus points when you make at least $1,000 in net purchases within 60 days of your account opening which can be redeemed for a $250 statement credit towards travel purchases.
Earn unlimited 1.5 points for every $1 spent on all purchases everywhere, every time-no matter how much you spend. Points don’t expire.
Earn 3 points per every dollar spent on travel purchases (car, hotel, airline) booked through the Bank of America Travel Center – powered by Expedia.
No annual fee and no international transaction fees.
0% Introductory APR on purchases for your first 9 billing cycles.
Redeem points for travel with no blackout dates, cash back or gift cards.
Get a 75% rewards bonus on the base earn of every purchase you make when you’re a Business Advantage Relationship Rewards Platinum Honors tier client. That means you will earn 2.62 points for every $1 you spend and 4.12 points per every $1 you spend at the Bank of America Travel Center.

Is Bank of America Business Advantage Travel Rewards World Mastercard worth it?

Bank of America Business Advantage Travel Rewards World Mastercard is a great no-annual fee travel card with three points per dollar on travel booked through Bank of America Travel Center and a simple unlimited 1.5 points per dollar on all purchases.

Pros

Qualifying cardholders – based upon eligible cardholder account balances – receive 75% more points back on every point earned, bringing the rewards rates from 1.5 to 2.62 points and from 3 to 4.12 points; this is a significant benefit for businesses with big expenses
No annual feel
No foreign transaction fee

Cons

Only travel earns 3 points per dollar, and it must be booked through the Bank of America Travel Center

Why 5 Stars?

Regular APR

4 Stars

Intro APR

5 Stars

Fees

4 Stars

Perks

5 Stars

Overall

5 Stars

Fees

Foreign Transaction Fee	$0
Balance Transfer Fee	4% of the amount of each transaction or $10, whichever is greater
Cash Advance Fee	4% of the amount of each transaction or $10, whichever is greater
Penalty APR	None

Benefits

$0 Fraud Liability

Auto Rental Collision Damage Waiver

Extended Warranty Program

Travel Accident Insurance

Lost Luggage Reimbursement

Price Protection

Purchase Protection

Travel Assistance

Get Started with Bank of America Business Advantage Travel Rewards World Mastercard

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American Express Delta Reserve for Business Credit Card Review

Rating: 4 Stars

Bottom Line:
Delta Sky Club Included

Apply Now

Card Details

Regular APR:	17.49% – 26.49% (Variable)
Intro APR (Purchases):	None
Intro APR (Balance transfers):	None
Rewards Rate:	2 miles per dollar spent on purchases made directly with Delta. 1 mile on every eligible dollar spent on purchases. After 1/30/2020, earn 1.5X Miles on all eligible purchases after you make $150,000 in purchases on the Card in a calendar year
Credit Needed:	(670 – 850) Excellent/Good
Annual Fee:	$450, $550 if application is received on or after 1/30/2020
Card Brand:	American Express

*See online credit card application for details on the terms and conditions.

Offer Highlights

Click APPLY NOW to apply online
Earn 40,000 bonus miles and 10,000 Medallion Qualification Miles (MQMs) after you spend $3,000 in purchases on your new Card in your first 3 months.
Earn 15,000 Medallion Qualification Miles (MQMs) and 15,000 bonus miles after you spend $30,000 in eligible purchases on your new Card in the calendar year. Earn an additional 15,000 MQMs after you spend $60,000 in eligible purchases on the Card in a calendar year
Earn 2 miles per dollar spent on purchases made directly with Delta. Earn 1 mile for every eligible dollar spent on purchases. After 1/30/2020, earn 1.5X Miles on all eligible purchases after you make $150,000 in purchases on the Card in a calendar year
In-Flight Savings: Earn an additional 15,000 MQMs after you spend $60,000 in eligible purchases on the Card in a calendar year
Receive a Domestic First Class, Delta Comfort+ or Domestic Main Cabin round-trip companion certificate each year upon renewal of your Card
Find room for your carry-on and settle into your seat sooner with Main Cabin 1 Priority Boarding.
First Checked Bag Free: You can check your first bag for free and save up to $60 on a round-trip Delta flight
Pay no foreign transaction fees when you spend overseas.
Enter Delta Sky Club at no cost and bring up two guests for an exclusive rate of $29 per person per visit.
Baggage Insurance Plan: Coverage can be provided for up to $1,250 for carry-on baggage and up to $500 for checked baggage, in excess of coverage provided by the Common Carrier (e.g. plane, train, ship, or bus)

Is American Express Delta Reserve for Business Credit Card worth it?

Delta Reserve for Business from American Express is a great travel card for people who fly Delta often and plan to earn Medallion status, which offers seat upgrades and mileage bonuses. Perks include priority boarding, a free checked bag, free Delta Sky Club access, and no foreign transaction fee.

Delta Reserve for Business from American Express rivals American Express Business Platinum, which also provides Delta Sky Club access. However, most people would be better served with American Express Business Platinum, because it offers rewards in the form of Membership Rewards points, which can be transferred at a 1:1 ratio to Delta Air Lines on top of Aer Lingus’ AerClub, Air Canada’s Aeroplan, All Nippon Airways, Asia Miles, British Airways, Etihad Airways, Hawaiian Airlines, Iberia Plua, Singapore Airlines’ KrisFlyer, Virgin Atlantic’s FlyingClub, as well as to Choice Privileges and Marriott Bonvoy hotel groups.

Pros

40,000 bonus miles after spending $3,000 in purchases in first 90 days of account opening
Two miles on every dollar spent on Delta purchases (this means Delta.com purchases and in-flight purchases as well as Delta flights)
Check your first bag free on Delta flights
Miles contribute towards Delta’s Medallion Qualification Miles (MQMs) which can get you seat upgrades and mileage bonuses
No foreign transaction fee

Cons

Other points programs – Chase Ultimate Rewards, American Express Membership Rewards, Citi ThankYou Rewards, and Marriott Bonvoy – have simpler rewards programs
$450 annual fee

Why 4 Stars?

Regular APR

4 Stars

Intro APR

4 Stars

Fees

4 Stars

Perks

5 Stars

Overall

4 Stars

Fees

Foreign Transaction Fee	$0
Balance Transfer Fee	3% of the transaction amount or $5, whichever is greater
Cash Advance Fee	5% of the transaction amount or $10, whichever is greater
Penalty APR	Up to 29.99%

Benefits

$0 Fraud Liability

Auto Rental Collision Damage Waiver

Extended Warranty Program

Travel Accident Insurance

Lost Luggage Reimbursement

Purchase Protection

Roadside Assistance

Get Started with American Express Delta Reserve for Business Credit Card

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American Airlines AAdvantage MileUp Credit Card Review

Rating: 4 Stars

Bottom Line:
Travel Without An Annual Fee

Apply Now

Card Details

Regular APR:	17.49% to 25.49%
Intro APR (Purchases):	None
Intro APR (Balance transfers):	None
Rewards Rate:	Earn 2 AAdvantage miles for each $1 spent at grocery stores, including grocery delivery services Earn 2 AAdvantage miles for every $1 spent on eligible American Airlines purchases Earn 1 AAdvantage mile for every $1 spent on other purchases
Credit Needed:	(670 – 850) Excellent/Good
Annual Fee:	$0
Card Brand:	Mastercard?

*See online credit card application for details on the terms and conditions.

Offer Highlights

Click APPLY NOW to apply online
Earn 10,000 American Airlines AAdvantage Bonus Miles and Receive a $50 statement credit after making $500 in purchases within the first 3 months of account opening
Earn 2 AAdvantage miles for each $1 spent at grocery stores, including grocery delivery services
Earn 2 AAdvantage miles for every $1 spent on eligible American Airlines purchases
Earn 1 AAdvantage mile for every $1 spent on other purchases
25% savings on inflight purchases of drinks and snacks when you use your card on American Airlines flights
There’s no limit to the number of AAdvantage miles you can earn
Use your miles for award travel to over 1,000 destinations worldwide, with flexible redemption options for one-way or round trip awards on American Airlines. Your AAdvantage miles can also be redeemed for Business and First Class upgrades, car rentals, hotel stays or vacation packages. The choice is yours
No Annual Fee.
Terms Apply.

Is American Airlines AAdvantage MileUp Credit Card worth it?

American Airlines AAdvantage MileUp is a great card for people who fly American Airlines from time to time, but don’t want an annual fee card. Cardholders earn 2 AAdvantage miles on every dollar spent on American Airlines purchases and at grocery stores, including grocery delivery services.

The card has no annual fee, and as a result you get no first free checked bag and no preferred boarding, which is offered by the other AAdvantage cards issued by Citi. That said, the welcome bonus takes only $500 in spend to hit, so if you’re looking to fly American Airlines and don’t want to shell out for a more premium travel card, American Airlines AAdvantage MileUp is a great card for you.

Pros

Earn 2 AAdvantage miles for each $1 spent at grocery stores, including grocery delivery services
Earn 10,000 American Airlines AAdvantage Bonus Miles and Receive a $50 statement credit after making $500 in purchases within the first 3 months

Cons

Foreign transaction fee – not good for a travel card, unless you only travel domestically
No first free checked bag
No preferred boarding

Why 4 Stars?

Regular APR

4 Stars

Intro APR

4 Stars

Fees

4 Stars

Perks

5 Stars

Overall

4 Stars

Fees

Foreign Transaction Fee	3%
Balance Transfer Fee	Either $5 or 3% of the amount of each transfer, whichever is greater.
Cash Advance Fee	Either $10 or 5% of the amount of each cash advance, whichever is greater.
Penalty APR	Up to 29.99% APR

Benefits

$0 Fraud Liability

Auto Rental Collision Damage Waiver

Concierge Service

Get Started with American Airlines AAdvantage MileUp Credit Card

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American Express Business Platinum Card Review

The Platinum? Card from American Express Credit Card

Rating: 4 Stars

Bottom Line:
For Business Travelers with Travel Expenses

Apply Now

Card Details

Regular APR:	If you activate Pay Over Time: 19.74%
Intro APR (Purchases):	None
Intro APR (Balance transfers):	None
Rewards Rate:	5 Membership Rewards points per dollar on flights and prepaid hotels on amextravel.com 1.5X points per dollar on eligible purchases of $5,000 or more (that’s an extra half point per dollar). Up to 1 million additional points per year 1X points for each dollar you spend on eligible purchases
Credit Needed:	(670 – 850) Excellent/Good
Annual Fee:	$595
Card Brand:	American Express

*See online credit card application for details on the terms and conditions.

Offer Highlights

Click APPLY NOW to apply online
Earn up to 110,000 Membership Rewards points
Earn 60,000 points after you spend $10,000 and an extra 50,000 points after you spend an additional $15,000 all on qualifying purchases on the Business Platinum Card within your first 3 months of Card Membership
Get 5X Membership Rewards points on flights and prepaid hotels on amextravel.com
Make Business Purchases Rewarding. Get 50% More Points on Purchases of $5k or more and use points for flights and Get 35% Points Back
$200 Airline Fee Credit. Select one qualifying airline and get a statement credit of up to $200 a calendar year for baggage fees and more
Enroll to get up to $200 in statement credits annually by getting up to $100 semi-annually for U.S. purchases with Dell. Terms apply
Enjoy the highest levels of luxury at any of our own networks, The Centurion Lounge and The International American Express lounges, or visit one of our partners including Delta Sky Clu^? when flying Delta or a Priority Pass Select lounge once enrolled
Receive a statement credit every 4 years after you apply for Global Entry ($100) or every 4.5 years after you apply for TSA Pre ($85)
When you book through Fine Hotels & Resorts, receive complimentary benefits including a room upgrade upon arrival when available, daily breakfast for two people, guaranteed 4pm late check-out, noon check-in when available, complimentary Wi-Fi, and a unique amenity valued at US $100, such as a food & and beverage credit or one-way private sedan transfer
As a Business Platinum Card Member, you can upgrade to Marriott Bonvoy Gold Elite status without meeting any stay requirements
With Hilton Honors Gold status, you can enjoy benefits at hotels and resorts within the Hilton Portfolio and earn reward stays faster with Hilton Honors Bonus Points
Platinum travel counselors specialize in providing custom itineraries and tailored recommendations to help you make the most of your travels
For air transportation provided by Delta, a Card Member who purchases a Delta Private Jet Card is entitled to a 20% discount off published fares for select fare classes in effect when booked

Is American Express Business Platinum Card worth it?

Business Platinum from American Express is a great charge card for business travelers who travel often enough to gain rewards that more than make up for the $595 annual fee. Cardholders earn 5 Membership Rewards points per dollar on flights and prepaid hotels on amextravel.com.

If you need to carry a balance, you can use American Express’ Pay Over Time feature at an APR of 19.74%. You essentially now have a credit card, but not all charges will get carried over into the next month. You choose between the Extended Payment Option, where charges over $100 are automatically moved into your Pay Over Time balance, Select & Pay Later, where you manually choose charges over $100 to move into your Pay Over Time balance, or Sign & Travel, where airline tickets, hotel stays, car rentals, cruises and charges in other countries are moved into your Pay Over Time balance. It’s not the simplest program but whichever choice you select, you basically now have a credit card, where you can choose to pay the full balance, the minimum payment, or anything in between. This is in contrast to what would normally happen with a charge card, where you are required to pay the full balance every month, and if you don’t, you incur a late fee even if you pay an amount that would be above what would be considered the normal minimum payment if the card were a credit card. Charge cards also don’t impact your credit, because you are not extended a credit line.

Pros

5X points on airfare and prepaid hotel rooms on AmexTravel.com
High Intro bonus of up to 100,000 bonus points – 50,000 Membership Rewards points after you spend $10,000 and an extra 50,000 points after you spend an additional $15,000 all on qualifying purchases in first 90 days after account opening
No foreign transaction fees

Cons

$595 Annual fee
Not the highest unlimited rewards rate on all other purchases

Why 4 Stars?

Regular APR

4 Stars

Intro APR

4 Stars

Fees

4 Stars

Perks

5 Stars

Overall

4 Stars

Fees

Foreign Transaction Fee	None
Balance Transfer Fee	No Balance Transfers Allowed
Cash Advance Fee	No Cash Advances Allowed
Penalty APR	Up to 29.99%

Benefits

$0 Fraud Liability

Auto Rental Collision Damage Waiver

Concierge Service

Extended Warranty Program

Travel Accident Insurance

Lost Luggage Reimbursement

Purchase Protection

Get Started with American Express Business Platinum Card

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Citi / AAdvantage Executive World Elite Mastercard Review

Rating: 4 Stars

Bottom Line:
Admirals Club Lounge Access

Apply Now

Card Details

Regular APR:	17.74% – 25.74%* (Variable)
Intro APR (Purchases):	None
Intro APR (Balance transfers):	None
Rewards Rate:	2 AAdvantage miles per dollar on eligible American Airlines purchases 1 AAdvantage mile per dollar on other purchases
Credit Needed:	(740 – 850) Excellent
Annual Fee:	$450
Card Brand:	Mastercard

*See online credit card application for details on the terms and conditions.

Offer Highlights

Click APPLY NOW to apply online
Earn 50,000 American Airlines AAdvantage? bonus miles after spending $5,000 in purchases within the first 3 months of account opening
Admirals Club membership for you and access for guests traveling with you
Complimentary Admirals Club lounge access for authorized users
Earn 10,000 AAdvantage Elite Qualifying Miles (EQMs) after you spend $40,000 in purchases within the year
No Foreign Transaction Fees on purchases*
Earn 2 AAdvantage miles for every $1 spent on eligible American Airlines purchases and 1 AAdvantage mile for every $1 spent on other purchases
First checked bag is free on domestic American Airlines itineraries for you and up to four companions traveling with you on the same reservation

Is Citi / AAdvantage Executive World Elite Mastercard worth it?

Citi / AAdvantage Executive World Elite Mastercard is a great card for travelers who fly American Airlines frequently. This card offers Admirals Club lounge access as a perk.

Pros

Intro bonus of 50,000 American Airlines AAdvantage bonus miles after $5,000 spent in first 90 days of account opening
Solid rewards rate on American Airlines travel and dining – earn 2 AAdvantage miles per dollar spent on eligible American Airlines purchases, 1 AAdvantage mile per dollar spent on other purchases
Free Admirals Club Access – $550-$650 value
No foreign transaction fee

Cons

$450 annual fee

Why 4 Stars?

Regular APR

4 Stars

Intro APR

4 Stars

Fees

4 Stars

Perks

4 Stars

Overall

4 Stars

Fees

Foreign Transaction Fee	0%
Balance Transfer Fee	3% of the balance transfer amount or $5, whichever is greater
Cash Advance Fee	5% of the transaction amount or $10, whichever is greater
Penalty APR	Up to 29.99% (Variable)

Benefits

$0 Fraud Liability

Auto Rental Collision Damage Waiver

Concierge Service

Extended Warranty Program

Travel Accident Insurance

Lost Luggage Reimbursement

Purchase Protection

Roadside Assistance

Travel Assistance

Get Started with Citi / AAdvantage Executive World Elite Mastercard

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CitiBusiness / AAdvantage Platinum Select World Mastercard Review

CitiBusiness? / AAdvantage? Platinum Select? World Mastercard? Credit Card

Rating: 5 Stars

Bottom Line:
For American Airlines Business Travelers

Apply Now

Card Details

Regular APR:	17.74% – 25.74% (Variable)
Intro APR (Purchases):	None
Intro APR (Balance transfers):	None
Rewards Rate:	2 AAdvantage miles per dollar on purchases at telecommunications merchants, cable and satellite providers, car rental merchants and at gas stations* 1 AAdvantage mile per dollar on other purchases
Credit Needed:	(670 – 850) Excellent/Good
Annual Fee:	$0 in first year, $99 after first year
Card Brand:	Mastercard

*See online credit card application for details on the terms and conditions.

Offer Highlights

Click APPLY NOW to apply online
Designed for businesses
Earn 60,000 American Airlines AAdvantage bonus miles after making $3,000 in purchases in first 3 months of account opening
First checked bag is free on domestic American Airlines itineraries to reduce travel costs and boost your bottom line*
25% savings on American Airlines inflight Wi-Fi when you use your card*
Enjoy preferred boarding on American Airlines flights*
Earn 2 AAdvantage miles per $1 spent on eligible American Airlines purchases
Earn 2 AAdvantage miles per $1 spent on purchases at telecommunications merchants, cable and satellite providers, car rental merchants and at gas stations*
Earn 1 AAdvantage mile per $1 spent on other purchases*
No Foreign Transaction Fees*

Is CitiBusiness / AAdvantage Platinum Select World Mastercard worth it?

CitiBusiness / AAdvantage Platinum Select World Mastercard is a great card for business owners who fly American Airlines.

Pros

Intro bonus of 60,000 American Airlines AAdvantage bonus miles after $3,000 spent in first 90 days of account opening
Solid rewards rate on American Airlines travel and business purchases – earn 2 AAdvantage miles per dollar spent on eligible Ameircan Airlines purchases, gas stations, telecommunications merchants, cable and satellite providers, and car rental merchants
No foreign transaction fee

Cons

$99 fee after first year
Travel perks are specific to American Airlines

Why 5 Stars?

Regular APR

4 Stars

Intro APR

5 Stars

Fees

4 Stars

Perks

5 Stars

Overall

5 Stars

Fees

Foreign Transaction Fee	None
Balance Transfer Fee	No Balance Transfers Allowed
Cash Advance Fee	5% of the transaction amount or $10, whichever is greater
Penalty APR	Up to 29.99% (Variable)

Benefits

$0 Fraud Liability

Concierge Service

Get Started with CitiBusiness / AAdvantage Platinum Select World Mastercard

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Citi Costco Anywhere Review

Rating: 4 Stars

Bottom Line:
For People Who Spend A Lot At Costco

Apply Now

Card Details

Regular APR:	17.24% (Variable)
Intro APR (Purchases):	None
Intro APR (Balance transfers):	None
Rewards Rate:	4% back on eligible gas for the first $7,000 per year and then 1% thereafter 3% on restaurants & travel 2% at Costco & Costco.com 1% on all other purchases
Credit Needed:	(670 – 850) Excellent/Good
Annual Fee:	$0
Card Brand:	Visa

*See online credit card application for details on the terms and conditions.

Offer Highlights

Click APPLY NOW to apply online
Discover one of Citi’s best cash back rewards cards designed exclusively for Costco members
4% cash back on eligible gas for the first $7,000 per year and then 1% thereafter
3% cash back on restaurants and eligible travel purchases
2% cash back on all other purchases from Costco and Costco.com
1% cash back on all other purchases
No annual fee with your paid Costco membership
No matter where life takes you, experience no foreign transaction fees on purchases
Receive an annual credit card reward certificate, which is redeemable for cash or merchandise at U.S. Costco warehouses, including Puerto Rico

Is Citi Costco Anywhere Credit Card worth it?

Citi Costco Anywhere Visa is a great card for Costco shoppers who spend a lot on restaurants, travel, and especially gas. The annual fee starts at $60 for a Costco membership.

The rewards rate high. The unlimited 3% cash back on restaurants and eligible travel purchases is especially attractive, but the challenge is that the cash is returned to you once a year and is only redeemable at Costco. In other words, it’s not really cash back, but a Costco certificate.

Pros

4% cash back on eligible gas for the first $7,000 per year and then 1% thereafter – that’s $280 if you spend $7,000
3% cash back on restaurants and eligible travel purchases
2% cash back on all other purchases from Costco and Costco.com – great for frequent Costco shoppers

Cons

Must be Costco member
No travel perks, just cash back on eligible travel purchases – airfare, hotels, car rentals, travel agencies, cruise lines and Costco Travel
Cash back is provided as an annual credit card reward certificate once your February billing statement closes, and is redeemable for cash or merchandise at U.S. Costco Warehouses

Why 4 Stars?

Regular APR

4 Stars

Intro APR

4 Stars

Fees

4 Stars

Perks

5 Stars

Overall

4 Stars

Fees

Foreign Transaction Fee	None
Balance Transfer Fee	3% of the balance transfer amount or $5, whichever is greater
Cash Advance Fee	5% of the transaction amount or $10, whichever is greater
Penalty APR	Up to 29.99% (Variable)

Benefits

$0 Fraud Liability

Get Started with Citi Costco Anywhere Credit Card

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