• Skip to primary navigation
  • Skip to main content
  • Skip to primary sidebar
CardResearch

CardResearch

Independent Credit Card Research

  • Credit Quality
    • Best Credit Cards For No Credit
    • Best Credit Cards For Bad Credit
    • Best Credit Cards For Fair Credit
    • Best Credit Cards For Good Credit
    • Best Credit Cards For Excellent Credit
  • Card Issuer
    • Card Network
      • Best American Express Credit Cards
      • Best Mastercard Credit Cards
      • Best Visa Credit Cards
    • Global Bank
      • Best Bank of America Credit Cards
      • Best Barclays Credit Cards
      • Best Capital One Credit Cards
      • Best Chase Credit Cards
      • Best HSBC Credit Cards
      • Best KeyBank Credit Cards
      • Best PNC Credit Cards
      • Best SunTrust Credit Cards
      • Best Synchrony Bank Credit Cards
      • Best TD Bank Credit Cards
      • Best UBS Credit Cards
      • Best U.S. Bank Credit Cards
      • Best Wells Fargo Credit Cards
    • National Bank
      • Best Banco Popular de Puerto Rico Cards
      • Best Bank of Missouri Cards
      • Best Bank of the West Cards
      • Best Celtic Bank Cards
      • Best Credit One Cards
      • Best Fifth Third Bank Cards
      • Best First Progress Credit Cards
      • Best Green Dot Credit Cards
      • Best USAA Credit Cards
      • Best Sallie Mae Credit Cards
      • Best WebBank Credit Cards
      • Best Merrick Bank Credit Cards
    • Airline
      • Best Alaska Airlines Credit Cards
      • Best American Airlines Credit Cards
      • Best Asiana Airlines Credit Cards
      • Best Avianca Airlines Credit Cards
      • Best Delta Airlines Credit Cards
      • Best Hawaiian Airlines Credit Cards
      • Best JetBlue Credit Cards
      • Best Korean Air Credit Cards
      • Best LATAM Credit Cards
      • Best Southwest Airlines Credit Cards
      • Best Southwest Airlines Business Credit Cards
      • Best United Airlines Credit Cards
    • Hotel
      • Best Hilton Credit Cards
      • Best IHG Hotels & Resorts Credit Cards
      • Best Marriott Credit Cards
      • Best Radisson Credit Cards
      • Best Wyndham Hotels and Resorts Credit Cards
    • Credit Union
      • Best Navy Federal Credit Cards
      • Best PenFed Credit Cards
    • Regional Bank
      • Best BB&T Credit Cards
  • Card Category
    • Everyday Expenses
      • Best No Annual Fee Credit Cards
      • Best Cash Back Credit Cards
      • Best Gas Credit Cards
      • Best Credit Cards For Paying Bills
      • Best Credit Cards To Pay Cell Phone Bill
      • Best Store Credit Cards
      • Best Credit Cards For Groceries
      • Best Credit Cards To Use At Costco
      • Best Credit Cards For Entertainment
      • Best Credit Cards For Restaurants
      • Best Credit Cards For Mobile Wallet Use
      • Best Credit Cards For Online Shopping
    • Special Occasions
      • Best Credit Cards For Black Friday
      • Best Credit Cards For Christmas
      • Best Credit Cards For Weddings
      • Best Disney Credit Cards
      • Best Sports Credit Cards
      • Coolest Credit Cards
    • Travel
      • Best No Foreign Transaction Fee Credit Cards
      • Best Credit Cards To Book Flights
      • Best Travel Credit Cards
      • Best Travel Credit Cards With No Annual Fee
      • Best Star Alliance Credit Cards
      • Best OneWorld Alliance Credit Cards
      • Best Credit Cards For Consultants
      • Best Hotel Credit Cards
      • Best Credit Cards For Trains
      • Best Credit Cards For Cruises
    • Premium
      • Best Credit Cards For High Spenders
      • Best Premium Credit Cards
      • Most Exclusive Credit Cards
      • 6 Valuable Metal Credit Cards You Should Apply For In 2020
      • Best Priority Pass Credit Cards
      • Best Credit Cards For Global Entry
      • Best Credit Cards With Lounge Access
      • Best Visa Infinite Credit Cards
    • Benefits
      • Best Credit Cards For Cell Phone Insurance
      • Best Credit Cards For Price Protection
      • Best Credit Cards For Rental Car Insurance
      • Best Purchase Protection Credit Cards
      • Best Credit Cards For Extended Warranties
      • Best Credit Cards For Roadside Assistance
      • Best Credit Cards For Travel Insurance
      • Best Credit Cards For Emergencies
    • Business
      • Best Self Employed Credit Card
      • Best Small Business Credit Cards
      • Best Corporate Credit Cards
      • Best Business Credit Cards
      • Best Business Balance Transfer Cards
      • Best Business Credit Cards Without A Personal Guarantee
      • Best Secured Business Credit Cards
      • Best Credit Cards For Nonprofits
      • Best Credit Cards For Shipping
      • Best Credit Cards For Advertising
      • Best Charge Cards
    • Credit Building
      • Best Pre-Qualified and Pre-Approved Credit Cards
      • Best Credit Cards Without A SSN
      • Easiest Credit Cards To Get Approved For
      • Best Credit Cards After Bankruptcy
      • Best Credit Cards For Low Income Earners
      • Best First Credit Cards
      • Best Credit Cards For Young Adults
      • Best Secured Credit Cards
      • Best Credit Cards For College Graduates
    • Debt Payoff and Purchase Financing
      • Best No Interest Credit Cards
      • Best Balance Transfer Credit Cards
      • Best No Fee Balance Transfer Credit Cards
    • Special Qualifications
      • Best Credit Union Credit Cards
      • Best Military Credit Cards
      • Best Student Credit Cards
      • Best Credit Cards For International Students
  • Best Credit Cards for 2021
Ad Disclosure

Best Mastercard Credit Cards

Amtrak Guest Rewards World Mastercard? Review

Amtrak-Guest-Rewards-World-Mastercard

Rating: 4 Stars

Bottom Line:
For Frequent Amtrak Travelers

Apply Now
Card DetailsThe OfferIs it Worth It?
Pros and ConsWhy 4 Stars?Fees
Benefits

Card Details

Regular APR:16.74% – 24.74% (Variable)
Intro APR (Purchases):None
Intro APR (Balance transfers):None
Rewards Rate:Earn 3 points for every $1 spent on Amtrak travel, including onboard purchases

Earn 2 points per $1 spent on other qualifying travel purchases

Earn 1 Point per $1 spent on all other purchases
Credit Needed:(670 – 850) Excellent/Good
Annual Fee:$79
Card Brand:Mastercard

*See online credit card application for details on the terms and conditions.

Offer Highlights

  • Click APPLY NOW to apply online
  • Get 20,000 bonus points after you make $1,000 or more in purchases on your new card within 90 days of account opening. That?s enough points to redeem for a trip to many of our over 500 destinations across the country.
  • Get a 5% Amtrak Guest Rewards point rebate when you book your Amtrak redemption travel.
  • Annual Companion Coupon: Get a Companion Coupon upon account opening and each year when your account renews (worth up to $300 in Amtrak travel)
  • Annual Upgrade Coupon: Get an Upgrade Coupon upon account opening and each year when your account renews for an enhanced travel experience (worth up to $150 in Amtrak travel)
  • Get a 5% Amtrak Guest Rewards point rebate when you book your Amtrak redemption travel
  • A faster route to tier status: Earn 1,000 Tier Qualifying Points (TQPs) toward earning tier status each time your eligible spending reaches $5,000 in a calendar year, up to 4,000 TQPs per year
  • Onboard Purchases Rebate: Get a 20% rebate on your food and beverage purchases onboard when you use your Amtrak Guest Rewards World Mastercard
  • Complimentary Station Lounge Pass: Get a complimentary Single-Visit Station Lounge pass upon account opening (worth up to $25 in Amtrak travel)

Is Amtrak Guest Rewards World Mastercard worth it?

Amtrak Guest Rewards World Mastercard is a great card for travelers who regularly travel by train on Amtrak.

Pros

  • Earn 3 Points per $1 spent on Amtrak travel, including onboard purchases.
  • Annual Companion Coupon
  • Earn 1,000 Tier Qualifying Points towards elite status for every $5,000 you spend on your card, up to 4,000 TQPs annually
  • Reasonable annual fee for regular Amtrak travelers

Cons

  • No airline transfer partners
  • penalty APR

Why 4 Stars?

Regular APR


4 Stars

Intro APR


4 Stars

Fees


4 Stars

Perks


5 Stars

Overall


4 Stars

Fees

Foreign Transaction FeeNone
Balance Transfer Fee3% of the amount of each transaction or $10, whichever is greater
Cash Advance Fee3% of the amount of each transaction or $10, whichever is greater
Penalty APRUp to 29.99%

Benefits

$0 Fraud Liability

Get Started with Amtrak Guest Rewards World Mastercard

Editorial Note: This content is not provided by the issuer. Any opinion, analyses, reviews, or recommendations expressed on this page are those of the author?s alone, and may not have been reviewed, approved or otherwise endorsed by the issuer.

Credit Cards Research:

Best Credit Cards for 2021
These are the best credit cards for 2021.

Best Credit Cards for Excellent Credit
If you have excellent credit, check out these cards. These are the best cards for excellent credit with travel rewards and cash bonuses.

Best Credit Cards to Pay off Debt
The fastest way to pay off credit card debt is by transferring a balance to a 0% APR credit card. These are the best balance transfer cards on the market.

Best Bank of America Credit Cards, Best Credit Cards For Fair Credit, Best Credit Cards For Trains, Best Mastercard Credit Cards, Best No Annual Fee Credit Cards, Other

Citi / AAdvantage Platinum Select World Elite Mastercard Review

Citi-AAdvantage-Platinum-Select-World-Mastercard

Rating: 4 Stars

Bottom Line:
For American Airlines Travelers

Apply Now
Card DetailsThe OfferIs it Worth It?
Pros and ConsWhy 4 Stars?Fees
Benefits

Card Details

Regular APR:17.49% to 25.49% (Variable)
Intro APR (Purchases):None
Intro APR (Balance transfers):None
Rewards Rate:Earn 2 AAdvantage miles per dollar on American Airlines purchases

Earn 2 AAdvantage miles for each $1 spent on purchases at restaurants (including cafes, bars, lounges, and fast food restaurants) and at gas stations

Earn 1 AAdvantage mile on all other purchases
Credit Needed:(670 – 850) Excellent/Good
Annual Fee:$0 in first year, $99 after first year
Card Brand:Mastercard

*See online credit card application for details on the terms and conditions.

Offer Highlights

  • Click APPLY NOW to apply online
  • Earn 50,000 American Airlines AAdvantage bonus miles after $2,500 in purchases in the first 3 months of account opening
  • American Airlines AAdvantage bonus miles are not available if you have received a new account bonus for a Citi / AAdvantage Platinum Select account in the past 48 months.
  • Earn AAdvantage miles on purchases
  • Experience truly rewarding travel
  • Travel with ease and enjoy global acceptance with your Citi chip credit card

Is Citi / AAdvantage Platinum Select World Elite Mastercard worth it?

CitiBusiness / AAdvantage Platinum Select World Elite Mastercard is a great card for travelers who fly American Airlines.

Pros

  • Intro bonus of 50,000 American Airlines AAdvantage bonus miles after $2,500 spent in first 90 days of account opening
  • Solid rewards rate on American Airlines travel and business purchases – earn 2 AAdvantage miles per dollar spent on eligible American Airlines purchases, restaurants and gas stations
  • No foreign transaction fee

Cons

  • $99 fee after first year
  • Travel perks are specific to American Airlines

Why 4 Stars?

Regular APR


4 Stars

Intro APR


5 Stars

Fees


4 Stars

Perks


5 Stars

Overall


5 Stars

Fees

Foreign Transaction FeeNone
Balance Transfer FeeEither $5 or 3% of the amount of each transfer, whichever is greater
Cash Advance FeeEither $10 or 5% of the amount of each cash advance, whichever is greater
Penalty APRUp to 29.99% (Variable)

Benefits

$0 Fraud Liability
Concierge Service
Get Started with Citi / AAdvantage Platinum Select World Elite Mastercard

Editorial Note: This content is not provided by the issuer. Any opinion, analyses, reviews, or recommendations expressed on this page are those of the author?s alone, and may not have been reviewed, approved or otherwise endorsed by the issuer.

Credit Cards Research:

Best Credit Cards for 2021
These are the best credit cards for 2021.

Best Credit Cards for Excellent Credit
If you have excellent credit, check out these cards. These are the best cards for excellent credit with travel rewards and cash bonuses.

Best Credit Cards to Pay off Debt
The fastest way to pay off credit card debt is by transferring a balance to a 0% APR credit card. These are the best balance transfer cards on the market.

Best American Airlines Credit Cards, Best Citi Credit Cards, Best Credit Cards For Good Credit, Best Credit Cards For Restaurants, Best Credit Cards To Book Flights, Best Gas Credit Cards, Best Mastercard Credit Cards, Best No Foreign Transaction Fee Credit Cards, Best OneWorld Alliance Credit Cards, Best Travel Credit Cards

Citi Rewards+ Review

Citi Rewards+ Credit Card

Rating: 5 Stars

Bottom Line:
Grocery and Gas Rewards For People Who Make A Lot Of Small Purchases

Apply Now
Card DetailsThe OfferIs it Worth It?
Pros and ConsWhy 5 Stars?Fees
Benefits

Card Details

Regular APR:15.49% – 25.49% (Variable)
Intro APR (Purchases):0% for 15 months
Intro APR (Balance transfers):0% for 15 months
Rewards Rate:2 ThankYou Points per dollar at Supermarkets and Gas Stations for the first $6,000 per year, then 1 point per dollar

1 point per dollar on all other purchases

Every purchase is rounded up to nearest 10 points ($3 cup of coffee earns 10 points, $12 pizza earns 20 points)
Credit Needed:(670 ? 850) Excellent/Good
Annual Fee:$0
Card Brand:Mastercard?

*See online credit card application for details on the terms and conditions.

Offer Highlights

  • Click APPLY NOW to apply online
  • The Citi Rewards+ Card – the only credit card that automatically rounds up to the nearest 10 points on every purchase, with no cap
  • Earn 15,000 bonus points after you spend $1,000 in purchases with your card within 3 months of account opening; redeemable for $150 in gift cards at thankyou.com
  • 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 15.49% – 25.49%, based on your creditworthiness.
  • Earn 2X ThankYou Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X Points on All Other Purchases.
  • Get 10% Points Back for the first 100,000 ThankYou Points you redeem per year

Is Citi Rewards+ worth it?

Citi Rewards+ is a solid card for cardholders who shop at supermarkets and gas stations with high frequency. This card is also good for paying for purchases over time and balance transfers with 0% Intro APR for 15 months.

Pros

  • 0% Intro APR on purchases and balance transfers for 15 months
  • 15,000 bonus points after you spend $1,000 within 90 days of account opening
  • 10% points back for the first 100,000 points you earn every year
  • No annual fee

Cons

  • ThankYou points convert to cash back at a lower than average rate than other points

Why 5 Stars?

Regular APR


4 Stars

Intro APR


5 Stars

Fees


4 Stars

Perks


5 Stars

Overall


5 Stars

Fees

Foreign Transaction Fee2.7% in USD
Balance Transfer Fee3% of the balance transfer amount or $5, whichever is greater
Cash Advance FeeN/A
Penalty APR29.99% APR

Benefits

$0 Fraud Liability
Concierge Service
Get Started with Citi Rewards+

Editorial Note: This content is not provided by the issuer. Any opinion, analyses, reviews, or recommendations expressed on this page are those of the author?s alone, and may not have been reviewed, approved or otherwise endorsed by the issuer.

Credit Cards Research:

Best Credit Cards for 2021
These are the best credit cards for 2021.

Best Credit Cards for Excellent Credit
If you have excellent credit, check out these cards. These are the best cards for excellent credit with travel rewards and cash bonuses.

Best Credit Cards to Pay off Debt
The fastest way to pay off credit card debt is by transferring a balance to a 0% APR credit card. These are the best balance transfer cards on the market.

Best Balance Transfer Credit Cards, Best Citi Credit Cards, Best Credit Cards For Big Purchases, Best Credit Cards For Good Credit, Best Credit Cards For Groceries, Best Gas Credit Cards, Best Mastercard Credit Cards, Best No Annual Fee Credit Cards, Best No Interest Credit Cards

HSBC Gold Mastercard Review

HSBC Gold Mastercard Credit Card

Rating: 4 Stars

Bottom Line:
Extended Purchase Payoff Period

Apply Now
Card DetailsThe OfferIs it Worth It?
Pros and ConsWhy 4 Stars?Fees
Benefits

Card Details

Regular APR:13.24%, 17.24% or 21.24% (Variable)
Intro APR (Purchases):0% for 18 months
Intro APR (Balance transfers):0% for 18 months
Rewards Rate:None
Credit Needed:(670 – 850) Excellent/Good
Annual Fee:$0
Card Brand:Mastercard

*See online credit card application for details on the terms and conditions.

Offer Highlights

  • Click APPLY NOW to apply online
  • 0% Intro APR on purchases and balance transfers for the first 18 months from account opening. Then a variable APR of 13.24%, 17.24% or 21.24% will apply.
  • No Penalty APR.
  • Late Fee Waiver.
  • No Foreign Transaction Fees.
  • $0 Annual Fee.
  • $0 liability for unauthorized purchases.

Is HSBC Gold Mastercard worth it?

HSBC Gold Mastercard is a great card for balance transfers and paying off big purchases over time, with a 0% Intro APR for 18 months. This card also allows one missed payment per year without charging a late fee.

Pros

  • 0% Intro APR on purchases and balance transfers for 18 months
  • No annual fee

Cons

  • Higher than average balance transfer
  • No rewards

Why 4 Stars?

Regular APR


4 Stars

Intro APR


5 Stars

Fees


4 Stars

Perks


4 Stars

Overall


4 Stars

Fees

Foreign Transaction FeeNone
Balance Transfer Fee4% of the balance transfer amount/credit card check or $10, whichever is greater
Cash Advance Fee4% of the transaction amount or $10, whichever is greater
Penalty APRNone

Benefits

$0 Fraud Liability
Auto Rental Collision Damage Waiver
Extended Warranty Program
Purchase Protection
Get Started with HSBC Gold Mastercard

Editorial Note: This content is not provided by the issuer. Any opinion, analyses, reviews, or recommendations expressed on this page are those of the author?s alone, and may not have been reviewed, approved or otherwise endorsed by the issuer.

Credit Cards Research:

Best Credit Cards for 2021
These are the best credit cards for 2021.

Best Credit Cards for Excellent Credit
If you have excellent credit, check out these cards. These are the best cards for excellent credit with travel rewards and cash bonuses.

Best Credit Cards to Pay off Debt
The fastest way to pay off credit card debt is by transferring a balance to a 0% APR credit card. These are the best balance transfer cards on the market.

Best Balance Transfer Credit Cards, Best Credit Cards For Big Purchases, Best Credit Cards For Extended Warranties, Best Credit Cards For Good Credit, Best Credit Cards For Rental Car Insurance, Best HSBC Credit Cards, Best Mastercard Credit Cards, Best No Foreign Transaction Fee Credit Cards, Best No Interest Credit Cards, Best Purchase Protection Credit Cards

First PREMIER Bank Mastercard Credit Card Review

Rating: 4 Stars

Bottom Line:
Valuable Credit Line with Fees

Apply Now
Card DetailsThe OfferIs it Worth It?
Pros and ConsWhy 4 Stars?Fees
Benefits

Card Details

Regular APR:36%
Intro APR (Purchases):None
Intro APR (Balance transfers):None
Rewards Rate:None
Credit Needed:(300 – 669) Bad/Fair
Annual Fee:$50 – $79 the first year, $45 – $49 after that
Card Brand:Mastercard

*See online credit card application for details on the terms and conditions.

Offer Highlights

  • Click APPLY NOW to apply online
  • Must have checking account to qualify
  • No Security Deposit Required
  • If approved, once your account is opened you may use your credit card at millions of merchants worldwide (subject to available credit)
  • If approved, reports your credit history to the major Consumer Reporting Agencies.
  • Easy Online Application!

Is First PREMIER Bank Mastercard Credit Card worth it?

Mastercard from First PREMIER Bank provides a valuable credit line to people looking to improve their credit score without having to make a cash deposit upfront. However, the high fees make the card expensive to open and maintain. A secured card is worth considering, where you make a cash deposit upfront.

Pros

  • Free FICO credit score
  • Available to individuals with poor or no credit
  • Build your credit

Cons

  • $25 – $95 program enrollment fee and $6.25 – $10.40 monthly fee
  • High interest rate
  • High credit limit increase fee
  • Foreign transaction fee

Why 4 Stars?

Regular APR


4 Stars

Intro APR


4 Stars

Fees


4 Stars

Perks


4 Stars

Overall


4 Stars.

Fees

Foreign Transaction Fee3%
Balance Transfer FeeNo Balance Transfers Allowed
Cash Advance Fee$8.00 or 5% of the amount of each Cash Advance, whichever is greater
Penalty APRNot Stated In Terms And Conditions
Get Started with First PREMIER Bank Mastercard Credit Card

Editorial Note: This content is not provided by the issuer. Any opinion, analyses, reviews, or recommendations expressed on this page are those of the author?s alone, and may not have been reviewed, approved or otherwise endorsed by the issuer.

Credit Cards Research:

Best Credit Cards for 2021
These are the best credit cards for 2021.

Best Credit Cards for Excellent Credit
If you have excellent credit, check out these cards. These are the best cards for excellent credit with travel rewards and cash bonuses.

Best Credit Cards to Pay off Debt
The fastest way to pay off credit card debt is by transferring a balance to a 0% APR credit card. These are the best balance transfer cards on the market.

Best Credit Cards For Bad Credit, Best Mastercard Credit Cards, Easiest Credit Cards To Get Approved For

Fifth Third Bank Truly Simple Credit Card Review

Fifth Third Bank Truly Simple? Credit Card

Rating: 4 Stars

Bottom Line:
Long No Interest Intro Period For Purchases and Balance Transfers And No Annual Fee

Apply Now
Card DetailsThe OfferIs it Worth It?
Pros and ConsWhy 4 Stars?Fees
Benefits

Card Details

Regular APR:13.99% to 24.99% (Variable)
Intro APR (Purchases):0% for 15 billing cycles
Intro APR (Balance transfers):0% for 15 billing cycles on any balance transfers made in the first 60 days of account opening
Rewards Rate:None
Credit Needed:(670 – 850) Excellent/Good
Annual Fee:$0
Card Brand:Mastercard?

*See online credit card application for details on the terms and conditions.

Offer Highlights

  • Click APPLY NOW to apply online
  • Start saving by consolidating your high interest rate cards and making everyday purchases on one card that can help you get what you want.
  • Low 0% introductory APR for your first 15 billing cycles after the account is opened on purchases and balance transfers. After that, your variable APR will be 13.99%-24.99% based on your creditworthiness.
  • No Penalty Rate (APR) for a missed payment
  • No Annual Fee

Is Fifth Third Bank Truly Simple Credit Card worth it?

Fifth Third Bank Truly Simple is a simple card for cardholders looking to make a big purchase or pay off debt, with 0% Intro APR on purchases and balance transfers. The balance transfer fee is higher than average and the card does not offer rewards, but there is no annual fee.

Pros

  • 0% for 15 months on balance transfers
  • No Penalty APR on missed payments
  • No annual fee

Cons

  • Foreign transaction fee
  • Higher than average balance transfer fee

Why 4 Stars?

Regular APR


4 Stars

Intro APR


5 Stars

Fees


4 Stars

Perks


4 Stars

Overall


4 Stars

Fees

Foreign Transaction Fee3%
Balance Transfer Fee4% of the amount of each transfer or $5, whichever is greater
Cash Advance Fee5% of the amount of each transfer or $10, whichever is greater
Penalty APRNone

Benefits

$0 Fraud Liability
Auto Rental Collision Damage Waiver
Cellphone Protection
Concierge Service
Extended Warranty Program
Purchase Protection
Travel Assistance
Get Started with Fifth Third Bank Truly Simple

Editorial Note: This content is not provided by the issuer. Any opinion, analyses, reviews, or recommendations expressed on this page are those of the author?s alone, and may not have been reviewed, approved or otherwise endorsed by the issuer.

Credit Cards Research:

Best Credit Cards for 2021
These are the best credit cards for 2021.

Best Credit Cards for Excellent Credit
If you have excellent credit, check out these cards. These are the best cards for excellent credit with travel rewards and cash bonuses.

Best Credit Cards to Pay off Debt
The fastest way to pay off credit card debt is by transferring a balance to a 0% APR credit card. These are the best balance transfer cards on the market.

Best Balance Transfer Credit Cards, Best Credit Cards For Big Purchases, Best Credit Cards For Extended Warranties, Best Credit Cards For Good Credit, Best Credit Cards For Rental Car Insurance, Best Fifth Third Bank Credit Cards, Best Mastercard Credit Cards, Best No Annual Fee Credit Cards, Best No Interest Credit Cards, Best Purchase Protection Credit Cards

Fifth Third Bank TRIO Credit Card Review

Fifth Third Bank TRIO? Credit Card

Rating: 4 Stars

Bottom Line:
Cash Back With A Capped Amount But Without An Annual Fee

Apply Now
Card DetailsThe OfferIs it Worth It?
Pros and ConsWhy 4 Stars?Fees
Benefits

Card Details

Regular APR:16.24% to 25.24% (Variable)
Intro APR (Purchases):None
Intro APR (Balance transfers):0% for 12 billing cycles on any balance transfers made in the first 60 days of account opening
Rewards Rate:3% cash back at restaurants

2% cash back on gas, grocery store and drug store purchases (on up to $1,500 in combined qualified purchases per quarter)

1% cash back on purchases after $1,500
Credit Needed:(670 – 850) Excellent/Good
Annual Fee:$0
Card Brand:Mastercard

*See online credit card application for details on the terms and conditions.

Offer Highlights

  • Click APPLY NOW to apply online
  • 3% cash back at restaurants and 2% cash back on gas and at grocery and drug stores, up to $1,500 spend per quarter in these combined purchase categories
  • 1% unlimited cash back on all other purchases
  • Earn a new account bonus worth $100! Earn 10,000 bonus points which can be redeemed for $100 cash back, simply spend $1,000 within 90 days of opening your account
  • 0% Introductory APR on Balance Transfers for your first 12 billing cycles after the account is open, then your variable APR will be 15.99%-24.99% based on your creditworthiness
  • No international transaction fees on credit purchases
  • No Annual Fee
  • Click apply now and view the Notices & Disclosures section for Important Rates, Fees and Other Cost Information and Rewards Details

Is Fifth Third Bank TRIO Credit Card worth it?

Fifth Third Bank TRIO is a strong card for cardholders who spend a modest amount on dining, which earns 3 cash back, and on gas, grocery stores and drugstores, which earn 2% cash back, which, together with dining, earn at their respective cash back rates up to a combined spending of $1,500 per quarter across all categories.

The value of each point is $0.01, so you receive the $100 signup bonus if you spend $1000 in the first 90 days in the form of 10,000 Rewards Points, which you can take as a $100 check or as a deposit in a Fifth Third account. For small spenders looking for cash back and perhaps a balance transfer, this is a strong card.

Pros

  • $100 signup bonus after spending $1000 in first 90 days of account opening
  • 0% for 15 months on balance transfers
  • No annual fee
  • No foreign transaction fee

Cons

  • $1,500 per quarter is a low cap for many cardholders in combined gas, grocery stores, drugstores, and dining spending
  • Higher than average balance transfer fee

Why 4 Stars?

Regular APR


4 Stars

Intro APR


5 Stars

Fees


4 Stars

Perks


4 Stars

Overall


4 Stars

Fees

Foreign Transaction FeeNone
Balance Transfer FeeEither $5 or 4% of the amount of each transfer, whichever is greater
Cash Advance FeeEither $10 or 5% of the amount of each Cash Advance, whichever is greater
Penalty APRNone

Benefits

$0 Fraud Liability
Auto Rental Collision Damage Waiver
Cellphone Protection
Concierge Service
Extended Warranty Program
Purchase Protection
Travel Assistance
Get Started with Fifth Third Bank TRIO

Editorial Note: This content is not provided by the issuer. Any opinion, analyses, reviews, or recommendations expressed on this page are those of the author?s alone, and may not have been reviewed, approved or otherwise endorsed by the issuer.

Credit Cards Research:

Best Credit Cards for 2021
These are the best credit cards for 2021.

Best Credit Cards for Excellent Credit
If you have excellent credit, check out these cards. These are the best cards for excellent credit with travel rewards and cash bonuses.

Best Credit Cards to Pay off Debt
The fastest way to pay off credit card debt is by transferring a balance to a 0% APR credit card. These are the best balance transfer cards on the market.

Best Balance Transfer Credit Cards, Best Credit Cards For Cell Phone Insurance, Best Credit Cards For Extended Warranties, Best Credit Cards For Good Credit, Best Credit Cards For Groceries, Best Credit Cards For Rental Car Insurance, Best Credit Cards For Restaurants, Best Fifth Third Bank Credit Cards, Best Gas Credit Cards, Best Mastercard Credit Cards, Best No Annual Fee Credit Cards, Best No Foreign Transaction Fee Credit Cards, Best Purchase Protection Credit Cards, Other

Capital One Platinum Review

Capital One Platinum Credit Card

Rating: 4 Stars

Bottom Line:
Build Credit Without A Deposit

Apply Now
Card DetailsThe OfferIs it Worth It?
Pros and ConsWhy 4 Stars?Fees
Benefits

Card Details

Regular APR:26.96% (Variable)
Intro APR (Purchases):None
Intro APR (Balance transfers):None
Rewards Rate:None
Credit Needed:(580-669) Average/Fair
Annual Fee:$0
Card Brand:Mastercard

*See online credit card application for details on the terms and conditions.

Offer Highlights

  • Click APPLY NOW to apply online
  • Pay no annual fee
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Fraud coverage if your card is lost or stolen
  • Use online banking to access your account, even from your smartphone, with our mobile app
  • Pay by check, online or at a local branch, all with no fee ? and pick the monthly due date that works best for you
  • Get access to your account 24 hours a day, 7 days a week
  • Help strengthen your credit for the future with responsible card use

Is Capital One Platinum worth it?

Platinum from Capital One is a solid card for people looking to improve their credit score without making a cash deposit upfront. It also provides a higher credit limit after you make on time payments for the first five months.

Pros

  • Build your credit
  • No annual fee

Cons

  • Higher than average APR
  • No hidden fees

Why 4 Stars?

Regular APR


4 Stars

Intro APR


4 Stars

Fees


5 Stars

Perks


4 Stars

Overall


4 Stars

Fees

Foreign Transaction Fee$0
Balance Transfer Fee$0
Cash Advance Fee3% of the amount of each transaction or $10, whichever is greater
Penalty APRNone

Benefits

$0 Fraud Liability
Auto Rental Collision Damage Waiver
Travel Accident Insurance
Extended Warranty Program
Travel Assistance
Get Started with Capital One Platinum

Editorial Note: This content is not provided by the issuer. Any opinion, analyses, reviews, or recommendations expressed on this page are those of the author?s alone, and may not have been reviewed, approved or otherwise endorsed by the issuer.

Credit Cards Research:

Best Credit Cards for 2021
These are the best credit cards for 2021.

Best Credit Cards for Excellent Credit
If you have excellent credit, check out these cards. These are the best cards for excellent credit with travel rewards and cash bonuses.

Best Credit Cards to Pay off Debt
The fastest way to pay off credit card debt is by transferring a balance to a 0% APR credit card. These are the best balance transfer cards on the market.

Best Capital One Credit Cards, Best Credit Cards After Bankruptcy, Best Credit Cards For College Graduates, Best Credit Cards For Extended Warranties, Best Credit Cards For Fair Credit, Best Credit Cards For Rental Car Insurance, Best Credit Cards For Travel Insurance, Best Credit Cards For Young Adults, Best First Credit Cards, Best Mastercard Credit Cards, Best No Annual Fee Credit Cards

Brex Card for Ecommerce Review

Brex Card for Startups

Rating: 5 Stars

Bottom Line:
60-Day Charge Card for Ecommerce Startups With $100,000 In Monthly Revenue

Apply Now
Card DetailsThe OfferIs it Worth It?
Pros and ConsWhy 5 Stars?Fees
Benefits

Card Details

Regular APR:None
Intro APR (Purchases):None
Intro APR (Balance transfers):None
Rewards Rate:None
Credit Needed:(740-850) Excellent
Annual Fee:Up to $60
Card Brand:Mastercard

*See online credit card application for details on the terms and conditions.

Offer Highlights

  • Click APPLY NOW to apply online
  • 60-day interest-free non-revolving credit for e-commerce businesses. Pay for your inventory today and you?ll have 60 days to pay Brex back.
  • Get a credit limit at 50-100% of your projected monthly sales, up to $5 million.
  • $100,000 in monthly sales required to qualify for Brex Card for Ecommerce.
  • No personal guarantee needed – we do not ask for a personal credit check or security deposit during the application.
  • Instant approvals and access a virtual card immediately for online and recurring transactions. Seamlessly add new users, issue new cards, and set specific spending limits.
  • Enjoy worldwide acceptance with no foreign transaction fees.
  • Make employee expenses seamless – automated receipt-capture and expense matching and reconciliation via text and email.
  • Simplify reconciliation with built-in integrations with Quickbooks, Xero and more.
  • Never liable for unauthorized transactions. Your account stays secure with 24/7 real-time fraud monitoring.

Is Brex Card for Ecommerce worth it?

Brex Card for Ecommerce is a 60-day charge card for startup businesses that offers a significantly higher credit limit than other business cards. The annual fee for Brex cards is up to $60, significantly lower than the annual fee for traditional business cards.

Pros

  • Extra 60 days to pay off balance without interest
  • High credit limits
  • No personal guarantee required – does not impact personal credit

Cons

  • Requires $100,000 in monthly revenue to qualify
  • No intro bonus
  • No rewards

Why 5 Stars?

Regular APR


4 Stars

Intro APR


5 Stars

Fees


5 Stars

Perks


5 Stars

Overall


5 Stars

Fees

Foreign Transaction Fee$0
Balance Transfer FeeNo Balance Transfers Allowed
Cash Advance FeeNo Cash Advances Allowed
Penalty APRNone

Benefits

$0 Fraud Liability

Get Started with Brex Card for Ecommerce

Editorial Note: This content is not provided by the issuer. Any opinion, analyses, reviews, or recommendations expressed on this page are those of the author?s alone, and may not have been reviewed, approved or otherwise endorsed by the issuer.

Credit Cards Research:

Best Credit Cards for 2021
These are the best credit cards for 2021.

Best Credit Cards for Excellent Credit
If you have excellent credit, check out these cards. These are the best cards for excellent credit with travel rewards and cash bonuses.

Best Credit Cards to Pay off Debt
The fastest way to pay off credit card debt is by transferring a balance to a 0% APR credit card. These are the best balance transfer cards on the market.

Best Bank of the West Credit Cards, Best Business Credit Cards Without A Personal Guarantee, Best Charge Cards, Best Corporate Credit Cards, Best Mastercard Credit Cards, Best No Foreign Transaction Fee Credit Cards

Bank of America Cash Rewards Review

Bank of America? Cash Rewards Credit Card

Rating: 5 Stars

Bottom Line:
Cash Back In Categories That Are Common Expenditures

Apply Now
Card DetailsThe OfferIs it Worth It?
Pros and ConsWhy 5 Stars?Fees
Benefits

Card Details

Regular APR:15.74% – 25.74% (Variable)
Intro APR (Purchases):0% for 15 billing cycles
Intro APR (Balance transfers):0% for 15 billing cycles on any balance transfers made in the first 60 days of account opening
Rewards Rate:3% cash back in the category of your choice: gas, online shopping, dining, travel, drug stores, or home improvement/furnishings

2% cash back at grocery stores and wholesale clubs

Up to $2,500 in combined 3% category and 2% grocery store/wholesale club quarterly purchases

1% cash back on all other purchases
Credit Needed:(670 – 850) Excellent/Good
Annual Fee:$0
Card Brand:Mastercard?

*See online credit card application for details on the terms and conditions.

Offer Highlights

  • Click APPLY NOW to apply online
  • No annual fee
  • $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
  • Earn 3% cash back on gas or your choice of one of five other popular categories, 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases
  • 0% Introductory APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 15.99% – 25.99% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers
  • No expiration on rewards
  • If you’re a Preferred Rewards member, you can earn 25% – 75% more cash back on every purchase

Bank of America Cash Rewards worth it?

Bank of America Cash Rewards is a strong card for cardholders who spend a lot on gas, online shopping, dining, travel, drug stores or home improvements and furnishings, which earn 3% cash back and are selected by the cardholder monthly.

Pros

  • $200 signup bonus after spending $1000 in first 90 days of account opening
  • 0% for 15 months on purchases and balance transfers
  • No annual fee

Cons

  • 3% and 2% rewards rate is capped at $2,500 in combined purchases per quarter

Why 5 Stars?

Regular APR


4 Stars

Intro APR


5 Stars

Fees


4 Stars

Perks


5 Stars

Overall


5 Stars

Fees

Foreign Transaction Fee3%
Balance Transfer Fee3% of the amount of each transfer or $10, whichever is greater
Cash Advance FeeSee Terms
Penalty APRUp to 29.99%

Benefits

$0 Fraud Liability
Auto Rental Collision Damage Waiver
Concierge Service
Extended Warranty Program
Travel Accident Insurance
Lost Luggage Reimbursement
Purchase Protection
Roadside Assistance
Travel Assistance
Get Started with Bank of America Cash Rewards

Editorial Note: This content is not provided by the issuer. Any opinion, analyses, reviews, or recommendations expressed on this page are those of the author?s alone, and may not have been reviewed, approved or otherwise endorsed by the issuer.

Credit Cards Research:

Best Credit Cards for 2021
These are the best credit cards for 2021.

Best Credit Cards for Excellent Credit
If you have excellent credit, check out these cards. These are the best cards for excellent credit with travel rewards and cash bonuses.

Best Credit Cards to Pay off Debt
The fastest way to pay off credit card debt is by transferring a balance to a 0% APR credit card. These are the best balance transfer cards on the market.

Best Bank of America Credit Cards, Best Business Credit Cards, Best Cash Back Credit Cards, Best Credit Cards For Extended Warranties, Best Credit Cards For Good Credit, Best Credit Cards For Price Protection, Best Credit Cards For Rental Car Insurance, Best Credit Cards For Roadside Assistance, Best Credit Cards Without A SSN, Best Mastercard Credit Cards, Best Purchase Protection Credit Cards, Best Self Employed Credit Card, Best Small Business Credit Cards, Other

Bank of America Business Advantage Travel Rewards World Mastercard Review

Bank of America? Business Advantage Travel Rewards World Mastercard? Credit Card

Rating: 5 Stars

Bottom Line:
Travel Rewards for Business Owners With No Annual Fee

Apply Now
Card DetailsThe OfferIs it Worth It?
Pros and ConsWhy 5 Stars?Fees
Benefits

Card Details

Regular APR:13.24% – 23.24% (Variable)
Intro APR (Purchases):0% for 9 billing cycles
Intro APR (Balance transfers):None
Rewards Rate:3 points per dollar spent for travel booked through Bank of America?s travel center

1.5 points per dollar on all purchases and 25,000 bonus points when you spend $1,000 in first 60 days of account opening
Credit Needed:(670 – 850) Excellent/Good
Annual Fee:$0
Card Brand:Mastercard?

*See online credit card application for details on the terms and conditions.

Offer Highlights

  • Click APPLY NOW to apply online
  • Earn 25,000 bonus points when you make at least $1,000 in net purchases within 60 days of your account opening which can be redeemed for a $250 statement credit towards travel purchases.
  • Earn unlimited 1.5 points for every $1 spent on all purchases everywhere, every time-no matter how much you spend. Points don’t expire.
  • Earn 3 points per every dollar spent on travel purchases (car, hotel, airline) booked through the Bank of America Travel Center – powered by Expedia.
  • No annual fee and no international transaction fees.
  • 0% Introductory APR on purchases for your first 9 billing cycles.
  • Redeem points for travel with no blackout dates, cash back or gift cards.
  • Get a 75% rewards bonus on the base earn of every purchase you make when you’re a Business Advantage Relationship Rewards Platinum Honors tier client. That means you will earn 2.62 points for every $1 you spend and 4.12 points per every $1 you spend at the Bank of America Travel Center.

Is Bank of America Business Advantage Travel Rewards World Mastercard worth it?

Bank of America Business Advantage Travel Rewards World Mastercard is a great no-annual fee travel card with three points per dollar on travel booked through Bank of America Travel Center and a simple unlimited 1.5 points per dollar on all purchases.

Pros

  • Qualifying cardholders – based upon eligible cardholder account balances – receive 75% more points back on every point earned, bringing the rewards rates from 1.5 to 2.62 points and from 3 to 4.12 points; this is a significant benefit for businesses with big expenses
  • No annual feel
  • No foreign transaction fee

Cons

  • Only travel earns 3 points per dollar, and it must be booked through the Bank of America Travel Center

Why 5 Stars?

Regular APR


4 Stars

Intro APR


5 Stars

Fees


4 Stars

Perks


5 Stars

Overall


5 Stars

Fees

Foreign Transaction Fee$0
Balance Transfer Fee4% of the amount of each transaction or $10, whichever is greater
Cash Advance Fee4% of the amount of each transaction or $10, whichever is greater
Penalty APRNone

Benefits

$0 Fraud Liability
Auto Rental Collision Damage Waiver
Extended Warranty Program
Travel Accident Insurance
Lost Luggage Reimbursement
Price Protection
Purchase Protection
Travel Assistance
Get Started with Bank of America Business Advantage Travel Rewards World Mastercard

Editorial Note: This content is not provided by the issuer. Any opinion, analyses, reviews, or recommendations expressed on this page are those of the author?s alone, and may not have been reviewed, approved or otherwise endorsed by the issuer.

Credit Cards Research:

Best Credit Cards for 2021
These are the best credit cards for 2021.

Best Credit Cards for Excellent Credit
If you have excellent credit, check out these cards. These are the best cards for excellent credit with travel rewards and cash bonuses.

Best Credit Cards to Pay off Debt
The fastest way to pay off credit card debt is by transferring a balance to a 0% APR credit card. These are the best balance transfer cards on the market.

Best Bank of America Credit Cards, Best Business Credit Cards, Best Credit Cards For Extended Warranties, Best Credit Cards For Good Credit, Best Credit Cards For Price Protection, Best Credit Cards For Rental Car Insurance, Best Credit Cards For Travel Insurance, Best Credit Cards To Book Flights, Best Mastercard Credit Cards, Best No Annual Fee Credit Cards, Best No Foreign Transaction Fee Credit Cards, Best Purchase Protection Credit Cards, Best Travel Credit Cards, Best Travel Credit Cards With No Annual Fee

Bank of America Business Advantage Cash Rewards Mastercard Review

Rating: 5 Stars

Bottom Line:
High Cash Back on First $50k Spent

Apply Now
Card DetailsThe OfferIs it Worth It?
Pros and ConsWhy 5 Stars?Fees
Benefits

Card Details

Regular APR:14.49% – 24.49% (Variable)
Intro APR (Purchases):0% for 9 billing cycles
Intro APR (Balance transfers):None
Rewards Rate:3% cash back on the category of your choice (for the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter)

2% cash back on dining

1% cash back on all other purchases
Credit Needed:(670 – 850) Excellent/Good
Annual Fee:$0
Card Brand:Mastercard?

*See online credit card application for details on the terms and conditions.

Offer Highlights

  • Click APPLY NOW to apply online
  • Get a $300 statement credit when you make at least $3,000 in net purchases within 90 days of your account opening – with no annual fee and cash rewards don?t expire.
  • Earn 3% cash back in the category of your choice, 2% cash back on dining and unlimited 1% cash back on all other purchases.
  • You?ll get 3% and 2% cash back on the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter.
  • 0% Introductory APR on purchases for your first 9 billing cycles.
  • Redeem your cash rewards as a statement credit, check, or have cash deposited into a Bank of America checking or savings account.
  • Get 75% more cash back on every purchase when you’re a Preferred Rewards for Business Platinum Honors tier member. That means you will earn 5.25% on your selected choice category, 3.5% on dining and unlimited 1.75% cash back on all other purchases.

Is Bank of America Business Advantage Cash Rewards Mastercard worth it?

Business Advantage from Bank of America is a great card for small business owners who use the 3% cash back rewards category on the first $50,000 in purchases. With a foreign transaction fee, the Business Advantage card makes traveling internationally slightly more expensive.

Pros

  • $300 statement credit bonus if you spend $3,000 within the first three months
  • 3% cash back in your choice of one of six spending categories and 2% cash back on dining purchases, up to $50,000 in combined category purchases per year
  • 0% Intro APR for 9 billing cycles on purchases
  • No annual fee

Cons

  • 3% foreign transaction fee
  • 3% Cash back is capped at $50,000 spend
  • Below average 1% ongoing cash back rate

Why 5 Stars?

Regular APR


4 Stars

Intro APR


5 Stars

Fees


4 Stars

Perks


5 Stars

Overall


5 Stars

Fees

Foreign Transaction Fee3%
Balance Transfer Fee4% of the amount of each transaction or $10, whichever is greater
Cash Advance Fee4% of the amount of each transaction or $10, whichever is greater
Penalty APRNone

Benefits

$0 Fraud Liability
Auto Rental Collision Damage Waiver
Extended Warranty Program
Travel Accident Insurance
Luggage Reimbursement
Price Protection
Purchase Protection
Roadside Assistance
Travel Assistance
Get Started with Bank of America Business Advantage Cash Rewards Mastercard

Editorial Note: This content is not provided by the issuer. Any opinion, analyses, reviews, or recommendations expressed on this page are those of the author?s alone, and may not have been reviewed, approved or otherwise endorsed by the issuer.

Credit Cards Research:

Best Credit Cards for 2021
These are the best credit cards for 2021.

Best Credit Cards for Excellent Credit
If you have excellent credit, check out these cards. These are the best cards for excellent credit with travel rewards and cash bonuses.

Best Credit Cards to Pay off Debt
The fastest way to pay off credit card debt is by transferring a balance to a 0% APR credit card. These are the best balance transfer cards on the market.

Best Bank of America Credit Cards, Best Business Credit Cards, Best Cash Back Credit Cards, Best Credit Cards For Extended Warranties, Best Credit Cards For Good Credit, Best Credit Cards For Price Protection, Best Credit Cards For Rental Car Insurance, Best Credit Cards For Roadside Assistance, Best Mastercard Credit Cards, Best Purchase Protection Credit Cards, Best Self Employed Credit Card, Best Small Business Credit Cards, Best Travel Credit Cards With No Annual Fee

BankAmericard Review

BankAmericard? Credit Card

Rating: 4 Stars

Bottom Line:
Long Debt and Purchase Payoff Period

Apply Now
Card DetailsThe OfferIs it Worth It?
Pros and ConsWhy 4 Stars?Fees
Benefits

Card Details

Regular APR:14.74% ? 24.74% (Variable)
Intro APR (Purchases):0% for 15 billing cycles
Intro APR (Balance transfers):0% for 15 billing cycles for balance transfers made in the first 60 days
Rewards Rate:None
Credit Needed:(670 ? 850) Excellent/Good
Annual Fee:$0
Card Brand:Mastercard?

*See online credit card application for details on the terms and conditions.

Offer Highlights

  • Click APPLY NOW to apply online
  • 0% Introductory APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 14.74% – 24.74% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers
  • No annual fee
  • No penalty APR. Paying late won’t automatically raise your interest rate (APR). Other account pricing and terms apply
  • Access your FICO Score for free within Online Banking or your Mobile Banking app

Is BankAmericard worth it?

BankAmericard from Bank of America is a great card for purchases and balance transfers with 0% Intro APR for 15 billing cycles (for balance transfers made in the first 60 days). This card does not offer rewards.

Pros

  • 0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days
  • 0% Intro APR for 15 billing cycles for any purchases

Cons

  • No rewards

Why 4 Stars?

Regular APR


4 Stars

Intro APR


5 Stars

Fees


4 Stars

Perks


4 Stars

Overall


4 Stars

Fees

Foreign Transaction Fee3%
Balance Transfer Fee3% of the balance transfer amount or $10, whichever is greater
Cash Advance FeeSee Terms (has exception)
Penalty APRNone

Benefits

$0 Fraud Liability

Get Started with BankAmericard

Editorial Note: This content is not provided by the issuer. Any opinion, analyses, reviews, or recommendations expressed on this page are those of the author?s alone, and may not have been reviewed, approved or otherwise endorsed by the issuer.

Credit Cards Research:

Best Credit Cards for 2021
These are the best credit cards for 2021.

Best Credit Cards for Excellent Credit
If you have excellent credit, check out these cards. These are the best cards for excellent credit with travel rewards and cash bonuses.

Best Credit Cards to Pay off Debt
The fastest way to pay off credit card debt is by transferring a balance to a 0% APR credit card. These are the best balance transfer cards on the market.

Best Balance Transfer Credit Cards, Best Bank of America Credit Cards, Best Credit Cards For Big Purchases, Best Credit Cards For Good Credit, Best Mastercard Credit Cards, Best No Annual Fee Credit Cards, Best No Interest Credit Cards, Other

AvantCard Review

AvantCard

Rating: 4 Stars

Bottom Line:
Build Credit With No Hidden Fees

Apply Now
Card DetailsThe OfferIs it Worth It?
Pros and ConsWhy 4 Stars?Fees
Benefits

Card Details

Regular APR:25.99% Variable
Intro APR (Purchases):None
Intro APR (Balance transfers):None
Rewards Rate:None
Credit Needed:(300-669) Bad/Fair/Limited
Annual Fee:$29
Card Brand:Mastercard

*See online credit card application for details on the terms and conditions.

Offer Highlights

  • Click APPLY NOW to apply online
  • Fast and easy application process
  • No deposit required
  • No hidden fees
  • No penalty APR
  • Report to all three major credit bureaus
  • Avant branded credit products are issued by WebBank, member FDIC
  • Disclosure: If you are charged interest, the charge will be no less than $1.00

Is AvantCard worth it?

AvantCard is a solid card for cardholders who would like a credit line without putting down a deposit upfront. With no hidden fees and no penalty rate, this is a simple card to build your credit.

Pros

  • Build your credit
  • Reasonable annual fee
  • No foreign transaction fees
  • No hidden fees

Cons

  • Higher than average regular APR

Why 4 Stars?

Regular APR


4 Stars

Intro APR


4 Stars

Fees


5 Stars

Perks


4 Stars

Overall


4 Stars

Fees

Foreign Transaction Fee$0
Balance Transfer FeeNo Balance Transfers Allowed
Cash Advance Fee3% of transaction amount or $5, whichever is greater
Penalty APRNone

Benefits

$0 Fraud Liability
Auto Rental Collision Damage Waiver
Extended Warranty Program
Roadside Assistance
Travel Accident Insurance
Purchase Protection
Roadside Assistance
Get Started with AvantCard

Editorial Note: This content is not provided by the issuer. Any opinion, analyses, reviews, or recommendations expressed on this page are those of the author?s alone, and may not have been reviewed, approved or otherwise endorsed by the issuer.

Credit Cards Research:

Best Credit Cards for 2021
These are the best credit cards for 2021.

Best Credit Cards for Excellent Credit
If you have excellent credit, check out these cards. These are the best cards for excellent credit with travel rewards and cash bonuses.

Best Credit Cards to Pay off Debt
The fastest way to pay off credit card debt is by transferring a balance to a 0% APR credit card. These are the best balance transfer cards on the market.

Best Credit Cards For Bad Credit, Best Credit Cards For Extended Warranties, Best Credit Cards For Rental Car Insurance, Best Credit Cards For Roadside Assistance, Best Credit Cards For Travel Insurance, Best Mastercard Credit Cards, Best No Foreign Transaction Fee Credit Cards, Best Purchase Protection Credit Cards, Easiest Credit Cards To Get Approved For, Other

American Airlines AAdvantage MileUp Credit Card Review

American Airlines AAdvantage MileUp? Credit Card

Rating: 4 Stars

Bottom Line:
Travel Without An Annual Fee

Apply Now
Card DetailsThe OfferIs it Worth It?
Pros and ConsWhy 4 Stars?Fees
Benefits

Card Details

Regular APR:17.49% to 25.49%
Intro APR (Purchases):None
Intro APR (Balance transfers):None
Rewards Rate:Earn 2 AAdvantage miles for each $1 spent at grocery stores, including grocery delivery services

Earn 2 AAdvantage miles for every $1 spent on eligible American Airlines purchases

Earn 1 AAdvantage mile for every $1 spent on other purchases
Credit Needed:(670 – 850) Excellent/Good
Annual Fee:$0
Card Brand:Mastercard?

*See online credit card application for details on the terms and conditions.

Offer Highlights

  • Click APPLY NOW to apply online
  • Earn 10,000 American Airlines AAdvantage Bonus Miles and Receive a $50 statement credit after making $500 in purchases within the first 3 months of account opening
  • Earn 2 AAdvantage miles for each $1 spent at grocery stores, including grocery delivery services
  • Earn 2 AAdvantage miles for every $1 spent on eligible American Airlines purchases
  • Earn 1 AAdvantage mile for every $1 spent on other purchases
  • 25% savings on inflight purchases of drinks and snacks when you use your card on American Airlines flights
  • There’s no limit to the number of AAdvantage miles you can earn
  • Use your miles for award travel to over 1,000 destinations worldwide, with flexible redemption options for one-way or round trip awards on American Airlines. Your AAdvantage miles can also be redeemed for Business and First Class upgrades, car rentals, hotel stays or vacation packages. The choice is yours
  • No Annual Fee.
  • Terms Apply.

Is American Airlines AAdvantage MileUp Credit Card worth it?

American Airlines AAdvantage MileUp is a great card for people who fly American Airlines from time to time, but don’t want an annual fee card. Cardholders earn 2 AAdvantage miles on every dollar spent on American Airlines purchases and at grocery stores, including grocery delivery services.

The card has no annual fee, and as a result you get no first free checked bag and no preferred boarding, which is offered by the other AAdvantage cards issued by Citi. That said, the welcome bonus takes only $500 in spend to hit, so if you’re looking to fly American Airlines and don’t want to shell out for a more premium travel card, American Airlines AAdvantage MileUp is a great card for you.

Pros

  • Earn 2 AAdvantage miles for each $1 spent at grocery stores, including grocery delivery services
  • Earn 10,000 American Airlines AAdvantage Bonus Miles and Receive a $50 statement credit after making $500 in purchases within the first 3 months

Cons

  • Foreign transaction fee – not good for a travel card, unless you only travel domestically
  • No first free checked bag
  • No preferred boarding

Why 4 Stars?

Regular APR


4 Stars

Intro APR


4 Stars

Fees


4 Stars

Perks


5 Stars

Overall


4 Stars

Fees

Foreign Transaction Fee3%
Balance Transfer FeeEither $5 or 3% of the amount of each transfer, whichever is greater.
Cash Advance FeeEither $10 or 5% of the amount of each cash advance, whichever is greater.
Penalty APRUp to 29.99% APR

Benefits

$0 Fraud Liability
Auto Rental Collision Damage Waiver
Concierge Service
Get Started with American Airlines AAdvantage MileUp Credit Card

Editorial Note: This content is not provided by the issuer. Any opinion, analyses, reviews, or recommendations expressed on this page are those of the author?s alone, and may not have been reviewed, approved or otherwise endorsed by the issuer.

Credit Cards Research:

Best Credit Cards for 2021
These are the best credit cards for 2021.

Best Credit Cards for Excellent Credit
If you have excellent credit, check out these cards. These are the best cards for excellent credit with travel rewards and cash bonuses.

Best Credit Cards to Pay off Debt
The fastest way to pay off credit card debt is by transferring a balance to a 0% APR credit card. These are the best balance transfer cards on the market.

Best Cash Back Credit Cards, Best Citi Credit Cards, Best Credit Cards For Big Purchases, Best Credit Cards For Good Credit, Best Credit Cards For Groceries, Best Credit Cards For Rental Car Insurance, Best Credit Cards To Book Flights, Best Mastercard Credit Cards, Best No Annual Fee Credit Cards, Best No Interest Credit Cards, Best OneWorld Alliance Credit Cards, Best Travel Credit Cards, Best Travel Credit Cards With No Annual Fee

  • Go to page 1
  • Go to page 2
  • Go to page 3
  • Go to page 4
  • Go to Next Page »

Primary Sidebar

Get Your Personalized Loan Offers in 4 Easy Steps

Subscribe to our newsletter

Our Latest Research

TD-First-Class-Visa-Signature-Credit-Card-square

TD First Class Visa Signature Review

TD Cash Credit Card

TD Cash Credit Card Review

Target REDcard MasterCard

Target REDcard MasterCard Review

Susan-G.-Komen-Cash-Rewards-Visa-Credit-Card-from-Bank-of-America-square

Susan G. Komen Cash Rewards Visa Credit Card from Bank of America? Review

SunTrust Secured Credit Card Review

About Us | Privacy Policy | Terms of Service | Copyright © 2021 CardResearch

Advertiser Disclosure: Some of the offers that appear on this website are from companies from which CardResearch receives compensation. This compensation may impact how and where offers appear on this site. The site does not review or include all companies or all available products.