Best Southwest Airlines Credit Cards

Chase Southwest Rapid Rewards Priority Card Review

Chase Southwest Rapid-Rewards Priority Credit Card

Rating: 4 Stars

Bottom Line:
Perks For Southwest Airlines Travelers

Card Details

Regular APR:	17.99% – 24.99% (Variable)
Intro APR (Purchases):	None
Intro APR (Balance transfers):	None
Rewards Rate:	2 points per $1 spent on Southwest purchases and Rapid Rewards hotel and car rental partner purchases 1 point per $1 spent on all other purchases
Credit Needed:	(740-850) Excellent
Annual Fee:	$149
Card Brand:	Visa

*See online credit card application for details on the terms and conditions.

Offer Highlights

Click APPLY NOW to apply online
Earn up to 60,000 points. Earn 40,000 points after you spend $1,000 on purchases in the first 3 months your account is open. Plus, earn 20,000 points after you spend $12,000 on purchases in the first 12 months your account is open
7,500 bonus points after your Cardmember anniversary.
$75 Southwest travel credit each year.
4 Upgraded Boardings per year when available.
20% back on in-flight drinks and WiFi.
2 points per $1 spent on Southwest purchases and Rapid Rewards hotel and car rental partner purchases.
1 point per $1 spent on all other purchases.
No foreign transaction fees.

Is Chase Southwest Rapid Rewards Priority Card worth it?

Chase Southwest Rapid Rewards Priority is a great card for travelers who fly Southwest frequently with a significant intro bonus of up to 60,000 points by the end of the first year and perks; for example, cardholders receive four upgraded boardings per year when available.

Pros

40,000 one-time bonus points offer after you spend $1,000 on purchases within 3 months of account opening
$75 annual travel credit
2 points per dollar on Southwest purchases and Rapid Rewards hotel and car rental partner purchases
No foreign transaction fee

Cons

$149 annual fee

Why 4 Stars?

Regular APR

4 Stars

Intro APR

4 Stars

Fees

4 Stars

Perks

5 Stars

Overall

4 Stars

Fees

Foreign Transaction Fee	None
Balance Transfer Fee	5% of the amount of each transfer or $5, whichever is greater
Cash Advance Fee	5% of the amount of each transaction or $10, whichever is greater
Penalty APR	None

Benefits

$0 Fraud Liability

Auto Rental Collision Damage Waiver

Concierge Service

Extended Warranty Program

Travel Accident Insurance

Lost Luggage Reimbursement

Purchase Protection

Roadside Assistance

Travel Assistance

Get Started with Chase Southwest Rapid Rewards Priority Card

Editorial Note: This content is not provided by the issuer. Any opinion, analyses, reviews, or recommendations expressed on this page are those of the author?s alone, and may not have been reviewed, approved or otherwise endorsed by the issuer.

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Chase Southwest Rapid Rewards Premier Card Review

Rating: 4 Stars

Bottom Line:
For Southwest Airlines Travelers

Apply Now

Card Details

Regular APR:	17.99% – 24.99% (Variable)
Intro APR (Purchases):	None
Intro APR (Balance transfers):	None
Rewards Rate:	2 points per $1 spent on Southwest purchases and Rapid Rewards hotel and car rental partner purchases 1 point per $1 spent on all other purchases
Credit Needed:	(740-850) Excellent
Annual Fee:	$99
Card Brand:	Visa

*See online credit card application for details on the terms and conditions.

Offer Highlights

Click APPLY NOW to apply online
Earn up to 60,000 points. Earn 40,000 points after you spend $1,000 on purchases in the first 3 months your account is open. Plus, earn 20,000 points after you spend $12,000 on purchases in the first 12 months your account is open.
6,000 bonus points after your Cardmember anniversary.
2 points per $1 spent on Southwest purchases and Rapid Rewards hotel and car rental partner purchases.
1 point per $1 spent on all other purchases.
No blackout dates or seat restrictions.
Redeem your points for flights, hotel stays, gift cards, access to events, and more.
No foreign transaction fees

Is Chase Southwest Rapid Rewards Premier Card worth it?

Chase Southwest Rapid Rewards Premier is a great card for travelers who fly Southwest frequently with a significant intro bonus of up to 60,000 points by the end of the first year.

Pros

40,000 one-time bonus points offer after you spend $1,000 on purchases within 3 months of account opening
2 points per dollar on Southwest purchases and Rapid Rewards? hotel and car rental partner purchases
No foreign transaction fee

Cons

$99 annual fee

Why 4 Stars?

Regular APR

4 Stars

Intro APR

4 Stars

Fees

4 Stars

Perks

5 Stars

Overall

4 Stars

Fees

Foreign Transaction Fee	None
Balance Transfer Fee	$5 or 5% of the amount of each transfer, whichever is greater
Cash Advance Fee	3% of transaction amount or $10, whichever is greater
Penalty APR	None

Benefits

$0 Fraud Liability

Auto Rental Collision Damage Waiver

Baggage Delay Insurance

Concierge Service

Extended Warranty Program

Travel Accident Insurance

Lost Luggage Reimbursement

Purchase Protection

Roadside Assistance

Travel Assistance

Get Started with Chase Southwest Rapid Rewards Premier Card

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Southwest Rapid Rewards? Premier Business Credit Card Review

Southwest-Rapid-Rewards-Premier-Business-Card

Rating: 5 Stars

Bottom Line:
For Business Owners Who Fly Southwest

Apply Now

Card Details

Regular APR:	17.74 – 24.74% (Variable)
Intro APR (Purchases):	None
Intro APR (Balance transfers):	None
Rewards Rate:	Earn 2 points for every $1 you spend on Southwest Airlines? purchases Earn 1 point for every $1 you spend on all other purchases
Credit Needed:	(670 – 850) Good/Excellent
Annual Fee:	None
Card Brand:	Visa

*See online credit card application for details on the terms and conditions.

Offer Highlights

Click APPLY NOW to apply online
60,000 bonus points after you spend $3,000 on purchases in the first 3 months your account is open
Earn 2 points for every $1 you spend on Southwest Airlines? purchases
Earn 1 point for every $1 you spend on all other purchases
Receive 6,000 bonus points after your cardmember anniversary
Earn points on every purchase with no limits. Enjoy unlimited reward seats and no blackout dates
$0 1st & 2nd checked bags
$0 change fee
Employee cards at no additional cost
You’ll earn 1,500 tier qualifying points (TQPs) for each $10,000 in purchases up to $100,000 in purchases annually which equal 15,000 TQP. TQPs can be used to count toward qualification for Rapid Rewards A-List or A-List Preferred status

Is Southwest Rapid Rewards Premier Business Credit Card worth it?

Southwest Rapid Rewards Premier Business is a great card for business owners who fly Southwest. Cardholders earn 1,500 tier qualifying points for each $10,000 in purchases up to $100,000 in purchases annually which equal 15,000 TQP. The lower tier, A-list status – which gets you priority boarding and free same-day standby for an earlier flight going to the same destination among other perks – requires 35,000 tier qualifying points, so it will take more than one year to achieve this goal, but you can stack another card what earns tier qualifying points, namely the Rapid Rewards Priority Card or Rapid Rewards Premier Card, to earn faster.

You can also achieve A-list status by flying 25 one-way qualifying flights, which most people will find fits their spending more naturally. As for the value of the Rapid Rewards points you get, with Southwest Rapid Rewards points being worth about 1.5 cents per point, the bonus is worth 60,000 x $0.015 = $900 in Southwest travel.

Cardholders earn 2 Rapid Rewards points for every $1 you spend on Southwest Airlines? purchases. Points count towards the Companion Pass, which allows you to bring a friend on any Southwest flight with you for a year. This can be a big deal for companies who typically travel with multiple employees as you would be saving hundreds of dollars every flight. It takes 125,000 points to earn the pass or 100 qualifying one-way flights.

While you can’t earn Rapid Rewards points on other airlines, you can transfer points into Rapid Rewards. For example, Chase Ultimate Rewards points can be converted to Rapid Rewards Points on a 1:1 ratio. Note that you can only book rewards flights on Southwest, so we literally mean it when we say it?s for business owners who fly Southwest.

Pros

Rapid Rewards do not expire
Chase Ultimate Rewards points can be converted to Rapid Rewards Points on a 1:1 ratio
Points earned count towards Companion Pass – the benefit that lets a friend fly with you free of airline charges for a year
You?ll earn 1,500 tier qualifying points (TQPs) for each $10,000 in purchases up to $100,000 in purchases annually which equal 15,000 TQP. TQPs can be used to count toward qualification for Rapid Rewards A-List or A-List Preferred status

Cons

Penalty APR
$99 annual fee

Why 5 Stars?

Regular APR

4 Stars

Intro APR

4 Stars

Fees

5 Stars

Perks

5 Stars

Overall

5 Stars

Fees

Foreign Transaction Fee	None
Balance Transfer Fee	Either $5 or 5% of the amount of each transfer, whichever is greater
Cash Advance Fee	Either $15 or 5% of the amount of each transaction, whichever is greater
Penalty APR	Up to 29.99%

Benefits

$0 Fraud Liability

Auto Rental Collision Damage Waiver

Baggage Delay Insurance

Extended Warranty Program

Lost Luggage Reimbursement

Purchase Protection

Roadside Assistance

Travel Accident Insurance

Travel and Emergency Assistance

Get Started with Southwest Rapid Rewards Premier Business Credit Card

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Southwest Rapid Rewards Plus Credit Card Review

Rating: 5 Stars

Bottom Line:
Starter Southwest Rewards

Apply Now

Card Details

Regular APR:	17.74 – 24.74% (Variable)
Intro APR (Purchases):	None
Intro APR (Balance transfers):	None
Rewards Rate:	Earn 2 points per $1 spent on Southwest Airlines flights and hotel & car rental partners Earn 1 point per $1 spent on all other purchases made with your card
Credit Needed:	(670 – 850) Good/Excellent
Annual Fee:	$69
Card Brand:	Visa

*See online credit card application for details on the terms and conditions.

Offer Highlights

Click APPLY NOW to apply online
3,000 anniversary points after your Cardmember anniversary
Earn 40,000 points after you spend $1,000 on purchases in the first 3 months of account opening
Points earned count towards Companion Pass ? the benefit that lets a friend fly with you free of airline charges for a year
Earn 2 points per $1 spent on Southwest Airlines flights and hotel & car rental partners
Earn 1 point per $1 spent on all other purchases made with your card

Is Southwest Rapid Rewards Plus Credit Card worth it?

Southwest Rapid Rewards Plus Credit Card is a solid card for Southwest travelers. There are two different cards you may be approved for when you apply that have different credit access lines/credit limits. You may find that you get approved for a high credit limit than you were expecting. If approved for a Signature account, your credit limit will be at least $5000. If approved for a Platinum account, your credit limit will be at least $2000.

Southwest Rapid Rewards Plus gets you a sign up bonus of 40,000 points after just $1,000 in spend in the first 3 months. With Rapid Rewards points being worth about 1.5 cents, this bonus is worth 40000 x $0.015 = $600 in Southwest flight value. Cardholders earn 2 points per $1 spent on Southwest Airlines flights and hotel & car rental partners that are booked through the Southwest portal, and these partners are well known.

Hotel partners include Best Western, Radisson Rewards, Choice Hotels, World of Hyatt, Marriott Rewards, MGM Resorts, Starwood Preferred Guest and more. Car rental parterns include Alamo, Avis, Budget, Dollar, Hertz, and more. If you like traveling Southwest, whether it be for the lack of change fees, free checked bags on domestic flights, or for the highly rated customer service, Southwest Rapid Rewards? Plus is a solid card to earn rewards for your next flight with.

Pros

Earn 2 points per $1 spent on Southwest Airlines flights and hotel & car rental partners

Cons

Earn 40,000 points after you spend $1,000 on purchases in the first 3 months of account opening
3,000 anniversary points after your Cardmember anniversary
$69 annual fee
Does not earn A-list qualifying points. A-list status gets you priority boarding and free same-day standby for an earlier flight going to the same destination

Why 5 Stars?

Regular APR

4 Stars

Intro APR

4 Stars

Fees

5 Stars

Perks

5 Stars

Overall

5 Stars. ?????

Fees

Foreign Transaction Fee	3%
Balance Transfer Fee	Either $5 or 5% of the amount of each transfer, whichever is greater
Cash Advance Fee	Either $10 or 5% of the amount of each transaction, whichever is greater
Penalty APR	None

Benefits

$0 Fraud Liability

Auto Rental Collision Damage Waiver

Baggage Delay Reimbursement

Concierge Service

Emergency Card Replacement

Emergency Cash Disbursement

Extended Warranty Protection

Lost Luggage Reimbursement

Travel Accident Insurance

Price Protection

Purchase Protection

Return Protection

Roadside Dispatch

Travel and Emergency Assistance

Trip Cancellation/Trip Interruption Reimbursement

Trip Delay Reimbursement

Get Started with Southwest Rapid Rewards Plus Credit Card

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Southwest Rapid Rewards Performance Business Credit Card Review

Southwest-Rapid-Rewards-Performance-Business-Card

Rating: 5 Stars

Bottom Line:
High Rewards For Southwest Business Travelers

Apply Now

Card Details

Regular APR:	17.74 – 24.74% (Variable)
Intro APR (Purchases):	None
Intro APR (Balance transfers):	None
Rewards Rate:	Earn 3 points for every $1 you spend on Southwest Airlines? purchases Earn 2 points for every $1 you spend on social media and search engine advertising, Internet, cable, and phone services Earn 1 point for every $1 you spend on all other purchases
Credit Needed:	(670 – 850) Good/Excellent
Annual Fee:	$199
Card Brand:	Visa

*See online credit card application for details on the terms and conditions.

Offer Highlights

Click APPLY NOW to apply online
Earn 70,000 points after you spend $5,000 on purchases in the first three months of account opening
9,000 points every year on your Cardmember anniversary
Earn 3 points for every $1 you spend on Southwest Airlines purchases
Earn 2 points for every $1 you spend on social media and search engine advertising, Internet, cable, and phone services
Earn 1 point for every $1 you spend on all other purchases
Global Entry or TSA Pre Fee credit in the form of a statement credit of up to $100 every four years
Earn tier qualifying points towards A-List status
Points earned count towards Companion Pass – the benefit that lets a friend fly with you free of airline charges for a year
Four Upgraded Boardings per year when available

Is Southwest Rapid Rewards Performance Business Credit Card worth it?

Southwest Rapid Rewards Performance Business Credit Card is a great card for business travelers who fly Southwest. You get 70,000 points after you spend $5,000 on purchases in the first three months, and these points as well as future points you earn count toward the Companion Pass, the coveted benefit that allows you to bring any friend on any Southwest flight free of charge with you for a year.

Plus, when you earn the Companion Pass, it’s valid for the remainder of the current year and for the next year. Southwest Rapid Rewards Performance Business Credit Card also offers Global Entry or TSA Pre Fee credit in the form of a statement credit of up to $100 every four years. If you don’t have another card that has provided you this as a benefit already, this is a great opportunity to sign up and save some time going through security, and in the case of Global Entry, U.S. customs.

Generally, business cards are less valuable than personal cards, because they have higher annual fees and fewer perks, but Southwest Rapid Rewards Performance Business earns 3 points for every $1 you spend on Southwest Airlines purchases, and given that Southwest Airlines points are worth about 1.5 cents, that’s a 3 x .015 = 4.5% rewards rate. In other words, for every hundred dollars you spend on Southwest Airlines, you earn $4.50 in credit for future flights. This is almost like having a 4.5% off coupon for every Southwest flight.

You also get four upgraded boardings per year when available that allow you to upgrade to A1-A15. A is the boarding group and 1-15 is the boarding position. For example, A1 boards before A15. With the sign up bonus alone being worth 70,000 x $0.015 = $1050, this $199 annual fee card makes financial sense.

Pros

Earn 70,000 points after you spend $5,000 on purchases in the first three months of account opening
Points earned count towards 125,000 Companion Pass amount – the benefit that lets a friend fly with you free of airline charges for a year. Note that purchased points do not count towards Companion Pass
9,000 points every year on your Cardmember anniversary
No foreign transaction fee

Cons

$199 annual fee

Why 5 Stars?

Regular APR

4 Stars

Intro APR

4 Stars

Fees

5 Stars

Perks

5 Stars

Overall

5 Stars

Fees

Foreign Transaction Fee	None
Balance Transfer Fee	Either $5 or 5% of the amount of each transfer, whichever is greater
Cash Advance Fee	Either $15 or 5% of the amount of each transaction, whichever is greater
Penalty APR	Up to 29.99%

Benefits

$0 Fraud Liability

Auto Rental Collision Damage Waiver

Extended Warranty Program

Lost Luggage Reimbursement

Purchase Protection

Roadside Assistance

Travel Accident Insurance

Travel Assistance

Get Started with Southwest Rapid Rewards Performance Business Credit Card

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