
Rating: 4 Stars
Bottom Line:
United Reward Flights For No Annual Fee
Card Details
Regular APR: | 17.74% – 24.74% (Variable) |
Intro APR (Purchases): | None |
Intro APR (Balance transfers): | None |
Rewards Rate: | 2% in TravelBank cash per $1 spent on airline tickets purchased from United 1.5% in TravelBank cash per $1 spent on all other purchases |
Credit Needed: | (670 – 850) Good/Excellent |
Annual Fee: | None |
Card Brand: | Visa |
*See online credit card application for details on the terms and conditions.
Offer Highlights
- Click APPLY NOW to apply online
- $150 in United TravelBank cash after you spend $1,000 on purchases in the first 3 months from account opening
- 2% in TravelBank cash per $1 spent on airline tickets purchased from United
- 1.5% in TravelBank cash per $1 spent on all other purchases
- $1 in TravelBank cash = $1 when used toward the purchase of a ticket on flights operated by United and United Express
- Enjoy 25% back as a statement credit on purchases of food, beverages and Wi-Fi onboard United?-operated flights when you pay with your United TravelBank Card
Is United TravelBank Credit Card worth it?
United TravelBank is a solid no annual fee card for people who fly United. The TravelBank cash is different from the miles that other United cards earn, and earning TravelBank cash does not count toward qualification for MileagePlus Premier status, which if earned gets you priority check-in and the opportunity for complimentary upgrades.
For no annual fee and no foreign transaction fee, United TravelBank earns you 2% in TravelBank cash per $1 spent on airline tickets purchased from United and 1.5% in TravelBank cash per $1 spent on all other purchases. With $150 in signup bonus value, it still takes some spending to earn a United ticket.
If you spent $20,000 in one year with United TravelBank on everyday purchases, you would have $300 + $150 = $450 in United airfare, enough for a one-way domestic flight to any destination. A simple cash back card like Citi Double Cash would earn you 2% cash back on any purchase with no annual fee, but if you really need a United card with no annual fee, United TravelBank is the right card for you.
Pros
- $150 in United TravelBank cash after you spend $1,000 on purchases in the first 3 months from account opening
- 2% in TravelBank cash per $1 spent on airline tickets purchased from United
- 1.5% in TravelBank cash per $1 spent on all other purchases
Cons
- No travel perks like lounge access or free checked bags
Why 4 Stars?
Regular APR
4 Stars
Intro APR
4 Stars
Fees
4 Stars
Perks
5 Stars
Overall
4 Stars
Fees
Foreign Transaction Fee | None |
Balance Transfer Fee | Either $5 or 5% of the amount of each transfer, whichever is greater |
Cash Advance Fee | Either $10 or 5% of the amount of each transaction, whichever is greater |
Penalty APR | None |
Benefits
$0 Fraud Liability |
Auto Rental Collision Damage Waiver |
Baggage Delay Reimbursement |
Concierge Service |
Emergency Card Replacement |
Emergency Cash Disbursement |
Extended Warranty Protection |
Lost Luggage Reimbursement |
Travel Accident Insurance |
Price Protection |
Purchase Protection |
Return Protection |
Roadside Dispatch |
Travel and Emergency Assistance |
Trip Cancellation/Trip Interruption Reimbursement |
Trip Delay Reimbursement |
Editorial Note: This content is not provided by the issuer. Any opinion, analyses, reviews, or recommendations expressed on this page are those of the author?s alone, and may not have been reviewed, approved or otherwise endorsed by the issuer.
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