Card Details

Regular APR:	14.49 – 25.49 (Variable)
Intro APR (Purchases):	0% for 18 months
Intro APR (Balance transfers):	0% for 18 months for transfers in first 120 days
Rewards Rate:	None
Credit Needed:	(670 – 850) Good/Excellent
Annual Fee:	None
Card Brand:	Mastercard

*See online credit card application for details on the terms and conditions.

Offer Highlights

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Low intro APR plus VIP Access
Make the most of great savings with the Citi Diamond Preferred card, by taking advantage of its introductory low APR on credit card balance transfers, as well as purchases with no annual fee
Apply for the Citi Diamond Preferred card and start saving today. Experience great benefits like VIP packages to concerts, sporting events and more with access to Citi Private Pass
0% Intro APR for 18 months from date of account opening on purchases and 0% Intro APR for 18 months from date of first transfer of balance. After that, the variable APR will be 15.49% – 25.49%, based on creditworthiness. Balance transfers must be completed within 4 months of account opening
Choose to pay your bill on any available due date in the beginning, middle or end of the month. Enjoy the flexibility of paying your full balance or just the minimum payment due each month

Is Citi Diamond Preferred Card worth it?

Citi Diamond Preferred Card is a great card for paying off debt over a long period of time. The 0% Intro period is for 18 months, which is almost the longest intro period available.

Citi? Diamond Preferred offers Citi Entertainment as a benefit. You get special access to purchase tickets to thousands of events annually.

Pros

Citi Entertainment as a benefit
0% Intro APR for 18 months from date of first transfer of balance for transfers in first 120 days
No annual fee

Cons

5% balance transfer fee
Foreign transaction fee

Why 5 Stars?

Regular APR

4 Stars

Intro APR

5 Stars

Fees

4 Stars

Perks

5 Stars

Overall

5 Stars

Fees

Foreign Transaction Fee	3%
Balance Transfer Fee	Either $5 or 5% of the amount of each transfer, whichever is greater.
Cash Advance Fee	Either $10 or 5% of the amount of each cash advance, whichever is greater
Penalty APR	Up to 29.99%

Benefits

$0 Liability

Citi Entertainment

Citi? Identity Theft Solutions

Get Started with Citi Diamond Preferred Card

Editorial Note: This content is not provided by the issuer. Any opinion, analyses, reviews, or recommendations expressed on this page are those of the author?s alone, and may not have been reviewed, approved or otherwise endorsed by the issuer.

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