Rating: 5 Stars
Bottom Line:
For Air Travelers Who Eat Out
TABLE OF CONTENTS
Card Details
| Regular APR: | 18.74% – 25.74% (Variable) |
| Intro APR (Purchases): | None |
| Intro APR (Balance transfers): | None |
| Rewards Rate: | Earn 5X Points on Air Travel and Restaurants Earn 3X Points on Hotels and Cruise Lines 1X on all other purchases |
| Credit Needed: | (740 – 850) Excellent |
| Annual Fee: | $495 |
| Card Brand: | Mastercard |
*See online credit card application for details on the terms and conditions.
Offer Highlights
- Click APPLY NOW to apply online
- Earn 50,000 bonus ThankYou Points after you spend $4,000 in purchases with your card within 3 months of account opening
- Bonus ThankYou Points are not available if you received a new cardmember bonus for Citi Rewards+SM, Citi ThankYou Preferred, Citi ThankYou Premier/Citi PremierSM or Citi Prestige, or if you have closed any of these accounts, in the past 24 months
- Earn 5X Points on Air Travel and Restaurants. Earn 3X Points on Hotels and Cruise Lines. 1X on all other purchases
- Up to $250 Travel Credit every calendar year
- Enjoy complimentary access to hundreds of VIP lounges through Priority Pass Select
- Complimentary fourth night hotel statement credit equal to the average nightly rate of your four consecutive night stay for any hotel booked through thankyou.com or by phone at 1-800-THANKYOU
Is Citi Prestige Card worth it?
Citi Prestige is a great card for air travelers who eat out with 5x points on air travel and restaurants. The sign up bonus is solid: earn 50,000 ThankYou Points after you spend $4,000 in purchases with your card within 3 months of account opening. The points can be used to book airfare through Citi’s ThankYou portal at a solid rate of 1 cent per point, and there are no blackout dates. You can also transfer points but please note there is only one domestic airline, JetBlue, among the travel partners.
Pros
- 5X points on air travel and restaurants
- You can transfer points to travel partners including Air France/KLM Flying Blue, Cathay Pacific Asia Miles, JetBlue TrueBlue, Virgin Atlantic Flying Club, and more than 5 more.
- Access to Priority Pass Select, which has 700 lounges wordwide
- Up to $250 Travel Credit every calendar year
- Free credit against Global Entry or TSA PreCheck application fee, up to $100 every five years – renewals covered
- No foreign transaction fee
Cons
- $495 annual fee
- Travel partners only include one domestic airline, JetBlue
Why 5 Stars?
Regular APR
5 Stars
Intro APR
4 Stars
Fees
4 Stars
Perks
5 Stars
Overall
5 Stars
Fees
| Foreign Transaction Fee | None |
| Balance Transfer Fee | Either $5 or 3% of the amount of each transfer, whichever is greater |
| Cash Advance Fee | Either $10 or 5% of the amount of each cash advance, whichever is greater. |
| Penalty APR | Up to 29.99% |
Benefits
| $0 Fraud Liability |
| Auto Rental Collision Damage Waiver |
| Extended Warranty Program |
| Purchase Protection |
| Roadside Assistance |
| Travel Accident Insurance |
Editorial Note: This content is not provided by the issuer. Any opinion, analyses, reviews, or recommendations expressed on this page are those of the author?s alone, and may not have been reviewed, approved or otherwise endorsed by the issuer.
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