Card Details

Regular APR:	14.74% – 23.74% (Variable)
Intro APR (Purchases):	0% for 6 months
Intro APR (Balance transfers):	10.99% for 6 months on qualifying balance transfers
Rewards Rate:	Earn 2% Cash Back at gas stations and restaurants on up to $1,000 in combined purchases each quarter Earn unlimited 1% cash back on all other purchases – automatically Discover will match all the cash back you’ve earned at the end of your first year, so your cash back gets doubled
Credit Needed:	(580-669) Average/Fair
Annual Fee:	None
Card Brand:	Discover

*See online credit card application for details on the terms and conditions.

Offer Highlights

Click APPLY NOW to apply online
Get $20 statement credit each school year your GPA is 3.0 or higher for up to next five years
Earn 2% Cash Back at gas stations and restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases – automatically
Cashback Match: We’ll automatically match all the cash back you’ve earned at the end of your first year. There’s no signing up. And no limit to how much we’ll match
Your cash back never expires. Redeem your rewards in any amount, at any time
Free Social Security number alerts: we’ll monitor thousands of Dark Web sites when you sign up
If you misplace your card, you can freeze your account in seconds on the mobile app or website to prevent new purchases, cash advances, and balance transfers
Easily view your FICO Credit Score on monthly statements, mobile and online for free

Is Discover It Student Chrome worth it?

Discover It Student Chrome is a great card for students looking to build credit and earn cash back on gas and restaurants purchases. Students earn 2% Cash Back at gas stations and restaurants on up to $1,000 in combined purchases each quarter, unlimited 1% cash back on all other purchases, and Discover will match all the cash back you’ve earned at the end of your first year so your cash back gets doubled. The $20 statement credit each school year you earn a 3.0 GPA or higher is a nice perk.

Pros

Build your credit
Report to all three major credit bureaus
Earn 2% Cash Back at gas stations and restaurants on up to $1,000 in combined purchases each quarter
Discover will match all the cash back you’ve earned at the end of your first year, so your cash back gets doubled
No annual fee

Cons

No 0% Intro APR for balance transfers

Why 5 Stars?

Regular APR

4 Stars

Intro APR

4 Stars

Fees

5 Stars

Perks

5 Stars

Overall

5 Stars

Fees

Foreign Transaction Fee	None
Balance Transfer Fee	After January 10, 2020, you no longer get an intro fee of 3% of the amount of each balance transfer that has posted to your account. It then becomes 5% of the amount of each transfer.
Cash Advance Fee	Either $10 or 5% of the amount of each cash advance, whichever is greater
Penalty APR	None

Benefits

$0 Fraud Liability

Get Started with Discover It Student Chrome

Editorial Note: This content is not provided by the issuer. Any opinion, analyses, reviews, or recommendations expressed on this page are those of the author?s alone, and may not have been reviewed, approved or otherwise endorsed by the issuer.

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