Rating: 4 Stars
Build Credit with the Lowest APR
|Regular APR:||9.99% (Variable)|
|Intro APR (Purchases):||None|
|Intro APR (Balance transfers):||None|
|Credit Needed:||(0 – 300) Bad/Limited/No|
*See online credit card application for details on the terms and conditions.
- Click APPLY NOW to apply online
- No processing or application fees
- No minimum credit score requirements
- Low fixed interest rates with no penalty rate
- Reports to all three nationwide credit bureaus
Is Green Dot primor Visa Gold Secured worth it?
Green Dot primor Visa Gold Secured is a solid card for people looking to build credit. Compared to popular secured cards, like Citi Secured Mastercard, Discover it Secured, and Capital One Secured Mastercard, Green Dot primor Visa Classic Secured has the same $200 initial credit line and an APR that is impressively low. Only Applied Bank Secured Visa Gold Preferred Credit Card has an APR this low, even secured cards from credit unions like State Department EMV Savings Secured Visa Platinum and Navy Federal nRewards Secured have higher APRs.
However, it does have a $49 annual fee and a $29 additional card fee, while the other cards have no annual fee, except for Applied Bank Secured Visa Gold Preferred, which has a $48 annual fee. The cost of an extremely low APR is apparently covered in the annual fee in the case of these two 9.99% APR secured cards.
If you are anticipating the possibility of carrying a balance and can pay the annual fee, Green Dot primor Visa Classic Secured is a solid card to get, because the APR is the lowest of secured card APRs.
- Impressively low APR
- Build your credit
- Monthly reporting to all 3 major credit bureaus
- APR is lower than secured cards from Citi, Discover, and Capital One
- $49 annual fee
- $49 credit limit increase fee
Why 4 Stars?
|Foreign Transaction Fee||3%|
|Balance Transfer Fee||No Balance Transfers Allowed|
|Cash Advance Fee||Either $5 or 5% of the amount of each cash advance, whichever is greater|
|$0 Fraud Liability|
|Auto Rental Collision Damage Waiver|
|Baggage Delay Insurance|
|Extended Warranty Program|
|Travel Accident Insurance|
|Lost Luggage Reimbursement|
Editorial Note: This content is not provided by the issuer. Any opinion, analyses, reviews, or recommendations expressed on this page are those of the author?s alone, and may not have been reviewed, approved or otherwise endorsed by the issuer.
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