
Rating: 4 Stars
Bottom Line:
Rebate for Harley-Davidson Fans
TABLE OF CONTENTS
Card Details
Regular APR: | 15.74% – 24.74% (Variable) |
Intro APR (Purchases): | 0% for 12 billing cycles |
Intro APR (Balance transfers): | 0% for 12 billing cycles for transfers in first 30 days of account opening |
Rewards Rate: | 3 points per $1 at H-D dealerships and h-d.com/store 2 points per $1 at gas stations, restaurants, bar and lodging merchants 1 point everywhere else Visa is accepted for every $1 of eligible net purchases |
Credit Needed: | (670 – 850) Good/Excellent |
Annual Fee: | None |
Card Brand: | Visa |
*See online credit card application for details on the terms and conditions.
Offer Highlights
- Click APPLY NOW to apply online
- Spend $500 in eligible net purchases (net purchases are purchases minus credits and returns) within the first 60 days of account opening and 10,000 Genuine Rewards points will be credited to your account 6-8 weeks after the 60-day period. The 10,000 Genuine Rewards points can be redeemed for a $100 H-D Gift Card
- Get a 0% intro APR* on purchases and balance transfers for 12 billing cycles
- 3 points per $1 at H-D dealerships and h-d.com/store
- 2 points per $1 at gas stations, restaurants, bar and lodging merchants
- 1 point everywhere else Visa is accepted for every $1 of eligible net purchases
- For every 2,500 points you earn, you can redeem for a $25 H-D Gift Card to spend at Harley dealerships and h-d.com/store
Is Harley-Davidson Visa Signature worth it?
Harley-Davidson Visa Signature is a great card for fans of Harley-Davidson. Cardholders earn 3 points per $1 at H-D dealerships and h-d.com/store. For every 2,500 points you earn, you can redeem for a $25 H-D Gift Card to spend at Harley dealerships and h-d.com/store. This means that one point is worth one cent, so 3 points per $1 is a 3% rebate on H-D? dealerships and h-d.com/store purchases. This is great.
Pros
- No annual fee
- 3 points per $1 at H-D dealerships and h-d.com/store
- 2 points per $1 at gas stations, restaurants, bar and lodging merchants
- 1 point everywhere else Visa is accepted for every $1 of eligible net purchases
- Every purchase you make with your card earns you one entry into the H-D Visa Free Ride Sweepstakes
Cons
- Other cards offer 1.5% or 2% unlimited cash back for all purchases. Harley-Davidson Visa Signature offers 3% rewards for purchases at H-D dealerships and h-d.com/store, but making those purchases with a cash back card would offer more flexible redemption.
Why 4 Stars?
Regular APR
4 Stars
Intro APR
4 Stars
Fees
4 Stars
Perks
5 Stars
Overall
4 Stars
Fees
Foreign Transaction Fee | None |
Balance Transfer Fee | Either 3% of the amount of each transfer or $5 minimum, whichever is greater |
Cash Advance Fee | Either 3% of the amount of each advance or $10 minimum, whichever is greater |
Penalty APR | None |
Benefits
$0 Fraud Liability |
Auto Rental Collision Damage Waiver |
Baggage Delay Reimbursement |
Concierge Service |
Emergency Card Replacement |
Emergency Cash Disbursement |
Extended Warranty Protection |
Lost Luggage Reimbursement |
Travel Accident Insurance |
Price Protection |
Purchase Protection |
Return Protection |
Roadside Dispatch |
Travel and Emergency Assistance |
Trip Cancellation/Trip Interruption Reimbursement |
Trip Delay Reimbursement |
Editorial Note: This content is not provided by the issuer. Any opinion, analyses, reviews, or recommendations expressed on this page are those of the author?s alone, and may not have been reviewed, approved or otherwise endorsed by the issuer.
Credit Cards Research:
Best Credit Cards for 2021
These are the best credit cards for 2021.
Best Credit Cards for Excellent Credit
If you have excellent credit, check out these cards. These are the best cards for excellent credit with travel rewards and cash bonuses.
Best Credit Cards to Pay off Debt
The fastest way to pay off credit card debt is by transferring a balance to a 0% APR credit card. These are the best balance transfer cards on the market.