Rating: 5 Stars
Bottom Line:
High Rewards for Hilton Travelers
TABLE OF CONTENTS
Card Details
| Regular APR: | 17.49% – 26.49% (Variable) |
| Intro APR (Purchases): | None |
| Intro APR (Balance transfers): | None |
| Rewards Rate: | Earn 14x Hilton Honors bonus points when you make eligible purchases on your Card at participating hotels or resorts within the Hilton Portfolio Earn 7x Hilton Honors bonus points on eligible purchases on your Card for flights booked directly with airlines or amextravel.com, car rentals booked directly from select car rental companies, and U.S. restaurants Earn 3x Hilton Honors bonus points on all other eligible purchases |
| Credit Needed: | (740 – 850) Excellent |
| Annual Fee: | $450 |
| Card Brand: | American Express |
*See online credit card application for details on the terms and conditions.
Offer Highlights
- Click APPLY NOW to apply online
- Earn 150,000 Hilton Honors Bonus Points after you spend $4,000 in purchases on the Card within your first 3 months of Card Membership
- Earn 14x Hilton Honors bonus points when you make eligible purchases on your Card at participating hotels or resorts within the Hilton Portfolio
- Earn 7x Hilton Honors bonus points on eligible purchases on your Card for flights booked directly with airlines or amextravel.com, car rentals booked directly from select car rental companies, and U.S. restaurants
- With your Hilton Honors Aspire Card, you can enjoy complimentary Diamond status which includes even more perks from Hilton, such as 100% extra Bonus Points on all Base Points you earn, room upgrades, and more
- Enjoy one weekend night reward with your new Hilton Honors American Express Aspire Card and every year after renewal. Plus, earn an additional night after you spend $60,000 on purchases on your Card in a calendar year
- With your Hilton Honors American Express Aspire Card, enjoy up to $250 in statement credits each year of Card Membership for eligible purchases at participating Hilton Resorts
- Relax with unlimited lounge visits for you and up to 2 guests per visit once enrolled in complimentary Priority Pass Select membership, which offers access to over 1,000 airport lounges around the world
- With the Hilton Honors Aspire Card you can also take advantage of the $250 Airline Fee Credit for incidental charges that are charged by the airline to your Card
Is Hilton Honors American Express Aspire worth it?
Hilton Honors American Express Aspire Card is a great card for Hilton travelers. Cardholders earn 14x Hilton Honors bonus points when you make eligible purchases on your card at participating hotels or resorts within the Hilton portfolio. The card comes with complimentary Diamond status, which allows you to earn 20 more points per $1 you spend with Hilton. You get 10 base points for being a member and 10 more points for Diamond Status. Even when you account for the value of Hilton points being lower than average – about one half cent per point or less – in total you are receiving an excellent hotel rewards rate.
Pros
- Earn 150,000 Hilton Honors Bonus Points after you spend $4,000 in purchases on the Card within your first 3 months of Card Membership
- Enjoy one weekend night reward with your new Hilton Honors American Express Aspire Card and every year after renewal
- Relax with unlimited lounge visits for you and up to 2 guests per visit once enrolled in complimentary Priority Pass Select membership, which offers access to over 1,000 airport lounges around the world
- No foreign transaction fees
Cons
- $99 annual fee
- Few travel perks besides one-time 50% off companion ticket
- Only cardholder gets free checked bag
Why 5 Stars?
Regular APR
4 Stars
Intro APR
4 Stars
Fees
5 Stars
Perks
5 Stars
Overall
5 Stars
Fees
| Foreign Transaction Fee | None |
| Balance Transfer Fee | Either $5 or 3% of the amount of each transfer, whichever is greater |
| Cash Advance Fee | Either $10 or 5% of the amount of each cash advance, whichever is greater |
| Penalty APR | 29.99% |
Benefits
| $0 Fraud Liability |
| Auto Rental Collision Damage Waiver |
| Baggage Insurance Plan |
| Concierge Service |
| Extended Warranty Program |
| Lost Luggage Reimbursement |
| Purchase Protection |
| Roadside Assistance |
| Travel Accident Insurance |
| Travel Assistance |
Editorial Note: This content is not provided by the issuer. Any opinion, analyses, reviews, or recommendations expressed on this page are those of the author?s alone, and may not have been reviewed, approved or otherwise endorsed by the issuer.
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