Card Details

Regular APR:	17.49% – 26.49% (Variable)
Intro APR (Purchases):	None
Intro APR (Balance transfers):	None
Rewards Rate:	Earn 7x Hilton Honors bonus points when you make eligible purchases on your Card at participating hotels or resorts within the Hilton Portfolio Earn 5x Hilton Honors bonus points for each dollar of eligible purchases on your Card at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations Earn 3x Hilton Honors bonus points on all other eligible purchases
Credit Needed:	(740 – 850) Excellent
Annual Fee:	None
Card Brand:	American Express

*See online credit card application for details on the terms and conditions.

Offer Highlights

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Earn 75,000 Hilton Honors Bonus Points after you spend $1,000 in purchases on the Card within your first 3 months of Card Membership
Earn 7x Hilton Honors bonus points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton Portfolio
Earn 5x Hilton Honors bonus points for each dollar of eligible purchases on your Card at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations
Earn 3x Hilton Honors bonus points on all other eligible purchases
Enjoy complimentary Hilton Honors Silver status with your Card. Plus, spend $20,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors Gold status through the end of the next calendar year

Is Hilton Honors American Express worth it?

Hilton Honors American Express Card is a solid card for Hilton travelers with no annual fee. Cardholders earn 7x Hilton Honors bonus points when you make eligible purchases on your card at participating hotels or resorts within the Hilton portfolio. The card comes with complimentary Silver status, but if you spend $20,000 on eligible purchases on your Card in a calendar year you can earn an upgrade to Hilton Honors Gold status through the end of the next calendar year, which allows you to earn 8 more points per $1 you spend with Hilton. You get 10 base points for being a member and 8 more points for Gold Status. Even when you account for the value of Hilton points being lower than average – about one half cent per point or less – in total you are receiving an excellent hotel rewards rate.

Pros

Earn 75,000 Hilton Honors Bonus Points after you spend $1,000 in purchases on the Card within your first 3 months of Card Membership
Earn 5x Hilton Honors bonus points for each dollar of eligible purchases on your Card at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations
Spend $20,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors Gold status through the end of the next calendar year
No foreign transaction fees
No annual fee

Cons

Purchases made through 3rd-party booking sites will not receive 7x points – purchases must be made directly with hotels and resorts in the the Hilton portfolio to receive this rate

Why 5 Stars?

Regular APR

4 Stars

Intro APR

4 Stars

Fees

5 Stars

Perks

5 Stars

Overall

5 Stars

Fees

Foreign Transaction Fee	None
Balance Transfer Fee	Either $5 or 3% of the amount of each transfer, whichever is greater
Cash Advance Fee	Either $10 or 5% of the amount of each cash advance, whichever is greater
Penalty APR	29.99%

Benefits

$0 Fraud Liability

Auto Rental Collision Damage Waiver

Baggage Insurance Plan

Concierge Service

Extended Warranty Program

Lost Luggage Reimbursement

Purchase Protection

Roadside Assistance

Travel Accident Insurance

Travel Assistance

Get Started with Hilton Honors American Express

Editorial Note: This content is not provided by the issuer. Any opinion, analyses, reviews, or recommendations expressed on this page are those of the author?s alone, and may not have been reviewed, approved or otherwise endorsed by the issuer.

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