Rating: 4 Stars
Bottom Line:
Rewards with Holland American Line
TABLE OF CONTENTS
Card Details
| Regular APR: | 15.49%, 20.49% or 25.49% (Variable) |
| Intro APR (Purchases): | None |
| Intro APR (Balance transfers): | 0% for 15 billing cycles on transfers in first 45 days of account opening |
| Rewards Rate: | Earn 2 points per $1 spent on all Holland America purchases, including onboard purchases Earn 1 point for every $1 spent on all other purchases everywhere Visa is accepted |
| Credit Needed: | (740 – 850) Excellent |
| Annual Fee: | None |
| Card Brand: | American Express |
*See online credit card application for details on the terms and conditions.
Offer Highlights
- Click APPLY NOW to apply online
- Earn 2 points per $1 spent on all Holland America purchases, including onboard purchases
- Earn 1 point for every $1 spent on all other purchases everywhere Visa is accepted
- Earn 5,000 points after first purchase enough to redeem for a $50 onboard credit
- Redeem points for discounts toward Holland America Cruises when you use your Holland America Visa to book the cruise
- Redeem points for onboard amenities and credits, along with gift cards and merchandise
- Use points for statement credits toward airfare
Is Holland American Line Rewards Visa worth it?
Holland American Line Rewards Visa Card is a solid card for people who often cruise with Holland America Line. The rewards structure favors frequent customers. For example, within 180 days of making a Holland America Line purchase with this card, points have a higher redemption value, up to 2.5% back for purchases above $4000 when redeemed for a statement credit. Points can also be redeemed for onboard amenities, gift cards, merchandise and travel, including flights through BarclaysUS.com. Other cards offer a higher rewards rate across a wider variety of purchases, but if you are loyal to Holland America Line, this may be the right card for you.
Pros
- Earn 5,000 points after first purchase enough to redeem for a $50 onboard credit
- No annual fee
- No foreign transaction fee
Cons
- 2x rewards does not apply to other cruise lines
- Benefits include just $0 fraud liability and concierge service
Why 4 Stars?
Regular APR
4 Stars
Intro APR
4 Stars
Fees
4 Stars
Perks
5 Stars
Overall
5 Stars
Fees
| Foreign Transaction Fee | None |
| Balance Transfer Fee | Either $5 or 3% of the amount of each transfer, whichever is greater |
| Cash Advance Fee | Either $10 or 5% of the amount of each cash advance, whichever is greater |
| Penalty APR | None |
Benefits
| $0 Fraud Liability |
| Concierge Service |
Editorial Note: This content is not provided by the issuer. Any opinion, analyses, reviews, or recommendations expressed on this page are those of the author?s alone, and may not have been reviewed, approved or otherwise endorsed by the issuer.
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