Rating: 4 Stars
Extended Purchase Payoff Period
|Regular APR:||13.24%, 17.24% or 21.24% (Variable)|
|Intro APR (Purchases):||0% for 18 months|
|Intro APR (Balance transfers):||0% for 18 months|
|Credit Needed:||(670 – 850) Excellent/Good|
*See online credit card application for details on the terms and conditions.
- Click APPLY NOW to apply online
- 0% Intro APR on purchases and balance transfers for the first 18 months from account opening. Then a variable APR of 13.24%, 17.24% or 21.24% will apply.
- No Penalty APR.
- Late Fee Waiver.
- No Foreign Transaction Fees.
- $0 Annual Fee.
- $0 liability for unauthorized purchases.
Is HSBC Gold Mastercard worth it?
HSBC Gold Mastercard is a great card for balance transfers and paying off big purchases over time, with a 0% Intro APR for 18 months. This card also allows one missed payment per year without charging a late fee.
- 0% Intro APR on purchases and balance transfers for 18 months
- No annual fee
- Higher than average balance transfer
- No rewards
Why 4 Stars?
|Foreign Transaction Fee||None|
|Balance Transfer Fee||4% of the balance transfer amount/credit card check or $10, whichever is greater|
|Cash Advance Fee||4% of the transaction amount or $10, whichever is greater|
|$0 Fraud Liability|
|Auto Rental Collision Damage Waiver|
|Extended Warranty Program|
Editorial Note: This content is not provided by the issuer. Any opinion, analyses, reviews, or recommendations expressed on this page are those of the author?s alone, and may not have been reviewed, approved or otherwise endorsed by the issuer.
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