Rating: 5 Stars
Bottom Line:
Starter Rewards for IHG Travelers
TABLE OF CONTENTS
Card Details
| Regular APR: | 17.74% – 24.74% (Variable) |
| Intro APR (Purchases): | None |
| Intro APR (Balance transfers): | None |
| Rewards Rate: | 15 points total per $1 spent when you stay at any of our 5,600+ Hotels & Resorts worldwide 2 points per $1 spent on purchases at gas stations, grocery stores, and restaurants 1 point per $1 spent on all other purchases |
| Credit Needed: | (670 – 850) Good/Excellent |
| Annual Fee: | None |
| Card Brand: | Mastercard |
*See online credit card application for details on the terms and conditions.
Offer Highlights
- Click APPLY NOW to apply online
- Earn 60,000 Bonus Points after spending $2,000 on purchases in the first 3 months from account opening
- 15 points total per $1 spent when you stay at any of our 5,600+ Hotels & Resorts worldwide
- 2 points per $1 spent on purchases at gas stations, grocery stores, and restaurants
- 1 point per $1 spent on all other purchases
- Gold Elite Status once you spend $10,000
- Save 20% on Point Purchases when you purchase points with your card
- Fourth Reward Night Free when you redeem points for any stay of 4 or more nights
Is IHG Rewards Club Traveler worth it?
IHG Rewards Club Traveler is a great card for travelers who stay at IHG hotels. IHG hotels include Holiday Inn, Candlewood Suites, Crowne Plaza, Kimpton, and InterContinental hotels. The sign up bonus is 60,000 Bonus Points after spending $2,000 on purchases in the first 3 months from account opening – that’s worth about 1 hotel stay. There are limited perks with this no annual fee card, but you do get a fourth reward night free when you redeem points for any stay of 4 or more nights.
Pros
- Earn 60,000 Bonus Points after spending $2,000 on purchases in the first 3 months from account opening
- 15 points total per $1 spent when you stay at any of our 5,600+ Hotels & Resorts worldwide
- No annual fee
Cons
- Limited perks compared to IHG Rewards Club Premier
Why 5 Stars?
Regular APR
5 Stars
Intro APR
4 Stars
Fees
4 Stars
Perks
5 Stars
Overall
5 Stars
Fees
| Foreign Transaction Fee | None |
| Balance Transfer Fee | Either $5 or 5% of the amount of each transfer, whichever is greater |
| Cash Advance Fee | Either $10 or 5% of the amount of each transaction, whichever is greater |
| Penalty APR | None |
Benefits
| $0 Fraud Liability |
| Auto Rental Collision Damage Waiver |
| Extended Warranty Program |
| Lost Luggage Reimbursement |
| Purchase Protection |
| Roadside Assistance |
| Travel Accident Insurance |
| Travel Assistance |
| Trip Cancellation/Interruption Insurance |
Editorial Note: This content is not provided by the issuer. Any opinion, analyses, reviews, or recommendations expressed on this page are those of the author?s alone, and may not have been reviewed, approved or otherwise endorsed by the issuer.
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