Rating: 4 Stars
Bottom Line:
Rewards for High Spenders
TABLE OF CONTENTS
Card Details
| Regular APR: | 14.74% – 23.74% (Variable) |
| Intro APR (Purchases): | 0% for 6 billing cycles |
| Intro APR (Balance transfers): | 0% for 6 billing cycles |
| Rewards Rate: | Earn 5 points per $1 for every eligible credit card purchase, no caps |
| Credit Needed: | (670 – 850) Good/Excellent |
| Annual Fee: | None |
| Card Brand: | Mastercard |
*See online credit card application for details on the terms and conditions.
Offer Highlights
- Click APPLY NOW to apply online
- Earn 5 points per $1 for every eligible credit card purchase, no caps
- Spend $1,000 – $1,999 per calendar month with your KeyBank credit card, and you will earn a 25% monthly points bonus. For example, if you spend $1,500, you will earn an additional 1,875 points for a total of 9,375 points
- Spend $2,000 or more per calendar month with your KeyBank credit card, and you will earn a 50% monthly points bonus. For example, if you spend $2,500, you will earn an additional 6,250 points for a total of 18,750 points.
Is KeyBank Key2More Rewards? worth it?
KeyBank Key2More Rewards Credit Card is a solid card for people who will spend $2,000 or more per month with this card. At this level of spend, you will earn a 50% monthly points bonus. In total you would be earning 7.5 points per $1 for every eligible credit card purchase. This looks like a fantastic rewards rate, but because KeyBank Rewards points are worth significantly less than one cent for most redemption options, the 7.5 points per $1 rewards rate is not incredibly high, but normal.
Pros
- Earn 5 points per $1 for every eligible credit card purchase, no caps
- Spend $2,000 or more per calendar month with your KeyBank credit card, and you will earn a 50% monthly points bonus
- No annual fee
Cons
- KeyBank Rewards points are worth less than other points
Why 4 Stars?
Regular APR
5 Stars
Intro APR
4 Stars
Fees
4 Stars
Perks
4 Stars
Overall
4 Stars
Fees
| Foreign Transaction Fee | 3% |
| Balance Transfer Fee | Either $10.00 or 3% of the amount of each transaction, whichever is greater |
| Cash Advance Fee | Either $10.00 or 4% of the amount of each transaction, whichever is greater |
| Penalty APR | None |
Benefits
| $0 Fraud Liability |
| Auto Rental Collision Damage Waiver |
| Cell Phone Protection |
| Concierge Service |
| Price Protection |
Editorial Note: This content is not provided by the issuer. Any opinion, analyses, reviews, or recommendations expressed on this page are those of the author?s alone, and may not have been reviewed, approved or otherwise endorsed by the issuer.
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