Rating: 5 Stars
Bottom Line:
Long Purchase and Debt Payoff Period
TABLE OF CONTENTS
Card Details
| Regular APR: | 11.74% – 21.74% (Variable) |
| Intro APR (Purchases): | 0% for 15 billing cycles |
| Intro APR (Balance transfers): | 0% for 15 billing cycles for transfers in first 60 days |
| Rewards Rate: | None |
| Credit Needed: | (740 – 850) Excellent |
| Annual Fee: | None |
| Card Brand: | Mastercard |
*See online credit card application for details on the terms and conditions.
Offer Highlights
- Click APPLY NOW to apply online
- Pay down debt with the KeyBank Latitude credit card. Affordable rates give you the flexibility to pay for the things you need, while you manage your balance and budget over time
- 0% for 15 billing cycles on purchases and balance transfers (balance transfers must be made in the first 60 days of account opening to qualify for the introductory APR)
Is KeyBank Latitude worth it?
KeyBank Latitude Credit Card is a great card for paying off purchases and debt. Cardholders get 0% interest for 15 billing cycles on purchases and for balance transfers made in the first 60 days. There is a 3% balance transfer fee, which is an average amount.
Pros
- 0% interest for 15 billing cycles on purchases and for balance transfers made in the first 60 days
- No penalty APR
- No annual fee
Cons
- No rewards
- 3% balance transfer fee
Why 5 Stars?
Regular APR
5 Stars
Intro APR
5 Stars
Fees
5 Stars
Perks
4 Stars
Overall
5 Stars
Fees
| Foreign Transaction Fee | 3% |
| Balance Transfer Fee | $10 or 3% per transaction, whichever is greater |
| Cash Advance Fee | Either $10 or 4% of the amount of each transaction, whichever is greater |
| Penalty APR | None |
Benefits
| $0 Fraud Liability |
| Auto Rental Collision Damage Waiver |
| Extended Warranty Program |
| Lost Luggage Reimbursement |
| Purchase Protection |
| Roadside Assistance |
| Travel Accident Insurance |
| Travel Assistance |
Editorial Note: This content is not provided by the issuer. Any opinion, analyses, reviews, or recommendations expressed on this page are those of the author?s alone, and may not have been reviewed, approved or otherwise endorsed by the issuer.
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