Card Details

Regular APR:	17.99% (Variable)
Intro APR (Purchases):	None
Intro APR (Balance transfers):	None
Rewards Rate:	Earn 1 mile for every $1 you spend in eligible net purchases
Credit Needed:	(670 – 850) Good/Excellent
Annual Fee:	None for first year, then $45
Card Brand:	Visa

*See online credit card application for details on the terms and conditions.

Offer Highlights

Click APPLY NOW to apply online
Earn 1 point for every $1 in eligible net purchases
Earn 15,000 bonus points after your first card use
Earn 2,000 bonus points with your annual credit card renewal
$0 intro annual fee the first year; $45 thereafter
10% discount on first LATAM Airlines purchase (up to $500) 1 time per year

Is LATAM Visa Card worth it?

LATAM Visa Card is a solid card for LATAM travelers. LATAM was formed from the merger of LAN and TAM airlines and most of LATAM’s destinations are in South America. The LATAM Visa Card offers a 10% discount on your first LATAM Airlines purchase, up to $500, one time per year, and you can also transfer your points to oneworld airline alliance partners. Applicants for LATAM Visa Signature who are not accepted are offered LATAM Visa Card.

Pros

10% discount on first LATAM Airlines purchase (up to $500) 1 time per year
Oneworld transfer parterns include American Airlines, British Airways, Japan Airlines and more than 5 more
$0 annual fee the first year, then $45

Cons

To transfer miles you must pay a fee of $5.60 per 500 miles transferred
No more than 2 transfers can be completed in one year

Why 5 Stars?

Regular APR

4 Stars

Intro APR

4 Stars

Fees

5 Stars

Perks

5 Stars

Overall

5 Stars

Fees

Foreign Transaction Fee	3%
Balance Transfer Fee	Either 3% of the amount of each transfer or $5 minimum, whichever is greater
Cash Advance Fee	Either 4% of the amount of each advance or $5 minimum, whichever is greater
Penalty APR	None

Benefits

$0 Fraud Liability

Auto Rental Collision Damage Waiver

Extended Warranty Program

Lost Luggage Reimbursement

Purchase Protection

Roadside Assistance

Travel Accident Insurance

Travel Assistance

Get Started with LATAM Visa Card

Editorial Note: This content is not provided by the issuer. Any opinion, analyses, reviews, or recommendations expressed on this page are those of the author?s alone, and may not have been reviewed, approved or otherwise endorsed by the issuer.

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