
Rating: 5 Stars
Bottom Line:
Starter LATAM Rewards
TABLE OF CONTENTS
Card Details
Regular APR: | 17.99% (Variable) |
Intro APR (Purchases): | None |
Intro APR (Balance transfers): | None |
Rewards Rate: | Earn 1 mile for every $1 you spend in eligible net purchases |
Credit Needed: | (670 – 850) Good/Excellent |
Annual Fee: | None for first year, then $45 |
Card Brand: | Visa |
*See online credit card application for details on the terms and conditions.
Offer Highlights
- Click APPLY NOW to apply online
- Earn 1 point for every $1 in eligible net purchases
- Earn 15,000 bonus points after your first card use
- Earn 2,000 bonus points with your annual credit card renewal
- $0 intro annual fee the first year; $45 thereafter
- 10% discount on first LATAM Airlines purchase (up to $500) 1 time per year
Is LATAM Visa Card worth it?
LATAM Visa Card is a solid card for LATAM travelers. LATAM was formed from the merger of LAN and TAM airlines and most of LATAM’s destinations are in South America. The LATAM Visa Card offers a 10% discount on your first LATAM Airlines purchase, up to $500, one time per year, and you can also transfer your points to oneworld airline alliance partners. Applicants for LATAM Visa Signature who are not accepted are offered LATAM Visa Card.
Pros
- 10% discount on first LATAM Airlines purchase (up to $500) 1 time per year
- Oneworld transfer parterns include American Airlines, British Airways, Japan Airlines and more than 5 more
- $0 annual fee the first year, then $45
Cons
- To transfer miles you must pay a fee of $5.60 per 500 miles transferred
- No more than 2 transfers can be completed in one year
Why 5 Stars?
Regular APR
4 Stars
Intro APR
4 Stars
Fees
5 Stars
Perks
5 Stars
Overall
5 Stars
Fees
Foreign Transaction Fee | 3% |
Balance Transfer Fee | Either 3% of the amount of each transfer or $5 minimum, whichever is greater |
Cash Advance Fee | Either 4% of the amount of each advance or $5 minimum, whichever is greater |
Penalty APR | None |
Benefits
$0 Fraud Liability |
Auto Rental Collision Damage Waiver |
Extended Warranty Program |
Lost Luggage Reimbursement |
Purchase Protection |
Roadside Assistance |
Travel Accident Insurance |
Travel Assistance |
Editorial Note: This content is not provided by the issuer. Any opinion, analyses, reviews, or recommendations expressed on this page are those of the author?s alone, and may not have been reviewed, approved or otherwise endorsed by the issuer.
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