Rating: 5 Stars
Bottom Line:
Starter LATAM Rewards and Visa Signature Benefits
TABLE OF CONTENTS
Card Details
| Regular APR: | 17.74% – 24.74% (Variable) |
| Intro APR (Purchases): | None |
| Intro APR (Balance transfers): | None |
| Rewards Rate: | Earn 2 points for ever $1 in LATAM Airlines ticket purchases Earn 1 point for every $1 in eligible net purchases |
| Credit Needed: | (670 – 850) Good/Excellent |
| Annual Fee: | None for first year, then $75 |
| Card Brand: | Visa |
*See online credit card application for details on the terms and conditions.
Offer Highlights
- Click APPLY NOW to apply online
- Double points on LATAM Airlines ticket purchases
- Earn 1 point for every $1 in eligible net purchases
- Earn 20,000 bonus points after your first card use
- Earn 4,000 bonus points with your annual credit card renewal
- $0 intro annual fee the first year; $75 thereafter
- 20% discount on first LATAM Airlines purchase (up to $500) 1 time per year
- 25% flight bonus points on LATAM Airlines. To renew this benefit, the cardmember must have net spending of at least $15,000 each calendar year
- 3 one-way upgrade coupons per year on LATAM Airlines
Is LATAM Visa Signature Credit Card worth it?
LATAM Visa Signature Card is a solid card for LATAM travelers. LATAM was formed from the merger of LAN and TAM airlines and most of LATAM?s destinations are in South America. The LATAM Visa Signature Card offers a 20% discount on your first LATAM Airlines purchase, up to $500, one time per year, you get 3 one-way upgrade coupons per year on LATAM Airlines, and you can also transfer your points to oneworld airline alliance partners.
Pros
- Earn 2 points for ever $1 in LATAM Airlines ticket purchases
- 20% discount on first LATAM Airlines purchase (up to $500) 1 time per year
- Oneworld transfer parterns include American Airlines, British Airways, Japan Airlines and more than 5 more
- $0 annual fee the first year, then $75
Cons
- To transfer miles you must pay a fee of $5.60 per 500 miles transferred
- No more than 2 transfers can be completed in one year
Why 5 Stars?
Regular APR
4 Stars
Intro APR
4 Stars
Fees
5 Stars
Perks
5 Stars
Overall
5 Stars. ?????
Fees
| Foreign Transaction Fee | 3% |
| Balance Transfer Fee | Either 3% of the amount of each transfer or $5 minimum, whichever is greater |
| Cash Advance Fee | Either 4% of the amount of each advance or $5 minimum, whichever is greater |
| Penalty APR | None |
Benefits
| $0 Fraud Liability |
| Auto Rental Collision Damage Waiver |
| Baggage Delay Reimbursement |
| Concierge Service |
| Emergency Card Replacement |
| Emergency Cash Disbursement |
| Extended Warranty Protection |
| Lost Luggage Reimbursement |
| Travel Accident Insurance |
| Price Protection |
| Purchase Protection |
| Return Protection |
| Roadside Dispatch |
| Travel and Emergency Assistance |
| Trip Cancellation/Trip Interruption Reimbursement |
| Trip Delay Reimbursement |
Editorial Note: This content is not provided by the issuer. Any opinion, analyses, reviews, or recommendations expressed on this page are those of the author?s alone, and may not have been reviewed, approved or otherwise endorsed by the issuer.
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