Card Details

Regular APR:	15.74 – 25.74 (Variable)
Intro APR (Purchases):	0% for 15 biling cycles
Intro APR (Balance transfers):	0% for 15 biling cycles for transfers in first 60 days
Rewards Rate:	Earn 3% cash back in the category of your choice: gas, online shopping, dining, travel, drug stores, or home improvement / furnishings and 2% cash back at grocery stores and wholesale clubs on the first $2,500 in combined choice category / grocery store / wholesale club purchases each quarter, then earn 1% Earn unlimited 1% cash back on all other purchases
Credit Needed:	(670 – 850) Good/Excellent
Annual Fee:	None
Card Brand:	Mastercard

*See online credit card application for details on the terms and conditions.

Offer Highlights

Click APPLY NOW to apply online
$200 cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening – plus now choose how you earn rewards
Choose your favorite team from the list below when you apply – All 30 team card designs available
Earn 3% cash back in the category of your choice: gas, online shopping, dining, travel, drug stores, or home improvement / furnishings and 2% cash back at grocery stores and wholesale clubs on the first $2,500 in combined choice category / grocery store / wholesale club purchases each quarter, then earn 1%
Earn unlimited 1% cash back on all other purchases
Go to the Mobile Banking app or to Online Banking to change your choice category for future purchases once each calendar month, or make no change and it stays the same
Plus, Preferred Rewards members earn 25% – 75% more cash back on every purchase
No annual fee

Is MLB Mastercard worth it?

MLB Mastercard is a great card for MLB fans. You can choose the card with your favorite team and all MLB teams are available. Cardholders get a $200 cash rewards bonus after making at least $1,000 in purchases in the first 90 days.

The rewards rate is average: unfortunately the 3% and 2% rewards are only valid on up to $2,500 in combined purchases per quarter, so this is not a great everyday spend card if you spend more than $10,000 each year. However, as with other eligible Bank of America rewards cards, if you have a balance of more than $20,000 combined between any Bank of America and Merrill investment accounts, you earn a Rewards Bonus of 25% or more with the MLB Mastercard. Bank of America calls this Preferred Rewards, and it helps boost the value of the card.

Pros

$200 cash rewards bonus after making at least $1,000 in purchases in the first 90 days
Cash rewards can be redeemed anytime for statement credit
You can choose the card with your favorite team and all MLB teams are available

Cons

3% and 2% rewards only valid on up to $2,500 in combined purchases per year
Penalty APR
Foreign transaction fee

Why 5 Stars?

Regular APR

4 Stars

Intro APR

5 Stars

Fees

4 Stars

Perks

5 Stars

Overall

5 Stars

Fees

Foreign Transaction Fee	3%
Balance Transfer Fee	Either $10 or 3% of the amount of each transaction, whichever is greater
Cash Advance Fee	See Terms (has exception)
Penalty APR	29.99%

Benefits

$0 Fraud Liability

Auto Rental Collision Damage Waiver

Extended Warranty Program

Lost Luggage Reimbursement

Purchase Protection

Roadside Assistance

Travel Accident Insurance

Travel Assistance

Get Started with MLB Mastercard

Editorial Note: This content is not provided by the issuer. Any opinion, analyses, reviews, or recommendations expressed on this page are those of the author?s alone, and may not have been reviewed, approved or otherwise endorsed by the issuer.

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