Rating: 5 Stars
Bottom Line:
Starter NASA Card with No Balance Transfer Fee
TABLE OF CONTENTS
Card Details
| Regular APR: | 12.4% – 17.99% (Variable) |
| Intro APR (Purchases): | None |
| Intro APR (Balance transfers): | 6.9% – 17.99% for transfer in first 90 days |
| Rewards Rate: | None |
| Credit Needed: | (670 – 850) Good/Excellent |
| Annual Fee: | None |
| Card Brand: | Visa |
*See online credit card application for details on the terms and conditions.
Offer Highlights
- Click APPLY NOW to apply online
- Fixed rate as low as 12.4% APR – and as low as 8.9% APR for the life of all balance transfers
- No Extra Fees – No annual fee, no balance transfer fee, and no foreign transaction fee
- Peace-of-Mind Protection – Lock/unlock capabilities, 24/7 emergency assistance, fraud protection and extended warranty coverage all included
- Share Secured Visa Credit Card available – Apply today by calling 1-888-NASA-FCU (627-2328) – Establish a line of credit by using a cash collateral as your deposit (minimum $500; maximum $5,000)
Is NASA Federal Platinum Advantage Rewards worth it?
NASA Federal Platinum Advantage Rewards is a great card for people who are NASA fans. The card has a space graphic on the front and offers an unusual benefit: no balance transfer fee. There is no 0% Intro APR period but for small transfers no balance transfer fee makes transferring a balance an attractive option.
Pros
- No balance transfer fee
- No annual fee
- No foreign transaction fee
- Low APR
Cons
- May require NASA Federal credit union membership: simple to join through becoming a member of The National Space Society, which has a complimentary membership for one year. This is the option recommended on the NASA Federal website.
- Penalty APR
- No rewards
Why 5 Stars?
Regular APR
5 Stars
Intro APR
4 Stars
Fees
5 Stars
Perks
4 Stars
Overall
5 Stars
Fees
| Foreign Transaction Fee | None |
| Balance Transfer Fee | None |
| Cash Advance Fee | 3% of advance ($5 minimum) |
| Penalty APR | 18.00% |
Benefits
| $0 Fraud Liability |
| Auto Rental Collision Damage Waiver |
| Extended Warranty Program |
| Lost Luggage Reimbursement |
| Purchase Protection |
| Roadside Assistance |
| Travel Accident Insurance |
| Travel Assistance |
Editorial Note: This content is not provided by the issuer. Any opinion, analyses, reviews, or recommendations expressed on this page are those of the author?s alone, and may not have been reviewed, approved or otherwise endorsed by the issuer.
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