Rating: 5 Stars
Bottom Line:
Long Debt and Purchase Payoff Period
TABLE OF CONTENTS
Card Details
| Regular APR: | 11.74 – 21.74 (Variable) |
| Intro APR (Purchases): | 0% for 15 billing cycles |
| Intro APR (Balance transfers): | 0% for 15 billing cycles on transfers in first 90 days |
| Rewards Rate: | None |
| Credit Needed: | (670 – 850) Good/Excellent |
| Annual Fee: | None |
| Card Brand: | Visa |
*See online credit card application for details on the terms and conditions.
Offer Highlights
- Click APPLY NOW to apply online
- Get a $100 monetary credit on your statement after you have made $1,000 in purchases during the first 3 billing cycles following account opening
- Our lowest intro rate on purchases for the first 15 billing cycles from account opening to help you save on interest every time you use your card to make a purchase
- Our lowest intro rate on balance transfers for the first 15 billing cycles from account opening for balances transferred within the first 90 days following account opening to help you pay off higher-rate cards and save on interest
- Seamless integration with PNC Online Banking and Virtual Wallet
Is PNC Core Visa worth it?
PNC Core Visa is a great card for people who are carrying a balance or would like to make a big purchase. Cardholders get 0% for 15 billing cycles on balance transfers made in the first 90 days and 0% for 15 billing cycles on purchases.
Comparing only cards with both long debt and purchase payoff periods, PNC Core Visa compares favorably with HSBC Gold Mastercard and Wells Fargo Platinum Card, which both offer 0% for 18 months on purchase and balance transfers and also have no annual fee. PNC Core Visa also has a fair signup bonus of $100 in statement credit after you have made $1,000 in purchases during the first 3 billing cycles following account opening.
Pros
- Get a $100 monetary credit on your statement after you have made $1,000 in purchases during the first 3 billing cycles following account opening
- 0% for 15 billing cycles on transfers in first 90 days
- 0% for 15 billing cycles on purchases
Cons
- No rewards
- Foreign transaction fee
Why 5 Stars?
Regular APR
5 Stars
Intro APR
5 Stars
Fees
4 Stars
Perks
4 Stars
Overall
5 Stars
Fees
| Foreign Transaction Fee | 3% |
| Balance Transfer Fee | Either $5 or 3% of the amount of each balance transfer, whichever is greater, for the first 90 days following account opening. After that, either $5 or 4% of the amount of each balance transfer, whichever is greater |
| Cash Advance Fee | Either $10 or 5% of the amount of each cash advance, whichever is greater |
| Penalty APR | 30.74% |
Benefits
| $0 Fraud Liability |
| Auto Rental Collision Damage Waiver |
| Extended Warranty Program |
| Lost Luggage Reimbursement |
| Purchase Protection |
| Roadside Assistance |
| Travel Accident Insurance |
| Travel Assistance |
Editorial Note: This content is not provided by the issuer. Any opinion, analyses, reviews, or recommendations expressed on this page are those of the author?s alone, and may not have been reviewed, approved or otherwise endorsed by the issuer.
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