Rating: 5 Stars
Bottom Line:
Starter Southwest Rewards
TABLE OF CONTENTS
Card Details
| Regular APR: | 17.74 – 24.74% (Variable) |
| Intro APR (Purchases): | None |
| Intro APR (Balance transfers): | None |
| Rewards Rate: | Earn 2 points per $1 spent on Southwest Airlines flights and hotel & car rental partners Earn 1 point per $1 spent on all other purchases made with your card |
| Credit Needed: | (670 – 850) Good/Excellent |
| Annual Fee: | $69 |
| Card Brand: | Visa |
*See online credit card application for details on the terms and conditions.
Offer Highlights
- Click APPLY NOW to apply online
- 3,000 anniversary points after your Cardmember anniversary
- Earn 40,000 points after you spend $1,000 on purchases in the first 3 months of account opening
- Points earned count towards Companion Pass ? the benefit that lets a friend fly with you free of airline charges for a year
- Earn 2 points per $1 spent on Southwest Airlines flights and hotel & car rental partners
- Earn 1 point per $1 spent on all other purchases made with your card
Is Southwest Rapid Rewards Plus Credit Card worth it?
Southwest Rapid Rewards Plus Credit Card is a solid card for Southwest travelers. There are two different cards you may be approved for when you apply that have different credit access lines/credit limits. You may find that you get approved for a high credit limit than you were expecting. If approved for a Signature account, your credit limit will be at least $5000. If approved for a Platinum account, your credit limit will be at least $2000.
Southwest Rapid Rewards Plus gets you a sign up bonus of 40,000 points after just $1,000 in spend in the first 3 months. With Rapid Rewards points being worth about 1.5 cents, this bonus is worth 40000 x $0.015 = $600 in Southwest flight value. Cardholders earn 2 points per $1 spent on Southwest Airlines flights and hotel & car rental partners that are booked through the Southwest portal, and these partners are well known.
Hotel partners include Best Western, Radisson Rewards, Choice Hotels, World of Hyatt, Marriott Rewards, MGM Resorts, Starwood Preferred Guest and more. Car rental parterns include Alamo, Avis, Budget, Dollar, Hertz, and more. If you like traveling Southwest, whether it be for the lack of change fees, free checked bags on domestic flights, or for the highly rated customer service, Southwest Rapid Rewards? Plus is a solid card to earn rewards for your next flight with.
Pros
- Earn 2 points per $1 spent on Southwest Airlines flights and hotel & car rental partners
Cons
- Earn 40,000 points after you spend $1,000 on purchases in the first 3 months of account opening
- 3,000 anniversary points after your Cardmember anniversary
- $69 annual fee
- Does not earn A-list qualifying points. A-list status gets you priority boarding and free same-day standby for an earlier flight going to the same destination
Why 5 Stars?
Regular APR
4 Stars
Intro APR
4 Stars
Fees
5 Stars
Perks
5 Stars
Overall
5 Stars. ?????
Fees
| Foreign Transaction Fee | 3% |
| Balance Transfer Fee | Either $5 or 5% of the amount of each transfer, whichever is greater |
| Cash Advance Fee | Either $10 or 5% of the amount of each transaction, whichever is greater |
| Penalty APR | None |
Benefits
| $0 Fraud Liability |
| Auto Rental Collision Damage Waiver |
| Baggage Delay Reimbursement |
| Concierge Service |
| Emergency Card Replacement |
| Emergency Cash Disbursement |
| Extended Warranty Protection |
| Lost Luggage Reimbursement |
| Travel Accident Insurance |
| Price Protection |
| Purchase Protection |
| Return Protection |
| Roadside Dispatch |
| Travel and Emergency Assistance |
| Trip Cancellation/Trip Interruption Reimbursement |
| Trip Delay Reimbursement |
Editorial Note: This content is not provided by the issuer. Any opinion, analyses, reviews, or recommendations expressed on this page are those of the author?s alone, and may not have been reviewed, approved or otherwise endorsed by the issuer.
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