Rating: 5 Stars
Bottom Line:
Build Credit with Gas and Grocery Cash Back
TABLE OF CONTENTS
Card Details
| Regular APR: | 21.74 (Variable) |
| Intro APR (Purchases): | None |
| Intro APR (Balance transfers): | None |
| Rewards Rate: | 2% Cash Back on up to $6,000 spent annually on gas and grocery qualifying purchases 1% Unlimited Cash Back on all other qualifying purchases |
| Credit Needed: | (670 – 850) Good/Excellent |
| Annual Fee: | $32 |
| Card Brand: | Mastercard |
*See online credit card application for details on the terms and conditions.
Offer Highlights
- Click APPLY NOW to apply online
- 2% Cash Back on up to $6,000 spent annually on gas and grocery qualifying purchases
- 1% Unlimited Cash Back on all other qualifying purchases
- Build your credit
- Tip: Maximize your cash back earnings with recurring payments such as cable, internet, phone and more
Is SunTrust Secured Credit Card worth it?
SunTrust Secured Credit Card is a great card or people looking to build credit by putting down a deposit and earn cash back. The rewards structure is similar to SunTrust Cash Rewards Credit Card. SunTrust Secured Credit Card cardholders earn 2% cash back on the first $6,000 spent annually on gas and groceries. You get 1% unlimited cash back on all other purchases.
Note that you may be denied for SunTrust Secured if you are coming out of bankruptcy.
Pros
- No foreign transaction fee
- 2% Cash Back on up to $6,000 spent annually on gas and grocery qualifying purchases
Cons
- $32 annual fee
Why 5 Stars?
Regular APR
5 Stars
Intro APR
4 Stars
Fees
5 Stars
Perks
4 Stars
Overall
5 Stars
Fees
| Foreign Transaction Fee | None |
| Balance Transfer Fee | $10.00 or 3% of the amount of the transfer, whichever is greater |
| Cash Advance Fee | $10.00 or 4% of the amount of each advance, whichever is greater |
| Penalty APR | None |
Benefits
| $0 Fraud Liability |
| Auto Rental Collision Damage Waiver |
| Baggage Delay Insurance |
| Extended Warranty Program |
| Lost Luggage Reimbursement |
| Mastercard ID Theft Protection |
| Purchase Protection |
| Roadside Assistance |
| Travel Accident Insurance |
| Travel Assistance |
| Trip Cancellation/Interruption Insurance |
Editorial Note: This content is not provided by the issuer. Any opinion, analyses, reviews, or recommendations expressed on this page are those of the author?s alone, and may not have been reviewed, approved or otherwise endorsed by the issuer.
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