Rating: 4 Stars
Bottom Line:
Cash Back and 0% Intro APR for Business Owners
TABLE OF CONTENTS
Card Details
| Regular APR: | 13.99% – 24.99% (Variable) |
| Intro APR (Purchases): | 0% for 15 billing cycles |
| Intro APR (Balance transfers): | 0% for 15 billing cycles |
| Rewards Rate: | 3% cash back on eligible gas station, office supply store and cell phone/service provider net purchases 1% cash back on all other eligible net purchases |
| Credit Needed: | (670 – 850) Good/Excellent |
| Annual Fee: | None |
| Card Brand: | MasterCard |
*See online credit card application for details on the terms and conditions.
Offer Highlights
- Click APPLY NOW to apply online
- 3% cash back on eligible gas station, office supply store and cell phone/service provider net purchases
- 1% cash back on all other eligible net purchases
- 25% Annual bonus based on your prior year’s Cash Rewards, up to $250
- Earn $500 cash back after you spend $4,500 in eligible net purchases on the Account Owner?s card in the first 150 days
- No annual fee and free employee cards
- Enjoy a 0% intro APR on purchases and balance transfers for the first fifteen billing cycles
Is U.S. Bank Business Cash Rewards World Elite MasterCard worth it?
U.S. Bank Business Cash Rewards World Elite MasterCard is a solid card for business owners who would like cash back or 0% interest on expenses. The 0% Intro APR is for 15 billing cycles. Cardholders earn $500 cash back after you spend $4,500 in eligible net purchases on the Account Owner’s card in the first 150 days.
Pros
- World Elite Mastercard benefits
- Earn $500 cash back after you spend $4,500 in eligible net purchases on the Account Owner’s card in the first 150 days
- 3% cash back on eligible gas station, office supply store and cell phone/service provider net purchases
Cons
- 3% Cash back category does not include travel
Why 4 Stars?
Regular APR
4 Stars
Intro APR
5 Stars
Fees
4 Stars
Perks
4 Stars
Overall
4 Stars
Fees
| Foreign Transaction Fee | 2% |
| Balance Transfer Fee | Either 3% of the amount of each transfer or $5 minimum, whichever is greater |
| Cash Advance Fee | Either 5% of the amount of each advance or $10 minimum, whichever is greater |
| Penalty APR | 29.99% |
Benefits
| $0 Fraud Liability |
| Auto Rental Collision Damage Waiver |
| Extended Warranty Program |
| Lost Luggage Reimbursement |
| Purchase Protection |
| Roadside Assistance |
| Travel Accident Insurance |
| Travel Assistance |
Editorial Note: This content is not provided by the issuer. Any opinion, analyses, reviews, or recommendations expressed on this page are those of the author?s alone, and may not have been reviewed, approved or otherwise endorsed by the issuer.
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