
Rating: 5 Stars
Bottom Line:
Cash Rewards for Americans
TABLE OF CONTENTS
Card Details
Regular APR: | 15.74 – 25.74% (Variable) |
Intro APR (Purchases): | 0% for 15 billing cycle |
Intro APR (Balance transfers): | 0% for 15 billing cycle for transfers in first 60 days |
Rewards Rate: | 3% cash back in the category of your choice: gas, online shopping, dining, travel, drug stores, or home improvement/furnishings 2% cash back at grocery stores and wholesale clubs and 1% cash back on all other purchases |
Credit Needed: | (670 – 850) Good/Excellent |
Annual Fee: | None |
Card Brand: | Visa |
*See online credit card application for details on the terms and conditions.
Offer Highlights
- Click APPLY NOW to apply online
- 3% cash back in the category of your choice: gas, online shopping, dining, travel, drug stores, or home improvement/furnishings
- 2% cash back at grocery stores and wholesale clubs
- 1% cash back on all other purchases
- You?ll earn 3% and 2% cash back on the first $2,500 in combined choice category/grocery store/wholesale club purchases each quarter, then earn 1%
- Online $200 cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening
- Preferred Rewards members earn 25%-75% more cash back on every purchase
Is U.S. Pride Credit Card worth it?
U.S. Pride Credit Card is a great card for people who want cash back in categories they choose. Cardholders earn 3% cash back in the category of your choice: gas, online shopping, dining, travel, drug stores, or home improvement/furnishings and 2% cash back at grocery stores and wholesale clubs.
For no annual fee, this is a great card. U.S. Pride Credit Card does not include any special U.S. features aside from its card art. This card is basically Bank of America Cash Rewards.
Pros
- 3% cash back in the category of your choice: gas, online shopping, dining, travel, drug stores, or home improvement/furnishings
- 2% cash back at grocery stores and wholesale clubs
- No annual fee
Cons
- You?ll earn 3% and 2% cash back on the first $2,500 in combined choice category/grocery store/wholesale club purchases each quarter: 3% and 2% rewards are capped
Why 5 Stars?
Regular APR
4 Stars
Intro APR
5 Stars
Fees
5 Stars
Perks
5 Stars
Overall
5 Stars
Fees
Foreign Transaction Fee | None |
Balance Transfer Fee | Either $10 or 3% of the amount of each transaction, whichever is greater |
Cash Advance Fee | See Terms (has exception) |
Penalty APR | Up to 29.99% |
Benefits
$0 Fraud Liability |
Auto Rental Collision Damage Waiver |
Extended Warranty Program |
Lost Luggage Reimbursement |
Purchase Protection |
Roadside Assistance |
Travel Accident Insurance |
Travel Assistance |
Editorial Note: This content is not provided by the issuer. Any opinion, analyses, reviews, or recommendations expressed on this page are those of the author?s alone, and may not have been reviewed, approved or otherwise endorsed by the issuer.
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