Rating: 5 Stars
Bottom Line:
Military Base Cash Back
TABLE OF CONTENTS
Card Details
| Regular APR: | 13.90% – 27.90% (Variable) |
| Intro APR (Purchases): | N/A |
| Intro APR (Balance transfers): | N/A |
| Rewards Rate: | 5% cash back on your first $3,000 in gas and military base purchases annually on these categories combined 2% on your first $3,000 on supermarket purchases per year 1% unlimited cash back on all other purchases. |
| Credit Needed: | (670 – 850) Excellent/Good |
| Annual Fee: | $0 |
| Card Brand: | American Express |
*See online credit card application for details on the terms and conditions.
Offer Highlights
- Click APPLY NOW to apply online
- Earn 5% cash back on your first $3,000 in gas and military base purchases annually on these categories combined
- Earn 2% on your first $3,000 on supermarket purchases per year
- Unlimited 1% cash back on all other purchases
- USAA membership is available to active and former military and their eligible family members
Is USAA Cashback Rewards Plus American Express from American Express worth it?
USAA Cashback Rewards Plus American Express Card is a solid card for active-duty military families with no foreign transaction fee and 5% cash back on gas and military base purchases up to $3,000, on top of 2% cash back on supermarket purchases.
Pros
- 5% cash back on purchases at gas stations, commissaries, exchange and shoppette locations on military bases, up to $3,000 spent annually.
- No annual fee
- No foreign transaction fee
Cons
- Higher than average regular APR ? cardholders with poor credit could pay more than 27% annually
Why 5 Stars?
Regular APR
4 Stars
Intro APR
4 Stars
Fees
5 Stars
Perks
5 Stars
Overall
5 Stars
Fees
| Foreign Transaction Fee | None |
| Balance Transfer Fee | 3% |
| Cash Advance Fee | 3% |
| Penalty APR | None |
Benefits
| $0 Fraud Liability |
| Auto Rental Collision Damage Waiver |
| Concierge Service |
| Extended Warranty Program |
| Travel Accident Insurance |
| Lost Luggage Reimbursement |
| Purchase Protection |
| Roadside Assistance |
| Travel Assistance |
Editorial Note: This content is not provided by the issuer. Any opinion, analyses, reviews, or recommendations expressed on this page are those of the author?s alone, and may not have been reviewed, approved or otherwise endorsed by the issuer.
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