Rating: 4 Stars
Bottom Line:
Extended Purchase and Debt Payoff
TABLE OF CONTENTS
Card Details
| Regular APR: | 17.49% – 26.99% (Variable) |
| Intro APR (Purchases): | 0% for 18 months |
| Intro APR (Balance transfers): | 0% for 18 months on qualifying balance transfers |
| Rewards Rate: | N/A |
| Credit Needed: | (670 – 850) Excellent/Good |
| Annual Fee: | $0 |
| Card Brand: | Visa |
*See online credit card application for details on the terms and conditions.
Offer Highlights
- Click APPLY NOW to apply online
- Apply and take control of your credit health with Wells Fargo?s longest intro APR
- $0 Annual Fee
- Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Platinum card
- Easy access to your FICO Credit Score with Wells Fargo Online
- Zero Liability protection for promptly reported unauthorized transactions
- Convenient tools to help create a budget and manage your spending with My Money Map
- $95 annual fee.
- Terms Apply.
Is Wells Fargo Platinum Card worth it?
Platinum from Wells Fargo is a great card for paying off a big purchase over time or paying down credit card debt with 0% Intro APR for 18 months on purchases and qualifying balance transfers.
Pros
- 0% Intro APR for 18 months on purchases and qualifying balance transfers
Cons
- No rewards
- Higher than average ongoing APR
Why 4 Stars?
Regular APR
4 Stars
Intro APR
5 Stars
Fees
4 Stars
Perks
4 Stars
Overall
4 Stars
Fees
| Foreign Transaction Fee | 3% |
| Balance Transfer Fee | 3% for 120 days, then 5% |
| Cash Advance Fee | 5% |
| Penalty APR | None |
Benefits
| $0 Fraud Liability |
| Auto Rental Collision Damage Waiver |
| Travel Accident Insurance |
| Roadside Assistance |
| Travel Assistance |
Editorial Note: This content is not provided by the issuer. Any opinion, analyses, reviews, or recommendations expressed on this page are those of the author?s alone, and may not have been reviewed, approved or otherwise endorsed by the issuer.
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