
Rating: 5 Stars
Bottom Line:
Support World Wildlife Fund and Earn Cash Back
TABLE OF CONTENTS
Card Details
Regular APR: | 15.74 – 25.74% (Variable) |
Intro APR (Purchases): | 0% for 15 months |
Intro APR (Balance transfers): | 0% for 15 months |
Rewards Rate: | 3% and 2% cash back on the first $2,500 in combined choice category/grocery store/wholesale club purchases each quarter |
Credit Needed: | (670 – 850) Good/Excellent |
Annual Fee: | None |
Card Brand: | Visa |
*See online credit card application for details on the terms and conditions.
Offer Highlights
- Click APPLY NOW to apply online
- 3% cash back in the category of your choice: gas, online shopping, dining, travel, drug stores, or home improvement/furnishings
- 2% cash back at grocery stores and wholesale clubs
- 1% cash back on all other purchases
- You?ll earn 3% and 2% cash back on the first $2,500 in combined choice category/grocery store/wholesale club purchases each quarter, then earn 1%
- For each new World Wildlife Fund credit card account that is opened and activated through this offer, World Wildlife Fund receives a minimum of $3. World Wildlife Fund also receives 0.08% of all net retail purchases made with this card and $3 for each annual renewal of the card
- No annual fee
- 0% Intro APR for 15 billing cycles for purchases and transfers in first 60 days
- Online $200 cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening
- Preferred Rewards members earn 25%-75% more cash back on every purchase
Is World Wildlife Fund Credit Card worth it?
World Wildlife Fund Credit Card is a solid card for people who like supporting endangered species conservation and earning cash back. World Wildlife Fund receives a minimum of $3 every time someone activates this card, 0.08% of all net retail purchases made with this card, and another $3 for each annual renewal of the card.
This card is basically Bank of America? Cash Rewards, with the charitable benefits mentioned added. If you spent $10,000 on this card in one year, you would have contributed $8 to the World Wildlife Fund. With this in mind, there are other ways to make an impact, but if you are looking to make passive contributions to support endangered species and earn cash at the same time, World Wildlife Fund Credit Card is a solid card for you.
Pros
- 3% and 2% cash back on the first $2,500 in combined choice category/grocery store/wholesale club purchases each quarter
- 0% Intro APR for 15 billing cycles for purchases and transfers in first 60 days
- No annual fee
Cons
- 3% rewards rate is capped at $2,500 per quarter
- Cash back is not redeemable for deposit into bank accounts outside of Bank of America or Merrill Lynch. Cash back is also redeemable for statement credit
- Automatic donations from credit card purchases are not tax deductible
Why 5 Stars?
Regular APR
4 Stars
Intro APR
5 Stars
Fees
4 Stars
Perks
5 Stars
Overall
5 Stars
Fees
Foreign Transaction Fee | 3% |
Balance Transfer Fee | Either $10 or 3% of the amount of each transaction, whichever is greater. |
Cash Advance Fee | See Terms (has exception) |
Penalty APR | Up to 29.99% |
Benefits
$0 Fraud Liability |
Auto Rental Collision Damage Waiver |
Extended Warranty Program |
Lost Luggage Reimbursement |
Purchase Protection |
Roadside Assistance |
Travel Accident Insurance |
Travel Assistance |
Editorial Note: This content is not provided by the issuer. Any opinion, analyses, reviews, or recommendations expressed on this page are those of the author?s alone, and may not have been reviewed, approved or otherwise endorsed by the issuer.
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